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Who Needs a Job? Hobbies Make Money Too

Who Needs a Job? Hobbies Make Money Too

Are you unemployed? Even if you don’t have a job, you at least have a hobby. With the internet so ubiquitous in modern society, everyone has a shot at gaining the attention of the masses. Once you have someone’s attention, your intention should be to convince them they need your service or product. Whatever you’re into, there’s an audience for it–all it takes is a little resourcefulness.

Hobbies make money. Here’s how to become a professional at:

Plants have always been green...it's considered bad chloroform otherwise...

    Plants have always been green…it’s considered bad chloroform otherwise…

    1. Blogging

    If you have a flair for writing, building a blog is easy. You can get a free blog domain at blog services, such as WordPress or Blogger. Choose a template design to start out, and begin composing entries. Don’t worry about not having an audience yet; you’ll build one with your content. Focus on writing things you enjoy, and learn the basics of formatting. This way, you’ll build a portfolio you can use to apply for paid blogging gigs.

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    Amazon Affiliates and Google AdSense accounts are easy ways to earn advertising money from your blog. Learn more about how to make money blogging with our Lifehack on 24 Ways to Earn Money on the Internet.

    2. Gardening

    Gardening is more than a hobby for some; it’s a way of life. Selling your harvest is an easy way to make money, although you’ll need a rather large garden to produce enough to make a meaningful profit. Consider incorporating the fresh ingredients you harvest into other products to sell, instead. Food isn’t the only fruit of gardening labor, however, as the legality of growing marijuana is quickly spreading across the US.

    You can also teach DIY-enthusiasts how to garden through blogging about it. You can tend other peoples’ gardens by searching Craigslist, or other classified ad sites. If you have the experience, contact local nurseries and see if anyone’s hiring. You’ll be rolling in the green in no time.

    3. Playing an Instrument

    The music business isn’t tough to break into. All you need is a way to make music and an audience. If you play an instrument, you can make money by giving private lessons. Touring musicians are constantly looking looking for stand-in musicians while on the road (search gigging for backup bands). Also, it never hurts to leave your card at local recording studios and record stores, in case anyone’s looking for a musician with your skills.

    Alternatively, iTunes, Amazon, and Google all have stores to list your music. List yourself on SoundCloud, Pandora, Spotify, and anywhere else you can. Remember that every artist you’ve heard of has a large team and distribution channel behind them. In order to compete with that, you’ll need to work extra hard.

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    4. Sewing

    You can make decent money by hemming clothes, if you’re quick at it. Many people lack this basic skill, and they’re happy to pay $5-$10 to repair clothing that would otherwise cost much more to replace.

    Another way to make money is to sell your handcrafted sewing creations online, with sites like Etsy. You can also sell your homemade sewing patterns online, through your website. In order to get promotion for your patterns, submit them to sewing and craft magazines, for publication. This will introduce your patterns to a large audience and boost sales.

    5. Baking

    If you know how to bake, there’s no limit to the ways you can earn money. Getting a job in a kitchen is so easy. Food blogs are always popular, and there’s never a shortage of people on the lookout for a good recipe. Consider filming yourself or taking pictures while cooking, to expand your audience.

    6. Gaming

    Make money at video games by making wages with friends, like the kids in The Wizard. If you’re particularly leet, it’s even possible to join a professional league. You don’t have to be the most skilled gamer, though.

    Playing video games means you can review or otherwise describe them for any number of publications, if you prefer long-form writing, or retail sites, if short-form is your thing. Plenty of gamers have successful YouTube channels, and Livestream and uCast got a boost from their inclusion in next generation consoles. If you’re especially passionate about video games, working in a retail location, such as Gamestop or EB Games, may be the field of your dreams.

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    7. Dancing

    If you like to move it, you could always get money as a dancer. You don’t need to strip; plenty of dancers make a living off the pole. Casting agents and producers are constantly looking for extras and dancers for projects. Dance teachers make a great living too, as people both young and old love taking classes.

    8. Drawing

    Not all artists are starving; many of them make a decent living. Aside from traditional museum art, you can see art in literally every aspect of business–graphic designers creating logos and other branded merchandise for marketing campaigns worldwide. With such a large variety of digital and analog drawing mediums available these days, the only artist who’s truly starving is the one not looking for work.

    9. Gossiping

    If you love keeping up on all the latest gossip, journalism is the job for you. Depending on the subjects you’re into, getting into journalism is really easy–all you need to do is keep watching and reading the news that relates to you. By doing this, you’ll keep up with the juiciest bits of gossip related to your field. Passing this gossip to other people is what journalism is all about, but I’m one to gossip, so didn’t hear that from me.

