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How to Curb Three Major Stressors in Life

How to Curb Three Major Stressors in Life

    It’s almost 2012 and it’s only natural that we start to reminisce and review what we have (and haven’t) accomplished. It’s also a time where we are bombarded with friends and family, holiday expenses, the looming “threat” of tax time, etc.

    If we have stress already in our lives it can be a time where we feel that our issues have gotten to be too much to handle. But how did we get here in the first place? If you lay awake at night, dreading the future, chances are you have some serious stress going on. Also, chances are one of the main reasons of that building stress comes from the one of the causes below.

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    Money and Debt

    It isn’t a surprise that people worry about money and how much or how little that they have. Disagreements about money and debt is one of the leading problems that faces married couples and people in general today, and with the “global economic decline”, the pressures of making enough money are becoming greater for more and more people.

    A couple of easy ways to get the stresses of your money situation out of your head are as follows:

    1. Write down and know what you are spending things on. If you don’t know where your money is going, you don’t stand a chance in making it right in the future.
    2. Start a budget and keep to it. This is the single most powerful thing that I have done to keep me sane when it comes to money. Try using YNAB for this.
    3. Keep track of your debt and figure out a way to start a “debt snowball”. It will get you excited about your future and relieve some of the current stress.
    4. Cut out things in your life that you spend too much money on and that you don’t need. Don’t go overboard though. You can stress yourself out even more by limiting your “fun spending” on entertainment and the like.

    Work

    Another fact of life is that you will have to do some sort of work during it. Whether it be for a big or small company, or even for yourself (you savvy, entrepreneur, you) you will have to deal with other humans, projects, deadlines, expectations, etc. Work can take control of your life if you are not careful and can cause all kinds of unneeded stress.

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    The fact is that we as knowledge workers aren’t worth a damn if we are overworked and under relaxed. Jim Loehr and Tony Schwartz point out in their book, The Power of Full Engagement (non-affiliate link), that the highest performers at work aren’t the ones that have their nose to the grindstone day in and day out; they are the ones that know how to balance their work and life and manage their energy.

    Here are ways to do that:

    1. Know your limits. Most people aren’t productive for 10+ hours a day. Limit your workday and break it up with some exercise, socializing, entertainment, etc.
    2. Set up time blocks to get things done. If a project deadline is approaching and freaking you out, plan some time in your calendar where you devote your attention to it.
    3. Make sure that you make time in your schedule to plan. Most of the stress in your workday can be caused from trying to do projects and actions that haven’t been defined yet.
    4. Create a personal productivity system and stick to it. It will help you see what you have to do in your work life (as well as your personal life).

    Health

    Obesity levels in the US are at an all time high. Fast food and junk foods are easier and cheaper than ever to get your hands on. People’s idea of “health food” varies, but it’s usually wrong. Being unhealthy can keep you sick, in and out of hospitals, and worried that you aren’t going to see the age of 40.

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    I have my own opinions about how to eat and exercise, and while they aren’t for everyone, they have worked for me (and many others) and have definitely changed my game in work and life.

    Being unhealthy can suck the life out of you. While everyone has their own opinion on what is the best way to eat and exercise, there are a few things that we all can agree on that will help you get and stay healthy and relieve some of that stress associated with it:

    1. Walk everyday. People don’t walk enough. Try to walk on the breaks that you should be taking during work. Try to add an hour of walking to your day in 15 minute increments.
    2. Eat well. Like I said, everyone has their own ideas of what is healthy and what isn’t. I go for a Paleo approach, but maybe that doesn’t work for you. Do some research and change your eating habits accordingly.
    3. Do some “high intensity” exercise. Lift heavy things and sprint every once in a while. It will release all kinds of endorphins essentially making you feel great and de-stressing you.
    4. Get a screening from a physician at least once a year. If you don’t have insurance consider saving up a little money every month to afford one at the end of the year. Just how you can’t know how to budget money if you don’t know where you are spending it, it’s hard to know what to change in your diet and/or exercise pattern unless you know how healthy (or unhealthy) you are.

    There are stressors all around us in life, but these three are the major ones that cause most of people’s pain. Dealing with them can be difficult, especially if you have let them build up over many months and years. As we get to the end of this year, take a look at what is currently causing you stress and work on a plan to curb it.

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    (Photo credit: Stress courtesy of Shutterstock)

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    CM Smith

    A technologist and writer who shares advice on personal productivity, creativity and how to use technology to get things done.

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    Last Updated on December 3, 2019

    How Setting Personal Goals Makes You a Greater Achiever

    How Setting Personal Goals Makes You a Greater Achiever

    Achieving personal goals deserves a huge amount of celebration but setting these goals in the first place is a massive achievement in itself.

    While the big goals serve as a destination, the journey is probably the most important part of the process. It reflects your progress, your growth and your ability take control and steer your life towards positive change.

    Whatever your goal is, whether it’s losing 20lbs or learning a new language, there will always be a set amount of steps you need to take in order to achieve it. Once you’ve set your sights on your goal, the next stage is to take an assertive path towards how you will get there.

