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17 Ways To Earn A Living While Traveling

17 Ways To Earn A Living While Traveling

You look at all the celebrities which get away with travelling and you think they have the best job in the world. And it is true, to a certain extent: Anthony Bourdain gets to taste the cultures and seems to always have a great time, Andrew Zimmern does the same thing and enjoys himself, while motorcycle addict Charley Boorman is always smiling and laughing at something.

All these guys seem to have a great time travelling, but they are all celebrities and earn from making these documentaries.

How can you, the average woman/student/man who wants to see the world before getting married can survive on the road. What are the ways to earn a living while traveling?

First, you need to know there are plenty of options for you, so if you don’t like your country or your city, just listen to that old saying (“You’re not a tree, if you don’t like where you are: move “) and hit the road. Before you do it, read this article and find out the best ways to earn a living while traveling.

Teach English as a foreign language

earn a living while traveling

    Teaching your maternal language shouldn’t be too hard, so you can earn a living while traveling by letting others know your own culture, by your language. If you are not a native English, things can be a little tougher, but you can still teach English if you really want to; all you need to do is pass some exams or find a place where they will accept you as a non-native. Another way to earn a living while traveling is to teach a popular language as a second language to children. In Asia, for example, you can teach English even f you are a Romanian or a Hungarian, while in African countries you get away by teaching French.

    Teach anything

    earn a living while traveling2

      If you have a certain talent, you can teach it to others. For example, you can teach dancing or playing an instrument in a foreign country.

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      Peace Corps

      earn a living while traveling3

        Sounds like commitment and it does require two full years of voluntary work, but it gets you there and pays for your accommodation, so it is a valid way to earn a living while traveling. Moreover, you get to play the hero role and can brag about it when you return home.

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        Organic Farms Worker

        earn a living on the road

          Work at WWOOFWWOOF (World Wide Organization of Organic Farms) provide accommodation and free meals to travelers in exchange for farm work. The working hours are between 4 and 6, so you have the rest of the day for yourself and you can explore, write, blog and do whatever you want to do.

          Work and Holiday

          earn a living on the road2

            Work and HolidayOn the same basis as Work and Travel, the program offers attracting opportunities, but they are only worth a shot if you have a great resume, as the competition is really high.

            Hotel Business

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            earn a living on the road3

              Working as a seasonal hotel clerk or anything else in the tourism business can have many advantages, two of them being you get to have paid accommodation and free meals, plus you get to know a lot of other tourists, from all the world.

              Bartender/Hostess/Restaurant Officer

              earn a living on the road4

                Working in a club, restaurant or other catering business can bring you some extra cash – actually, some plenty of cash, as you work for tips. Depending on which country you are, this can be great. And like in the hotel business, you get to know a lot of other travelers while you earn a living while traveling.

                Freelancing

                earn a living on the road4

                  Working from home can let you travel at any time, provided that you make enough money to support the travel costs and you manage to keep up the good work while on the road. There are many copywriters, photographers and social media specialists who earn a living while traveling with the help of a laptop and an internet connection, so give it a try.

                  Travel Guide

                  earn a living while traveling6

                    You know some people are paid to travel and talk about it in front of others? Yeah, it’s a dream come true and it is called travel guide. The tourism companies will pay you to guide other people. In other words, you will travel free and talk about the country you are in at the moment for your payment.

                    Work on a cruise ship

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                    cruise ship

                      This is another way to be paid while you travel. Meals and accommodation are included, but so is the sea sickness, so you should first try a short cruise and see how things go, before you attempt to earn a living while traveling.

                      Get sponsored

                      earn a living while traveling

                        Remember those guys I’ve talked about in the heading? They get sponsors to sign their bills. If you are really great in your field or really lucky, you can earn a living while traveling by relying on your photography talent or on your blogging skills.

