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8 Work-From-Home Jobs That Earn You Serious Money

8 Work-From-Home Jobs That Earn You Serious Money

It’s no exaggeration to say that a large portion of the working class would absolutely love to work from home. No traffic, no meaningless water cooler chat, no extraneous distractions to deal with. Sounds like a dream come true.

But is there really money to be made working in your pajamas? You bet. You just have to get in the right industry, and you’ll find you can create a steady cash flow regardless of whether or not you got dressed in the morning. Some of the best paying jobs that allow you to work from home are:

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1. Clinical Regulatory Affairs Director

As a regulatory affairs director, you’ll be tasked with planning, preparing, and submitting products that have been clinically tested and approved to the national and international markets. Working from home, you’ll document the trial process, as well as create the marketing documentation to accompany the product being sent for approval. Snaring a position as a work from home affairs director will also snare you a lofty $150K a year.

2. Supervisory Attorney

Not all lawyers spend their days in court. Many people with law degrees who are also members of the Bar opt to simply act as advisers to those in need of legal assistance. These attorneys may focus their efforts on other aspects of the law rather than criminal cases, such as tax or real estate law. By making themselves available through telecommunications, they can reach a far wider clientele than if they were to practice locally. You’d still need to be a member of the Bar in the state in which you plan to practice, though. Going this route would earn you around $117K per year.

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3. Senior Medical Writer

Like many technical writing gigs, senior medical writers can work remotely as they review medical information and translate it into various medical documents. They also may be tasked with reviewing and editing documentation created by peers and supervisors, proofreading for typographical and factual errors. Attention to detail is an absolute must when dealing with medical writing, and you also must have a medical or science degree to your name to be considered for the job. If you’re qualified, you can end up making $110K a year as a senior medical writer.

4. Environmental Engineer

Environmental engineers aren’t necessarily homebound, but most of their paperwork can be done from anywhere they please. These engineers design and assess pollution reduction and prevention approaches and plans, and analyze the best course of action for municipalities to take. As mentioned, they will often have to work in the field while conducting research and collecting data, but they’ll be able to take the information home with them to study and report on from the comfort of their own living room. Like medical writers, environmental engineers’ salaries fall around the $110K mark.

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5. Director of Quality Improvement

Regardless of the industry, all companies strive to be the best they can be. A quality improvement director works to design and develop best practices related to systems administration and data architecture. If that’s too much jargon for one sentence, basically these employees analyze what a company is doing well, and what it could improve upon, and reports back to the managers and CEO. Quality improvement directors are natural leaders who have knowledge of on-going trends regarding quality, safety, and reliability within the industry. Working remotely on quality improvement could net you $100K a year.

6. Senior Software Engineer

It shouldn’t be a surprise that computer programmers can work from their home computer. Software engineers develop and design software, maintain oversight of programs, manage development teams, and troubleshoot issues colleagues face throughout the process. Collaborating online may actually be more effective for software engineers, as they won’t have to leave their work stations to discuss progress, and can continue to work on their projects seamlessly. A talented software engineer can bring home around $100K for his contributions to a company.

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7. Director of Business Development

As a director of business development, you’d be tasked with managing large sales territories and maintaining steady revenue, while simultaneously researching ways in which to increase your business reach and income. You also would collaborate with directors in other territories and develop programs in order to increase coherency throughout different areas. Directors of business development will often have to travel and make in-person sales pitches, but a majority of their work can be done remotely. Working as a director can earn you around $100K or more, depending on your success.

8. Research Biologist

One advantage of working from home as a biologist is you’ll never be pressured into saving a beached whale. All kidding aside, research biologists usually specialize in a specific area of biology, such as microbiology or wildlife studies. They conduct research and analyze test results, then report back to their company regarding their findings. Like environmental engineers, research biologists will sometimes have to go into the field to conduct research, but can do the rest of the work from anywhere they feel comfortable. Although not as hefty as some of the other salaries on this list, research biologists can earn around $93K a year working mostly from home.

Featured photo credit: -3-2/USC Santa Barbara Library via farm3.staticflickr.com

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Published on September 17, 2018

How Being Smart With Your Money Leads to Financial Success

How Being Smart With Your Money Leads to Financial Success

Achieving financial success is not something that just happens. Maybe if you win the lottery or something, but for the average person like you or me, it comes from a series of small steps you take over a long period of time.

With each step, you form a new smart money habit. And with each smart money habit, you build towards financial independence.

So what sort of habits can you form to get on that path? Let’s take a look at smart money habits you can start today to get you closer to a financially independent future.

1. Avoid being “penny wise but pound foolish”

It’s tempting to try saving a couple cents here and there when buying small items. However, that’s not where the real money is saved. You’re putting in extra effort for something that doesn’t move the needle.

You get the most bang when you’re able to cut down on your bigger bills. For example, finding a lower interest rate for your mortgage could save you $50+ per month. And cutting your transportation bill by purchasing a cheaper car or taking public transportation can provide large gains as well.

