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7 things to think about before buying your first home

7 things to think about before buying your first home

My husband and I have been married for 5 years now. I’ve always wanted to own a house of my own, my husband is more of a free spirit, however he agrees we’re not getting any younger especially as our first child will soon be 5 and starting school soon – so we need to start putting down roots and a house is definitely one of them.

Owning a house is by no means a straight forward thing to do but it’s a dream for many. Here are 7 questions to consider before buying your first home.

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1. Have you done your research?

I spend a lot of time looking at houses for sale in my area – I thought that was all the research I needed to do. However, after some random reading I realised there is a lot more to researching property prices, schools and towns on websites like Zoopla. You have to think about the mortgage rates, credit score, etc

2. Are you ready for the commitment?

Buying a house is a huge commitment, having lived in rented accommodation for the last 5 years I know this now. There are so many little things one takes for granted, sorting out broken appliances, buying appliances, re-decorating, taking care of the garden, just to name a few. There is pride in knowing it’s mostly yours but it’s also a big commitment which cannot be taken lightly.

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3. Do you plan on having a ‘large family’?

It might seem like a strange question but this often time determines whether a 1 bedroom or a 3-bedroom house is best. If you’re a couple and looking to have kids in the near future then I’d suggest considering 2 – 3 bedroom houses, within budget of course. Seeing as we already have 2 kids we’re definitely working towards a 3 bedroom to start with

4. Do you love your current job?

I thought I loved my previous job but when an opportunity came to move I took it without looking back! If we had bought a house while at my previous job it would have been a nightmare switching jobs especially as the new job was over 100 miles always. Maybe we won’t have moved at all.

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5. Do you love being around family/friends?

If you’re like me, you probably have family/friends located in a particular region. I’ve found that having family and friends around is a lovely feeling, knowing you’re not alone and that the kids can go visit their cousins is great. This is one of the reasons why we decided to move and it is something to definitely consider when one wants to plant their roots.

6. Do you know how much it will really cost?

I thought buying a house mainly involved getting the mortgage based on the price of the house and then I started doing my research and found out there was something called stamp duty, then I heard about conveyancing and realised I’d have to pay solicitors’ fee, then get house surveys done which I had honestly never heard about! The prices just continue to add up! It’s definitely pays to do your research way ahead of time – I’ve found Reallymoving to be good for local solicitors fees and surveys.

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7. Do you have the money?

This is the biggest question of all and will determine the final decision to move or not! We’ve been saving and still are limited, especially with the move down south – this means our deposit is going to be even bigger so we have to save even more money! This might push our plan a little bit but we’ll get there, eventually!

After answering all these questions I realised that I was ready for that big step because it is a big step, now we just need to get the right deposit to make our move. Are you ready to buy your first dream house?

Featured photo credit: Joel Bybee via flickr.com

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Tola O.

Blogger and Digital Marketer

7 Useful Sites When Buying a House in the UK 7 things to think about before buying your first home

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Last Updated on June 26, 2019

I Hate My Life: 10 Things You Can Do Now to Stop Hating Life

I Hate My Life: 10 Things You Can Do Now to Stop Hating Life

Hating life is a bit of a misnomer it seems: in the media, in education, in every aspect of our lives, we’re shown visions of a perfect world, one where everyone is happy and life is a decades-long dream. Unfortunately, it isn’t.

Life can and is hard and tough and painful at times. I have first-hand experience of this: at this time years ago, I was a recent university graduate, unemployed and aimless. All of this was having a knock-on effect on my social and mental wellbeing—I wasn’t sleeping. I wasn’t seeing my friends as often. I was snappy to family members and I could barely drag myself out of bed in the morning…

That doesn’t mean it can’t change.

Life goes through ebbs and flows all the time and the key to getting through it all without cutting off your social circle and eating your local grocery store out of Ben & Jerry’s, is to cultivate some techniques and methods of going through life with some stability and grace. It’s not a guarantee against life’s hardships but, take the steps you want to use and you won’t hate life.

If you want to stop hating your life and start falling in love with it, take these steps:

1. Get Plenty of Sleep

Seriously, you’re obviously going to be grouchy and more inclined towards the more miserable side, if you’re not getting your recommended seven or more hours of sleep a night.

Start checking in how much you sleep and then start making steps to go to bed earlier and sleep for longer. It might cure every problem but at least you’ll be well-rested and less likely to nap throughout the day. If you having trouble getting to sleep, go and

2. Eat Healthily

I have had a real issue with eating healthily for years and it wasn’t until I was hospitalised a few years ago (for a condition unrelated to my eating for the sake of disclosure), that I really started to look at what I ate and how I viewed my body.