                        Be an Extra at Bollywood

                        earn a living while travelling01

                          Being an extra might not be really glam job, if you think of Oprah’s audience, for example, but what if you could act next to Aishwarya Rai? Acting in films and commercials overseas is a great way to earn a living while traveling, as many film production houses look for people who look life a foreigner. For example, in Asia, you would make some cash as the only Caucasian to show up at the auditions.

                          Housesitting

                          earn a living while travelling02

                            Houses also need someone to look for them when the “parents” are travelling, so why not earn a living while traveling by baby-sitting a house. You probably won’t be paid, but you get to enjoy the high life for a couple of days, months, even years. Usually the people who look for someone to watch their house by living inside it, or in the garden are rich and ready to set sail for long periods, so you can turn this into a real lifestyle.;

                            Sitting with anyone

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                            earn a living while travelling03

                              Apart from houses, babies and pets also need a caregiver and in developed countries you can easily find someone hiring. For a baby, you do need some skills and you may be required to have a degree in foreign languages or medicine, but a pet only needs long walks, food, water and love, so you can earn a living while traveling by walking dogs.

                              Pet Groomer

                              pet groomer travel

                                Speaking of dogs, you can also learn to cut them. If you are skilled and can cut a dog for a show, you can make good tips, but average dogs also need to be cut and groomed and many people prefer to call the groomer to their house – all you need is a steady hand and a good cutting machine. And you should be a natural with pets.

                                Massage Technician

                                earn a living while travelling04

                                  Massagers work for tips and can change their place of work easily, so you can get hired at a hotel or as a freelancer.

                                  Match Two of These

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                                    As I said in the first items, you can manage to find a job which requires you to work on part-time basis, leaving the rest of the day free. So you can also pair a couple of these job opportunities to earn a living while traveling. For example, you can work in WWOOF or house sit and keep a traveling blog.

                                    Featured photo credit: The Travel-House via flickr.com

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                                    Last Updated on August 20, 2019

                                    How to Set Financial Goals and Actually Meet Them

                                    How to Set Financial Goals and Actually Meet Them

                                    Finances can push anyone to the point of extreme anxiety and worry. Easier said than done, planning finances is not an egg meant for everyone’s basket. And that’s why most of us are often living pay check to pay check. But did anyone tell you that it is actually not a tough task to meet your financial goals?

                                    In this article, we will explore ways on how to set financial goals and then actually meet them with ease.

                                    5 Steps to Set Financial Goals

                                    Though setting financial goals might seem to be a daunting task but if one has the will and clarity of thought, it is rather easy. Try using these steps:

                                    1. Be Clear About the Objectives

                                    Any goal (let alone financial) without a clear objective is nothing more than a pipe dream. And this couldn’t be more true for financial matters.

                                    It is often said that savings is nothing but deferred consumption. Therefore if you are saving today, then you should be crystal clear about what it is for. It could be anything like kid’s education, retirement, marriage, that dream vacation, fancy car etc.

                                    Once the objective is clear, put a monetary value to that objective and the time frame. The important point at this step of goal setting is to list all the objectives, however small they may be, that you foresee in the future and put a value to it.

                                    2. Keep Them Realistic

                                    It’s good to be an optimistic person but being a pollyanna is not desirable. Similarly, while it might be a good thing to keep your financial goals a bit aggressive, going out of the line will definitely hurt your chances of achieving them.

                                    It’s important that you keep your goals realistic in nature for it will help you stay the course and keep you motivated throughout the journey.

                                    3. Account for Inflation

                                    Ronald Reagan once said – “Inflation is as violent as a mugger, as frightening as an armed robber and as deadly as a hitman”. And this quote sums up the best what inflation could do your financial goals.

                                    Therefore account for inflation whenever you are putting a monetary value to a financial objective that is far away in the future.

                                    For example, if one of your financial goal is your son’s college education, which is 15 years hence, then inflation would increase the monetary burden by more than 50% if inflation is mere 3%. So always account for inflation.

                                    4. Short Term vs Long Term

                                    Just like every calorie is not the same, the approach towards achieving every financial goal will not be the same. It is important to bifurcate goals in short term and long term.

