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4 Ways Clutter May be Losing You Money

4 Ways Clutter May be Losing You Money

Have you ever stopped for a second and wondered how much the clutter around your home and work may be costing you? Many people keep a lot of clutter in their home or workplace, but why?

Some may have an emotional attachment and don’t want to get rid of things. Others prefer not to trash the clutter because they think that they might use the item someday and don’t want to waste it by throwing anything away too soon.  But all this stuff that’s burdening your environment could also be burdening your finances.

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Clutter is costing you money, plain and simple and here’s how.

1. Clutter can cost you time.

How many times have you spent more than a couple of minutes just looking for something that you need? Time is money and you are wasting time by having clutter everywhere. If you have a messy desk at work, you could lose important papers, projects or contacts that not only makes you look bad to your boss but wastes both your time AND your employer’s time.

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2. Clutter can mean that you are buying things that you do not need.

A big reason for clutter is that you are buying things that you think you need but actually do not. You are wasting money on food by buying food that you do not eat. You are wasting money on clothing if it just hangs in your closet collecting dust. You are wasting money on random gadgets if you never use those gadgets on a regular basis.

3. Clutter can make you lose important things.

If you have a lot of clutter in your house, then you may be losing money because you can misplace things that might be important. You might not notice a refund check that you received in the mail, or you may lose some cash that got mixed up in a pile of clutter.  Valuables or one-of-a-kind items can not only get lost but can also be destroyed or accidentally thrown away when it gets mixed up with useless clutter.

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4. Clutter can make you miss a bill.

We’ve all done it at one time or another.  We’ve opened up a bill, put it aside and forgotten about it until we get another notice that we’re late.  So you can imagine how often this would happen if your bill got lost in a sea of other stuff around your house.  When you miss a bill, this usually means you’ll either be charged a late fee or pay interest on the amount.

There are some ways to help you keep things in order and eliminate clutter:

1. Go through each room in your house.

Start with one room and tackle them one at a time.  If it’s too much to do at once, you might just start with one drawer in the kitchen, but it is a start. You will find that it gets easier as you de-clutter little by little, room by room.

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2. Sort your items.

Sort your items according to what you need, what you want, and what you absolutely do not need. This is the hardest part. The items that you do not need are things that you need to be realistic with. If you haven’t used an item in a couple of months, then you probably do not need it.

If you are having trouble with getting rid of clothing items, then you should to organize them a certain way. Flip all of the clothing hanging in your closet one way, and as you wear each item, turn the hanger around. After one month you will get an idea of what you wear and what you do not. After one season, get rid of all the items hanging that have not been flipped.

3. Donate, sell, or put away the items.

For items that you are keeping, put those away. For the rest, get rid of them as soon as possible. Donate them to a local shelter or Salvation Army or, if the item is not something that anyone would want, throw it away. You need to part with the items as soon as possible if you have a strong emotional connection to them, otherwise, you’ll end up keeping them and cluttering your house again.

4. Wait before you buy.

Now that you have finally cleared the clutter in your house, the next step is to control any future clutter. Before you buy anything that you are not absolutely positive that you need, leave it on the shelf and come back to it. You can wait until right before you leave the store, or you can come back next time you are in the area. This helps eliminate a lot of clutter and emotional spending, because you have time to think about whether or not you want the item.

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Michelle Schroeder

Michelle is a personal finance expert. She earns $1 million per year while sailing.

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Last Updated on February 11, 2021

The 20 Most Creative Instagram Accounts That Will Inspire You

The 20 Most Creative Instagram Accounts That Will Inspire You

Instagram allows you to see exactly what inspires people and how creativity is drawn from their everyday life. We use Instagram to capture what makes us smile, what brings joy to our life, and what we are passionate about, and the accounts listed below are sure to inspire you in turn.

Here are our 20 top creative Instagram accounts that you should be following today.

1. Humans Of New York

Brandon Stanton walks the streets of New York City taking street photography, and he gets his subjects to open up about life details that even many family members may not know about them. It makes you smile and connect with the images at a new level.

 2.  Paris in Four Months

Carin Olsson moved to Paris and is documenting every part of her experience, from the macaroons to the Eiffel Tower with all of its shimmering lights. If you want to go to Paris but can’t get there today, Carin will take you.

3. Civilized Caveman Cooking

George Bryant offers up more than his love for cooking Paleo cuisine as he shares more about life, joy, and happiness. His coined hashtag is #hugsandbacon.

4. Andrew Knapp

Andrew has taken the world by storm with his adorable version of Where’s Waldo? His version is Find Momo, and stars his border collie.

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5. Idafrosk

Ida Skivenes has developed a knack for food art. From the world of Charlie and the Chocolate Factory to Strawberry Fields Forever, she has recreated it all with food.

6. GrandmaBetty33

Grandma Betty is fighting cancer and is inspiring others to smile and be happy in life. She brings a smile to your face instantly and is like having your grandma right beside you.

7. Maya_on_the_Move

Tania Ahsan captures the world of her cute bulldog, Maya, on her adventures in New York. Maya makes appearances that will make you smile, laugh, and inspire you to go out and create something special.

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8. Leoleoparis

Leo captures the life on the streets of Paris. Most of his work is done in black and white, offering that iconic Parisian look.

9. Jacob Santiago

Jacob Santiago creates stunning, vibrant images around New York City, showcasing the architecture and streets. I’m sure you haven’t seen the streets of NYC like this before.

10. Julie’s Kitchen

Julie Lee showcases how everyday produce can create colorful art designs. At first glance, you think it is just a design; then, a second take illustrates that it is really fruits and vegetables.

11. iloveplaymo

iloveplaymo brings together photography and Playmobil toys in action. The images are up to date with current world events and everyday life.

12. “Red” Hong Yi

Red Hong Yi loves to paint without a paintbrush. Her style uses daily items to create lovely images.

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13. Alexis Diaz

A breathtaking artist from Puerto Rico who loves to paint murals. Alexis’s work is featured all over the world.

14. Murad Osmann

Murad Osmann is a music video producer, but his claim to fame on Instagram has been his photographs with his girlfriend leading him by her hand.

15. Simone Bramate

Simone Bramate is a storyteller who just so happens to take delightful photos as well.

16. Willie Kessel

Willie Kessel brings beach life right to your smartphone. Amazing surf and lifestyle images that take your mind off of all of the work and stress in your life.

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17. Nick Ulivieri

Nick Ulivieri is a talented photographer who loves to capture the windy city of Chicago and skies, especially during storms. His images are gorgeous and make you realize how wonderful life really is.

18. Jo Jerry

Jo Jerry’s landscape photos around Santorini, Greece, make you want to book a flight immediately. The bright colors and simplicity in the images make his photos stand out from the rest.

19. GoPro

GoPro uses fan-sourced images on their account that are all captured with a GoPro. Creativity to the max is used in these images and range from the grocery store to incredible surf.

20. Vin Farrell

Vin Farrell is a creative who works on the agency side for large clients and has a knack for photography. His iPhone captures amazing aerial images around NYC and the world.

Featured photo credit: Andy via flickr.com

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