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10 Apps You Probably Didn’t Know Can Earn You Extra Money

10 Apps You Probably Didn’t Know Can Earn You Extra Money

You probably already know that there are apps you can use not only for entertainment, but for earning extra money or saving some. But, you may not know about these apps, which are some of our favorites. Check out these 10 killer apps you can use to save or make extra money in your spare time.

1. Foap

Download links: Android | iOS

foap

    This is an app that allows you to make money by taking photos. You can charge as much as you like per photo, which means that your money-making opportunities through Foap are virtually limitless. People are always looking for a huge variety of photos, and you may be surprised at how much money you can make with a photo of your cat.

    2. Bookscouter

    Download links: Web-Based

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    bookscouter

      If you have old books you want to get rid of, use this app to sell them. Scan the barcodes with your smartphone, and Bookscouter will let you see comparisons of payouts from more than 20 book buyback companies. Once you find the best offer, fill out some information about where payments should be sent, and ship the books to the buyback companies.

      3. Fieldagent

      Download links: Android | iOS

      field

        This is a great app that can help you earn money. From the main navigation window you can locate jobs through the “Jobs List” or through the ”Map View.” Select a job to see additional details and accept it. Once a job has been selected, you will have two hours to complete the task. Be sure you’re near the objective before you start the task.

        4. Cash For Laptop

        Download links: Web-Based

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        CashYourLaptop

          You can make extra money by selling your old laptop, and this app will let you do it. Simply select the type of device you wish to sell, add a description of the device, pack it up and ship it (free of charge), and get paid with a cheque or Paypal.

          5. Expensify

          Download links: Android | iOS

          img_receipts_02

            If you are having problems with your expense reports, you can save time and money by using Expensify. This app lets you capture receipts, track time and mileage, track business travel, create expense reports, and more. Using this app will allow you to get these things done quickly, so you can spend more time actually making money.

            6. Ibotta

            Download links: Android | iOS

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            ibotta

              Take photos of your receipts and receive rebates using this app. Sign up for a free account, download the mobile app, and click on “Rebates”. Here you will find loads of great offers. Rebates will vary depending on the product and the promotion.

              7. Casual

              Download links: Web-Based

              Casual

                You might be surprised, but the project management app Casual saves a great amount of money by helping reduce fails with deadlines and problems with the team. Casual helps handle tasks and projects in a new way: plan your tasks just by drawing them as flowcharts. Amazing feature is that Casual helps visualize dependencies between tasks. Become much more productive by using it.

                8. Receipt Hog

                Download links: Android | iOS

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                receipt

                  This is a lot like Ibotta, because you can take photos of receipts and get rewards points for Paypal or Amazon gift cards. Unlike Ibotta, you don’t have to shop at specific stores. You can shop anywhere, and still earn points. But, it is slower to cash out than it is with Ibotta.

                  9. Ncponline

                  Download links: Android | iOS

                  ncp

                    Earn rewards points as a panelist for Ncponline. Scan your purchases, and send the data in to get points. You may also be contacted occasionally for opinions. You can make money through this app, and it only takes an hour each week. You get points for every interaction, and when you have enough points, you can cash them in for rewards.

                    10. i-Say Mobile

                    Download links: Web-Based

                    i-say

                      When you need a survey app, this is definitely the one to choose. It is from the Ipsos company, which does much of the polling during presidential races. If you have some free time, you can make money completing surveys. Or, you can collect points, and redeem them for gift cards from Amazon, iTunes, etc., or cash them in through Paypal.

                      Featured photo credit: Woman Using a Smart Phone via shutterstock.com

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                      Jane Hurst

                      Writer, editor

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                      1 The Best Ways to Save Money Even Impulsive Spenders Can Get Behind 2 How to Answer the Tough Question: What are Your Salary Requirements? 3 How Personal Finance Software Helps You Get More Out of Your Money 4 The Definitive Guide to Get Out of Debt Fast (And Forever) 5 35 Real Ways to Actually Make Money Online

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                      Published on November 20, 2018

                      The Best Ways to Save Money Even Impulsive Spenders Can Get Behind

                      The Best Ways to Save Money Even Impulsive Spenders Can Get Behind

                      The truth is, there are many “money saving guides” online, but most don’t cover the root issue for not saving.

                      Once I’d discovered a few key factors that allowed me to save 10k in one year, I realized why most articles couldn’t help me. The problem is that even with the right strategies you can still fail to save money. You need to have the right systems in place and the right mindset.

                      In this guide, I’ll cover the best ways to save money — practical yet powerful steps you can take to start saving more. It won’t be easy but with hard work, I’m confident you’ll be able to save more money–even if you’re an impulsive spender.

                      Why Your Past Prevents You from Saving Money

                      Are you constantly thinking about your financial mistakes?

                      If so, these thoughts are holding you back from saving.

                      I get it, you wish you could go back in time to avoid your financial downfalls. But dwelling over your past will only rob you from your future. Instead, reflect on your mistakes and ask yourself what lessons you can learn from them.

                      It wasn’t easy for me to accept that I had accumulated thousands of dollars in credit card debt. Once I did, I started heading in the right direction. Embrace your past failures and use them as an opportunity to set new financial goals.

