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20 Ways Not to Go Broke While Still in College

20 Ways Not to Go Broke While Still in College

If you’re about to head off to high education, or you’re already neck-deep in it and trying to figure out how to avoid going broke, check out these 20 methods that will keep some scratch in your pockets.

1. Employment: Maintain a real or digitally-based job.

Even part-time is better than being broke. If you can, try and secure a job working on-campus before you show up freshmen year, and then do whatever it takes to keep that job throughout college. Those 4 years of employment history will keep some money coming in (that isn’t a loan), and look fabulous on your post-college resume.

2. Budget: Huge slice of life here.

If you don’t learn how to budget money before you get out of college, you’re going to be in trouble. It’s simple. Just figure out exactly how much money is coming in and going out (bills & living expenses or needs). Then, use the wonders of budgeting to steer clear of going broke.

3. Avoid dating.

At the end of the day chasing down lovers is not only time consuming, it costs a fair amount of money. It’s so easy to spend money in an effort to increase your chances, right? Make education and managing your money your top priorities first.

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4. Invest: Invest some money the day before you head off to college.

Put it in something you can’t touch until after your expected graduation date. That way, you’ll earn a little passive income, and no matter how much is in your wallet, that investment means you’re technically not broke.

5. Start a web company.

Get some friends together, combine your skills, buddy up with some computer science kids and start a web company that offers any kind of simple web-based service or product. Create a lean tech-savvy start-up from your dorm rooms!

6. Save: Go into “save money” mode.

Since you’ve decided to master budgeting, dedicate yourself to saving at least 20% of your monthly income. It could either go into a “pay off loans” investment or account, or into a savings account so you have cash if you need it for emergencies or asset purchases.

7. Spend Wisely: You need to protect your money.

Learn that as soon as possible. The sooner you learn this life principle the less time you’ll have to spend wallowing in debt or being broke. See the clear difference between a want and a need. Be aware of why you are tempted to spend money. Don’t spend tons of money one tiny superficial and pointless purchase at a time.

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8. Reduce Loan Principles: Be smart about it.

If you’re taking on loans, read the fine print. Know exactly what you’re getting yourself into and take advantage of all realistic options available to you while in school to reduce your principle. When you’re not paying off the principle, is interest accumulating. If so, this is eating away at your monthly income even though it doesn’t seem like it.

9. Don’t use debit or credit.

There are two schools of thought here. One preaches that college students should use debit and build credit (there are banking institutions on many college campuses now). The other says it’s a bad idea. Debit cards make it too easy to spend money and credit can be vicious! Debit is easy to avoid, and in reality the credit needs for a college student should be almost non-existent.

10. Avoid fees.

Fees are literally everywhere you turn, and if you don’t know about them, you end up paying them. Many can be avoided by simply knowing of their existence. Start making it a habit to be fee-aware and avoid the unnecessary ones. Over 4 years, all these tiny little fees all over the place can really add up.

11. Grow food.

If you’re one of those students that rents a house and you’ve got some yard real estate, grow food! Seeds are cheap, gardening is easy, so it’s basically free food.

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12. Get free stuff.

Speaking of free, get all the free stuff you can and in college–there’s lots of it.

13. Get discounts.

: Students also get tons of discounts of tons of things, but you need to know of their existence and then take advantage of them. Seek them out. Become a bargain shopper in college!

14. Apply for free money.

Apply for free student money–for books, for classes, for tuition, whatever. You would be shocked to see how much money is given away to college kids every year. The trick is finding out about them and then taking the time to apply. Every little bit helps.

15. Hang with other broke people.

If you want to save money and live a lean lifestyle, stick with the like-minded.

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16. Rely on family & friends.

If you are lucky enough to have family and friends to rely on, then do so. Everyone knows you’re trying to better yourself and get ahead in life, so when they offer help, take it.

17. Barter

When you’re in college it’s a great time to start learning how to leverage what you have. When an opportunity to barter arises, capitalize on it.

18. Mobile Usage

Know how much your smartphone and mobile habits are costing you and keep them under wraps!

19. Pay bills on time.

Pay your bills on time, because it can lead to reduced rates, good payment history, better credit and all else.

20. Use the Internet

Set up a profile on one of the major freelancing websites. Become an affiliate blogger while in college. There are countless ways to make money online in your spare time!

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Last Updated on April 19, 2021

40 Healthy And Really Delicious Meals You Can Make Under $5

40 Healthy And Really Delicious Meals You Can Make Under $5

Ever had those moments where you really wanted to eat something delicious and healthy but didn’t have the financials means to do so? Whether you’re a student or parent, this compilation of 40 great, healthy, and inexpensive recipes will make every night special and help you get fit! No more meals where you have to force the food down! It’s time to make that budget your best friend and turn it into great recipes. Enjoy!

