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4 Ways Clutter May be Losing You Money

4 Ways Clutter May be Losing You Money

Have you ever stopped for a second and wondered how much the clutter around your home and work may be costing you? Many people keep a lot of clutter in their home or workplace, but why?

Some may have an emotional attachment and don’t want to get rid of things. Others prefer not to trash the clutter because they think that they might use the item someday and don’t want to waste it by throwing anything away too soon.  But all this stuff that’s burdening your environment could also be burdening your finances.

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Clutter is costing you money, plain and simple and here’s how.

1. Clutter can cost you time.

How many times have you spent more than a couple of minutes just looking for something that you need? Time is money and you are wasting time by having clutter everywhere. If you have a messy desk at work, you could lose important papers, projects or contacts that not only makes you look bad to your boss but wastes both your time AND your employer’s time.

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2. Clutter can mean that you are buying things that you do not need.

A big reason for clutter is that you are buying things that you think you need but actually do not. You are wasting money on food by buying food that you do not eat. You are wasting money on clothing if it just hangs in your closet collecting dust. You are wasting money on random gadgets if you never use those gadgets on a regular basis.

3. Clutter can make you lose important things.

If you have a lot of clutter in your house, then you may be losing money because you can misplace things that might be important. You might not notice a refund check that you received in the mail, or you may lose some cash that got mixed up in a pile of clutter.  Valuables or one-of-a-kind items can not only get lost but can also be destroyed or accidentally thrown away when it gets mixed up with useless clutter.

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4. Clutter can make you miss a bill.

We’ve all done it at one time or another.  We’ve opened up a bill, put it aside and forgotten about it until we get another notice that we’re late.  So you can imagine how often this would happen if your bill got lost in a sea of other stuff around your house.  When you miss a bill, this usually means you’ll either be charged a late fee or pay interest on the amount.

There are some ways to help you keep things in order and eliminate clutter:

1. Go through each room in your house.

Start with one room and tackle them one at a time.  If it’s too much to do at once, you might just start with one drawer in the kitchen, but it is a start. You will find that it gets easier as you de-clutter little by little, room by room.

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2. Sort your items.

Sort your items according to what you need, what you want, and what you absolutely do not need. This is the hardest part. The items that you do not need are things that you need to be realistic with. If you haven’t used an item in a couple of months, then you probably do not need it.

If you are having trouble with getting rid of clothing items, then you should to organize them a certain way. Flip all of the clothing hanging in your closet one way, and as you wear each item, turn the hanger around. After one month you will get an idea of what you wear and what you do not. After one season, get rid of all the items hanging that have not been flipped.

3. Donate, sell, or put away the items.

For items that you are keeping, put those away. For the rest, get rid of them as soon as possible. Donate them to a local shelter or Salvation Army or, if the item is not something that anyone would want, throw it away. You need to part with the items as soon as possible if you have a strong emotional connection to them, otherwise, you’ll end up keeping them and cluttering your house again.

4. Wait before you buy.

Now that you have finally cleared the clutter in your house, the next step is to control any future clutter. Before you buy anything that you are not absolutely positive that you need, leave it on the shelf and come back to it. You can wait until right before you leave the store, or you can come back next time you are in the area. This helps eliminate a lot of clutter and emotional spending, because you have time to think about whether or not you want the item.

More by this author

Michelle Schroeder

Michelle is a personal finance expert. She earns $1 million per year while sailing.

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Last Updated on September 18, 2020

7 Simple Rules to Live by to Get in Shape in Two Weeks

7 Simple Rules to Live by to Get in Shape in Two Weeks

Learning how to get in shape and set goals is important if you’re looking to live a healthier lifestyle and get closer to your goal weight. While this does require changes to your daily routine, you’ll find that you are able to look and feel better in only two weeks.

Over the years, I’ve learned a lot about what it takes to get in shape. Although anyone can cover the basics (eat right and exercise), there are some things that I could only learn through trial and error. Let’s cover some of the most important points for how to get in shape in two weeks.

1. Exercise Daily

It is far easier to make exercise a habit if it is a daily one. If you aren’t exercising at all, I recommend starting by exercising a half hour every day. When you only exercise a couple times per week, it is much easier to turn one day off into three days off, a week off, or a month off.

If you are already used to exercising, switching to three or four times a week to fit your schedule may be preferable, but it is a lot harder to maintain a workout program you don’t do every day.

