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10 Money Saving Strategies That Really Work

10 Money Saving Strategies That Really Work

When my family and I found ourselves in a nasty financial situation, we had to dig deep to discover how to take care of the family and still have fun on the cheap. We discovered it was not only possible to live cheaper, we even had fun doing it. We decided to keep doing it when times got better, because it made us feel smarter to save more. If you want to feel smart too, here are 10 money saving strategies that work.

1. Learn to Love the Library

I used to hate the smell of old books and the sounds of silence. When finances caused me to spend more time at our local library, I discovered how many things have changed. Libraries host free events for kids and families. They bring movie nights, magicians and musicians to families of all ages. You can use the internet for free, play online video games, check out movies or music, and, oh yeah, they let you get books for free too. Just remember to return things on time and this place can entertain you in amazing ways. Saving money at the library will become a habit you carry on for years. It’s just that fun.

2. Is It Big Screen Worthy?

If you’re a movie fan like me, you know you can plop down serious amounts of cash by just attending a few flicks a month. So, when you need to save some money it’s time to become a discerning viewer. Most movies make it to DVD within a few short months. They also land on Netflix or Amazon Prime or another venue fairly soon. You can catch that movie later for free or at least cheaper if you are willing to wait and if it’s worth it. The question you have to decide when it first arrives at theaters is this, “Is it big screen worthy?” If you can get just as much enjoyment out of it by watching it at home, then that movie may be worth the wait. You’ll find yourself spending much less money if this becomes your starting question.

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3. Shop at Garage Sales, Thrift Stores, and Consignment Stores

For those who enjoy Biltmore style living, this can be a difficult transition. Many communities, including the well-off ones, have regular garage sales. You might find that someone is moving and needs to unload an almost new vacuum. If that fits your need, you’ll save a hundred dollars and still get a product with great suction. When funds deplete, the mall is just too much of a temptation. It does require more hunting and planning, but garage sales, thrift stores and consignment stores will save you a bundle. As you stroll through the items at these places, you’ll find clothes, furniture and knickknacks that contain character and even make your world more fun. When you save money at these stores, you’ll wonder why you ever shopped elsewhere.

4. Choose Cheap and Save Big on Cell Phones

We know the names of the big cell phone companies but did you know that they make their lines available to other companies too. Walmart’s Straight Talk uses the Sprint network at a fraction of the cost. You pay less for the same phones and less on a month to month basis with no contract. You can also set up a pay-as-you-go system with Straight Talk as if you had a contract, but without the extra fees. Republic Wireless limits their phone choice but cuts the cost incredibly by using a hybrid system of WiFi and 3G or 4G. PC Magazine has recognized these companies in their Reader’s Choice Awards. None of the big companies even got a mention.

5. Learn to Cook

It may sound like something out of the 1920’s but when you cook for yourself, you save a ton of bread. This doesn’t mean you will save big by buying a frozen dinner and warming it at home, though you may save a little. If you learn to cook, you’ll find out how many restaurants and fast service overcharge for what they make. They have to do it because they have a bunch of employees to pay. You don’t. When you buy food and make it, you’ll be able to pack it into lunches or make great dinners. You could even branch out and get creative for breakfast. Not only will you save a bunch, you’ll also probably find yourself getting healthier.

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6. Learn the Difference between a Need and a Want

When you hear about a new gadget that can do 20 different things you never imagined, you may find yourself excited and itching to buy it. Then, ask yourself to consider if you need this item to survive or if you simply want it, because it caught your attention. The more you ponder the difference between the two, the more you’ll realize the things you don’t need to own. And, you’ll save money.

7. Practice Patience

Technology has been improving at an exponential rate. We get the annual iPhone updates and Samsung updates. New laptops come out each year, as do desktops. New software gets developed each year. It’s mind-blowing how much money you could spend if you made certain to purchase each new annual item. But, if you wait, that new product becomes an old one very quickly. Within one to two years prices often drop by almost 50%.This same approach applies to cars that have aged a couple of years. Consider how much you save if you wait for the new item to not be quite as new.

