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10 Best Sites to Hunt for Coupon Codes and Discount Promo Codes

10 Best Sites to Hunt for Coupon Codes and Discount Promo Codes
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Online shopping is the peak of convenience, and finding the best deal just adds to that. Gone are the days of opening multiple tabs to compare prices, as now there are easier ways to find the best deal. You can buy pretty much anything online these days, so why not try to get the best deal with as little leg work as possible? Here are 10 of the best places to help you save some money when you are doing your shopping online.

1. Honey[1]

Honey works with major retailers to find the best prices on items, and shows you the best price from the sellers. Consumers also earn cash back on the things that they purchase, and won’t have to lift a finger to find coupon codes—Honey does this for you using thousands of websites. It is as simple as adding an extension to your browser.

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2. Swagbucks[2]

Swagbucks is said to be the largest reward website that gives consumers gift cards for their online activities. The points are earned, and then are cashed in for a gift card. Points can be earned by using the Swagbucks search engine, taking surveys, watching videos, playing games, referring friends, and using their shopping portal. Each day there are bonus codes posted to their social media websites that are to be used on the Swagbucks page.

3. Promo Code Watch[3]

Promo Code Watch works to give consumers the most up-to-date and accurate collection of online promotional codes. The codes are tracked in real time, picked up from social media like Facebook and Twitter, and then brought into the database. The code is then verified and made available to consumers on Promo Code Watch’s website. In addition to this, the website partners with over 10,000 online retailers to provide unique savings and offers.

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4. Groupon[4]

When browsing Groupon, you will find fun and unique activities in your city, and at a heavily discounted price. Children’s activities, restaurants, spas, and nightlife are just a handful of the experiences that Groupon offers. There is also a section for Goods—quality items that are sold at a discount.

5. Ebates[5]

Consumers use Ebates to shop their favorite stores while earning cash back on their purchases through a check or PayPal. Users can earn up to 40% cash back on their purchases from over 2,000 participating stores, providing more than 10,000 coupons. To add to the convenience, consumers can even download the app to their smartphone for deals on the go.

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6. Fat Wallet[6]

Fat Wallet could be considered a path of least resistance for consumers to find online deals and coupons. There are deals on a number of products, as well as store coupons that work on any purchase. Fat Wallet works hard to locate the most recent coupon codes and sales, bringing consumers deals from about 1,700 online stores that are not only popular, but are trusted.

7. RetailMeNot[7]

Retailers and brands connect with millions of consumers through the RetailMeNot marketplace. At any given time, there are about 70,000 retailers that offer about 600,000 coupons, making RetailMeNot the largest outlet to find digital offers. Consumers can also download the app right to their phone to have thousands of coupons at their fingertips.

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8. PriceGrabber[8]

Discount codes from 2,000 retailers offer specials on thousands of products. PriceGrabber organizes the items into categories, and then for each item the price is compared among many retailers online, giving the consumer the lowest price possible. Items include everything from clothes, to appliances, to electronics. Search among what is trending, or type in the specific product that you are looking for.

9. SlickDeals[9]

SlickDeals is considered the most trusted online community dedicated to rating, reviewing, and sharing coupons and deals. Members of the website scour the internet to find the best deals, and then share it with SlickDeals. The coupons and deals include a plethora of products and retailers, so anyone that is looking for a deal can find one among hundreds of reputable merchants.

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10. Woot[10]

This website provides daily deals on multiple items, as well as other short term sales on items spanning 11 different categories. There are also site-wide specials—each day a featured deal is highlighted on the front page, and it is only available for that day until midnight, or until it has sold out. Woot’s purpose is to find cool stuff and offer it to consumers for cheap.

Reference

[1] Honey https://www.joinhoney.com/
[2] Swagbucks http://www.swagbucks.com/
[3] Promo Code Watch http://www.promocodewatch.com/
[4] Groupon https://www.groupon.com/
[5] Ebates https://www.ebates.com/
[6] Fat Wallet https://www.fatwallet.com/
[7] RetailMeNot https://www.retailmenot.com/
[8] PriceGrabber http://www.pricegrabber.com/?
[9] SlickDeals https://slickdeals.net/
[10] Woot http://www.woot.com/

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Last Updated on July 20, 2021

Financial Freedom is Not a Fantasy: 9 Secrets to Get You There

Financial Freedom is Not a Fantasy: 9 Secrets to Get You There
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Have you ever considered your life now, and how it would be if you had more time to spend with your family and less worries about money?

Nowadays, financial stress is one of the most troublesome weights in life. If you’ve ever encountered financial stress, you know the difficulty of not having enough income to pay your obligations or bills.

Many people say that money is not the ultimate goal of life. While that’s true, money certainly plays a very significant role. The meaning of financial freedom changes with the different phases of our life, but ultimately, it is something that many people strive for.

In this article, we’ll explain how to capture that financial freedom you’ve been looking for. Read on to learn the secrets to financial freedom.

Break Free of Your Finances

Financial freedom is about having a constant flow of cash from your assets to cover all your regular needs.

When you are not worried about your income, or living paycheck to paycheck, you gain a great sense of freedom. It’s the freedom to be obtain and do what you truly need to make your way through everyday life.

Gaining financial freedom, though, is a process of growth, making small improvements and gaining emotional strength.

Though it seems hard to believe, it is really very simple to get financial freedom.

To do so, you simply need to make sure that your assets exceed your liabilities. In other words, you’ll need to find the sweet-spot where your residuals meet or surpass your expenses. This is something that you can achieve with the proper plan.