So, look at your recurring expenses such as housing, transportation, and insurance, and see where there’s wiggle room. It’s a much better use of your time than trying to pinch pennies here and there on smaller purchases.

2. When you want something big, wait

Impulsivity can get you in trouble in most aspects of life. Finances are no different.

It’s human nature to see something and want it right then and there. It starts as a kid in the checkout line at the grocery store, and it continues on through adulthood.

We get an idea in our head of something we want, and it’s hard not to go out and get it right then.

A good example is wanting a new car. Perhaps you’ve had your car for several years. It’s crossed the 100k mile mark. Maybe maintenance is due, and you’re annoyed that you need to replace the timing belt or purchase new tires.

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So, you get the itch.

You start digging around online, and you realize you could trade in your current car for something newer and more exciting… all for a few hundred bucks a month. Then you get obsessed.

Here’s where you have to take a step back.

Your newfound obsession is clouding your judgement. Rather than giving into the impulse, wait it out.

Set a timeframe for yourself. Maybe you come back to the decision three months down the road. See if the obsession lasts.

It might, but often, a funny thing happens. Often, you forget about it. And often, you find that the new car wasn’t a need at all.

The impulse faded. And you just saved yourself a ton of money.

3. Live smaller than you can afford

You finally get that big raise. And you want to celebrate – and why not?

You’ve been looking forward to this forever. And after all, it was all due to your hard work.

That’s fine, splurge a little. However, make it a one-time deal and be done.

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Don’t get caught in the trap that just because you’re now making more money, you should spend more.

Too often, people get more money and feel like they that gives them the means to buy a bigger house, a bigger car… you know the drill. Resist.

The fact is that living smaller than what you can afford is one of the fastest ways to build savings.

But if you constantly upgrade as you begin to make more, then you’ll never get ahead. You’ll just build up more debt along the way and have just as little wiggle room as before.

4. Practice smart grocery shopping

Food… it’s one of the biggest portions of any budget. And if you’re not careful, it can be one of the biggest drains on your wallet.

But luckily, there are a few things you can do to ensure that you stay smart with your money when buying groceries.

Create a grocery budget

Set a strict weekly grocery budget. When you know how much you can spend on groceries, you can then plan your weekly menu around it.

Once you know what all you need, you can go shopping and keep a running tally as you shop to ensure you’re on track.

I tend to do this in my head, rounding for each item. However, writing it down as you go would probably work best for most people.

Make a list… and never deviate

Never go to the grocery store without a list. If you go to the store with a ballpark idea in mind, you don’t have a true ide of what you need.

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You’re not well-researched. You don’t know what the sales are. As a result, you’re going to make decisions on the fly.

These impulse decisions will lead to overspending, which will derail your grocery budget.

Eat before going grocery shopping

It’s also important to eat prior to going to the grocery store. Hunger is a powerful force.

If you’re shopping on an empty stomach, everything is going to look good. In particular, you may find a lot of ready-made, processed snacks will look enticing.

After all, you’re hungry now and that food is easily available. So subconsciously, you may lean towards those items.

Unfortunately, not only are those items typically less healthy, but they’re likely more expensive. You pay for convenience.

However, when you eat prior to shopping, then you’ll shop with a clear mind. Your hunger won’t cloud your judgement, influencing you to make poor decisions like a cartoon devil resting on your shoulder whispering in your ear.

This makes it much easier to stick to your grocery plan.

5. Cancel your gym membership

Now that you’re all set on your food, it’s time to get smart about managing your budget in terms of physical fitness. And let’s begin by avoiding the gym. The gym bill, that is.

The average gym membership costs around $60 per month. That’s $720 a year.

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Yet, two out of three gym memberships go unused. That means two-thirds of people who have a gym membership are literally giving away almost a thousand bucks a year. It’s crazy!

I recommend seeking an alternative. One good alternative is to look into fitness streaming services.

Streaming services allow you to stream hundreds of workouts like Insanity and p90x, right in your own home for around $10-20 a month. That’s $40-50 less a month than the average gym membership.

Of course, then there’s the free option. The internet is full of free workouts that you can do on your own with minimal or no equipment.

For example, there’s the Couch to 5K program, that I personally used a decade ago to ease myself from couch potato to running my first 5K race. If I could do it, anyone could.

Then there are free resources like reddit that have limitless information on workouts. The Fitness subreddit has done all the research for you, populating workout tips and detailed workout routines for anyone to use in their wiki.

There are several routines that require no equipment. And you can join in on the subreddit to become part of the community, making it easier for those seeking comraderie and encouragement in their fitness goals. All for free.

It’s baby steps… And baby steps can start now!

I’ve never met anyone that can’t stand to be a bit smarter with their money. And on the flip side, anyone can get smarter with their money. But remember, it doesn’t happen all at once.

Begin by fighting your impulses. Prepare for the week and be smart at the store. And cut monthly expenses like gym memberships that are overpriced and you probably aren’t getting your money’s worth out of anyway.

The devil is in the details. And the details can change your lifestyle and prep you for a financially independent future.

Featured photo credit: Unsplash via unsplash.com

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