8. Make Your Own Coffee

Starbucks works hard on its product, but also on its environment. They create nice looking places with beautiful lighting and background music. It makes you feel like you’ve entered a fine dining restaurant when it’s actually caffeinated fast food. You plop down a few bucks for your favorite drink and feel absolutely extravagant. What if you could do it? Many people have figured out how to make them at home for less cost and all the joy. Personally, I love this Gingerbread Latte that I can make for myself at a much lower cost.

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9. Exercise Outdoors

Before our finances took a dive I belonged to our local gym. It cost me several dollars each month to ride a stationary bike or walk on a treadmill. When I started seeking to save money, it occurred to me that I could do those things outside on my own. You can too. Many communities provide opportunities to play basketball, run, walk or ride a bike. You can get outside and move rather than pay to remain indoors. Once you start doing it you may never go back to the gym even if you’ve got plenty of money to spend.

10. Learn to Be Content

Often we find ourselves driven to feel happy, happy, happy. Unfortunately, we look to people who make millions of dollars and believe they’ve found it. We want more and more stuff. It’s like we assume that the more things we buy, the better our lives will be. If you’ve read the news lately, you probably also know that people with money have their own dreams dashed to pieces, too. Even people who have got tons of cash still want more.

Maybe we’re hunting for the wrong thing. Instead of seeking happiness, maybe we need to find a deep and complete sense of contentment. There are people who are content with their lives. They appreciate each day because of its innate beauty,not because of what it gives them. Those people value themselves and their lives even without fancy vacations or expensive technology.

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The Bible makes a reference to a man who had people try to kill him several times. He had to run from towns and got placed in jail regularly. This same man stated that he had learned to be content in any and every situation. I’ve discovered how valuable contentment really is. It helps me to not need many of the things that cost a fortune and deplete my bankbook. If you seek to learn the secret of being content, you could find yourself saving too.

Featured photo credit: One and Two Half Dollars/Eric Gjerde via flickr.com

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Last Updated on April 19, 2021

40 Healthy And Really Delicious Meals You Can Make Under $5

40 Healthy And Really Delicious Meals You Can Make Under $5

Ever had those moments where you really wanted to eat something delicious and healthy but didn’t have the financials means to do so? Whether you’re a student or parent, this compilation of 40 great, healthy, and inexpensive recipes will make every night special and help you get fit! No more meals where you have to force the food down! It’s time to make that budget your best friend and turn it into great recipes. Enjoy!

1. Fish Tacos in Crunchy Shells ($3.56 per serving)

Is there a better way to end the day than a Fish Taco dinner filled with protein and nutrients and is easy on the wallet? This recipe calls for a boys’ or girls’ night in front of a good movie or game.

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    2. Mini-Meatball Noodle Soup ($3.43 per serving)

    We’ve heard of the delicious spaghetti and meatballs recipes, but imagine having that same meatball goodness in a soup? It’s like Christmas in a bowl. Healthy, warm, and only $3.43 per serving.

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      3. Spaghetti and (Vegan) Meatballs ($2.13 per serving)

      Now it’s time to look at the traditional spaghetti and meatballs recipe, but with a little twist: vegan meatballs. This way, you can enjoy the Italian tradition without adding on the extra calories. I’m sold!

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        4. Kabocha Squash and Lentils ($3.12 per serving)

        Absolutely delicious way to end the day with a Kabocha Squash and lentils dinner. The beauty of this recipe is that you can actually make many other things from the mixture, from dips to full-on meals. All under $5 per serving.

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          5. Baked Coconut Lentils ($0.91 per serving)

          Coconuts are always a good idea, but it doesn’t have to be eaten only for dessert or breakfast. With this great recipe, you can now eat a lunch or dinner filled proteins and a coconut twist. Yum!

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            6. Easy Marinated Roasted Chicken ($3.40 per serving)

            We love chicken and at less than $5 per serving, we are in heaven with this recipe. Add some vegetables and rice on the side and you’ve got yourself a full meal!

