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7 things to think about before buying your first home

7 things to think about before buying your first home

My husband and I have been married for 5 years now. I’ve always wanted to own a house of my own, my husband is more of a free spirit, however he agrees we’re not getting any younger especially as our first child will soon be 5 and starting school soon – so we need to start putting down roots and a house is definitely one of them.

Owning a house is by no means a straight forward thing to do but it’s a dream for many. Here are 7 questions to consider before buying your first home.

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1. Have you done your research?

I spend a lot of time looking at houses for sale in my area – I thought that was all the research I needed to do. However, after some random reading I realised there is a lot more to researching property prices, schools and towns on websites like Zoopla. You have to think about the mortgage rates, credit score, etc

2. Are you ready for the commitment?

Buying a house is a huge commitment, having lived in rented accommodation for the last 5 years I know this now. There are so many little things one takes for granted, sorting out broken appliances, buying appliances, re-decorating, taking care of the garden, just to name a few. There is pride in knowing it’s mostly yours but it’s also a big commitment which cannot be taken lightly.

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3. Do you plan on having a ‘large family’?

It might seem like a strange question but this often time determines whether a 1 bedroom or a 3-bedroom house is best. If you’re a couple and looking to have kids in the near future then I’d suggest considering 2 – 3 bedroom houses, within budget of course. Seeing as we already have 2 kids we’re definitely working towards a 3 bedroom to start with

4. Do you love your current job?

I thought I loved my previous job but when an opportunity came to move I took it without looking back! If we had bought a house while at my previous job it would have been a nightmare switching jobs especially as the new job was over 100 miles always. Maybe we won’t have moved at all.

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5. Do you love being around family/friends?

If you’re like me, you probably have family/friends located in a particular region. I’ve found that having family and friends around is a lovely feeling, knowing you’re not alone and that the kids can go visit their cousins is great. This is one of the reasons why we decided to move and it is something to definitely consider when one wants to plant their roots.

6. Do you know how much it will really cost?

I thought buying a house mainly involved getting the mortgage based on the price of the house and then I started doing my research and found out there was something called stamp duty, then I heard about conveyancing and realised I’d have to pay solicitors’ fee, then get house surveys done which I had honestly never heard about! The prices just continue to add up! It’s definitely pays to do your research way ahead of time – I’ve found Reallymoving to be good for local solicitors fees and surveys.

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7. Do you have the money?

This is the biggest question of all and will determine the final decision to move or not! We’ve been saving and still are limited, especially with the move down south – this means our deposit is going to be even bigger so we have to save even more money! This might push our plan a little bit but we’ll get there, eventually!

After answering all these questions I realised that I was ready for that big step because it is a big step, now we just need to get the right deposit to make our move. Are you ready to buy your first dream house?

Featured photo credit: Joel Bybee via flickr.com

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Tola O.

Blogger and Digital Marketer

7 Useful Sites When Buying a House in the UK 7 things to think about before buying your first home

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Last Updated on May 21, 2020

The Top Fad Diets That Are Actually Worth the Hype

The Top Fad Diets That Are Actually Worth the Hype

You have probably seen enough fad diets to last a lifetime. Many have become popular overnight and left just as quickly.

Some fad diets, though, have actually passed the test of time and are making some headway in the nutritional world.

Outlined below are four fad diets that are actually beneficial for your health and wellness. Read on to find out why you should consider adopting one (or more) of these healthy eating styles today.

An important concept you should keep in mind is to disregard the term “diet” as it is typically used. The word diet implies the idea of restriction and removal. Instead, think of the word diet in this context as a healthy eating lifestyle.

Let’s take a look at some of these healthy eating lifestyles that have been categorized, by no fault of their own, as fad diets.

1. The Paleo Diet

The paleo diet, or ancestral eating, is simply eating the way your paleolithic ancestors would have up to 10,000 years ago, or when the agriculture age began.

The advantage now is you don’t have to do this in a loin cloth, unless you want to… The focus of this diet is proteins, vegetables, some fruits, nuts and seeds and some healthy fats.

In the paleo diet, there aren’t any grains, starchy carbohydrates, sugars, or dairy.

