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50 Activities For When You’re Low On Budget

50 Activities For When You’re Low On Budget

When you are on a tight budget, it can be easy to dwell on the things you can’t afford to do. However, remember that happiness isn’t about how much money you have–it is about the time spent in love and with loved ones. These 50 activities won’t just save you money, they will also bring simplicity and happiness into your life.

1. Go to the public library

Take a vacation to a world away, all for free at your public library.

2. Wash your car at home

We love shiny toys. Have some fun washing yours at home for free.

3. Go for a walk

Enjoy nature and some quality time with yourself and loved ones.

4. Roman noodle cook-offs.

Compete against family and friends to see who can best reinvent this inexpensive staple.

5. Netflix marathon

Feel like a kid again having a movie marathon in your pajamas.

6. Clean out your closet

Have fun finding and rediscovering old and forgotten jewels.

7. Sleep in

Sometimes you can have the most fun doing absolutely nothing.

8. Play a board game

Whether it’s Monopoly or chess, board games bring the family together.

9. Get in the holiday spirit

There is always a new holiday around the corner. Find fun and inexpensive ways to celebrate them.

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10. Go to the park

Jump on the seesaw or go high on the swings. You will laugh and feel like a kid again.

11. Go to a flea market

You can find a lot of buried treasure at the flea market.

12. Find free tours

Find free tours at your local museum, winery or draft houses.

13. Indulge a little at happy hour

A weekend night out with friends can be expensive, so indulge a little with cheap happy hour drinks.

14. Go camping

You don’t need an expensive five star resort when you can pitch a tent under the real stars.

15. Go hunting or fishing

Save money on groceries and take advantage of what nature has to offer. You can start to eat healthy.

16. Have a garage sale.

Earn some cash for your clutter by having a garage sale. Finally start your rainy day fund.

17. Window shop at the mall

Try stuff on; enjoy the hustle and bustle of being around people. Woo and awe over all the latest gadgets without spending a dime.

18. Try new recipes

Just because you can’t afford to dine out, doesn’t mean you can dine in with style.

19. Catch some rays

Get your vitamin D fix with some early morning sun rays.

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20. Take turns reading a book out loud

Make reading a group activity by sharing it with your family.

21. Listen to music

Listen to your favorite tunes to sooth the soul.

22. Take a bubble bath

Enjoy some me time while soaking in some soapy bubbles.

23. Download free apps.

Technology offers new and exciting apps you can explore for free. Many of them can even help save you money.

24. Grocery shop on the weekends.

Often on the weekends large grocery chains will sample out some of your favorite products. Shop on the weekend to take advantage of some favorite treats.

25. Take turns swapping massages.

You may not be able to afford a spa day, but you can still enjoy the benefits of “if you scratch my back, I ll scratch yours.”

26. Catch a matinee

Watch the new releases at half price.

27. Have fun on the Wii

Compete with family on your Wii or Xbox. Loser does the dishes.

28. Play in the rain.

An epic mud battle can be better than the greatest water park. Loser walks home.

29. Karaoke and dance off.

Do you have what it takes to make it on American Idol?

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30. Do an art project

Who knows, you might be the next Picasso.

31. Start a blog

You can start free blogs at WordPress or TypePad. Tell the world about your daily life or your thoughts on events in the world.

32. Research your city

You may find cool places and spots you didn’t know about.

33. Play a sport.

All you need is a ball, an open space and some friends

34. Check out your local farmers market.

Explore the stalls of homemade crafts and sample fresh, organic fruits, veggies and cheeses.

35. Geocaching

All you need are GPS coordinates.

36. Try new workout activities.

Add some zest to your workout. Try new classes at your local gym.

37. Play with your pet.

They also need your attention.

38. Go on a bike ride

Enjoy the freedom of riding a bike on nature’s trails.

39. Make your own how-to YouTube videos

Get silly, have fun and explore a passion for the world to see.

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40. Call your loved ones

Everyone is just a phone call away.

41. Explore the thrift store

Update your wardrobe without spending a lot.

42. Go for a drive

Sometimes in life you just need to enjoy the ride.

43. Meet the neighbors

Your new best friend may be living right next to you.

44. Kiss your sweetheart

The best things in life are free–so is love.

45. Clean up your finances.

Build a budget and make plans for your future well-being.