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              7. Organic Greens and Goat Cheese Gratin ($2.36 per serving)

              This is absolutely divine. You get in your healthy greens and your fat macros with this great recipe. Takes only a few minutes to make and it’s easy on the wallet. Bon Appetite!

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                8. Beef Pot Roast ($3.22 per serving)

                One word: perfect. This meal will warm your insides and fill you up with the high protein content.

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                  9. Fajita-Style Quesadillas ($0.43 per serving)

                  If you want to eat Mexican tonight but want to stay in your budget, this Quesadilla recipe is your best friend. It’s tasty and filled with healthy ingredients for less than a dollar per serving.

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                    10. Fish Tostadas with Chili Lime Cream ($2.82 per serving)

                    Another great lunch idea for the busy days ahead. Prep this in the morning or the night before and you’ve got yourself a healthy and cheap lunch meal!

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                      11. Beef and Black Bean Chili ($1.36 per serving)

                      Might not look like much, but this amazing chili is actually extremely healthy for you. The protein from the beef and the carbs from the black beans will fill you up in no time, and keep you full for a long period of time. Delicious and warm, just right for the winter!

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                        12. Crispy Fish and Peppers ($2.18 per serving)

                        Amazing recipe for anyone looking to change up their meals while keeping their macros in check and not going overboard on spending. Satisfies your crunch tooth (see what I did there?) and gives you all the protein you need to stay full and lean.

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                          13. Vegetarian Gumbo ($1.50 per serving)

                          You have the perfect macro mix here with the carbs, fats, and proteins. At less than $5 per serving, you’ve got yourself a meal that will last for the whole week!

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                            14. Mexican White Bean Soup ($0.99 per serving)

                            With the cold weather creeping in, it’s not a surprise that soups are coming back in style. This great Mexican White Bean Soup dish will keep you warm for winter without making a hole in your pocket.

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                              15. Black Beans with Mango & Cilantro ($0.38 per serving)

                              Mangoes make every dish a little bit sweeter, which is why we absolutely love this recipe. A normal rice and bean dish might be a little meh, but add the sugary taste of mangoes and you’ve got yourself a party!

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                                16. Bean Burritos ($0.71 per serving)

                                If you’re having people over tonight and don’t want to spend too much time or money on food, this dish is a great option! You can even cut up the burritos into pieces and make finger foods while everyone’s watching the game or gossiping.

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                                  17. Five-Spice Beef Kabobs ($2.43 per serving)

                                  The spices in this recipes add a delicious twist to the beef kabobs, which is definitely worth trying!

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                                    18. Cornmeal Crusted Pork ($1.92 per serving)

                                    If you like the fried crunch but want to opt for a healthier alternative, cornmeal is your man. This healthy recipe will satisfy all your fried desires without making you pop open your pant’s button.

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                                      19. Chicken, Tomato & Cucumber Dinner Salad ($2.57 per serving)

                                      Easy to do, extremely healthy, and super delicious. A must-try!

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                                        20. Lentil Soup with Beef and Red Pepper ($1.90 per serving)

                                        I can’t believe how cheap this meal is, especially for all the nutrients it contains. You can make a big pot on Sunday night and divide it into small portions to last you a whole week.

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                                          21. Smoky Mushroom Stroganoff ($1.90 per serving)

                                          Craving pasta but not sure what to top it off with? How about smoky mushrooms with a twist?

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                                            22. White Bean Tuna Salad ($1.36 per serving)

                                            You can add this White Bean Tuna Salad in your sandwich or just eat it as-is for a quick lunch on a busy day.

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                                              23. Sausage Eggwiches ($0.80 per serving)

                                              Who says you have to eat fast food to get an eggwich? This delicious recipe will give you an amazingly healthy eggwich for less than a dollar per portion. Can you say Breakfast?

