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7 things to think about before buying your first home

7 things to think about before buying your first home

My husband and I have been married for 5 years now. I’ve always wanted to own a house of my own, my husband is more of a free spirit, however he agrees we’re not getting any younger especially as our first child will soon be 5 and starting school soon – so we need to start putting down roots and a house is definitely one of them.

Owning a house is by no means a straight forward thing to do but it’s a dream for many. Here are 7 questions to consider before buying your first home.

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1. Have you done your research?

I spend a lot of time looking at houses for sale in my area – I thought that was all the research I needed to do. However, after some random reading I realised there is a lot more to researching property prices, schools and towns on websites like Zoopla. You have to think about the mortgage rates, credit score, etc

2. Are you ready for the commitment?

Buying a house is a huge commitment, having lived in rented accommodation for the last 5 years I know this now. There are so many little things one takes for granted, sorting out broken appliances, buying appliances, re-decorating, taking care of the garden, just to name a few. There is pride in knowing it’s mostly yours but it’s also a big commitment which cannot be taken lightly.

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3. Do you plan on having a ‘large family’?

It might seem like a strange question but this often time determines whether a 1 bedroom or a 3-bedroom house is best. If you’re a couple and looking to have kids in the near future then I’d suggest considering 2 – 3 bedroom houses, within budget of course. Seeing as we already have 2 kids we’re definitely working towards a 3 bedroom to start with

4. Do you love your current job?

I thought I loved my previous job but when an opportunity came to move I took it without looking back! If we had bought a house while at my previous job it would have been a nightmare switching jobs especially as the new job was over 100 miles always. Maybe we won’t have moved at all.

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5. Do you love being around family/friends?

If you’re like me, you probably have family/friends located in a particular region. I’ve found that having family and friends around is a lovely feeling, knowing you’re not alone and that the kids can go visit their cousins is great. This is one of the reasons why we decided to move and it is something to definitely consider when one wants to plant their roots.

6. Do you know how much it will really cost?

I thought buying a house mainly involved getting the mortgage based on the price of the house and then I started doing my research and found out there was something called stamp duty, then I heard about conveyancing and realised I’d have to pay solicitors’ fee, then get house surveys done which I had honestly never heard about! The prices just continue to add up! It’s definitely pays to do your research way ahead of time – I’ve found Reallymoving to be good for local solicitors fees and surveys.

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7. Do you have the money?

This is the biggest question of all and will determine the final decision to move or not! We’ve been saving and still are limited, especially with the move down south – this means our deposit is going to be even bigger so we have to save even more money! This might push our plan a little bit but we’ll get there, eventually!

After answering all these questions I realised that I was ready for that big step because it is a big step, now we just need to get the right deposit to make our move. Are you ready to buy your first dream house?

Featured photo credit: Joel Bybee via flickr.com

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Tola O.

Blogger and Digital Marketer

7 Useful Sites When Buying a House in the UK 7 things to think about before buying your first home

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Last Updated on March 24, 2021

8 Smart Home Gadgets You Need in Your House

8 Smart Home Gadgets You Need in Your House

We’ve all done it. We’ve gone out and bought useless gadgets that we don’t really need, just because they seemed really cool at the time. Then, we are stuck with a bunch of junk, and end up tossing it or trying to sell it on Ebay.

On the other hand, there are some pretty awesome tech inventions that are actually useful. For instance, many of the latest home gadgets do some of your work for you, from adjusting the home thermostat to locking your front door. And, if used as designed, these tools should really help to make your life a lot easier—and that’s not just a claim from some infomercial trying to sell you yet another useless gadget.

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Take a look at some of the most popular “smart gadgets” on the market:

1. Smart Door Locks

A smart lock lets you lock and unlock your doors by using your smartphone, a special key fob, or biometrics. These locks are keyless, and much more difficult for intruders to break into, making your home a lot safer. You can even use a special app to let people into your home if you are not there to greet them.

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2. Smart Kitchen Tools

Wouldn’t you just love to have a pot of coffee waiting for you when you get home from work? What about a “smart pan” that tells you exactly when you need to flip that omelet? From meat thermometers to kitchen scales, you’ll find a variety of “smart” gadgets designed to make culinary geeks salivate.

3. Mini Home Speaker Play:1

If you love big sound, but hate how much space big speakers take up, and if you want a stereo system that is no bigger than your fist, check out the Play:1 mini speaker. All you have to do is plug it in, connect, and then you can stream without worrying about any interruptions or interface. You can even add onto it, and have different music playing in different rooms.

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4. Wi-Fi Security Cameras

These are the latest in home security, and they connect to the Wi-Fi in your home. You can use your mobile devices to monitor what is going on in your home at all times, no matter where you are. Options include motion sensors, two-way audio, and different recording options.

5. Nest Thermostat

This is a thermostat that lives with you. It can sense seasonal changes, temperature changes, etc., and it will adjust itself automatically. You will never have to fiddle with a thermostat dial or keypad again, because this one basically does all of the work for you. It can also help you to save as much as 12% on heating bills, and 15% on cooling bills.

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6. Smart Lighting

Control your home lighting from your remote device. This is great if you are out and want to make sure that there are some lights on. It is designed to be energy efficient, so it will pay for itself over time because you won’t have to spend so much on your monthly energy bills.

7. Google Chromecast Ultra

Whether you love movies, television shows, music, etc., you can stream it all using Google Chromecast Ultra. Stream all of the entertainment you love in up to 4K UHD and HDR, for just $69 monthly.

8. Canary

This home security system will automatically contact emergency services when they are needed. This system offers both video and audio surveillance, so there will be evidence if there are any break-ins on your property. You can also use it to check up on what’s happening at home when you are not there, including to make sure the kids are doing their homework.

Featured photo credit: Karolina via kaboompics.com

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