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20 Reasons Why Being Broke Can Be Happy And Fun

20 Reasons Why Being Broke Can Be Happy And Fun

Unless you’ve been really lucky, or somehow managed to land an amazing job right out of school, you probably know what it feels like to be pretty flat broke.

You know, scraping by to make rent, buy groceries, pay off student loans, and still have a tiny, tiny amount to live like a normal person.

But you’ve gotta admit: there are some good parts about being broke.

Don’t believe it? Check it out.

How Being Broke Can Be Pretty Sweet

1. When it comes to having fun, you get creative.

Who needs to spend a ton of money at the club when you can do this:

jim-carrey-tape-o

    2. When you do go to the club, your friends often offer to buy you a drink…

    alcohol

      3. …because they know when you’re doing well financially, you’ll return the favor.

      Any time you’re out with friends and you don’t have to worry about the bar tab, this is you:

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      gatsby

        4. You appreciate the pure beauty of thrift stores.

        macklemore

          Seriously, Macklemore’s got it right. It’s so much fun!

          5. And you totally rock the look you’ve got, because you’re no walking billboard.

          Don’t need any Prada to strut your stuff!

          giphy

            6. Sale at your favorite store? Drink specials? Free Ritas? Yeah, you already know about all that.

            yes

              You are the queen / king of coupons. You know, since you kinda need that extra money for, like, sustenance and stuff.

              7. You treat the possessions you do have with so much care.

              When you finally manage to save up enough money for a working computer, that sucker will last.

              pleadingcomputer

                8. You’ve learned to cope with stress.

                You don’t mind being busy or balancing a billion things, just as long as you’re not checking your bank account balance. Because when you do, you generally react like this:

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                bank account

                  9. On payday, you feel like this…

                  treat yoself

                    …even if “treating yourself” means buying takeout for dinner that night. This lo mein tastes like victory.

                    10. Speaking of food, you appreciate everything that’s not rice or Ramen way more.

                    mac and cheese

                      11. And when you only have a few things left in the fridge, you make it work.

                      When someone tries to explain that you can’t make a meal out of ketchup, tuna, and Saltines, you’re like…

                      challenge

                        12. The dollar menu exists, and it’s a wonderful thing.

                        mcdonalds

                          Well, at least it is for the first three minutes, until you’re like this:

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                          dying

                            But let’s just take that as it comes.

                            13. That moment you find a twenty in the pocket of your old pants…

                            …pretty much pure bliss.

                            dollar

                              14. Your willpower is unbreakable.

                              You’ve got a budget, and you’re sticking to it!

                              no

                                 

                                Mainly because you’re slightly afraid of what would happen if you didn’t, but shhhhh.

                                15. You know that when you do make the big bucks, you will know how to manage it.

                                You’ll see your friends buying $8 coffees at Starbucks, and you’ll still be like:

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                                nooo

                                  16. But you know that money isn’t the important thing.

                                  You’ve learned how to have fun and love life without a ton of it.

                                  fun

                                    17. For example, who needs a gym when you can go outside and soak up the sun?

                                    hot babe

                                      18. And who needs a fancy wine and cheese night when you can have a Netflix and pizza night?

                                      tv

                                        So much more fun. (A huge thanks to that friend whose Netflix account you’ve bombarded.)

                                        19. Because you know that you appreciate what you can afford a million times more…

                                        You don’t take life for granted. Every time you get something nice, even if it’s little, you react like this:

                                        overjoyed

                                          And life is way nicer that way.

                                          20. …and you have learned what is really important.

                                          friends

                                            Featured photo credit: Sharon Drummond via flickr.com

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                                            Published on November 8, 2018

                                            How to Answer the Tough Question: What are Your Salary Requirements?

                                            How to Answer the Tough Question: What are Your Salary Requirements?

                                            After a few months of hard work and dozens of phone calls later, you finally land a job opportunity.

                                            But then, you’re asked about your salary requirements and your mind goes blank. So, you offer a lower salary believing this will increase your odds at getting hired.

                                            Unfortunately, this is the wrong approach.

                                            Your salary requirements can make or break your odds at getting hired. But only if you’re not prepared.

                                            Ask for a salary too high with no room for negotiation and your potential employer will not be able to afford you. Aim too low and employers will perceive as you offering low value. The trick is to aim as high as possible while keeping both parties feel happy.

                                            Of course, you can’t command a high price without bringing value.

                                            The good news is that learning how to be a high-value employee is possible. You have to work on the right tasks to grow in the right areas. Here are a few tactics to negotiate your salary requirements with confidence.

                                            1. Hack time to accomplish more than most

                                            Do you want to get paid well for your hard work? Of course you do. I hate to break it to you, but so do most people.

                                            With so much competition, this won’t be an easy task to achieve. That’s why you need to become a pro at time management.

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                                            Do you know how much free time you have? Not the free time during your lunch break or after you’ve finished working at your day job. Rather, the free time when you’re looking at your phone or watching your favorite TV show.

                                            Data from 2017 shows that Americans spend roughly 3 hours watching TV. This is time poorly spent if you’re not happy with your current lifestyle. Instead, focus on working on your goals whenever you have free time.

                                            For example, if your commute to/from work is 1 hour, listen to an educational Podcast. If your lunch break is 30 minutes, read for 10 to 15 minutes. And if you have a busy life with only 30–60 minutes to spare after work, use this time to work on your personal goals.