1. Fish Tacos in Crunchy Shells ($3.56 per serving)

Is there a better way to end the day than a Fish Taco dinner filled with protein and nutrients and is easy on the wallet? This recipe calls for a boys’ or girls’ night in front of a good movie or game.

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    2. Mini-Meatball Noodle Soup ($3.43 per serving)

    We’ve heard of the delicious spaghetti and meatballs recipes, but imagine having that same meatball goodness in a soup? It’s like Christmas in a bowl. Healthy, warm, and only $3.43 per serving.

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      3. Spaghetti and (Vegan) Meatballs ($2.13 per serving)

      Now it’s time to look at the traditional spaghetti and meatballs recipe, but with a little twist: vegan meatballs. This way, you can enjoy the Italian tradition without adding on the extra calories. I’m sold!

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        4. Kabocha Squash and Lentils ($3.12 per serving)

        Absolutely delicious way to end the day with a Kabocha Squash and lentils dinner. The beauty of this recipe is that you can actually make many other things from the mixture, from dips to full-on meals. All under $5 per serving.

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          5. Baked Coconut Lentils ($0.91 per serving)

          Coconuts are always a good idea, but it doesn’t have to be eaten only for dessert or breakfast. With this great recipe, you can now eat a lunch or dinner filled proteins and a coconut twist. Yum!

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            6. Easy Marinated Roasted Chicken ($3.40 per serving)

            We love chicken and at less than $5 per serving, we are in heaven with this recipe. Add some vegetables and rice on the side and you’ve got yourself a full meal!

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              7. Organic Greens and Goat Cheese Gratin ($2.36 per serving)

              This is absolutely divine. You get in your healthy greens and your fat macros with this great recipe. Takes only a few minutes to make and it’s easy on the wallet. Bon Appetite!

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                8. Beef Pot Roast ($3.22 per serving)

                One word: perfect. This meal will warm your insides and fill you up with the high protein content.

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                  9. Fajita-Style Quesadillas ($0.43 per serving)

                  If you want to eat Mexican tonight but want to stay in your budget, this Quesadilla recipe is your best friend. It’s tasty and filled with healthy ingredients for less than a dollar per serving.

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                    10. Fish Tostadas with Chili Lime Cream ($2.82 per serving)

                    Another great lunch idea for the busy days ahead. Prep this in the morning or the night before and you’ve got yourself a healthy and cheap lunch meal!

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                      11. Beef and Black Bean Chili ($1.36 per serving)

                      Might not look like much, but this amazing chili is actually extremely healthy for you. The protein from the beef and the carbs from the black beans will fill you up in no time, and keep you full for a long period of time. Delicious and warm, just right for the winter!

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                        12. Crispy Fish and Peppers ($2.18 per serving)

                        Amazing recipe for anyone looking to change up their meals while keeping their macros in check and not going overboard on spending. Satisfies your crunch tooth (see what I did there?) and gives you all the protein you need to stay full and lean.

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                          13. Vegetarian Gumbo ($1.50 per serving)

                          You have the perfect macro mix here with the carbs, fats, and proteins. At less than $5 per serving, you’ve got yourself a meal that will last for the whole week!

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                            14. Mexican White Bean Soup ($0.99 per serving)

                            With the cold weather creeping in, it’s not a surprise that soups are coming back in style. This great Mexican White Bean Soup dish will keep you warm for winter without making a hole in your pocket.

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                              15. Black Beans with Mango & Cilantro ($0.38 per serving)

                              Mangoes make every dish a little bit sweeter, which is why we absolutely love this recipe. A normal rice and bean dish might be a little meh, but add the sugary taste of mangoes and you’ve got yourself a party!

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                                16. Bean Burritos ($0.71 per serving)

                                If you’re having people over tonight and don’t want to spend too much time or money on food, this dish is a great option! You can even cut up the burritos into pieces and make finger foods while everyone’s watching the game or gossiping.

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                                  17. Five-Spice Beef Kabobs ($2.43 per serving)

                                  The spices in this recipes add a delicious twist to the beef kabobs, which is definitely worth trying!

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                                    18. Cornmeal Crusted Pork ($1.92 per serving)

                                    If you like the fried crunch but want to opt for a healthier alternative, cornmeal is your man. This healthy recipe will satisfy all your fried desires without making you pop open your pant’s button.

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                                      19. Chicken, Tomato & Cucumber Dinner Salad ($2.57 per serving)

                                      Easy to do, extremely healthy, and super delicious. A must-try!

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                                        20. Lentil Soup with Beef and Red Pepper ($1.90 per serving)

                                        I can’t believe how cheap this meal is, especially for all the nutrients it contains. You can make a big pot on Sunday night and divide it into small portions to last you a whole week.