    10. Socializing

    Everyone wants a social media presence, and some are willing to pay for it. If you’re savvy enough to learn quick ways to gain followers on all the major social networking sites (Twitter, Facebook, Snapchat, Pinterest, Google+), you can turn your love of socializing into a fruitful career. Start with your own social media account, and contact people to showcase how your skills can help their bottom line.

    11. Photography

    Everyone takes photos these days, and everyone still has an insatiable hunger for more photos. If you have an eye for photography, websites such as Shutterstock allow you to sell your work in image format. Other sites, like Cafepress, sell a variety of goods that bear your photo. Also, consider freelancing, and check job search for any gigs or job openings. Whatever you do, keep your camera with you at all times; you never know when you’ll catch a glimpse of a celebrity or noteworthy event.

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    12. Telling Jokes

    Everybody thinks they’re a comedian, and with the internet, you have an avenue to prove it. Go out to amateur and open mic nights to perform and perfect your craft in front of a live audience. The comedy site Cracked.com has an open forum setup to vet aspiring comedic writers. A properly hilarious video will get tons of exposure on YouTube. Emulate your favorite comedian by making movies, skits, stand-up, cartoons, or whatever else you can come up with.

    13. Collecting

    You can make money collecting practically anything; whether it’s coins, stamps, comic books, or gadgets. Retro is always in, and people always collect things. Whatever you collect, search the term online to connect with communities who collect the same things. Pawn shops can be a great place to sell certain collectibles,. Many used record and book stores have merged into used-merchandise swap meets, and they’re both great places to buy/sell your collectibles. Otherwise, just post them on eBay or Craigslist.

    14. Shopping

    Not only is mystery shopping legitimate, it’s a great way to make money. Basically, you complete a real transaction, rate the quality, and are reimbursed. If you love shopping, scratch that itch while still getting paid. Otherwise, you can get paid to write product and store reviews anywhere online. Start off with building followers on your Yelp and Foursquare accounts and rating the places you already visit. By the time a paying gig pops up, you’ll already have an established following.

    15. Correcting People

    If you love correcting people, you’ll love being an editor. Sites like Freelancer.com, oDesk, and eLance, provide several job opportunities in the editing field. If editing isn’t your style, try something a bit more active, such as management or teaching. No matter what field you choose, be sure to correct everyone to the best of your ability, because everyone loves a know-it-all.

    Regardless of your hobby, it’s possible to make money. Business principles remain the same no matter what product or service you’re offering, and sales is the key to your company’s future. If you’re tired of slaving away for someone else and want to instead make money pursuing your hobby, open yourself up to the career of your dreams and take a leap of faith. You never know where you’ll end up, until you try.

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    Published on January 8, 2021

    How To Pay Off Credit Card Debt Fast: 7 Powerful Tips

    How To Pay Off Credit Card Debt Fast: 7 Powerful Tips

    Ever wondered whether your credit card debt is the reason you’re in a bad financial situation? You can’t enjoy any fun activities because a good chunk of your money goes toward debt payment. Heck, you’re even behind on some of your monthly bills.

    The effects of clumsy debt management are too many to list here. This guide is going to help you discover how to pay off credit card debt fast and start chasing your financial goals.

    Debt problems are the last thing anyone wants to encounter. But things can get out of hand when all the “little debts” you take accumulate in interests.

    What if you knew some simple and proven ways to be debt-free quickly? Implementing them would mean better financial health for you. It becomes possible to free up cash for your “wants.” These include taking a trip or buying something you’ve always desired. All that while paying your bills on time!

    Let’s not wait any longer. Here are 7 powerful tips for paying off credit card debt fast:

    1. Pay More Than the Minimum Credit Card Payments

    Many people only pay the monthly minimum on their credit cards. Truly, that’s the right amount for staying on good terms with your credit card company. But you need a different approach if you’re looking to achieve financial independence within a short time.[1]

    Most of your payments go toward interest costs when you only pay the minimum amount. A substantial sum of your balance remains standing. As a result, it becomes more expensive to eliminate your debts.

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    You don’t want to wait more than 10 years to get rid of debt while it’s possible to do it sooner. All you have to do is double that $100 minimum payment to $200 or go higher.

    The good thing is that minimum credit card payments are affordable in most cases. By paying a higher amount, you reduce your interest costs, lessen your borrowing period, and boost your credit score.

    2. Start With High-Interest Credit Card Debt

    If you have more than one credit card debt, prioritize putting the extra money toward the ones with the highest interests. This debt pay-off strategy, known as the debt avalanche method, is essential for being debt-free quickly.[2]

    First, you need to list down all the credit card debts you have in the order of their interest rates. Next, you choose the one with the highest interest and pay a significant amount toward it each month. It can be an amount twice or even thrice larger than the minimum payment.