Be careful to not repeat the same exercise routine each day. If you do an intense ab workout one day, try switching it up to general cardio the next. You can also squeeze in a day of light walking to break up the intensity.

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If you’re a morning person, check out these morning exercises that will start your day off right.

2. Duration Doesn’t Substitute for Intensity

Once you get into the habit of regular exercise, where do you go if you still aren’t reaching your goals? Most people will solve the problem by exercising for longer periods of time, turning forty-minute workouts into two hour stretches. Not only does this drain your time, but it doesn’t work particularly well.

One study shows that “exercising for a whole hour instead of a half does not provide any additional loss in either body weight or fat”[1].

This is great news for both your schedule and your levels of motivation. You’ll likely find it much easier to exercise for 30 minutes a day instead of an hour. In those 30 minutes, do your best to up the intensity to your appropriate edge to get the most out of the time.

3. Acknowledge Your Limits

Many people get frustrated when they plateau in their weight loss or muscle gaining goals as they’re learning how to get in shape. Everyone has an equilibrium and genetic set point where their body wants to remain. This doesn’t mean that you can’t achieve your fitness goals, but don’t be too hard on yourself if you are struggling to lose weight or put on muscle.

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Acknowledging a set point doesn’t mean giving up, but it does mean realizing the obstacles you face.

Expect to hit a plateau in your own fitness results[2]. When you expect a plateau, you can manage around it so you can continue your progress at a more realistic rate. When expectations meet reality, you can avoid dietary crashes.

4. Eat Healthy, Not Just Food That Looks Healthy

Know what you eat. Don’t fuss over minutia like whether you’re getting enough Omega 3’s or tryptophan, but be aware of the big things. Look at the foods you eat regularly and figure out whether they are healthy or not. Don’t get fooled by the deceptively healthy snacks just pretending to be good for you.

The basic nutritional advice includes:

  • Eat unprocessed foods
  • Eat more veggies
  • Use meat as a side dish, not a main course
  • Eat whole grains, not refined grains[3]

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Eat whole grains when you want to learn how to get in shape.

    5. Watch Out for Travel

    Don’t let a four-day holiday interfere with your attempts when you’re learning how to get in shape. I don’t mean that you need to follow your diet and exercise plan without any excursion, but when you are in the first few weeks, still forming habits, be careful that a week long break doesn’t terminate your progress.

    This is also true of schedule changes that leave you suddenly busy or make it difficult to exercise. Have a backup plan so you can be consistent, at least for the first month when you are forming habits.

    If travel is on your schedule and can’t be avoided, make an exercise plan before you go[4], and make sure to pack exercise clothes and an exercise mat as motivation to keep you on track.

    6. Start Slow

    Ever start an exercise plan by running ten miles and then puking your guts out? Maybe you aren’t that extreme, but burnout is common early on when learning how to get in shape. You have a lifetime to be healthy, so don’t try to go from couch potato to athletic superstar in a week.

    If you are starting a running regime, for example, run less than you can to start. Starting strength training? Work with less weight than you could theoretically lift. Increasing intensity and pushing yourself can come later when your body becomes comfortable with regular exercise.

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    7. Be Careful When Choosing a Workout Partner

    Should you have a workout partner? That depends. Workout partners can help you stay motivated and make exercising more fun. But they can also stop you from reaching your goals.

    My suggestion would be to have a workout partner, but when you start to plateau (either in physical ability, weight loss/gain, or overall health) and you haven’t reached your goals, consider mixing things up a bit.

    If you plateau, you may need to make changes to continue improving. In this case it’s important to talk to your workout partner about the changes you want to make, and if they don’t seem motivated to continue, offer a thirty day break where you both try different activities.

    I notice that guys working out together tend to match strength after a brief adjustment phase. Even if both are trying to improve, something seems to stall improvement once they reach a certain point. I found that I was able to lift as much as 30-50% more after taking a short break from my regular workout partner.

    Final Thoughts

    Learning how to get in shape in as little as two weeks sounds daunting, but if you’re motivated and have the time and energy to devote to it, it’s certainly possible.

    Find an exercise routine that works for you, eat healthy, drink lots of water, and watch as the transformation begins.

    More Tips on Getting in Shape

    Featured photo credit: Alexander Redl via unsplash.com

    Reference

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