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7 Legitimate Hacks to Have Fun and Make Money Online

7 Legitimate Hacks to Have Fun and Make Money Online

“Make money online.” You might be reading the 100th article on the topic, and you still haven’t found the real answer. Well, that’s not your fault. Most of the online articles focus on selling their products and, in the process, forget to help their readers.

In this article, we will focus on how to earn money online and have fun at the same time. A person’s aim in the 21st-century is to earn money. After all, who doesn’t love economic freedom? Economic freedom is a healthy way to ensure you and your family’s future.

So let’s get started with the legitimate hacks that you can implement to have fun and make money online!

1. Start freelance writing

Writing online is the easiest way to get some money in your pocket. During the initial starting period, you can be paid anywhere from $1 to $3 per word (if you get the right client). Later on, you can focus on improving your portfolio and target writing for different magazines who pay way better than some websites. Many magazines tend to pay up to $1000 for an amazing article. All you need to do is pitch the idea to the magazine editor and write it once it is approved.

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The hack: Get your basics right. If you are not good in writing, take free online English courses and make sure to use the certificates to boost your chances. After initial skill improvement, start pitching different magazines and websites with your ideas. Once approved, write the article and start earning! Rinse and repeat!

2. Love to code and mentor? Sign up for a code mentorship program

If you are a coder by any chance and also enjoy mentoring, you are in for a good opportunity to earn money. Livecoding, a social platform for engineers, aims to provide a code mentorship program for everyone. In the program, anyone can get a code mentor by signing up for a pro account. Right now, the mentor gets half the amount of the pro account fees per month. Overall, the idea is neat and applicable in the real world, as there are tons of beginners who need mentoring.

The hack: If you want to mentor successfully, you need to have sound knowledge of the programming language or technology you aim to mentor in. Before you start, make sure you know your stuff!

3. Start a blog

What if I told you that you could build your identity online? Yes, you can do so, by starting to blog. Blogging is a way to create your identity. But, don’t get too excited too soon. It is not that easy. It requires years of work, and it is a fact that most bloggers start earning good amount after 4-5 years of experience.

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So, what’s the take? You can start your blogging journey right now, and get the most out of it in the long term. You can earn income through multiple media such as advertising, affiliate programs, services, memberships, etc

The hack: There are many websites where you can learn how to blog. Detailed tutorials are easy to find. All you need to do is get into the groove and start experimenting. You can start with what you love, to what sells. Slowly, you will learn the quirks of the trade and excel with time. The key here is patience. Get started by reading the definite guide to blogging here.

4. Tutor

Online tutoring is a common thing now. With many great websites out there for tutoring purpose, you can quickly jump start your teaching career. It doesn’t matter which topic or subject you are an expert in; you can get appropriate audience online through different platforms such as Upwork.com, TutorVista.com, etc.

The hack: An urge to teaching should be there. You should also have good communication skills and the ability to stay on camera while tutoring. You should also be comfortable with the subject in which you are teaching.

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5. Virtual assistant

Being a Virtual assistant is a great profession. It requires a multitude of skills to execute correctly and is highly honored among companies or individual workers who are looking for additional help. Virtual Assistants do a plethora of work, including writing, calling and doing initial research for clients. The wide range of skills required can be challenging at the start, but with continued practice and effort, you can easily hone them.

The hack: Becoming a VA is all about communication skills and how much you understand your client. The first step is to have an online website, read about VA and its intricate ideas, be pro-active, network well with other VAs, and continuously learn.

6. Become a developer

A developer is a person who is skilled in computer technology and can help build apps for clients. There is a huge demand for developers in the current economy. But, it is a hard skill to master. If you already have some development knowledge, you are ready to move forward. If you don’t, then it is a good idea to join Bootcamps or online courses to start learning. Once you feel competent, you can go to Upwork.com or any other freelancing website to find projects.

The hack: If you are new to development, start with basic online courses and then move to Livecoding to get a taste of how real development take place. Once comfortable, use your connections to get new projects and build a portfolio. With the portfolio, you can now pitch online clients with your ideas and get projects to work on!

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7. Sell your stuff online

It is now incredibly easy to sell your stuff online. It doesn’t matter if you are selling brand new stuff or stuff you already own, you will always get a buyer. There are many websites that let you sell things. For example, you can use ebay.com to sell your stuff. Other websites that you can use to sell stuff are Craigslist, Amazon, etc.

The hack: The only way to sell stuff online is to be good at taking pictures, write good product descriptions, and offer great customer service when things go wrong. You also need to open a PayPal account for transaction purposes. You can also opt to create your website for selling stuff, but with so many eCommerce websites out there, making one is highly discouraged, until and unless you have an excellent idea.

Conclusion

It is now upon you on how to utilize them. Not only you will be more financially secure, but you can learn to enjoy your life freely with better work-life balance. Becoming self-sufficient is never a bad thing to do when the cost of living is increasing every single day.

So, considering where you stand now, which channel of earning are you planning to get started with? Go ahead and show the world how you earn money online and have fun at the same time.

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Published on November 20, 2018

The Best Ways to Save Money Even Impulsive Spenders Can Get Behind

The Best Ways to Save Money Even Impulsive Spenders Can Get Behind

The truth is, there are many “money saving guides” online, but most don’t cover the root issue for not saving.

Once I’d discovered a few key factors that allowed me to save 10k in one year, I realized why most articles couldn’t help me. The problem is that even with the right strategies you can still fail to save money. You need to have the right systems in place and the right mindset.

In this guide, I’ll cover the best ways to save money — practical yet powerful steps you can take to start saving more. It won’t be easy but with hard work, I’m confident you’ll be able to save more money–even if you’re an impulsive spender.

