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5 Tips Every First-time Homebuyer Needs to Know

5 Tips Every First-time Homebuyer Needs to Know

There are few things as nerve wracking as buying your first home. Deep down, you know that you will be living there for quite a few years, and that knowledge makes anyone nervous. Here is the ultimate guide of things to consider as you purchase the first home.

1. A Safe Neighborhood

A lot of people think this won’t be a big deal. It will be. There are neighborhoods all over America where homes are robbed every day and people don’t feel safe in their own home. Oftentimes just a few blocks from these neighborhoods are nice, safe, friendly communities that cost just a little more to live in. When you look at homes be sure to walk around the block and get a feel for the neighborhood. Are there kids playing in the streets? Is there a feeling of ease or distress in the air? You will be able to sense pretty quickly if people feel safe in the neighborhood.

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2. The Wear and Tear

When looking at each home take a close look at the water heater, furnace, A/C, and shingles. These things tend to wear out on every home at some point, and there is nothing worse than purchasing a home and being forced to replace an expensive appliances in the same year. If you do not have a lot saved up, it may be a good idea to get a home warranty for your first year to cover major repairs, at least until you can rebuild your savings.

3. Utilities

Many people that go from renting to owning do not realize what a significant increase in utilities can come from the change. Some couples are astounded to find out that utilities that were once $200 are suddenly $700 or $800 a month, well above the range they can afford. Cities charge differently for utilities. Some newer cities have recently built their entire infrastructure and are paying off the debt, making utility prices much higher in these places. Other cities charge a lot more for utilities because of expensive taxes, etc. Be sure to get a good idea of what the average utility costs are for your size of home, before locking yourself into a potentially awful situation. There are dozens of online calculators that can help you get an idea of what your utilities will cost.

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4. Lawn Maintenance

You may go and look at a home and admire how beautiful the yard and lawn look. Do not forget that good yards come with a price, and that is both hard work and money. You will need to buy a lawnmower and a weed eater at a minimum. If there are flower beds, you will probably have to invest a lot of time weeding. If your neighbors have weeds, you will also come to realize that it is going to be a long battle fighting those weeds off from your own yard.

Another big thing to look for here is for a sprinkling system. Keeping a lawn green in most areas requires watering at least every other day. If the home does not have a sprinkling system, you may quickly discover that you do not have the time to deal with sprinklers in the middle of all the chaos of settling in the new house, and your lawn will quickly dry up.

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5. Don’t Rush

Many new buyers feel the need to rush into buying their first home. This is not necessary. Spend time getting to know the different markets that you are interested in. As you look you will begin to develop a much better idea of what you really are interested in. If nothing comes up in a few months, you can know that you are probably looking for features that are out of your price range, but until then, take your time and find a home you can really be proud of.

Featured photo credit: Cathy Yeulet via 123rf.com

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Last Updated on June 20, 2019

Science Says Guitar Players’ Brains Are Different From Others’

Science Says Guitar Players’ Brains Are Different From Others’

There’s nothing quite like picking up a guitar and strumming out some chords. Listening to someone playing the guitar can be mesmerising, it can evoke emotion and a good guitar riff can bring out the best of a song. Many guitar players find a soothing, meditative quality to playing, along with the essence of creating music or busting out an acoustic version of their favourite song. But how does playing the guitar affect the brain?

More and more scientific studies have been looking into how people who play the guitar have different brain functions compared to those who don’t. What they found was quite astonishing and backed up what many guitarists may instinctively know deep down.

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Guitar Players’ Brains Can Synchronise

You didn’t read that wrong! Yes, a 2012 study[1] was conducted in Berlin that looked at the brains of guitar players. The researchers took 12 pairs of players and got them to play the same piece of music while having their brains scanned.

During the experiment, they found something extraordinary happening to each pair of participants – their brains were synchronising with each other. So what does this mean? Well, the neural networks found in the areas of the brain associated with social cognition and music production were most activated when the participants were playing their instruments. In other words, their ability to connect with each other while playing music was exceptionally strong.

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Guitar Players Have a Higher Intuition

Intuition is described as “the ability to understand something instinctively, without the need for conscious reasoning” and this is exactly what’s happening when two people are playing the guitar together.

The ability to synchronise their brains with each other, stems from this developed intuitive talent indicating that guitar players have a definite spiritual dexterity to them. Not only do their brains synchronise with another player, but they can also even anticipate what is to come before and after a set of chords without consciously knowing. This explains witnessing a certain ‘chemistry’ between players in a band and why many bands include brothers who may have an even stronger connection.

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This phenomenon is actually thought to be down to the way guitarists learn how to play – while many musicians learn through reading sheet music, guitar players learn more from listening to others play and feeling their way through the chords. This also shows guitarists have exceptional improvisational skills[2] and quick thinking.

Guitar Players Use More of Their Creative, Unconscious Brain

The same study carried out a different experiment, this time while solo guitarists were shredding. They found that experienced guitar players were found to deactivate the conscious part of their brain extremely easily meaning they were able to activate the unconscious, creative and less practical way of thinking more efficiently.

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This particular area of the brain – the right temporoparietal junction – typically deactivates with ‘long term goal orientation’ in order to stop distractions to get goals accomplished. This was in contrast to the non-guitarists who were unable to shut off the conscious part of their brain which meant they were consciously thinking more about what they were playing.

This isn’t to say that this unconscious way of playing can’t be learnt. Since the brain’s plasticity allows new connections to be made depending on repeated practice, the guitar player’s brain can be developed over time but it’s something about playing the guitar in particular that allows this magic to happen.

Conclusion

While we all know musicians have very quick and creative brains, it seems guitar players have that extra special something. Call it heightened intuition or even a spiritual element – either way, it’s proven that guitarists are an exceptional breed unto themselves!

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Featured photo credit: Lechon Kirb via unsplash.com

Reference

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