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10 Apps You Probably Didn’t Know Can Earn You Extra Money

10 Apps You Probably Didn’t Know Can Earn You Extra Money

You probably already know that there are apps you can use not only for entertainment, but for earning extra money or saving some. But, you may not know about these apps, which are some of our favorites. Check out these 10 killer apps you can use to save or make extra money in your spare time.

1. Foap

Download links: Android | iOS

foap

    This is an app that allows you to make money by taking photos. You can charge as much as you like per photo, which means that your money-making opportunities through Foap are virtually limitless. People are always looking for a huge variety of photos, and you may be surprised at how much money you can make with a photo of your cat.

    2. Bookscouter

    Download links: Web-Based

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    bookscouter

      If you have old books you want to get rid of, use this app to sell them. Scan the barcodes with your smartphone, and Bookscouter will let you see comparisons of payouts from more than 20 book buyback companies. Once you find the best offer, fill out some information about where payments should be sent, and ship the books to the buyback companies.

      3. Fieldagent

      Download links: Android | iOS

      field

        This is a great app that can help you earn money. From the main navigation window you can locate jobs through the “Jobs List” or through the ”Map View.” Select a job to see additional details and accept it. Once a job has been selected, you will have two hours to complete the task. Be sure you’re near the objective before you start the task.

        4. Cash For Laptop

        Download links: Web-Based

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        CashYourLaptop

          You can make extra money by selling your old laptop, and this app will let you do it. Simply select the type of device you wish to sell, add a description of the device, pack it up and ship it (free of charge), and get paid with a cheque or Paypal.

          5. Expensify

          Download links: Android | iOS

          img_receipts_02

            If you are having problems with your expense reports, you can save time and money by using Expensify. This app lets you capture receipts, track time and mileage, track business travel, create expense reports, and more. Using this app will allow you to get these things done quickly, so you can spend more time actually making money.

            6. Ibotta

            Download links: Android | iOS

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            ibotta

              Take photos of your receipts and receive rebates using this app. Sign up for a free account, download the mobile app, and click on “Rebates”. Here you will find loads of great offers. Rebates will vary depending on the product and the promotion.

              7. Casual

              Download links: Web-Based

              Casual

                You might be surprised, but the project management app Casual saves a great amount of money by helping reduce fails with deadlines and problems with the team. Casual helps handle tasks and projects in a new way: plan your tasks just by drawing them as flowcharts. Amazing feature is that Casual helps visualize dependencies between tasks. Become much more productive by using it.

                8. Receipt Hog

                Download links: Android | iOS

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                receipt

                  This is a lot like Ibotta, because you can take photos of receipts and get rewards points for Paypal or Amazon gift cards. Unlike Ibotta, you don’t have to shop at specific stores. You can shop anywhere, and still earn points. But, it is slower to cash out than it is with Ibotta.

                  9. Ncponline

                  Download links: Android | iOS

                  ncp

                    Earn rewards points as a panelist for Ncponline. Scan your purchases, and send the data in to get points. You may also be contacted occasionally for opinions. You can make money through this app, and it only takes an hour each week. You get points for every interaction, and when you have enough points, you can cash them in for rewards.

                    10. i-Say Mobile

                    Download links: Web-Based

                    i-say

                      When you need a survey app, this is definitely the one to choose. It is from the Ipsos company, which does much of the polling during presidential races. If you have some free time, you can make money completing surveys. Or, you can collect points, and redeem them for gift cards from Amazon, iTunes, etc., or cash them in through Paypal.

                      Featured photo credit: Woman Using a Smart Phone via shutterstock.com

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                      Jane Hurst

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                      Last Updated on March 4, 2019

                      How to Use Credit Cards While Staying Out of Debt

                      How to Use Credit Cards While Staying Out of Debt

                      Many people will suggest that the best thing to do with your credit cards during these tough economic times is to cut them up with a pair of scissors. Indeed, if you are already in huge debt, you probably should stop using them and begin a payback strategy immediately. However, if you are not currently in trouble with your credit cards, there are wise ways to use them.

                      I happen to really love my credit cards so I will share with you my approach to how I use mine without getting into deep financial trouble.

                      Ever since about 1983 when I got my first Visa card, I continue to charge as many of my purchases as possible on credit. Everything from gas, groceries and monthly payments for services like my cable and home security monitoring are charged on credit. Despite my heavy usage, I have maintained the joy of never paying any interest fees at all on any of my credit cards.

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                      Here are some tips on how best to use your credit cards without falling into the trap of paying those nasty double-digit interest fees.

                      Do Not Treat Credit Cards as Your Funding Sources

                      Too many people treat their credit cards as funding sources for major purchases. Do not do this if you want to stay out of trouble. I use my credit cards as convenient financial instruments so I do not have to carry around much cash. In fact, I hate carrying cash, especially coins. When you buy things on credit, the purchases are clean and you will not get annoying coins back as change.

                      I do not rely on my Visa, MasterCard or American Express to fund any of my purchases, large or small. This brings me to my golden rule when it comes to whether I will pull out any of my credit cards either at a retail or online store.

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                      I never purchase anything with my credit cards if I do not have the actual cash on hand in my bank account.

                      If I really cannot pay for the item or service with cash that I already have at the bank, then I simply will not make the purchase. Remember, my credit cards are not used as funding sources. They are just convenient alternatives to actual cash in my pocket.

                      Make Sure to Always Pay Off Balances in Full Each Month

                      The next very important part of my overall strategy is to make absolutely sure that I pay the balances in full each and every month no matter how large they are. This should never be a problem if the cash has been budgeted for my purchases and secured in the bank. I have always paid my full balances each month ever since my very first credit card and this is why I never pay interest charges.

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                      Using Credit Cards with Rewards

                      Most of my credit cards are of the “no annual fees” type, including one MasterCard on a separate account I keep at home as a spare in case I lose my wallet or incur any fraudulent charges. However, I do use a main Visa card which does have an annual fee because all purchases on that card reward me with airline frequent flyer points. For me, the annual fee is worth it since I do travel and I get enough points to redeem many free flights.

                      You have to decide for yourself if you will charge enough purchases on credit each year without paying interest charges to warrant a credit card that rewards you with airline points (or other rewards). In my case, the answer is “yes” but that might not be the case for you.

                      I occasionally use a MasterCard or American Express card on small purchases just to keep those accounts active. Also, I have been to the odd retailer that accepted only a certain type of credit card, so I find that having one from each major company is quite handy. Aside from my main Visa card which earns the airline points, the rest of my cards are of the “no annual fees” variety.

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                      So this is how I use my credit cards without getting into any financial trouble with them. This strategy is recommended only if you are not in debt, of course. In fact, it is worth keeping in mind once you’re out of debt so that you can keep your credit cards active and treat them responsibly.

                      What are your credit card usage strategies? Let me know in the comments — I’d love to hear what methods you use.

                      Featured photo credit: Artem Bali via unsplash.com

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