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7 Ways to Apply Risk Management to Your Personal Life

7 Ways to Apply Risk Management to Your Personal Life

Risk management is everywhere in business, but what most people don’t think about is that risk management is also in our daily lives. Every choice we make has a consequence and a reward.

I recently sat down to speak with Ffx Academy founder, Patrick Kenney about ways people can apply risk management in their personal lives.

So, this is what I learned and what I want to pass on to you:

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1. You should surround yourself with the proper individuals

Surrounding yourself with people you can trust puts you in a place where risk becomes minimal. It puts you in a place where you have some control instead of no control. Being able to have some control over your surroundings and your environment helps downplay the risk(s) you take in business, especially since risk is inevitable.

2. Educate yourself in whatever it is you are doing

If you are educated in whatever you are doing, then you are lowering the amount of risk because you have a lower chance of making the wrong decision. There won’t be much setback because you either have a general idea about what you’re doing or what you’re trying to accomplish—even when something bad does happen, you have the knowledge to fix it.

Usually, worst things happen when you don’t know what you’re doing.

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3. Only listen to the people who have what you want

If you’re trying to be a good basketball player, don’t go to the person who’s never played basketball in their life. Go to someone who is where you want to be at and get them to teach you how to get there. There’s a few people out there that are perceived to be good until you figure out that they’re only perceived as good.

You need to find someone that is legitimately good at what they do in the area you want to be in; that way you minimize risk of taking advice from someone who has never done it before.

4. Understand you can’t have the good without the bad

In life, there’s no way you are going to be happy every single day of your life. You are going to have bad days and good days. It’s inevitable. But don’t let that stop you. Just knowing that it’s a part of life will minimize your risk of having mental breakdowns or making irrational decisions.

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With business, if you make a lot of money but have bad money management and you don’t think about investing, saving, taxes or expenses, then you are heightening your risk and can put yourself in a deeper hole than you were initially in.

5. Remember to enjoy the little things in life

People can be so stressed about becoming the next big thing that they forget to enjoy the little things in life. This might be the ultimate risk of them all because if you focus your entire life on working and not living you can end up missing out on a fulfilling life. It’s important to slow down and take the simple things in because we don’t get a second shot at life.

6. Risk is generated by character

If you’re an unethical person and step on people’s toes you have a higher risk of setbacks when you’re trying to accomplish something because you have more people out to get you. Even if people aren’t out to get you, they sure won’t want to help you. But if you’re a genuinely good person then of course their first thought isn’t to come and get you. In fact those people will push you further to your goals and help you get there. They will connect you with those you need to connect with.

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7. Don’t overthink it

You probably have been told to think long and hard about making the right choice. But too often you may find yourself overthinking about something that’s incredibly simple. You may overthink it and find all the possible bad things that can happen and then end up not taking the risk. Risk management is not solely on minimising risk. It’s also about taking them too!

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Adnan Manzoor

Data Analyst & Life Coach

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Last Updated on February 11, 2021

Want to Get Free Product Samples Like Bloggers and Beauty Gurus Do? Read This.

Want to Get Free Product Samples Like Bloggers and Beauty Gurus Do? Read This.

Imagine receiving a regular supply of free samples through your letterbox?

These free samples by mail could include things such as cleaning products, cosmetics and packaged food.

Free samples are a great way to try out some of the latest products. One week you may have a new toothpaste to try – the next week you may be snacking on a delicious chocolate cookie sample.

As the saying goes, variety is the spice of life. And by requesting free samples by mail (I’ll show you how shortly), you’ll have not just variety – but fun too!

Tell Me More About Getting Free Samples Sent to My Door!

So, it looks like I’ve caught your interest. That’s great news!

Just before I introduce you to 10 places where you can get free samples by mail, let me clarify a couple of things.

Firstly, all the places I’ll talk about are currently active in sending out free samples to consumers. (In other words, no links to out-of-date or dead pages!)

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Secondly, location is key. If you live in North America, then you’ll have a wide selection of places to sign up to. In other locations (for example, Africa, Asia and Europe), you’ll have fewer choices – but free samples by mail are still a possibility.

Lastly, to whet your appetite for the freebies, here’s a short list of product examples:

  • Pet food.
  • Beauty products.
  • T-shirts.
  • Greeting cards.
  • Wallets.
  • Snack bars.
  • Vitamins.

Free Samples by Mail… Tell Me Where to Get Them!

It’s now time to share my recommendations for the best sites to claim free samples from.

Let’s start with…

#1 SampleSource

    This company sends out boxes of 6-12 free samples about four times a year. Products include baby wipes, cereals and tissues. Register with SampleSource to be notified of the availability of their free samples. (Canada and U.S. only.)

    #2 Influenster

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      As their name suggests, Influenster wants to send free samples to you in exchange for you sharing about the products on your social media accounts. Once you’ve become a member (join for free!), they’ll send you a box of free goodies every few months. The more you share pictures and reviews of the products – the more free samples they’ll send you! (All major territories.)

      #3 PINCHme

        This organization will send you free samples in the hope that you’ll then go out and buy the equivalent full-size products. To receive regular boxes of free food, drink and cosmetic samples (and sometimes coupons), then sign up and create your profile. (U.S. only.)

        #4 House Party

          Thinking of throwing a house party? If yes, then be sure to sign up with this company. They’ll send you a box of ‘themed’ products and services that you can hand out at your party. Register with House Party. Wait for the fun freebies to be mailed to you. And then start sending out your party invites! (Worldwide.)

          #5 YoFreeSamples

            This site is a great resource for a whole host of free samples that can be mailed directly to your door (with no survey requirements!). You’ll find anything from books to perfume, with new offers listed daily. Head over to their site to see what’s currently available. (Mostly U.S., with occasional offers for other countries.)

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            #6 Magic Freebies

              The U.K.’s most popular freebie site. Register for their email newsletter, and they’ll send you a daily email with eight free sample offers. These include products such as disposable razors, dog bowls, and even fake tan! So, what are you waiting for? (U.K. only.)

              #7 SweetFreeStuff

                Since 2002, this simple site has been linking to the best free sample offers currently available. To get started, sign up to their daily email newsletter, which contains links to the latest offers. As well as free samples, SweetFreeStuff also gives information on coupons and deals. (Worldwide.)

                #8 Sample A Day

                  Would you like to receive a notification of a new free sample every day? Well, that’s the promise from this site. They claim to thoroughly research all offers, ensuring there are no catches or hidden surveys! From baby products to socks, this site is sure to have something for you. Registration is super-easy. Simply enter your email address. (Australia, Canada, U.K. and U.S. only.)

                  #9 Pretty Thrifty

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                    This site specializes in free beauty products, but also lets you claim free samples such as energy drinks, snack bars, and even magazine subscriptions. Pretty Thrifty has more than 85,000 followers on social media, so clearly knows how to attract free sample hunters. One thing that makes Pretty Thrifty stand out from most of their competitors, is that their email newsletter is available in daily, weekly and monthly formats. (Mostly U.S., with occasional offers for other countries.)

                    #10 CrazyFree

                      My final tip for getting the best free samples by mail, is Australian company CrazyFree. Their funky website offers big brand free sample offers, which currently include items such as Dolce & Gabbana perfume, Coke Zero, and Happy Dog pet food. To claim the offers, select the free samples you would like, and then complete their registration form. (Australia, U.K. and U.S. only.)

                      Receiving regular free samples by mail is a fabulous way of testing out the latest products on the market (and some that aren’t even on the market yet!)

                      You’ll impress your friends and family with all the free stuff you’ll be receiving. And take it from me… it’s a fun, free and rewarding hobby.

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