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                                                24. Baja-Cali Black Bean Salad ($1.17 per serving)

                                                Great snack to add to a movie-night with friends. You don’t have to use chemically-processed salsas anymore, you can now use this homemade salad for your chip dips.

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                                                  25. Gnocchi, Sweet Corn & Arugula in Cream Sauce ($2.24 per serving)

                                                  Italians always knew how to make carbs look good! This delicious Gnocchi recipe will give your lunch a whole new meaning. Easy to make and only $2.24 per serving.

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                                                    26. Vegetable Lasagna ($1.73 per serving)

                                                    If you were looking for a healthy lasagna, you’ve just found it. At under $5 per serving, you can fill yourself up right away without putting on the extra calories.

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                                                      27. Fajita-Ranch Chicken Wraps ($2.05 per serving)

                                                      Don’t know what to make for lunch this week? How about delicious chicken wraps with a healthy ranch? This recipe will make all your lunches, even the quick ones, healthy and colorful.

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                                                        28. Quinoa with Pan Roasted Brussels Sprouts ($1.24 per serving)

                                                        A dish that has quinoa and brussel sprouts can’t be unhealthy, it just can’t, which is why this dish is one to keep in the books. Easy to make, healthy, and will keep you full for a long period of time.

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                                                          29. Butternut Squash Chili ($1.04 per serving)

                                                          You don’t need meat to make chili now that you have this recipe! It’s 100% healthy, filling, and smells absolutely delicious.

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                                                            30. Fast Shrimp Bisque ($2.03 per serving)

                                                            Seafood doesn’t have to be expensive if you know how to do it right, and this fast shrimp bisque is a great recipe to try if you’re in the mood for some seafood!

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                                                              31. Chicken-Noodle Casserole ($0.98 per serving)

                                                              Looks divine doesn’t it? This super easy to make dish will satisfy all your taste buds without burning a hole in your wallet or adding a few extra numbers on the scale.

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                                                                32. Burrito Cups ($1.18 per serving)

                                                                Entertaining someone tonight and don’t know what to make as appetizers? These burrito cups are a great alternative to chips or other greasy finger foods. All you need to enjoy it is a spoon and a cup.

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                                                                  33. Lemon-Dill Shrimp & Pasta ($2.45 per serving)

                                                                  Another impressive shrimp recipe under $5 per serving. The lemon-dill twist adds a great taste to the dish.

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                                                                    34. Potato Frittata ($0.87 per serving)

                                                                    If you want to eat potatoes for breakfast but still want it to be healthy, this is the recipe for you. At under a dollar per serving, this potato frittata will make you see potatoes in a whole new light.

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                                                                      35. Grilled Pork and Pineapple ($2.67 per serving)

                                                                      Meat and fruits? Oh, yes. The juiciness of the pork mixed with the liquid sugar in the pineapple will make you wish you knew about it sooner.

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                                                                        36. Greek Honey-Lemon Pork Chops ($2.15 per serving)

                                                                        Another splendid recipe mixing sweet and salty for a healthy meal. Easy to make and absolutely mouthwatering.

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                                                                          37. Jamaican Pork Stir-Fry ($2 per serving)

                                                                          You can add this healthy stir-fry to any dish as a side or amply enjoy it as-is for lunch or dinner. You can even make a wrap sandwich out of it if you’re in a rush to eat.

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                                                                            38. Herbed Salmon ($2.49 per serving)

                                                                            Salmon contains a healthy dose of fats that will boost your metabolism, lower inflammation, and make you happier. At under $5 per serving, need I say more?

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                                                                              39. Five-Spice Pork Kabobs ($1.96 per serving)

                                                                              Exquisite recipe under $5 per serving that will most definitely awe everyone at your dinner party.

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                                                                                40. Stuffed Sweet Potatoes with Mango-Black Bean Salsa ($1.24 per serving)

                                                                                You don’t have to eat sweet potatoes alone anymore with this flavorful recipe.

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                                                                                  Featured photo credit: Featured Photo Credit: 5 Dollar Dinners via 5dollardinners.com

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