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                                          21. Smoky Mushroom Stroganoff ($1.90 per serving)

                                          Craving pasta but not sure what to top it off with? How about smoky mushrooms with a twist?

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                                            22. White Bean Tuna Salad ($1.36 per serving)

                                            You can add this White Bean Tuna Salad in your sandwich or just eat it as-is for a quick lunch on a busy day.

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                                              23. Sausage Eggwiches ($0.80 per serving)

                                              Who says you have to eat fast food to get an eggwich? This delicious recipe will give you an amazingly healthy eggwich for less than a dollar per portion. Can you say Breakfast?

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                                                24. Baja-Cali Black Bean Salad ($1.17 per serving)

                                                Great snack to add to a movie-night with friends. You don’t have to use chemically-processed salsas anymore, you can now use this homemade salad for your chip dips.

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                                                  25. Gnocchi, Sweet Corn & Arugula in Cream Sauce ($2.24 per serving)

                                                  Italians always knew how to make carbs look good! This delicious Gnocchi recipe will give your lunch a whole new meaning. Easy to make and only $2.24 per serving.

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                                                    26. Vegetable Lasagna ($1.73 per serving)

                                                    If you were looking for a healthy lasagna, you’ve just found it. At under $5 per serving, you can fill yourself up right away without putting on the extra calories.

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                                                      27. Fajita-Ranch Chicken Wraps ($2.05 per serving)

                                                      Don’t know what to make for lunch this week? How about delicious chicken wraps with a healthy ranch? This recipe will make all your lunches, even the quick ones, healthy and colorful.

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                                                        28. Quinoa with Pan Roasted Brussels Sprouts ($1.24 per serving)

                                                        A dish that has quinoa and brussel sprouts can’t be unhealthy, it just can’t, which is why this dish is one to keep in the books. Easy to make, healthy, and will keep you full for a long period of time.

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                                                          29. Butternut Squash Chili ($1.04 per serving)

                                                          You don’t need meat to make chili now that you have this recipe! It’s 100% healthy, filling, and smells absolutely delicious.

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                                                            30. Fast Shrimp Bisque ($2.03 per serving)

                                                            Seafood doesn’t have to be expensive if you know how to do it right, and this fast shrimp bisque is a great recipe to try if you’re in the mood for some seafood!

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                                                              31. Chicken-Noodle Casserole ($0.98 per serving)

                                                              Looks divine doesn’t it? This super easy to make dish will satisfy all your taste buds without burning a hole in your wallet or adding a few extra numbers on the scale.

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                                                                32. Burrito Cups ($1.18 per serving)

                                                                Entertaining someone tonight and don’t know what to make as appetizers? These burrito cups are a great alternative to chips or other greasy finger foods. All you need to enjoy it is a spoon and a cup.

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                                                                  33. Lemon-Dill Shrimp & Pasta ($2.45 per serving)

                                                                  Another impressive shrimp recipe under $5 per serving. The lemon-dill twist adds a great taste to the dish.

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                                                                    34. Potato Frittata ($0.87 per serving)

                                                                    If you want to eat potatoes for breakfast but still want it to be healthy, this is the recipe for you. At under a dollar per serving, this potato frittata will make you see potatoes in a whole new light.

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                                                                      35. Grilled Pork and Pineapple ($2.67 per serving)

                                                                      Meat and fruits? Oh, yes. The juiciness of the pork mixed with the liquid sugar in the pineapple will make you wish you knew about it sooner.

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                                                                        36. Greek Honey-Lemon Pork Chops ($2.15 per serving)

                                                                        Another splendid recipe mixing sweet and salty for a healthy meal. Easy to make and absolutely mouthwatering.

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                                                                          37. Jamaican Pork Stir-Fry ($2 per serving)

                                                                          You can add this healthy stir-fry to any dish as a side or amply enjoy it as-is for lunch or dinner. You can even make a wrap sandwich out of it if you’re in a rush to eat.

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                                                                            38. Herbed Salmon ($2.49 per serving)

                                                                            Salmon contains a healthy dose of fats that will boost your metabolism, lower inflammation, and make you happier. At under $5 per serving, need I say more?

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                                                                              39. Five-Spice Pork Kabobs ($1.96 per serving)

                                                                              Exquisite recipe under $5 per serving that will most definitely awe everyone at your dinner party.

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                                                                                40. Stuffed Sweet Potatoes with Mango-Black Bean Salsa ($1.24 per serving)

                                                                                You don’t have to eat sweet potatoes alone anymore with this flavorful recipe.

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                                                                                  Featured photo credit: Featured Photo Credit: 5 Dollar Dinners via 5dollardinners.com

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