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5 of the Best Places in the World to Retire

5 of the Best Places in the World to Retire

If you’re settling down and looking for a place to retire, you don’t have to just head down to Florida like everyone else. Retirement can be a big opportunity to try living in a new place and experiencing new cultures, without having to worry about the burdensome question of finding work in a foreign land.

But if you want to use your golden years as an opportunity to explore the world, there are some factors that any retiree should think about before picking a country or city. Access to good healthcare, a low cost of living, and a pristine environment are just a few things to consider. And most importantly of all, any country you pick has to be one where you will have minimal visa issues and can let you return to your home country quickly and easily.

1. Belize

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    DSC_0289 by mcassidy129 via Flickr

    Want to head south but don’t feel very confident in your Spanish skills? Then head to sunny Belize, an English-speaking country that is one of the most welcoming countries for retirees in the world.

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    Belize offers a Qualified Retirement Program which allows foreigners to become full-time residents of Belize providing that they can transfer $2,000 per month in income. It also offers additional incentives such as an exemption from Belizan taxes and import duties. And once you are in Belize, you can see wildlife sanctuaries, the Belize Barrier Reef, or otherwise enjoy life in pleasant Cayo with its mixture of English and Spanish culture.

    There are some downsides. While Belize offers a low cost of living, the catch is that its infrastructure is not that well-developed and the CDC does recommend that travelers to Belize should receive vaccinations for typhoid and Hepatitis A. But overall, Belize offers a new culture and land that is highly welcoming towards foreign retirees.

    2. Canada

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      Maclean Creek Kananaskis Alberta Canada by Thank you for visiting my page via Flickr

      If you don’t want to move too far away, then there is Canada. Canada’s culture is obviously similar to the United States, and it boasts the best infrastructure and healthcare out of this list. Don’t forget that like the United States, Canada is a massive country where you can see a huge variety in cultures and cities.

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      The biggest challenge with moving to Canada will be getting a visa. Canada does not offer a retirement visa, and permanent residency visas are more biased towards those who work. But if you are well-educated and have plenty of savings, then you should still be able to get a visa without significant trouble.

      3. Ireland

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        St. Anne’s Park & Rose Gardens by William Murphy via Flickr

        Given the importance of Irish culture to the United States, it would be little surprise to see that many American retirees are interested in moving back to their ancestral homeland. Ireland has the advantages of both being a European nation while not being as expensive as the major European nations. It combines urbane civilization along with the beauty of the Emerald Isle and a chance to take a short jaunt to London or Paris.

        If your grandparents emigrated from Ireland, then you can become an Irish citizen. Otherwise, you can apply for a “permission to remain” for three months and can then re-apply for longer periods of time. Like Canada, retiring to Ireland likely requires a strong savings account in order to be let in.

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        4. Thailand

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          Khao Lak Bayfront Resort by Kullez via Flickr

          Thailand is probably the biggest challenge on this list. It is a truly exotic culture where you really will need to try and learn the Thai language to get the most out of living in this Southeast Asian nation. The Huffington Post has just a few examples of some of the cultural concepts which you should understand.

          But Thailand is an incredibly cheap country that accepts expatriates from all over the world. If you want to live someplace that may feel more like home, then the city of Chiang Mai is a great location. You can meet both young foreign workers, retirees, and Thais mixed together in a city that offers a unique culture and can give you a new perspective on the world.

          5. Costa Rica

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            Parque Nacional Corcovado-121 by Christian Haugen via Flickr

            This Caribbean island is repeatedly cited by experts as one of the best places in the world to retire, and for good reason. Like Belize, Costa Rica offers a retirement program designed to attract retirees. Even a mere Social Security check can be enough to qualify for permanent residence and a chance to settle down in Costa Rica.

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            In addition to its retirement package, Costa Rica offers a rich natural heritage unmatched by any other country in the world. The country just announced that it produced all of its electricity using renewable sources for 76 straight days, and it has one of the highest standards of living in the Caribbean. Costa Rica is more expensive than other countries in the region, but it is still far cheaper than the Western world.

            Costa Rica may no longer be a hidden gem as over 20,000 American expatriates are enjoying life on the island. But that just shows what a fantastic spot it is.

            Featured photo credit: Hector Alejandro via flickr.com

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            Last Updated on November 28, 2018

            Why Do I Have Bad Luck? 2 Simple Things to Change Your Destiny

            Why Do I Have Bad Luck? 2 Simple Things to Change Your Destiny

            Are you one of those people who are always suffering setbacks? Does little ever seem to go right for you? Do you sometimes feel that the universe is out to get you? Do you wonder:

            Why do I have bad luck? Is bad luck real?

            A couple of months ago, I met up with an old friend of mine who I hadn’t seen since last year. Over lunch, we talked about all kinds of things, including our careers, relationships and hobbies.

            My friend told me his job had become dull and uninteresting to him, and despite applying for promotion – he’d been turned down. His personal life wasn’t great either, as he told me that he’d recently separated from his long-term girlfriend.

            When I asked him why things had seemingly gone wrong at home and work, he paused for a moment, and then replied:

            “I’m having a run of bad luck.”

            I was surprised by his response as I’d never thought of him as someone who thought that luck controlled his life. He always appeared to be someone who knew what he wanted – and went after it with gusto.

