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31 Things You Can Do Instead Of Spending Money

31 Things You Can Do Instead Of Spending Money

Believe it or not, there are still fun, interesting, and inspiring things to do in every corner of the country that cost absolutely nothing, which is good since prices are rising to historic rates. The average cost for a movie ticket is an all-time high at $8.38 nationally, making a simple night at the movies too costly for many families. Finding activities that you can do without spending money has become a top priority.

No matter where you live, there are plenty of things to do without spending money. From amazing places with breathtaking views, to sports and activities that can keep you entertained, to the joy of learning, building, and exploring new things, here’s a list of 31 meaningful things you can do instead of spending money.

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  1. Find the most beautiful place within 100 miles and go there. Explore it. Or just find a bench and take in the view.
  2. Read a book. Start with a classic like Catch 22 or Great Gatsby.
  3. Visit a local museum. Art museums often have amazing grounds to explore.
  4. Go to a park. Play on the playground or dip your toes in the stream.
  5. Clean your house. There’s never a bad time to check it off the list.
  6. Write. Anything. It doesn’t have to be the next American novel, and no one else has to read it. But putting your thoughts on paper can change your life.
  7. Visit the library. They still exist. And they are better than you remember.
  8. Ride your bike. Just make sure to wear a helmet.
  9. Take a walk. And not with iTunes blaring. Get to know your area.
  10. Volunteer. There are hundreds of opportunities daily to make a difference. Today’s the day.
  11. Exercise. You’ll feel better and get healthy. Skip the gym and find somewhere outdoors.
  12. Spend time with a friend. In person. The only reason for a phone is to take a selfie to remember the good times.
  13. Call your grandparents. They miss you.
  14. Update your resume, even when you’re not looking for a new job. You never know when an opportunity will present itself.
  15. Spend time in the garden. Your plants will thank you.
  16. Play tennis. Or basketball. Or soccer. Any sport really.
  17. Take a nap. A hammock, back yard, or beach are the ideal spots.
  18. Learn a new language. Practice with native speakers.
  19. Learn how to code. No matter what your profession, learning new computer skills can help you stand out.
  20. Clean out your email box. It’s time to get organized.
  21. Learn to play guitar. Or go fishing. Find your next hobby.
  22. Make time for romance. Channel your inner high school-self and have some fun with your spouse.
  23. Build something. If you’re handy, use old wood to create a table. If you’re not, find a project on Pinterest that anyone can do.
  24. Experiment in the kitchen. Use all those ingredients that got shoved to the back of the pantry and experiment. You may discover your inner Bobby Flay.
  25. Groom and bathe your pets. Fido and socks will thank you. Your family will too.
  26. Find a heavily traffic spot and people watch. Reality TV has nothing on an hour of people watching.
  27. Have a bonfire. Invite your friends or enjoy the time with your family.
  28. Sit on your porch or deck. Your favorite spirits optional.
  29. Host a game night. Play cards and board games. Make it a pot luck to save money.
  30. Go to a high school sporting event. You may have to pay for football and basketball, but many sports don’t cost a dime.
  31. Get a second job. The only thing better than saving money is making money. Find a part time job you enjoy with people you enjoy.

And many, many more. Just remember that the simple things in that matter. And often times, those simple things are free.

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Featured photo credit: Moyan Brenn via earthincolors.wordpress.com

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More by this author

Kyle Robbins

Founder, BrandingBeard.com

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Last Updated on April 3, 2019

How to Nix Your Credit Card Debt in Less Than 3 Years

How to Nix Your Credit Card Debt in Less Than 3 Years

Debt is never a fun thing to be in. But, there are many actions that you can take that will help you rid yourself of the burden of debt once and for all.

By coming up with a set plan, eliminating your debt can feel much easier than constantly thinking about it.

This post will provide some tips on how you can do this to help you nix your credit card debt in less than 3 years.

Hint: there are ways that are easier than you think.

1. Consider Consolidating Multiple Credit Cards If Possible

This may not be applicable to you, but if you have multiple cards – it is something to consider. Keeping up with multiple bills is time consuming.

It will depend on the balance you have on each. Consolidate ones you can but do not do it to the point that you get too close to the maximum limit. Also, it is ideal to pick the card with the lower interest rate.

Consider if there are any fees or alternatively, rewards, with transferring a balance to another card. Watch out for fees. Note that some cards offer rewards for transferring a balance to them. This is extra cash that can help go towards paying off your debt.

