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5 Tips Every First-time Homebuyer Needs to Know

5 Tips Every First-time Homebuyer Needs to Know

There are few things as nerve wracking as buying your first home. Deep down, you know that you will be living there for quite a few years, and that knowledge makes anyone nervous. Here is the ultimate guide of things to consider as you purchase the first home.

1. A Safe Neighborhood

A lot of people think this won’t be a big deal. It will be. There are neighborhoods all over America where homes are robbed every day and people don’t feel safe in their own home. Oftentimes just a few blocks from these neighborhoods are nice, safe, friendly communities that cost just a little more to live in. When you look at homes be sure to walk around the block and get a feel for the neighborhood. Are there kids playing in the streets? Is there a feeling of ease or distress in the air? You will be able to sense pretty quickly if people feel safe in the neighborhood.

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2. The Wear and Tear

When looking at each home take a close look at the water heater, furnace, A/C, and shingles. These things tend to wear out on every home at some point, and there is nothing worse than purchasing a home and being forced to replace an expensive appliances in the same year. If you do not have a lot saved up, it may be a good idea to get a home warranty for your first year to cover major repairs, at least until you can rebuild your savings.

3. Utilities

Many people that go from renting to owning do not realize what a significant increase in utilities can come from the change. Some couples are astounded to find out that utilities that were once $200 are suddenly $700 or $800 a month, well above the range they can afford. Cities charge differently for utilities. Some newer cities have recently built their entire infrastructure and are paying off the debt, making utility prices much higher in these places. Other cities charge a lot more for utilities because of expensive taxes, etc. Be sure to get a good idea of what the average utility costs are for your size of home, before locking yourself into a potentially awful situation. There are dozens of online calculators that can help you get an idea of what your utilities will cost.

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4. Lawn Maintenance

You may go and look at a home and admire how beautiful the yard and lawn look. Do not forget that good yards come with a price, and that is both hard work and money. You will need to buy a lawnmower and a weed eater at a minimum. If there are flower beds, you will probably have to invest a lot of time weeding. If your neighbors have weeds, you will also come to realize that it is going to be a long battle fighting those weeds off from your own yard.

Another big thing to look for here is for a sprinkling system. Keeping a lawn green in most areas requires watering at least every other day. If the home does not have a sprinkling system, you may quickly discover that you do not have the time to deal with sprinklers in the middle of all the chaos of settling in the new house, and your lawn will quickly dry up.

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5. Don’t Rush

Many new buyers feel the need to rush into buying their first home. This is not necessary. Spend time getting to know the different markets that you are interested in. As you look you will begin to develop a much better idea of what you really are interested in. If nothing comes up in a few months, you can know that you are probably looking for features that are out of your price range, but until then, take your time and find a home you can really be proud of.

Featured photo credit: Cathy Yeulet via 123rf.com

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Last Updated on November 18, 2020

I’m Feeling Bored: 10 Ways to Conquer Boredom (and Busyness)

I’m Feeling Bored: 10 Ways to Conquer Boredom (and Busyness)

If you’re saying “I’m feeling bored,” it’s important to realize that boredom and feeling too busy are the same problem. Some people claim I’m being too ambitious trying to strike down chronic boredom and busyness at the same time. I’d argue that the only way to take them out is simultaneously.

The problem stems from how you manage your attention. Both boredom and busyness stem from feeling there is a lack of quality in how you focus your attention.

Boredom is feeling that there are too few high-quality ways to spend attention. Busyness is forced boredom. This means that you feel there are high quality ways to spend attention, but your attention is being stolen from you before you can use it.

I’m Feeling Bored: It’s in Your Mind

Feelings of boredom and busyness are subjective. You can’t look out in the world and claim it is busy or boring. To say these feelings are subjective is obvious, but that misses a key point. The real problem is quality.

Being engaged, neither busy or bored, happens when your attention is focused on high-quality activities.

You can probably remember times when you were completely engaged. This could have been working on a project you were passionate about, spending time with your family, sky diving or vacationing under the sun. Why were you engaged in these moments and not in others?

A likely reason was because those experiences had a higher quality. They allowed you to enter into an immersive flow state, in which your entire consciousness was devoted to the activity.[1]

In the best cases your entire reality revolves around what you are doing. You’ll understand what I mean if you’ve read Zen and the Art of Motorcycle Maintenance (which, I must admit, inspired most of these ideas).

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Improving the Quality of Your Activities

So how do you improve quality in your experiences when you’re saying “I’m feeling bored”? I believe there are two major ways you can do it: externally and internally. If you are chronically busy (and actively disliking the busyness) or bored, then you’ll need to tackle external and internal factors that contribute to these negative feelings.