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I’m absolutely an advocate of body positivity and loving your body at any size and while I haven’t lost any huge amount of weight, eating a hell of a lot healthier improved my mood and made me feel better.

In short, it’s absolutely okay to have a pizza and a soda as a treat, but just have something healthier tomorrow.

3. Write It All Down

Sometimes the best thing you can do is let it all out. Keeping things that are making you hate life all bottled up is neither helpful to getting out of that cycle nor healthy for your overall wellbeing.

Grab yourself a notebook, a journal, a diary, a bit of paper, whatever, and just start writing down how you feel. As soon as you’ve done that, start thinking about what you could do in theory to stop this from happening or to stop you from feeling like this.

4. Get Some Fresh Air

It’s underrated and we all take it for granted, but really, getting out of your home and going for a walk can be really beneficial. It gets you outside in the (hopefully) sunshine and getting to see the whole of life as you walk around can be really grounding and calming.

Believe me, if you’re stuck inside mulling over on the bad things of your life, grab a pair of sneakers and go for a walk. Plus, it’s free. Can’t say better than that, can you?

5. Get Some Exercise

This is practically a Part II of the previous step, but as someone who used to look at the gym as something people did when they were feeling particularly masochistic, I can actually say I enjoy it now.

You don’t even have to subscribe to a fancy gym—go for a run around the block with your headphones in or lift some heavy boxes to build up muscle tone.

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Bonus: Doing all that heavy lifting of boxes or incorporating exercise into chores will make your house cleaner and look even more awesome, as well as making you look and feel better.

6. Treat Yourself

Hating your life can be exhausting, and I mean that literally. It drains the energy from you until all you want to do is lie in bed with a pint of ice cream and the last five seasons of a TV show on Netflix.

Therefore, a good thing to keep your spirits up can be to treat yourself.

Life is too short, after all, to deny yourself some treats. Go see that movie that looks awesome in the cinema, grab a gelato with a friend, paint your nails, whatever makes you happy, do it. You deserve it.

Here’re more ideas to inspire you: 30 Ways To Treat Yourself No Matter What

7. Cut out Those Negative Triggers

Chances are that if you hate life, something is setting off those triggers in your head. Until you’re able to deal with them without turning all misanthropic, the best thing might be just to get rid of all of those negative triggers.

If you’re suffering from what AllGroanUp refer to as “Obsessive Comparison Disorder” (i.e. obsessively checking out the lifestyles of all your “successful” friends), then stop using Facebook and Twitter as much.

Social media can be a fantastic way to connect, but it can be also be a toxic environment for neuroses and comparisons to breed.

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Trust me, I know. If it sets you off, cut it out.

8. Dance

Yes you can dance. No, really, you can. It doesn’t matter if you’re not some breakdancing dynamo or ballroom extraordinaire, everyone can dance. It’s programmed into the human race, the ultimate expression of emotion.

Dance like no one’s watching, dance like you don’t care. Tap your feet, sway your hips, go as mad or as wild as you want to to your favourite songs. Nothing quite shakes the cobwebs off than losing yourself in rhythm and dance to a song you love.

9. Get Organized

A great way to start moving forward and looking at what you can change in your life to make it better, is to get organized.

Spend a weekend going through your home and clearing the unnecessary stuff out of it. Get rid of the stuff you don’t need or don’t want anymore and start to give everything a space.

It doesn’t have to look like it’s stepped off the pages of Good Housekeeping, but clearing a lot of space and making sure that your home has a bit of harmony can do wonders for your mental wellbeing.

10. Pay It Forward

Life is a mystery and it can be a minefield to get through. Sometimes you stumble, sometimes you fall. The important part is to pick yourself back up and keep walking forward.

Paying it forward is simply helping others. Charity is something that is often thrown around as an accessory to human behavior—how many celebrities have you read about who have done something heinous, but are defended by the phrase “but [they] do charity work”?

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Go volunteer! If you think you’re at breaking point, go help other people.

People in the world out there will be going through the same things that you are going through; and while you might not run into someone who’s going through the exact same circumstances, you will be helping people who need help.

Helping out a soup kitchen, or at a church bake sale, or at a homeless shelter or wherever needs help, can make a huge difference to the lives of those individuals involved. And believe me, it’ll do a hell of a lot for your state of mind .

A great idol of mine, Audrey Hepburn, once stated that we have two hands: one for helping ourselves, and one for helping others. That’s a fantastic sentiment and one I think will help people who hate their live.

If you go and help other people, you’re having such a positive ripple effect on the world that some of it will come back to you one way or another, and it will get better.

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Featured photo credit: Unsplash via unsplash.com

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