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7 Useful Sites When Buying a House in the UK

7 Useful Sites When Buying a House in the UK

Making the decision to buy a house can be a massive one which will impact the people involved for possibly the rest of their lives, so it should not be taken lightly.

It can be a huge strain on one’s purse so we have pulled together a number of websites to visit before buying a house which could potentially save you money in the short and long term. Check them out.

1. Money Saving Experts

MSE, as it is commonly called, is a very popular website for what the name says – saving money. It prides itself on providing information to help people make financially sound decisions in life, including when it comes to buying a house.

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They have a very active forum where people ask all sorts of questions and get various responses from experts and everyday people. One of their articles – 50 House buying tips is very popular for finding useful information on buying a house.

2. Rightmove & Zoopla

These two websites are very important for people looking to buy a house as they are great for searching for houses to buy across the UK. They provide information on the price, pictures of the house and opportunity to get in touch with the letting agents.

In some cases, they also give you an idea of the cost of running a property including the council tax, utility bills and many others. They also provide a quick summary of the area including local stations and schools.

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Personally, I’ve found Rightmove easier to search for houses and general information but Zoopla better for researching historic data about the house and the neighbourhood, so it’s hard to recommend one over the other.

3. Reallymoving.com

Reallymoving.com provides comparison services for local conveyancing lawyers and property solicitors in the UK, as well as surveyors and home removal services. This provides another opportunity to save money when buying a house as the cost of conveyancing, various surveys required and stamp duties tend to add up.

This site would help you find either a local lawyer or online one and provide decent quotes. They also have a useful Moving Cost Calculator which estimates how much buying or selling a house would cost you based on a few details you put into it, quite handy at the starting point of a house hunt.

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4. Experian, Noodle & Equifax

The difference in credit scores can be the difference in getting approved for a mortgage or not. A credit score is based on one’s credit history so if you know you’re looking to buy a house at some point it is very important to start working on your credit score to ensure there aren’t any surprises on it.

Noodles offer a free credit score for life service, while Experian and Equifax offer an initial free period. Even if your credit score isn’t great, these websites will give you useful tips and things to do to help improve your score

5. Gov.uk School Performance Tables

Lastly, if you are a parent, you want to make sure your areas of interest(s) have good schools and facilities for your children. What are the school ratings? Are they oversubscribed? Will your child be able to get into the school in year? How close is the nearest school to you?

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Websites like the Gov.uk will be very useful for answering such school related questions. They might not go into much detail about the school but they’re a good starting point, especially when you want to narrow it down from a very long list.

There you have it, five excellent websites which should help you get a little bit closer to your dream house.

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Tola O.

Blogger and Digital Marketer

7 Useful Sites When Buying a House in the UK 7 things to think about before buying your first home

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Last Updated on January 3, 2020

The 10 Essential Habits of Positive People

The 10 Essential Habits of Positive People

Are you waiting for life events to turn out the way you want so that you can feel more positive about your life? Do you find yourself having pre-conditions to your sense of well-being, thinking that certain things must happen for you to be happier? Do you think there is no way that your life stresses can make you anything other than “stressed out” and that other people just don’t understand?  If your answer is “yes” to any of these questions, you might find yourself lingering in the land of negativity for too long!

The following are some tips to keep positive no matter what comes your way. This post will help you stop looking for what psychologists call “positivity” in all the wrong places!  Here are the ten essential habits of positive people.

1. Positive people don’t confuse quitting with letting go.

Instead of hanging on to ideas, beliefs, and even people that are no longer healthy for them, they trust their judgement to let go of negative forces in their lives.  Especially in terms of relationships, they subscribe to The Relationship Prayer which goes:

 I will grant myself the ability to trust the healthy people in my life … 

To set limits with, or let go of, the negative ones … 

And to have the wisdom to know the DIFFERENCE!

 2.  Positive people don’t just have a good day – they make a good day.

Waiting, hoping and wishing seldom have a place in the vocabulary of positive individuals. Rather, they use strong words that are pro-active and not reactive. Passivity leads to a lack of involvement, while positive people get very involved in constructing their lives. They work to make changes to feel better in tough times rather than wish their feelings away.

3. For the positive person, the past stays in the past.

Good and bad memories alike stay where they belong – in the past where they happened. They don’t spend much time pining for the good ol’ days because they are too busy making new memories now. The negative pulls from the past are used not for self-flagellation or unproductive regret, but rather productive regret where they use lessons learned as stepping stones towards a better future.

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4. Show me a positive person and I can show you a grateful person.

The most positive people are the most grateful people.  They do not focus on the potholes of their lives.  They focus on the pot of gold that awaits them every day, with new smells, sights, feelings and experiences.  They see life as a treasure chest full of wonder.

5. Rather than being stuck in their limitations, positive people are energized by their possibilities.

Optimistic people focus on what they can do, not what they can’t do.  They are not fooled to think that there is a perfect solution to every problem, and are confident that there are many solutions and possibilities.  They are not afraid to attempt new solutions to old problems, rather than spin their wheels expecting things to be different this time.  They refuse to be like Charlie Brown expecting that this time Lucy will not pull the football from him!

6. Positive people do not let their fears interfere with their lives!

Positive people have observed that those who are defined and pulled back by their fears never really truly live a full life. While proceeding with appropriate caution, they do not let fear keep them from trying new things. They realize that even failures are necessary steps for a successful life. They have confidence that they can get back up when they are knocked down by life events or their own mistakes, due to a strong belief in their personal resilience.

7. Positive people smile a lot!

When you feel positive on the inside it is like you are smiling from within, and these smiles are contagious. Furthermore, the more others are with positive people, the more they tend to smile too! They see the lightness in life, and have a sense of humor even when it is about themselves. Positive people have a high degree of self-respect, but refuse to take themselves too seriously!

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8. People who are positive are great communicators.

They realize that assertive, confident communication is the only way to connect with others in everyday life.  They avoid judgmental, angry interchanges, and do not let someone else’s blow up give them a reason to react in kind. Rather, they express themselves with tact and finesse.  They also refuse to be non-assertive and let people push them around. They refuse to own problems that belong to someone else.

9. Positive people realize that if you live long enough, there are times for great pain and sadness.

One of the most common misperceptions about positive people is that to be positive, you must always be happy. This can not be further from the truth. Anyone who has any depth at all is certainly not happy all the time.  Being sad, angry, disappointed are all essential emotions in life. How else would you ever develop empathy for others if you lived a life of denial and shallow emotions? Positive people do not run from the gamut of emotions, and accept that part of the healing process is to allow themselves to experience all types of feelings, not only the happy ones. A positive person always holds the hope that there is light at the end of the darkness.  

10. Positive person are empowered people – they refuse to blame others and are not victims in life.

Positive people seek the help and support of others who are supportive and safe.They limit interactions with those who are toxic in any manner, even if it comes to legal action and physical estrangement such as in the case of abuse. They have identified their own basic human rights, and they respect themselves too much to play the part of a victim. There is no place for holding grudges with a positive mindset. Forgiveness helps positive people become better, not bitter.

How about you?  How many habits of positive people do you personally find in yourself?  If you lack even a few of these 10 essential habits, you might find that the expected treasure at the end of the rainbow was not all that it was cracked up to be. How could it — if you keep on bringing a negative attitude around?

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I wish you well in keeping positive, because as we all know, there is certainly nothing positive about being negative!

Featured photo credit: Janaína Castelo Branco via flickr.com

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