Why Your Past Prevents You from Saving Money

Are you constantly thinking about your financial mistakes?

If so, these thoughts are holding you back from saving.

I get it, you wish you could go back in time to avoid your financial downfalls. But dwelling over your past will only rob you from your future. Instead, reflect on your mistakes and ask yourself what lessons you can learn from them.

It wasn’t easy for me to accept that I had accumulated thousands of dollars in credit card debt. Once I did, I started heading in the right direction. Embrace your past failures and use them as an opportunity to set new financial goals.

For example, after accepting that you’re thousands of dollars in debt create a plan to be debt free in a year or two. This way when you’ll be at peace even when you get negative thoughts about your finances. Now you can focus more time on saving and less on your past financial mistakes.

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How to Effortlessly Track Your Spending

Stop manually tracking your spending.

Leverage powerful analytic tools such as Personal Capital and these money management apps to do the work for you. This tool has worked for me and has kept me motivated to why I’m saving in the first place. Once you login to your Personal Capital dashboard, you’re able to view your net worth.

When I’d first signed up with Personal Capital, I had a negative net worth, but this motivated me to save more. With this tool, you can also view your spending patterns, expenses, and how much money you’re saving.

Use your net worth as your north star to saving more. Whenever you experience financial setbacks, view how far you’ve come along. Saving money is only half the battle, being consistent is the other half.

The Truth on Why You Keep Failing

Saving money isn’t sexy. If it was, wouldn’t everyone be doing it?

Some people are natural savers, but most are impulsive spenders. Instead of denying that you’re an impulsive spender, embrace it.

Don’t try to save 60 to 70% of your income if this means you’ll live a miserable life. Saving money isn’t a race but a marathon. You’re saving for retirement and for large purchases.

If you’re currently having a hard time saving, start spending more money on nice things. This may sound counterintuitive but hear me out. Wouldn’t it be better to save $200 each month for 12 months instead of $500 for 3 months?

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Most people run into trouble because they create budgets that set them up for failure. This system won’t work for those who are frugal, but chances are they don’t need help saving. This system is for those who can’t save money and need to be rewarded for their hard work.

Only because you’re buying nice things doesn’t mean that you’ll save less. Here are some rules you should have in place:

  1. Save more than 50% of your available money (after expenses)
  2. Only buy nice things after saving
  3. Automate your savings with automatic bank transfers

These are the same rules that helped me save thousands each year while buying the latest iPhone. Focus only on items that are important to you. Remember, you can afford anything but not everything.

How to Foolproof Yourself out of Debt

Personal finance is a game. On one end, you’re earning money; and on the to other, you’re saving. But what ends up counting in the end isn’t how much you earn but how much you save. Research shows that about 60% of Americans spend more than they save.[1]

So how can you separate yourself from the 60%?

By not accumulating more debt. This way you’ll have more money to save and avoid having more financial obligations. A great way to stop accumulating debt is using cash to pay for all your transactions.

This will be challenging, depending on how reliant you are with your credit card, but it’s worth the effort. Not only will you stop accruing debt, but you’ll also be more conscious with what you buy.

For example, you’ll think twice about purchasing a new $200 headphone despite having the cash to buy them. According to a poll conducted by The CreditCards.com, 5 out of 6 Americans are impulsive spenders.[2]

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Telling yourself that you’ll have the discipline to not buy things won’t cut it. This is equal to having junk food in your fridge while trying to eat healthy–it’s only a matter of time before you slip. By using cash to make your purchases, you’ll spend less and save more.

A Proven Formula to Skyrocket Your Savings

Having proven systems in place to help you save more is important, but they’re not the best way to save money.

You can search for dozens of ways to save money, but there’ll always be a limit. Instead of spending the majority of your effort saving, look for ways to increase your income. The truth is that once you have the right systems in place, saving is easy.

What’s challenging is earning more money. There are many routes you can take to achieve this. For example, you can work long and hard at your current job to earn a raise. But there’s one problem–you’re depending on someone else to give you a raise.

Your company will have to have the budget, and you’ll have to know how to toot your own horn to get this raise. This isn’t to say that earning a raise is impossible, but things are better when you’re in control right? That’s why building a side-hustle is the best way to increase your income.

Think of your side-hustle as a part-time job doing something you enjoy. You can sell items on eBay for a profit, or design websites for small businesses. Building a side-hustle will be on the hardest things you’ll do, be too stubborn to quit.

During the early stages, you won’t be making money and that’s okay. Since you already have a source of income, you won’t be dependent on your side-hustle to pay for your expenses. Depending on how much time you invest in your side-hustle, it can one day replace your current income.

Whatever route you take, focus more on earning and save as much as possible. You have more control than you give yourself credit for.

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Transform Yourself into a Saving Money Machine

Saving money isn’t complicated but it’s one of the hardest things you’ll do.

By learning from your mistakes and rewarding yourself after saving you’ll save more. What would you do with an extra $200 or $500 each month? To some, this is life-changing money that can improve the quality of their lives.

The truth is saving money is an art. Save too much and you’ll quit, but save too little and you’ll pay for the consequences in the future. Saving money takes effort and having the right systems in place.

Imagine if you’d started saving an extra $100 this next month? Or, saved $20K in one year? Although it’s hard to imagine, this can be your reality if you follow the principles covered in this guide.

Take a moment to brainstorm which goals you’d be able to reach if you had extra money each month. Use these goals as motivation to help you stay on track on your journey to saving more. If I was able to save thousands of dollars with little guidance, imagine what you’ll be able to do.

What are you waiting for? Go and start saving money, the sky is your limit.

Featured photo credit: rawpixel via unsplash.com

Reference

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