While not every person will accomplish financial freedom, the potential for anyone to do so is certainly there. Anyone can achieve this success, regardless of their income level.

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Outlined below are 9 secrets that will help you in your goals of achieving financial freedom.

1. Stop Unnecessary Spending

We often spend money inwardly, instead of objectively.

For example, you may spend when you’re anxious, depressed, restless, exhausted, from fear of missing out, or to please others. This is a very unhealthy way to handle your finances.

To stop this habitual spending, log down all your spending over the course of a month.

Just as some people keep a food diary, keep an expense diary. Remember not to just write down how much and what you spent the money on, also include the circumstances of why you spent the money. Was it an impulse buy at the checkout line or was it something you planned to purchase?

This increased self-awareness could enable you to avoid triggering situations in the future when you are considering an impulse buy.

2. Plan a Monthly Budget

This is a great opportunity to get serious.

Take a seat with your spouse or partner and make a monthly budget based on your income, not your expenses. You are never again going to spend more cash then you have on hand.

Overspending is the thing that led you to more financial obligations. Make sure you decide every month what is coming in and what will be going out and stick to that budget… no matter what.

3. Cut-up Credit Cards

Perhaps you are the type of person who always pays your credit card balance in full before the end of your billing cycle, and enjoys the reward points you gain. If this is the case, then you’re already way ahead of the game.

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If not, you may want to consider ridding your life of the burden that credit cards bring.

Many cards have strategies set up so that if you make a certain number of late payments, they will raise your interest rate much higher. This can really add up in the long run and you won’t be doing your financial situation any favors. If you’re prone to late payments or have a large balance due on your cards, cut them up!

Without proper self control on credit card spending and payments, you are basically throwing your money away. To ensure that you have better control over your spending, use only cash or debit for all future purchases (and don’t forget to pay at least your minimum payment on your cut-up cards each month!).

4. Increase Savings

There is no doubt that for a comfortable retirement you must accumulate satisfactory savings throughout your working life.

It’s good practice to save up to 15% of your income.

Start with your workplace 401(k), if you have one. If not, a Roth IRA (if you are eligible) or a traditional IRA (if you are not eligible for the Roth) are the next logical steps.

Increase in longevity means you might be able to look forward to 25 to 30 years in retirement, or possibly even significantly more. Investing now in good retirement plans will ensure that you have a guaranteed a stable monthly income when the time comes to stop working. [1]

5. Invest Wisely

Consider investing in funds.

Specifically, you will gain higher returns if you invest in different types of mutual funds such as Debt funds, Equity funds and Hybrid funds with a proper balance, although it absolutely relies on your personal preferences and sense of risk taking.

To get the most of these benefits, make sure you are investing in a variety of assets. Another resource of investing in mutual funds is SIP (Systematic Investment Plan) where you invest some money every month in funds. SIP works by averaging the per unit price of the stock.

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Mutual fund investors are aware of the benefits of an SIP (Systematic Investment Plan). For one, it is the most secure way to invest in equity mutual plans so that wealth is created over a long period of time. This plan also helps you to gain a better sense of financial discipline, which will come in handy in all your financial endeavors.

6. Invest in Gold

There isn’t really a better way to invest in gold than to have the physical gold itself in your possession.

You can purchase gold coins and bars from mints as well as from coin dealers and other private sellers.

Another way to invest in gold is through ETFs (Exchange Traded Funds).

These are is similar to mutual funds but they are exclusively investments of gold. ETFs are great because they offer more liquidity; the ETF owns the actual physical gold, stores it, and retains the value of the shares. These shares can then be bought and sold in the stock market, and one big benefit is that the transaction costs of gold ETFs are much lower than the that of physical gold.

With its consistently-increasing demand, investment in gold can be very wise long-term investment to make.

7. Stash Emergency Funds

Whether it’s a cash gift or a work bonus, always try to save any extra money that comes your way rather than making unneeded purchases.

If you get paid every other week, you’ll get an “extra” paycheck (three rather than the usual two) twice a year. Either save those paychecks towards your emergency funds or utilize the money to pay down other obligations, such as loans, credit cards or other debts.

Make it hard to get your cash.

Put your savings in an alternate bank, maybe an online bank that forces you to delay for several business days before transferred money hits your regular bank account.

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8. Find Fabulous Mentors

Find a mentor, such as a friend or family member, who has exceptional control over their finances and pay attention to everything they do.

If you do not have any friends or family that are enjoying financial freedom, then find a mentor online! There are numerous blogs and guru websites featuring the advice of many people who have reached financial freedom, and they exist primarily to let you in on how to achieve it for yourself.

There are also plentiful forums available that share tips and tricks on how to best achieve financial freedom. Read as much as you can and start changing your habits for the better.

9. Be Extra Patient

Patience is the key of financial success.

Being patient can be quite tough, especially when you’re struggling with your finances, but having faith is worth it. You’ll continuously be on the right track if you are taking the proper steps above.

So don’t be discouraged, even if you are only saving a few dollars a month; it all adds up. Within just a few years you’ll look back proudly at your accomplishments and be glad that you had the patience to get there.

Financial Freedom for All

Anyone can achieve financial freedom, regardless of their financial circumstance.

Use the tips provided above to get yourself on the track to financial freedom and toss your monetary concerns out the window. If you wish to achieve a life with financial freedom for yourself and your family then you must adopt a disciplined approach towards your finances.

Following the simple secrets above is a great start to making your money work for you, so you can work less and live more!

Featured photo credit: rawpixel via unsplash.com

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Reference

[1] Hartford Gold Group: IRA Retirement Accounts

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