    The aim of this article is to guide you through how to take action towards your personal goals in a way that will help you achieve them strategically and successfully.

    1. Get Very Specific

    When it comes to setting your personal goals, honing in on its specifics is crucial for success.

    It’s common to have a broad idea of where you want to go or what you want to achieve, but this can sabotage your efforts in the long run.

    Get clear on what you want your goal to look like so you can create solid steps towards it.

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    Say you have a vision on retiring early. This goal feels good to you and you can envision filling your days of work-free life with worldly adventures and time with loved ones.

    If retiring early is a serious personal goal for you, you will need to insert a timeframe. So your goal has changed from “I’d like to someday retire early and travel the world” to “I’m going to retire by 50 and travel the world”.

    It may not seem significant, but creating this tweak in your goal by specifying a definite time, will help create and structure the steps needed to achieve it in a more purposeful way.

    2. Identify the Preparation You Need to Achieve Your Goal

    It’s easy to set a goal and excitedly, yet aimlessly move towards it. But this way of going about achieving goals will only leave you eventually lost and feeling like you’ll never achieve it.

    You have to really think about what you need to do in order to make this goal possible. It’s all very well wanting it to happen, but if you just sit back and hope you’ll get there one day will result in disappointment.

    Self-managing your goals is a crucial step in the process. This involves taking control of your goal, owning it and making sure you are in a great position to make it happen.

    In the early retirement example, this would mean you will need to think about your financial situation.

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    What will your finances ideally need to look like if you were to retire early and travel the world? How much money will you need to put into your retirement fund to retire at 50? How much extra savings will you need to support your travels? You could also start researching the places you’d like to travel to and how long you’d like to travel for.

    Outlining these factors will, not only make your goal seem more tangible, but also create a mind shift to one of forward motion. Seeing the steps more clearly will help you make a more useful plan of action and seeing your goal as a reality.

    3. Breakdown Each Step into More Manageable Goals

    The secret to achieving your goals is to create smaller goals within each step and take action. Remember, you’re looking for progress, no matter how small it may seem.

    These small steps build up and get you to the top. By doing this, you also make the whole process much less daunting and overwhelming.

    In the early retirement scenario, there are several smaller goals you could implement here:

    • Decide to make an appointment with a financial advisor asking what financial options would be available to you if you were to go into early retirement and travel. Get advice on how much you would need to top up your funds in order to reach your goal on time.
    • Set up and start to make payments into the retirement fund.
    • Research savings accounts with good rates of interest and commit to depositing a certain amount each month.
    • Make sure you meet with your financial advisor each year to make sure your retirement plan remains the best one for you. Research new savings accounts to move your money into to reap the best returns in interest rates.
    • Start investing in travel books, building up a library that covers where you want to go.
    • Think about starting a language course that will help you get the most out of your travel experience.

    4. Get Started on the Journey

    Creating a goal planner in which you can start writing down your next steps is where the magic happens. This is where the real momentum towards your dream starts!

    Create a schedule and start by writing in when you will start the first task and on which day. Commit to completing this small task and feel the joy of crossing it off your list. Do this with every little step until your first mini goal has been reached.

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    In the early retirement example, schedule in a meeting with a financial advisor. That’s it. Easy.

    As I mentioned before, it may seem such a small step but it’s the momentum that’s the most important element here. Once you cross this off, you can focus on the meeting itself, then once that’s ticked off, you are in a position of starting a profitable retirement fund…and so the momentum continues. You are now on your journey to achieving your dream goal.

    5. Create an Annual Review

    Taking a step back and reviewing your progress is essential for keeping yourself on the right track. Sometimes you can be moving full steam ahead towards your goal but miss seeing the opportunities to improve a process or even re-evaluate your feelings towards the goal.

    Nominate a day each year to sit down and take a look at your progress. Celebrate your achievements and how far you’ve come. But also think about changing any of the remaining steps in light of new circumstances.

    Has anything changed? Perhaps you got a promotion at work and you feel you can add more to your monthly savings.

    Do you still feel the same about your goal? It’s normal for our desires to change over time and our personal goals need to reflect this.

    Perhaps you’d like to take someone new with you on your travels and you need to take this into account regarding timelines. Are there any new steps you want to add as a result?

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    Remember, reflection is a useful tool in realigning your goal to any changes and it’s important to keep on the right trajectory towards it.

    Strive to Become the Best Goal-Setter You Can Be

    Having personal goals gives you purpose and the feeling of becoming a better version of yourself.

    But it’s the smaller steps within these big goals that the growth and achievement really lies:

    • Whatever your goal is, make sure you get specific on when you want to achieve it. This helps you focus on the necessary steps much more efficiently.
    • Research the actionable steps required to get to the end result and…
    • Break these down into smaller, manageable goals.
    • Create a daily or weekly schedule for these smaller goals and start the positive momentum.
    • Reflect each year on your goal journey and purpose, readjusting steps according to changes in circumstance or desire.

    Keep going and always have the end goal in sight. Remember the ‘why’ behind your goal throughout to keep you motivated and positive.

    More About Setting & Achieving Goals

    Featured photo credit: Pexels via pexels.com

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