    At the same time, you make monthly minimum payments on the other debts. Their interest charges won’t be as costly as that of the first debt on your list. You only move on to the next high-interest debt after the first one is gone. Remember that your focus is on the interest rates and not the balances.

    3. Revisit Your Budget

    Budgeting is useful for tracking your financial moves. Once you create a budget, some tweaks along the way can make it work for you better. One situation that requires you to revisit your budget is when you’re struggling with debts. It might hurt a bit to slash some expenses. But you also don’t want to miss out on achieving financial freedom in the long run.

    You can reduce some variable expenses to free up more cash for credit card debt payments. They’re the ones that change from time to time. Some examples are groceries, fuel, and clothing.

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    Other opportunities for cutting down your spending lie in non-essential expenses. Instead of dining out all the time, you can cook at home more to save money. You can also share some subscriptions with friends and pay a fraction of the cost.

    If you’re determined enough, you can eliminate all your unnecessary expenses and focus on paying off your credit card debt first.

    4. Avoid Using Your Credit Cards

    Do you want to know how to pay off credit card debt with a low income? One simple way is to stop using them. Having your credit cards everywhere you go means that you’ll be more tempted to buy unnecessary stuff. In this case, you spend money that you don’t really own and get deeper into debt.

    The quickest fix to stop the debt build-up is spending with cash. You’ll be more aware of everything you can afford at any particular time. If you decide to keep one or two cards to ease the transition, always make wise choices. For instance, only use them when experiencing financial difficulties.

    It’s best to categorize your fun activities under “discretionary spending” in your budget. This way, you won’t need more debt to kill your boredom. By halting your credit debt from accumulating, it’s easy to pay down what you already owe and be happy with the progress.

    5. Start a Side Hustle to Boost Your Income

    You’re probably turning away a lot of money by not monetizing your skills. Everyone has something that they’re good at doing. And you can use that to generate extra income for attacking your credit card debt.

    If you look around your neighborhood, you can find several side hustle opportunities. It can be pet sitting, tutoring, or lawn mowing. You can start an online business by offering services such as digital marketing, content creation, and web development. Such skills go in high demand on freelance sites and job boards.

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    Finding clients on social media is also a good strategy to utilize your skills and make more money. Facebook groups, Quora Spaces, and subreddits are some places to look for side jobs. You only have to join a niche-specific platform, share your services, and respond to any opportunities.

    It’s possible to learn a skill, practice it, and earn from it. Use the free resources online or purchase some e-courses to get started.

    6. Sell Your Used Items for Extra Cash

    Starting a side hustle isn’t the only way to generate extra money. You can turn unwanted items into cash for paying off credit card debt. Whether it’s an old TV, book, or furniture, there is always someone itching to buy your used stuff.

    A garage sale, as much as it’s old-fashioned, is perfect for getting your neighbors and passers-by to buy from you. You keep all the money because there are no business permits or taxes involved. While you may not make much cash, it’s better than leaving your stuff to go defunct in your storage.

    Other than that, you can sell your used stuff on online marketplaces. Facebook groups are great places to start if you want quick approvals and hence sales. You only have to ensure that your listing follows Facebook’s commerce policies.

    When selling any pre-owned items online, ensure they’re in good shape to avoid problems with your buyers.

    7. Know When to Seek Help With Your Debt

    Asking for help with your credit card debt can be challenging to do. But letting it drown you is a road you don’t want to take. While you may feel embarrassed at first, it’s the best way to get back on track when you run out of options.

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    There are tons of non-profit credit counseling organizations that can offer you free guidance on how to escape the debt trap. An example is The National Foundation for Credit Counseling. They simply review your finances and help you determine the source of your financial problems. After that, they match you with an actionable debt management solution.[3]

    In extreme cases, the debt solution can be:

    • Debt relief – where your debt is partially or wholly forgiven
    • Debt consolidation – taking out one loan to repay others
    • Debt settlement – the creditor forgives a significant portion of your debt
    • Bankruptcy – legal process for seeking relief from some or all your debts

    It’s necessary to carefully weigh your options before deciding on the way to go. Find out how it might affect your credit score and any other risks.

    Wrapping It Up

    Debt is a major setback when you’re trying to prosper in life. Paying off credit card debt is essential if you want to reach your financial goals. That means having more free income, a good credit card score, and even a chance to retire early. You become more productive each day because of the peace in your mind.

    So, you now have some tips on how to pay off credit fast. Go ahead and get rid of that good life progress killer!

    More Tips on How to Pay Off Debt

    Featured photo credit: rupixen.com via unsplash.com

    Reference

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