                                    As a rule of thumb, any financial goal, which is due in next 3 years should be termed as short term goal. Any longer duration goals are to be classified as long term goals. This bifurcation of goals into short term vs long term will help in choosing the right investment instrument to achieve them.

                                    More on this later when we talk about how to achieve financial goals.

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                                    5. To Each to His Own

                                    The journey of setting financial goals is an individualistic affair i.e. your goals are your own goals and are determined by your want to achieve them. A lot of times we get on the bandwagon of goal setting only to realize later on that it was not meant for us.

                                    It is important that your goals are actually your goals and not inspired by someone else. Take a hard look at this step at all the goals you’ve set for after this step, you will be on the way to achieve them.

                                    By now, you would be ready with your financial goals, now it’s time to go all out and achieve them.

                                    11 Ways to Achieve Your Financial Goals

                                    Whenever we talk about chasing any financial goal, it is usually a 2 step process –

                                    • Ensuring healthy savings
                                    • Making smart investments

                                    You will need to save enough; and invest those savings wisely so that they grow over a period of time to help you achieve goals. So let’s get down to ensuring healthy savings.

                                    Ensuring Healthy Savings

                                    Self realization is the best form of realisation and unless you decide what your current financial position is, you aren’t heading anywhere.

                                    This is the focal point from where you start your journey of achieving financial goals.

                                    1. Track Expenses

                                    The first and the foremost thing to be done is to track your monthly expenses. Use any of the expense tracking mobile apps to record your expenses. Once you start doing it diligently, you would be surprised to see how small expenses add up to a sizeable amount.

                                    Also categorize those expenses into different bucket so that you know which bucket is eating the most of your pay check. This record keeping will pave the way for cutting down on un-wanted expenses and pump up your savings rate.

                                    2. Pay Yourself First

                                    Generally, savings come after all the expenses have been taken care of. This is a classical mistake which almost everyone of us do. We pay ourselves last!

                                    Ideally, this should be planned upside down. We should be paying ourselves first and then to the world i.e. we should be taking out the planned saving amount first and then manage all the expenses from the rest.

                                    The best way to actually implement is to put the savings on automatic mode i.e. money flowing automatically into different financial instruments (for example – mutual funds, retirement corpus etc) every month.

                                    Taking the automatic route will make us lose control of our money and hence will compel us to manage in what’s left with us thereby increasing the savings rate.

                                    3. Make a Plan and Vow to Stick with It

                                    Budgeting is the best to get around the uncertainty that financial plans always pose. Decide in advance how spending has to be made.

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                                    Nowadays, several money management apps and wallets can help you do this automatically. It’s easy and who knows, you may just end up doing what people fail to do.

                                    At first, you may not be able to stick to your plans completely but don’t let that become a reason why you stop budgeting entirely.

                                    Make use of technology solutions you like. Explore options and alternatives that let you make use of the available wallet options and choose the one that suits you the most. In time, you will get accustomed to making use of these solutions.

                                    You will find that they make it simpler for you to follow your plan, which would have been difficult otherwise.

                                    4. Rise Again Even If You Fall

                                    Let’s be realistic. It’s not like the world will come to an end if you made one mistake. This isn’t called leniency but discipline.

                                    If you fail to meet your budget for a month, don’t give up the entire effort just like that. Instead, start again.

                                    Remember that flexible plans are the most realistic plans. So go forward and try to follow your financial goals as planned but if for some reason, the plan gets out of hand for you, do not give up on it just yet. This has a lot to do with your psychology rather than any material commitment.

                                    All you have to do is to stay on the road and vow to stay on it, no matter how much you fall down.

                                    5. Make Savings a Habit and Not a Goal

                                    In the book Nudge, authors Richard Thaler and Cass Sunstein advocate that in order to achieve any goal, it should be broken down into habits since habits are more intuitive for people to adapt to.

