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Signs That An Online Housing Listing May Be A Scam

Signs That An Online Housing Listing May Be A Scam

Typically, every home search, whether for renting or buying, begins online. The Internet can provide a wealth of information for homeowners, but it can also be a place for scammers to target those searching for a home.

There are three common types of online scams. First, many scammers duplicate listings of homes that are available to rent or purchase but drastically reduce the price. Another type of scam is listing a home that doesn’t exist, leaving out images and addresses. Finally, some scammers even rent out homes they don’t own. These are homes where the real homeowner may not check on the property often.

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It is important to know the signs of an online housing scam before you begin your preliminary research and start to visit properties. This way, you can avoid a dangerous and fraudulent situation before it’s too late.

How to spot a scam

Be on the lookout for the following signs. Any of them could be indicative of a scam and should require further investigation:

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Listings without Images.

Every prospective homeowner wants to be able to view images of a home to determine if it is worth seeing in person. Look for listings that have images of the property included.

Listings without images should be a red flag. Search the property address to see if you can find images of the home elsewhere. This will also help you find out if the property actually exists and determine if the listing is possibly a duplicate.

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Even if the listing includes images, conducting research on other websites outside of where the property is listed can help you verify that the images match up with the area. For example, does the listing include photos of a home with climate conditions that don’t match the area you’re searching?

Listings that are priced too low.

Compare the listing price to other properties in the area. Are they similar? If the property you’re looking at is priced lower than surrounding homes, it may be a sign that the price is too good to be true. Consider the amenities of the property for the listing price. Again, if the price seems too low, the listing could be a scam.

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Listings that ask for money or private information before showing the property.

Is the property manager not willing to show the property or provide more information until he or she receives money or important financial information from you? If so, this could be indicative of a scam. Never pay in advance before seeing a home. You shouldn’t be required to give a credit check or provide payment until you’re absolutely sure that you’re ready to buy.

In addition, never fill out a rental application until you’ve seen the property. You don’t want to release personal information until you’ve visited the property and spoken with the person who has a legal right to rent or list the property.

How to protect yourself

Now that you know the signs of a potential scam, what else can you do to protect yourself?

  • Never wire money.
  • Research and compare prices.
  • Never leave a purchase untraceable. Scammers may ask you to pay in cash.
  • Research the contact information of the listing owner. Is this person in good standing, or has someone already filed a complaint?
  • Check for duplicate property listings.
  • If at any time during your property search you feel unsure, listen to your gut. If the listing seems too good to be true, it most likely is.
  • Verify the owner or landlord. Make sure the individual who is showing you the property is the right person.

How to report a scam

Flag the listing so other potential tenants or homeowners are aware. Contact your local authorities as well. You can also file a complaint with the Internet Crime Complaint Center (IC3) and the Federal Trade Commission (FTC).

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Last Updated on September 25, 2019

How to Tap Into the Power of Positivity

How to Tap Into the Power of Positivity

As it appears, the human mind is not capable of not thinking, at least on the subconscious level. Our mind is always occupied by thoughts, whether we want to or not, and they influence our every action.

When we were still children, our thoughts seemed to be purely positive. Have you ever been around a 4-year old who doesn’t like a painting he or she drew? I haven’t. Instead, I see glee, exciting and pride in children’s eyes. But as the years go by, we clutter our mind with doubts, fears and self-deprecating thoughts.

Just imagine then, how much we limit ourselves in every aspect of our lives if we give negative thoughts too much power!

We’ll never go after that job we’ve always wanted because our nay-saying thoughts make us doubt our abilities.

We’ll never ask that person we like out on a date because we always think we’re not good enough.

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We’ll never risk quitting our job in order to pursue the life and the work of our dreams because we can’t get over our mental barrier that insists we’re too weak, too unimportant and too dumb.

We’ll never lose those pounds that risk our health because we believe we’re not capable of pushing our limits.

And we’ll never be able to fully see our inner potential because we simply don’t dare to question the voices in our head…

But enough is enough! It’s time to stop these limiting beliefs and come to a place of sanity, love and excitement about life, work and ourselves.

So, how can we tap into the power of positivity?

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“Happiness cannot come from without, it comes from within.” – Helen Keller

It’s not as hard as it may seem; you just have to practice, practice, practice. Here are 4 simple yet powerful ideas on how you can get started.

1. Learn to substitute every negative thought with a positive one.

Every time a negative thought crawls into your mind, replace it with a positive thought. It’s just like someone writes a phrase you don’t like on a blackboard and then you get up, erase it and write something much more to your liking.

Just take a look at these 10 Positive Affirmations for Success that will Change your Life.

2. See the positive side of every situation, even when you are surrounded by pure negativity.

This one is a bit harder to put into practice, which does not mean it’s impossible.

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You can find positivity in everything by mentally holding on to something positive, whether this be family, friends, your faith, nature, someone’s sparkling eyes or whatever other glimmer of beauty.

If you seek it, you will find it.

3. At least once a day, take a moment and think of 5 things you are grateful for.

This will lighten your mood and give you some perspective of what really is important in life and how many blessings surround you already.

Here’re 60 Things To Be Thankful For In Life that can inspire you.

4. Change the mental images you allow to enter your mind.

How you see yourself and your surroundings make a huge difference to your thinking.

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Instead of dwelling on dark, negative thoughts, consciously build and focus on positive, light and colorful images, thoughts and situations in your mind a few times a day.

Learn from this article how to change your mental images: How to Think Positive and Eliminate Negative Thoughts

If you are persistent and keep on working on yourself, your mind will automatically reject its negative thoughts and welcome the positive ones.

And remember:

You are (or will become) what you think you are.

This is reasonable enough to be proactive about whatever is going on in your head.

More About Staying Positive

Featured photo credit: Lauren Richmond via unsplash.com

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