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7 Things Rich And Happy People Do Differently

7 Things Rich And Happy People Do Differently

Rich and happy. Sounds like the perfect combination, right? That’s pretty much what everyone wants, but very few people seem to obtain. So what is it that rich and happy people do differently than others? Here are 7 things that might surprise you:

1. They value education.

We live in a society that rewards education, and one of the best place to look to for examples is in the White House. Every single one of our presidents (at least in modern times) has been highly educated. They didn’t get to be the leader of the free world without learning something along the way.

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2. They give to charity.

Warren Buffet is considered the most successful investor of the 20th century by many people. But the ironic thing is that he gave away almost 99% of his wealth, primarily via the Gates Foundation. Known for his frugal ways, he simultaneously knows how to make money and give it back for the highest good of the world.

3. They have productive, meaningful work.

Barbara Walters just retired, and she blazed a trail for all women journalists who followed her – Oprah Winfrey included. People like Barbara and Oprah entered journalism because they had a passion for the work. Not only did they want to investigate and tell stories, they also wanted to help people along the way. In fact, Oprah frequently says in interviews that she gets up every morning and says, “God, use me for good today.” Following that passion helped her grow wealthy as well as fulfilled.

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4. They know when to move on.

Speaking of Oprah, she “retired” after 25 years of a successful talk show. However, she obviously didn’t stop working altogether; she started her own network (OWN) and moved on to different and equally meaningful work. Super Soul Sunday, Life Class, and Master Class are just three examples of how her departure from “The Oprah Winfrey Show” has benefited her audience in a way that was different than what she was doing before.

5. They don’t care what you think of them.

If you’ve seen the movie “Jobs” about Steve Jobs, you know that he didn’t care what anyone thought of him. He was a brilliant man who had incredible vision that he implemented through Apple. While some people may say that he wasn’t the most likable guy in the world (if you saw the movie, you know what I mean), he still did what he knew was best. And the result was not only great wealth, but a technological legacy that will last for all of time.

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6. They aren’t afraid to fail.

George Lucas was rejected by at least a hundred different film companies when he was trying to find one to make “Star Wars.” If he had viewed each rejection as a failure, then we wouldn’t have one of the biggest and most popular movies of all time. All famous and successful people like him don’t believe in “failure.” They simply see it as an opportunity to try it again.

7. They work hard.

One of the most talented and famous basketball players in recent history, Michael Jordan, didn’t get to the top by sitting on the sidelines. He was cut from his high school basketball team – but do you think that he decided to take some time off and relax for a while? No. He worked 100 times harder. That hard work and dedication certainly paid off.

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While achieving both money and happiness seems like an improbable goal, it really does happen sometimes. All of these cases of wealthy, positive people prove that successful individuals do what it takes to get there, and nothing will stop them.

 

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Carol Morgan

Dr. Carol Morgan is the owner of HerSideHisSide.com, a communication professor, dating & relationship coach, TV personality, speaker, and author.

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Last Updated on March 29, 2021

Life Insurance: A Secure Way To Protect Your Future.

Life Insurance: A Secure Way To Protect Your Future.

Life is a journey full of ups and downs. No one can actually predict what might happen the next moment; there are times where the happiest moments do not even take a second to turn into the gravest. Planning for your future can help you face such unwelcomed but irrepressible situations with much ease. We all want to make every memorable event of our life more special and to cherish all those moments happily and worry less, you must financially plan your future. But no one has control over life and death. Who would wish to see his family suffer in his absence? Insurance hands over the financial jeopardy of life’s happenings to an insurance company.

Importance of getting a life insurance

No one has control over life and death. Nobody would like to see their family suffering in an absence, and that’s why many people recommend life insurance. A life insurance plan is one of the best ways to secure the future of your family, even against those financial troubles after an untimely demise. These plans are safe and credible, and you could trust them for your family’s better future.

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On the other hand, a life insurance policy is a contract between a company (insurance provider) and policyholder in which the insurance provider ensures to pay a certain amount of money to the nominated beneficiary in case of the policyholder’s death during the term of the agreement. There are different types of insurance plans, and it is important for you to know the benefits of those plans such as a funeral, medical or some life expenses provided they are mentioned in the agreement.

Choosing the right insurance plan

If you’re about to select an insurance plan, you should consider some important factors:

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  • The time at which you start investing in a program and the number of family members you want to get insured. Obviously, a married man with two children has different needs compared to a single one. The number of persons who are dependent on an individual also varies from person to person.
  • The next thing you need to consider is you and your family needs. What are your child’s dream, your retirement plans, for how long would your dependents need financial support, any personal injury, etc. And do not forget those events or situations that will surely demand a huge sum of money.
  • The next thing one must consider is your current income. You should preferably choose a plan which you can afford.

Now you must be having a pretty clear idea of how to choose the best plan for you. Further, you should also compare various plans offered by different companies and numerous sites available online that help will you to compare them.

Differences between life insurance plans

Here’s a short brief of some plan categories you can choose according to your needs:

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  • Term Insurance Plan – You have to pay once, and your nominee gets the paid money under your misfortune demise. It ensures a person for a fixed time. If you survive the policy period, you do not get your premiums back.
  • Whole Life Policy – This plan continues for your lifetime. Under this, the policyholder has to pay regular premiums, until their death.
  • Endowment Policy –  In case the individual dies during the tenure, the beneficiary gets the amount assured. If the person survives the policy tenure, they gets back the premiums paid with other investment returns along with several other benefits.
  • Money Back Policy – In this a portion of the money invested is returned to the investor at regular intervals. If you survive the insurance term you get the entire amount back; else the beneficiary receives the entire sum assured.
  • ULIPs – These are the life insurance plans that offer you future security plus wealth creation options.

Many people do not opt for whole life policy and endowment policy because of the high amount of money you need to pay, while others may prefer to opt for these if they have a high life expectancy. Surely you will find the best one for you.

So what are you waiting for? Plan for your future and live a happier and carefree life today.

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Featured photo credit: aryehsampson.com via aryehsampson.com

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