                                    Make Savings a habit rather than a goal. While it might seem to be counter intuitive to many but there are some deft ways of doing it. For example:

                                    Always eat out (if at all) during weekdays rather than weekends. Usually weekends are expensive. Make it a habit and you would in turn be saving a great deal.

                                    If you are travelling buff, try to travel during off season. Your outlay will be much less.

                                    If you go out for shopping, always look out for coupons and see where can you get the best deal.

                                    So the key point is to imbibe the action that results in savings rather than on the savings itself, which is the outcome. Focusing on the outcome will bring out the feeling of sacrifice which will be harder to sustain over a period of time.

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                                    6. Talk About It

                                    Sticking to the saving schedule (to achieve financial goals) is not an easy journey. There will be many distractions from those who are not aligned with your mission. And it would be rather easy to lose the grip over your discipline.

                                    Therefore in order to stay the course, it is advisable that you keep yourself surrounded with people who are also on the same bandwagon. Daily discussions with them will keep you motivated to move forward.

                                    7. Maintain a Journal

                                    For some people, writing helps a great deal in making sure that they achieve what they plan.

                                    So if you are one of them, maintain a proper journal, where you write down your goals and also jot down the extent to which you managed to meet them. This will help you in reviewing how far you have come and which goals you have met.

                                    Use this journal to write down all essential points such as your short term, mid term and long term goals, your current sources of income, your regular expenses which you are aware of and any committed expenses which are of recurring nature.

                                    When you have a written commitment on paper, you are going to feel more energised to follow the plan and stick to it. Moreover, it is going to be a lot more easier for you to follow you and track your progress.

                                    At this point, you should be ready with your financial goals and would be doing brilliantly with savings; now it’s time to talk about the big daddy – Investments.

                                    Making Smart Investments

                                    Savings by themselves don’t take anyone too far. However savings when invested wisely can do wonders and we are at that stage where we will talk about making smart investments.

                                    8. Consult a Financial Advisor

                                    Investments doesn’t come naturally to most of us therefore rather than dabbling with it ourselves, it is wise to consult a financial advisor.

                                    Talk to him/her about your financial goals and savings and then seek advice for the best investment instruments to achieve your goals.

                                    9. Choose Your Investment Instrument Wisely

                                    Though your financial advisor will suggest the best investment instruments, it doesn’t hurt to know a bit about them.

                                    Just like “no one is born a criminal”, no investment instrument is bad or good. It is the application of that instrument that makes all the difference.

                                    Do you remember we talked about bifurcating financial goals in short term and long term?

                                    It is here where that classification will help.

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                                    So as a general rule, for all your short term financial goals, choose an investment instrument that has debt nature for example fixed deposits, debt mutual funds etc. The reason for going for debt instruments is that chances of capital loss is less as compared to equity instruments.

                                    10. Compounding Is the Eighth Wonder

                                    Einstein once remarked about compounding,

                                    Compound Interest is the eighth wonder of the world. He who understands it, earns it… He who doesn’t… Pays it.

                                    So make friends with this wonder kid. And sooner you become friends with it, quicker you will reach closer to your financial goals.

                                    Start investing early so that time is on your side to help you bear the fruits of compounding.

                                    11. Measure, Measure, Measure

                                    All of us do good when it comes to earning more per month but fail miserably when it comes to measuring the investments; taking stock of how our investments are doing.

                                    If there is one single step where everything (so far) can go wrong, it is at this step – Measuring the Progress.

                                    If we don’t measure the progress timely, then we would be shooting in the dark. We wouldn’t know if our saving rate is appropriate or not; whether financial advisor is doing a decent job; whether we are moving closer to our target or not.

                                    Do measure everything. If you can’t measure it all yourself, ask your financial advisor to do it for you. But do it!

                                    The Bottom Line

                                    This completes the list of tips for you to set financial goals and actually achieve them with not so great difficulty.

                                    As you can see, all it requires is discipline. But guess that’s the most difficult part!

                                    More About Personal Finance Management

                                    Featured photo credit: rawpixel via unsplash.com

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