46. Look at old pictures and photo albums

Take a trip down memory lane with some old photos with family and friends

47. Make a poor man’s mocha

Instead of spending loads of money on expensive coffee drinks, make your own. Try mixing a packet of instant cocoa with your morning coffee.

48. Enjoy the seasons

Go swimming in the summer, rake leaves in the fall, build a snowman in the winter and give flowers in the spring.

49. Volunteer

On a tight budget it may seem like you have very little. You can put things in perspective by helping others who are less fortunate.

50. Write a bucket list

You may not be able to afford all the grand ventures you want for your life, but that doesn’t mean you should stop dreaming.

Featured photo credit: Whitney Baugh via blog.pennlive.com

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Last Updated on April 28, 2020

9 Millionaire Success Habits That Will Inspire Your Life

9 Millionaire Success Habits That Will Inspire Your Life

As technology evolves and information becomes more accessible, it has also become more challenging to define success. A lot of people are trapped in the rat race while trying to discover the actual formula for success.

You could become overwhelmed with what tools, techniques or philosophies to imbibe while trying to get tips over the internet. At every click and turn, there are ‘how-tos and quick-fix’ on how to become successful overnight. You will find several courses, articles, videos and books on how to achieve financial success.

But what if I tell you it doesn’t have to be complicated as people made it out to be? What if you could achieve success by merely following these 9 millionaire success habits?

1. Read for Personal Development

A daily habit I have discovered millionaires share in common is reading. For instance, if you are an entrepreneur, you need to read to become an efficient leader and a productive business owner. Reading helps you to grow and learn without going to a business school.

A research conducted by Thomas Crowley indicates about 85% of self-made millionaires read at least two or more books each month. [1] Warren Buffett is one of these examples. He spends 80% of his day reading. In the early days of his investment career, he would read 600 to 1000 pages in a single day.

While millionaires sometimes read for pleasure, they also learn to improve themselves. They read topics on leadership, how-tos, self-help, biographies, lifehacks and also follow current events.

Here’re some recommendations for you: 25 Best Self Improvement Books to Read No Matter How Old You Are

2. Establish Multiple Sources of Income

Another success habit I noticed about successful people is that they don’t depend on a single income source. Every millionaire possesses multiple sources of income. This helps them to manage economic challenges and also make more money.

They are passive income addicts. They earn interests from loans, rental income from real estate, royalties from intellectual properties, dividends from investments. They also launch a side business or run a website or sell information products.

How income is made either passively or actively is what separates the successful from the wannabes. They are always learning ways to build multiple streams of income.

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3. Live on a Stipulated Monthly Budget

An average millionaire does not believe in luck and jackpot. They take the time to understand cash flow-income and expenses. Based on this, they establish a monthly budget and religiously stick to it.

The essence of the budget is to minimize unnecessary expenses. This will help you gain complete control of your financial life. Budgeting helps you to avoid overspending to achieve your financial goals. Here’re some tips to help you stuck to your budget: 32 Hacks for Sticking to Your Budget

4. Manage and Maximize Money

The most significant education for a millionaire is financial intelligence. Nobody attains financial freedom without gaining financial intelligence. This is the more reason millionaire, regardless of their income, keep their knowledge about tax strategies updated.

They always seek to reduce their tax bills. One approach they employ is by living or incorporating their business in states with no income tax.

Do you know that about 60 companies paid $0 legally in the 2018 tax year? Some of these companies that ‘avoided'(note: not evaded) federal income tax include Chevron, Amazon, Halliburton, General Motors, Delta. Their US income was totaled at $79 billion with an effective tax rate of -5%.

What’s the deal? They got a tax refund.

How do they accomplish these?

An ITEP report indicated that they have the culture of throwing huge sums at tax experts who assist them in discovering creative, as well as convoluted means of paying little tax as much as possible.[2]

5. Avoid Debt

Another habit that separates the millionaires from the rest of the world is how they manage debt.

They don’t live an extravagant lifestyle; instead, they only buy what they need and can pay for. They do not book hotels and flights by using their credit cards to pay for them.

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They are conscious of the interest rates even when they use credits cards or take loans. If possible, they try to pay with cash because of its zero percent interest rate.

6. Set Daily Goals

It does not matter if they are setting up a business, a career, or financial projections; they have the success habit of setting short term goals. They plan daily and weekly goals to generate momentum in achieving their long-term goals.