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Having one or two cards can make nixing your debt much simpler than keeping up with the balance of a bunch of cards. Keeping track of paying the minimum towards a bunch of cards is time consuming. Spend the time to consolidate instead to make the overall process simpler going forward.

My tip: Have one main credit card. Have a second one that you use for necessities – such as groceries or gas – that offers rewards for those purchases (a lot of cards do) and set the second one on auto-pay. You should be able to pay off a smaller amount on auto-pay if it is a necessity. If you think you cannot, then you may need to cut down a lot on expenses.

Why do I suggest doing this? Having one thing set to auto-pay is one less thing to think about. One less thing to waste time on. Same idea with consolidating to one main card. Tracking down too many is a hassle.

2. Try to Pay the Full Balance You Spent Each Month at the Very Least

You need to pay off the amount you are spending each month when that bill comes in. This is the amount you spent THAT month.

Do not let the debt keep accruing while you work on paying any unpaid debt that has accrued. It will become a never-ending battle. Try as best as you can to be current on paying for each month’s expenses when that month’s bill comes out.

If this is a strain, consider why. You may need to cut expenses. Or you may need to consider other cards. Or look at where this money is going.

3. Pay Extra When You Can – Every Small Amount Counts

This cannot be emphasized enough. If you are looking at a lot of credit card debt, it can look daunting, but each extra amount that you can put towards the debt will really add up – no matter how small it is.

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It does not just reduce the principal amount that you have left to pay off, but it reduces the amount that is collecting interest. You will always save money with that reduced interest.

4. Create a Plan on How to Pay Extra

Back to the main point, having this plan is giving you one less thing to think about.

This plan should be a plan that works for you. If it does not work for you, your spending habits, and your views on debt, then it will not be an effective plan.

For instance, if a set plan of an extra $50 (or another amount that you know you can afford) works for you, then do that. Set that aside every month and pay that extra amount. Treat it like a bill. Choose an amount that works for you and pay it like clockwork as though it was a bill you had to pay each month.

Little amounts will not nix it entirely, but they will help tackle it and having a set plan can make it less of a chore. Creating a new plan of how much to put towards it each month is an unnecessary added stress.

5. Cut out Costs for Services You Do Not Use

If you are signed up for subscriptions that you do not use because of some free trial or for some other reason, cut it out. Your overall financial position will look better.

In turn, that will make cutting your credit card debt easier. Look at your statements to find these expenses. If you do not use them, you may forget you are paying some unnecessary amount each month. Cutting it out can really add up in savings that you can put towards other needed expenses.

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6. Get Aggressive About It

Consider these points:

Depending on the interest and the level of debt, you may need to give up a few indulgences. For example, instead of ordering delivery or going out to eat, cook at home. Everything adds up.

Other things may be more of a sacrifice. It may be a trip you wanted to go on, or a daily latte habit you’ve picked up. In these instances, consider how important it is to you and if it’s worth the sacrifice. And if it is a costly expense, think whether you can wait to indulge.

Cutting an extravagant expense can really help make a dent in your overall debt. Try not to add to debt when you are trying to pay it off. It will be a never-ending battle. Make it less of a battle with these tips and it will feel easier.

Bottom line: Do what you can to make this process easier for you. Implement steps that do this. It takes time now, but will help overall. Also, keep track of your spending and paying down of your debts. Which is the next point.

7. Reevaluate Your Progress at Set Intervals

Doing a regular check-in can help you see your efforts pay off or maybe indicate that you need to give this a bit more effort. If you check every 3-6 months, it will not feel so much like a chore or feel so daunting.

By doing this, you will be able to better understand your progress and perhaps readjust your plan. Bonus: if you see it pay off, it will feel great to do this check-in. You will get there.

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Finally (and most importantly)…

8. Keep Trying

Do not get discouraged. Pushing it off will make it worse. Just keep trying.

Once your debt becomes lower, each monthly payment will reduce the balance more. Why? You are paying less towards interest. It will be a snowball effect eventually and it will become much easier to manage. Just get to that point. And know once you do, it will feel easier and motivating.

Start Knocking out Your Debt Today

The best way to eliminate debt is to get started right away. Begin by implementing the above steps and watch your debt just melt away. Try out some of the above strategies and see what works best for you. Soon you’ll be on your way to a debt free life.

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Featured photo credit: Pexels via pexels.com

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