            He told me he did believe in bad luck because of everything happened to me.

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            It was at this point, that I shared my opinion on luck and destiny:

            While chance events certainly occur, they are purely random in nature. In other words, good luck and bad luck don’t exist in the way that people believe. And more importantly, even if random negative events do come along, our perspective and reaction can turn them into positive things.

            Your luck is no worse—and no better—than anyone else’s. It just feels that way. Better still, there are two simple things you can do which will reverse your feelings of being unlucky and change your luck.

            1. Stop believing that what happens in life is out of your control.

            Stop believing that what happens in your life is down to the vagaries of luck, destiny, supernatural forces, malevolent other people, or anything else outside yourself.

            Psychologists call this “external locus of control.” It’s a kind of fatalism, where people believe that they can do little or nothing personally to change their lives.

            Because of this, they either merely hope for the best, focus on trying to change their luck by various kinds of superstition, or submit passively to whatever comes—while complaining that it doesn’t match their hopes.

            Most successful people take the opposite view. They have “internal locus of control.” They believe that what happens in their life is nearly all down to them; and that even when chance events occur, what is important is not the event itself, but how you respond to it.

            This makes them pro-active, engaged, ready to try new things, and keen to find the means to change whatever in their lives they don’t like.

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            They aren’t fatalistic and they don’t blame bad luck for what isn’t right in their world. They look for a way to make things better.

            Are they luckier than the others? Of course not.

            Luck is random—that’s what chance means—so they are just as likely to suffer setbacks as anyone else.

            What’s different is their response. When things go wrong, they quickly look for ways to put them right. They don’t whine, pity themselves, or complain about “bad luck.” They try to learn from what happened to avoid or correct it next time and get on with living their life as best they can. They have this Motivation Engine, which most people lack, to keep them going.

            No one is habitually luckier or unluckier than anyone else. It may seem so, over the short term (Random events often come in groups, just as random numbers often lie close together for several instances—which is why gamblers tend to see patterns where none exist).

            When you take a longer perspective, random chance is just . . . random. Yet those who feel that they are less lucky, typically pay far more attention to short-term instances of bad luck, convincing themselves of the correctness of their belief.

            Your locus of control isn’t genetic. You learned it somehow. If it isn’t working for you, change it.

            2. Remember that whatever you pay attention to grows in your mind.

            If you focus on what’s going wrong in your life—especially if you see it as “bad luck” you can do nothing about—it will seem blacker and more malevolent.

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            In a short time, you’ll become so convinced that everything is against you that you’ll notice more and more instances where this appears to be true. As a result, you will drown yourself in negative energy and almost certainly stop trying, convinced that nothing you can do will improve your prospects.

            Not long ago, a reader (I’ll call her Kelly) has shared with me about how frustrated she felt and how unlucky she was. Kelly’s an aspiring entrepreneur. She had been trying to find investors to invest in her project. It hadn’t been going well as she was always rejected by the potential investors. And at her most stressful time, her boyfriend broke up with her. And the day after her breakup, she missed an important opportunity to meet an interested investor. She was about to give up because she felt that she’d not be lucky enough to build her business successfully.

            It definitely wasn’t an easy time for her. She was stressful and tired. But it wasn’t bad luck that was playing the role.

            Fatalism feeds on itself until people become passive “victims” of life’s blows. The “losers” in life are those who are convinced they will fail before they start anything; sure that their “bad luck” will ruin any prospects of success.

            They rarely notice that the true reasons for their failure are ignorance, laziness, lack of skill, lack of forethought, or just plain foolishness—all of which they could do something to correct, if only they would stop blaming other people or “bad luck” for their personal deficiencies.

            Your attention is under your control. Send it where you want it to go. Starve the negative thoughts until they die.

            I explained to Kelly that to improve her fortune and have “good luck”, first decide that what happens is nearly always down to her; then try to focus on what works and what turns out well, not the bad stuff.

            Then Kelly tried to review her current situation objectively. She realized that she only needed a short break for herself — from work and her just broken-up relationship. She really needed some time to clear up her mind before moving on with her work and life. When she got her emotions settled down from her heartbreak, she started to work on improving her business’ selling points and looked for new investors that are more suitable.

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            A few months later, she told me that she finally found two investors who were really interested in her project and would like to work with her to grow the business. I was really glad that she could take back control of her destiny and achieved what she wanted.

            Your “fate” really does depend on the choices that you make. When random events happen, as they always will, do you choose to try to turn them to your advantage or just complain about them?

            What’s Next?

            Now that you’ve learned the 2 simple things you can do to take control of your fate and create your own luck. But this isn’t it! These simple techniques you’ve learned here are just part of the essential 7 Cornerstone Skills — a skillset that will give you the power to create permanent solutions to big problems in life — any problem in any area of your life!

            If you think you’re “suffering from bad luck”, you can really change things up and start life over with these 7 Cornerstone Skills. It may even be a lot easier than you thought:

            How to Start Over and Reboot Your Life When It Seems Too Late

            Thomas Jefferson is said to have used these words:

            “I’m a great believer in luck and I find the harder I work, the more I have of it.”

            Your luck, in the end, is pretty much what you choose it to be.

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            Featured photo credit: LoboStudio Hamburg via unsplash.com

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