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How Your Health Can Change With Paleo

The paleo diet is a good way to keep your blood sugar under control. It can also have a positive effect on type 2 diabetes, and can lower your risk of cardiovascular disease.

With this healthy eating lifestyle, people have also achieved good weight loss results and boast improved energy levels. [1]

It’s not just what’s in the paleo diet that’s important, it’s what’s NOT in it. There aren’t any processed and manufactured foods, junk foods, artificial ingredients or chemical additives.

Paleo is a way of eating that gets you more in tune with your body and, therefore, can provide a lot of benefits.

2. Whole30

The Whole30 diet is relatively new and owes its popularity to social media and the #Whole30 Instagram hashtag that allowed people to share and broadcast their success with the diet.

With Whole30 you are taking 30 days and focusing on nutritious whole foods such as meats, nuts and seeds, seafood, eggs, vegetables, and fruits.

During the month you are eliminating:

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  • sugar
  • alcohol
  • legumes
  • grains
  • dairy
  • soy

Whole30 is similar to paleo, but it goes a bit further eliminating sweeteners such as honey or maple syrup.

At the end of the 30 days, you strategically reintroduce those eliminated foods back into your diet to discover any possibility of health consequences from them or even potential food allergies.

Finding Out How Food Impacts You

Most people eat the same things so often and may not realize that certain foods are causing health consequences, as they’ve become accustomed to feeling lethargic and run down.

With Whole30 you get the chance to see how these foods may have a negative impact on your body. You’ll also reset your taste buds, which may have become desensitized from processed and artificial “foods” and excess salt.

This diet will help you regain your love of food… in a healthy way!

3. The Mediterranean Diet

The Mediterranean diet has been at the top of the list as a very effective diet for some time now.

For people in countries like Italy or Greece, this has simply been a normal way of life–along with higher activity levels, sunlight exposure, proximity to water, and lower stress.

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With the Mediterranean diet, the focus is on heart-healthy foods. It looks like this:

  • Fruits & vegetables
  • Whole grains
  • Legumes & nuts
  • Replacing butter with olive oil
  • Using herbs and spices instead of salt
  • Eating fish and poultry at least twice a week
  • Moderate amounts of red wine

Help Your Heart & Overall Health With A Mediterranean Diet

Information from the Mayo Clinic shows that this diet reduces heart disease and lowers your “bad” LDL cholesterol. Studies involving 1.5 million people demonstrated that the Mediterranean diet was associated with a reduced risk of cardiovascular mortality, along with overall mortality. [2]

With all these benefits, this is definitely a “fad diet” that’s worth the hype.

4. The Alkaline Diet

The alkaline diet is about changing the foods you eat so that you put your body into an alkaline state and out of an acidic state. When your body is too far on the acidic side it can result in a condition called acidosis. This can lead to issues in your body such as upset stomach, breathing difficulties, headaches, weakness and, fatigue. In extreme cases, it can result in shock, coma, or death.

The goal is to get your body in a more alkaline state, which results in overall better health. The focus is on including alkaline boosting foods such as fruits, nuts, vegetables, and legumes. You’re also wanting to reduce acidic foods such as low quality beef and poultry, dairy, eggs, grains, and alcohol.

Pros & Cons With The Alkaline Diet

The benefits that come from this way of eating is that reduction in inferior quality foods, processed items and alcohol. You may feel improved energy levels, mental clarity and even better joint health.

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People also report weight loss but again this may come from the reduction in calories from junk and processed foods but this is not a bad thing at all.

One con with this diet is that the pH value of the food you eat might not have an impact on blood pH, as your body is able to balance this pretty well on a day-to-day basis.

Follow These Fads for Better Health and Wellness

There can be a danger in categorizing things as a fad diet because fads come and go. People are always looking for the next big thing or a quick fix.

The four examples above buck that status quo. These diets, though mainstream, actually can give you benefits and aren’t going to go away anytime soon because they work.

What makes these diets special is that they boast real whole foods and the eliminate processed and manufactured junk.

The Big Takeaway:

Whatever way you choose to eat, the focus needs to be on whole unprocessed foods. Look for the cleanest, local and most natural things you can find for the benefit of your overall health and wellness. Your body and mind will thank you.

Featured photo credit: Dan Gold via unsplash.com

Reference

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