Here are some ways to consider improving quality in your experiences:

Externally

1. Plan Ahead

Schedule your life to ensure there aren’t huge gaps or work overflows later. This can mean scheduling high-quality experiences if you find yourself frequently bored. It can also mean dividing large projects if you find yourself chronically busy.

  • Plan weekend activities for next month now. This not only gives you something to look forward to, but it also forces you to stay productive instead of just busy.
  • Map out what is placing demands on your time. Can you consolidate all your “busy work” (such as responding to emails) into one block of time instead of allowing it to cause constant interruptions in your day?

2. Win-Win

If you must perform an activity you think has low quality, you’re going to feel bored. Find ways to reorganize your life so that jobs, chores, and duties can become interesting, high-quality experiences.

Turn mind-numbing chores into opportunities for growth and learning. For example, listen to an audio book or lecture on the commute to work or while you’re cleaning your house.

3. Prioritize

If you don’t manage time, you’ll never have enough of it. There are always more things to do than you have time for. Get your values straight so that the highest priorities are handled first and your life doesn’t get overtaken by the unimportant.

Set a vision for your life, and determine how everything you do either contributes or detracts from that vision. Chances are, the things that don’t align with your vision are some of the same things that bore you. After you identify low-priority activities, you can try to make them more meaningful, or you can find ways to eliminate them.

4. Put Quality of Experience First

It is easy to get caught up in external goals that don’t fulfill their promises. Focus on goals that will give you a greater quality, not just a bigger paycheck or more status to brag about.

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Set SMART (specific, measurable, achievable, relevant, and time-bound) goals that align with your life’s vision.[2]

5. Escape the Motions

Habits are a part of your life, but don’t let them become the only thing. Break out of your patterns if they aren’t giving you what you need. Instead of staying in, go out and meet new people on a Friday night. Just do something to get away from doing the same old thing.

Schedule times to break from your routines. I thrive on having a routine most days, but I also give myself opportunities to break from sameness.

Say “yes” to trying something new. Nothing spices up your day like trying something new.

Internally

Most of the ways to improve your quality of experience and conquer boredom are internal. Remember, it’s not just what you do, but also how you do it.

1. Build an Inner World

I’m not suggesting you create a complete rift between yourself and reality when you find yourself thinking “I’m feeling bored,” but also realize that if you can’t find quality in your immediate surroundings, you can find it within yourself.

Solving internal problems, reviewing knowledge, coming up with new ideas, creating stories, or even planning for the future are all areas you can explore in the mind without any external stimuli.

Use “boring” moments as opportunities to brainstorm. It’s a lot easier to cope with a humdrum reality if you’re able to use the time to explore possibilities within your mind.

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If you’re really at a loss, you can imagine a story about 2-3 of the people and objects in your vicinity. This is a great way to exercise your creativity and sharpen your observation skills.

2. Seek Quality in the Now

Try starting small with some simple questions. What are you doing right now? What can you find that has value for you? Seeking quality right now allows you to find it even if your environment is bare or overloaded.

Activities like waiting in line can be turned into moments of self-reflection or times to remind yourself of your vision.

3. Don’t Resist

Busyness and boredom could also be described as symptoms of resisting what is. Fully accepting whatever situation you are in and making the most of it is one way to conquer feeling bored.

Resistance is something that can’t be done half-way. Either completely push away and seek quality elsewhere, or accept your surroundings and find it here.

4. Unchain Yourself

A lot of mental unease is caused because you feel forced to do something. You have to go to work, study for your test, do this or that. Realize that you don’t have to do anything, just accept different results. Freedom is in your mind.

Weigh whether the activity causing your discomfort is essential or expendable. For example, paying your bills is non-negotiable, but you can opt to live a more modest lifestyle or actively search for a job you enjoy.

Use a mantra to remind yourself of your freedom. “I am free” and “I have the power to change my circumstances” can reinforce the notion that you have choices.

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5. Stop

Boredom and feeling overloaded are both patterns. They are mental spirals you run on yourself that loop back on each other. If you just interrupt yourself for a few minutes and think more deeply about the problem, you can often come up with a good answer independent of these suggestions.

Meditate your way out of boredom. Sometimes boredom and busyness are caused by feeling disconnected from what you are doing. Use meditation to ground yourself in the present.

You can learn how to meditate here.

Take up a gratitude practice. Whenever you’re feeling too bored or too busy, stop to think about all the things that are going well. Being able to simply say, “I got out of bed this morning,” and “I have food to eat,” help you take stock of your blessings.

The Bottom Line

As boredom and busyness arise from the same source, the same strategies can be used to tackle them and find a sweet spot of a balanced mindset. Find high-quality activities when you start saying “I’m feeling bored,” and you’ll be amazed at how quickly you can turn things around.

More Tips on Tackling Boredom

Featured photo credit: Siddharth Bhogra via unsplash.com

Reference

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