                                            Create a morning routine that will set you up for success every day. Start waking up 1 to 2 hours earlier to have more time to work on your most important tasks. Use tools like ATracker to break down which activities you’re spending the most time in.

                                            It won’t be easy to analyze your entire day, so set boundaries. For example, if you have 4 hours of free time each day, spend at least 2 of these hours working on important tasks.

                                            2. Set your own boundaries

                                            Having a successful career isn’t always about the money. According to Gallup, about 70% of employees aren’t satisfied with their current jobs.[1]

                                            Earning more money isn’t a bad thing, but choosing a higher salary over the traits that are the most important to you is. For example, if you enjoy spending time with your family, reject job offers requiring a lot of travel.

                                            Here are some important traits to consider:

                                            • Work and life balance – The last thing you’d want is a job that forces you to work 60+ hours each week. Unless this is the type of environment you’d want. Understand how your potential employer emphasizes work/life balance.
                                            • Self-development opportunities – Having the option to grow within your company is important. Once you learn how to do your tasks well, you’ll start becoming less engaged. Choose a company that encourages employee growth.
                                            • Company culture – The stereotypical cubicle job where one feels miserable doesn’t have to be your fate. Not all companies are equal in culture. Take, for example, Google, who invests heavily in keeping their employees happy.[2]

                                            These are some of the most important traits to look for in a company, but there are others. Make it your mission to rank which traits are important to you. This way you’ll stop applying to the wrong companies and stay focused on what matters to you more.

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                                            3. Continuously invest in yourself

                                            Investing in yourself is the best investment you can make. Cliche I know, but true nonetheless.

                                            You’ll grow as a person and gain confidence with the value you’ll be able to bring to others. Investing in yourself doesn’t have to be expensive. For example, you can read books to expand your knowledge in different fields.

                                            Don’t get stuck into the habit of reading without a purpose. Instead, choose books that will help you expand in a field you’re looking to grow. At the same time, don’t limit yourself to reading books in one subject–create a healthy balance.

                                            Podcasts are also a great medium to learn new subjects from experts in different fields. The best part is they’re free and you can consume them on your commute to/from work.

                                            Paid education makes sense if you have little to no debt. If you decide to go back to school, be sure to apply for scholarships and grants to have the least amount of debt. Regardless of which route you take to make it a habit to grow every day.

                                            It won’t be easy, but this will work to your advantage. Most people won’t spend most of their free time investing in themselves. This will allow you to grow faster than most, and stand out from your competition.

                                            4. Document the value you bring

                                            Resumes are a common way companies filter employees through the hiring process. Here’s the big secret: It’s not the only way you can showcase your skills.

                                            To request for a higher salary than most, you have to do what most are unwilling to do. Since you’re already investing in yourself, make it a habit to showcase your skills online.

                                            A great way to do this is to create your own website. Pick your first and last name as your domain name. If this domain is already taken, get creative and choose one that makes sense.

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                                            Here are some ideas:

                                            • joesmith.com
                                            • joeasmith.com
                                            • joesmithprojects.com

                                            Nowadays, building a website is easy. Once you have your website setup, begin producing content. For example, if you a developer you can post the applications you’re building.

                                            During your interviews, you’ll have an online reference to showcase your accomplishments. You can use your accomplishments to justify your salary requirements. Since most people don’t do this, you’ll have a higher chance of employers accepting your offer

                                            5. Hide your salary requirements

                                            Avoid giving you salary requirements early in the interview process.

                                            But if you get asked early, deflect this question in a non-defensive manner. Explain to the employer that you’d like to understand your role better first. They’ll most likely agree with you; but if they don’t, give them a range.

                                            The truth is great employers are more concerned about your skills and the value you bring to the company. They understand that a great employee is an investment, able to earn them more than their salary.

                                            Remember that a job interview isn’t only for the employer, it’s also for you. If the employer is more interested in your salary requirements, this may not be a good sign. Use this question to gauge if the company you’re interviewing is worth working for.

                                            6. Do just enough research

                                            Research average salary compensation in your industry, then wing it.

                                            Use tools like Glassdoor to research the average salary compensation for your industry. Then leverage LinkedIn’s company data that’s provided with its Pro membership. You can view a company’s employee growth and the total number of job openings.

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                                            Use this information to make informed decisions when deciding on your salary requirements. But don’t limit yourself to the average salary range. Companies will usually pay you more for the value you have.

                                            Big companies will often pay more than smaller ones.[3] Whatever your desired salary amount is, always ask for a higher amount. Employers will often reject your initial offer. In fact, offer a salary range that’ll give you and your employer enough room to negotiate.

                                            7. Get compensated by your value

                                            Asking for the salary you deserve is an art. On one end, you have to constantly invest in yourself to offer massive value. But this isn’t enough. You also have to become a great negotiator.

                                            Imagine requesting a high salary and because you bring a lot of value, employers are willing to pay you this. Wouldn’t this be amazing?

                                            Most settle for average because they’re not confident with what they have to offer. Most don’t invest in themselves because they’re not dedicated enough. But not you.

                                            You know you deserve to get paid well, and you’re willing to put in the work. Yet, you won’t sacrifice your most important values over a higher salary.

                                            The bottom line

                                            You’ve got what it takes to succeed in your career. Invest in yourself, learn how to negotiate, and do research. The next time you’re asked about your salary requirements, you won’t fumble.

                                            You’ll showcase your skills with confidence and get the salary you deserve. What’s holding you back now?

                                            Featured photo credit: LinkedIn Sales Navigator via unsplash.com

                                            Reference

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