                      For example, after accepting that you’re thousands of dollars in debt create a plan to be debt free in a year or two. This way when you’ll be at peace even when you get negative thoughts about your finances. Now you can focus more time on saving and less on your past financial mistakes.

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                      How to Effortlessly Track Your Spending

                      Stop manually tracking your spending.

                      Leverage powerful analytic tools such as Personal Capital and these money management apps to do the work for you. This tool has worked for me and has kept me motivated to why I’m saving in the first place. Once you login to your Personal Capital dashboard, you’re able to view your net worth.

                      When I’d first signed up with Personal Capital, I had a negative net worth, but this motivated me to save more. With this tool, you can also view your spending patterns, expenses, and how much money you’re saving.

                      Use your net worth as your north star to saving more. Whenever you experience financial setbacks, view how far you’ve come along. Saving money is only half the battle, being consistent is the other half.

                      The Truth on Why You Keep Failing

                      Saving money isn’t sexy. If it was, wouldn’t everyone be doing it?

                      Some people are natural savers, but most are impulsive spenders. Instead of denying that you’re an impulsive spender, embrace it.

                      Don’t try to save 60 to 70% of your income if this means you’ll live a miserable life. Saving money isn’t a race but a marathon. You’re saving for retirement and for large purchases.

                      If you’re currently having a hard time saving, start spending more money on nice things. This may sound counterintuitive but hear me out. Wouldn’t it be better to save $200 each month for 12 months instead of $500 for 3 months?

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                      Most people run into trouble because they create budgets that set them up for failure. This system won’t work for those who are frugal, but chances are they don’t need help saving. This system is for those who can’t save money and need to be rewarded for their hard work.

                      Only because you’re buying nice things doesn’t mean that you’ll save less. Here are some rules you should have in place:

                      1. Save more than 50% of your available money (after expenses)
                      2. Only buy nice things after saving
                      3. Automate your savings with automatic bank transfers

                      These are the same rules that helped me save thousands each year while buying the latest iPhone. Focus only on items that are important to you. Remember, you can afford anything but not everything.

                      How to Foolproof Yourself out of Debt

                      Personal finance is a game. On one end, you’re earning money; and on the to other, you’re saving. But what ends up counting in the end isn’t how much you earn but how much you save. Research shows that about 60% of Americans spend more than they save.[1]

                      So how can you separate yourself from the 60%?

                      By not accumulating more debt. This way you’ll have more money to save and avoid having more financial obligations. A great way to stop accumulating debt is using cash to pay for all your transactions.

                      This will be challenging, depending on how reliant you are with your credit card, but it’s worth the effort. Not only will you stop accruing debt, but you’ll also be more conscious with what you buy.

                      For example, you’ll think twice about purchasing a new $200 headphone despite having the cash to buy them. According to a poll conducted by The CreditCards.com, 5 out of 6 Americans are impulsive spenders.[2]

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                      Telling yourself that you’ll have the discipline to not buy things won’t cut it. This is equal to having junk food in your fridge while trying to eat healthy–it’s only a matter of time before you slip. By using cash to make your purchases, you’ll spend less and save more.

                      A Proven Formula to Skyrocket Your Savings

                      Having proven systems in place to help you save more is important, but they’re not the best way to save money.

                      You can search for dozens of ways to save money, but there’ll always be a limit. Instead of spending the majority of your effort saving, look for ways to increase your income. The truth is that once you have the right systems in place, saving is easy.

                      What’s challenging is earning more money. There are many routes you can take to achieve this. For example, you can work long and hard at your current job to earn a raise. But there’s one problem–you’re depending on someone else to give you a raise.

                      Your company will have to have the budget, and you’ll have to know how to toot your own horn to get this raise. This isn’t to say that earning a raise is impossible, but things are better when you’re in control right? That’s why building a side-hustle is the best way to increase your income.

                      Think of your side-hustle as a part-time job doing something you enjoy. You can sell items on eBay for a profit, or design websites for small businesses. Building a side-hustle will be on the hardest things you’ll do, be too stubborn to quit.

                      During the early stages, you won’t be making money and that’s okay. Since you already have a source of income, you won’t be dependent on your side-hustle to pay for your expenses. Depending on how much time you invest in your side-hustle, it can one day replace your current income.

                      Whatever route you take, focus more on earning and save as much as possible. You have more control than you give yourself credit for.

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                      Transform Yourself into a Saving Money Machine

                      Saving money isn’t complicated but it’s one of the hardest things you’ll do.

                      By learning from your mistakes and rewarding yourself after saving you’ll save more. What would you do with an extra $200 or $500 each month? To some, this is life-changing money that can improve the quality of their lives.

                      The truth is saving money is an art. Save too much and you’ll quit, but save too little and you’ll pay for the consequences in the future. Saving money takes effort and having the right systems in place.

                      Imagine if you’d started saving an extra $100 this next month? Or, saved $20K in one year? Although it’s hard to imagine, this can be your reality if you follow the principles covered in this guide.

                      Take a moment to brainstorm which goals you’d be able to reach if you had extra money each month. Use these goals as motivation to help you stay on track on your journey to saving more. If I was able to save thousands of dollars with little guidance, imagine what you’ll be able to do.

                      What are you waiting for? Go and start saving money, the sky is your limit.

                      Featured photo credit: rawpixel via unsplash.com

                      Reference

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