Ensure you prioritize when setting daily goals. This will help you to achieve the most important to-dos on your list.

Setting priorities will help you to focus on highly rewarding activities. If you desire financial freedom, it is wise to pursue activities that earn you thousands of dollars rather than hundreds of dollars.

7. Don’t Act Rich

The goal is not to act rich but to be productive. Interestingly, Thomas Stanley buttressed in his book that for the most prestige brands of cars, about 86% percent are toys of the non-millionaires. While most believe that people with huge fortunes tend to drive exotic cars, in reality the largest consumers of pricey cars are aspiring millionaires.[3]

According to findings by Experian Automotive Researchers, 61% of individuals who earn $250,000 or more rarely buy luxury brands. Instead, they buy Hondas, Toyotas, and Fords like the rest of the world. The reason is they are not ready to spend money on premium cars that tend to drop in value in a couple of years as it would cost money. Millionaires invest in assets that appreciate.[4]

8. Own or Buy Businesses

In Robert Kiyosaki’s cashflow quadrant, he divided how you earn income into four quadrants. The E and the S quadrants take the left position while the B and the I are on the right side. According to Robert, it is possible to be on all quadrants, but the millionaires are not.[5]

  • E stands for employee – they work for others
  • S stands for self-employed – they work for themselves
  • B stands for a Business owner- employees work for them (500 or more employees)
  • I stand for Investors – Money work for them like Warren Buffet.

Your goal is to move from the left quadrant to the right quadrants where you own big businesses or make money work for you.

It is possible to become financially successful by pursuing what you love. For instance, if you love writing, aspire to be the best seller. Wealth and passion work together.

Check out How to Start a Small Business with Little to No Money for tips.

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9. Avoid Get-Rich-Quick Scheme

A millionaire holds patience as an essential virtue. It takes patience to become successful, not only in finance but in every aspect of life. While it is possible to become financially successful at an early age, most millionaires hit it at age 50. They live a moderate life, invest in their future and retire rich.

Bonus: How to Develop the Millionaire Success Habits?

Having learned these habits, the next question is,

How can I develop the Millionaire Success habits?

Here are six values you will need to develop:

Establish Your Life Vision

You need to be clear about what you want in life to set yourself for a life of success. Your vision has to go beyond becoming a millionaire to understanding why you want to become one. Any great entrepreneur you will ever find has a clear vision and an established mission.

Understanding why you are doing what you do will drive you to become the kind of successful person you want to be.

Make Your Passion a Profession

When your passion becomes your profession, work becomes pleasurable. Loving what you do enables money to flow to you and through you.

So what’s going to be? Wake up every morning by speaking positive words into your work, love what you do, and focus on the work that brings you joy.

Take a look at this article and learn how to make it happen: 5 Steps To Turn Your Passion Into A Career

Focus on Solution

Focusing on the solution means establishing the problem that you or your business address. This will help you focus on the solutions when others are faced with challenges.

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A millionaire has a mindset that is fixed on the solution. He or she knows there’s a way out, and that every problem is an opportunity in disguise.

Improve your problem solving skills with these tips: 6 Effective Ways to Enhance Your Problem Solving Skills

Develop Your Leadership Skills

Leadership skills are an asset that is indispensable if you want to develop a millionaire success habit. The more you hone your leadership skills, the more you will attract leaders who share your values.

Be Growth-Focused

Millionaire entrepreneurs prioritize self-improvement. Here’s how to achieve it:

  • Get a coach. Coaching will impact your life, and you will achieve peak performance in life and business when you have a life coach.
  • Be coachable. It is not enough to have a coach; you must be coachable. Sometimes, you need feedback and counsel to reposition your life and business. A coach has the wisdom and experience to counsel you from a higher perspective. The more you receive feedback and work on yourself, the more you become better at what you do and who you are.

Flip Your Thought Pattern From Acting To Being

It is not enough to have a millionaire success habit, you must also become a person of positive influence. This is how you can become significant. Bill Gates is not only rich; he is changing lives in Africa and different parts of the world.

If you want to become successful, you must first be and think like a successful person. This is how resources you need can flow into your life.

Here’s a final thought from me:

It is not enough to do something to have something; success is about being someone who possesses what is needed to take positive and inspired actions.

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Featured photo credit: Austin Distel via unsplash.com

Reference

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