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6 Most Common Scams People Fall For and How to Avoid Them

6 Most Common Scams People Fall For and How to Avoid Them

We live in a great time of progress, leaps in technology and nearly unlimited access to free information, but the world doesn’t just stop being a dangerous place overnight. While curiosity, inventiveness, love and the urge to learn and create are big parts of human nature, so too are deceit, deception, greed and the desire to attain wealth without hard work. This is why there are a great number of con artists, scammers and smart thieves who are ready to take advantage of people’s gullibility, trusting nature and compassion.

You are not only at risk during holidays abroad–scammers can try to take advantage of you online, on the street and at your very own doorstep. It is important to learn about the common ploys used by these immoral individuals so that you can stay safe. What follows is a more detailed look at the biggest scams people usually fall for and tips on avoiding them.

1. Doorstep scams

Salesman at the door

    These include any scam where the con artist strikes when you are most relaxed and vulnerable–at home. They will often look for senior citizens and try to peddle cheap and fairly worthless items for an overblown price, and will come across as nice people looking to get rid of some quality products. Some may try to sell home maintenance services, while others will claim to be a city official who has come to perform tests or even try to get your private information by saying that they are there to do a survey.

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    Luckily doorstop scams can be easily thwarted. You just need to be cautious and ask to see official papers and identification. Make sure that you have a sturdy front door with a reinforced frame and preferably a door viewer, so that no one can just barge in by force.

    2. Online dating/internet bride scams

    There are plenty of people willing to get married for a green card, but they usually offer some form of monetary incentive for their would-be husband or wife. With dating scams it is a bit different. Everything seems to be going well for a week or two, but for some reason you can never meet in person. Then suddenly there is a crisis, or even several problems, that require a large sum of money for the person to get out of their strangely suspicious predicament.

    Women from third world countries will also start dating online and quickly start negotiating for a payment so they can come to the U.S. or another first world country so they can be close, and even marry their mark. Once the money is “loaned” they simply disappear. The best protection is to be very cautious, especially if you are a middle-aged man or woman and contacted by a young hottie in some sort of a financial bind.

    There are plenty of legit dating websites where you can meet people close to where you live and you can check them out on Facebook or meet in person.

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    3. Get-rich-quick phone and email scams

    Free cash

      The old Nigerian Prince email scam has now become such a cliché that even comics have stopped putting it in their jokes. However, people can get quite creative with their “good investment offers”. It’s usually someone who knows of a hole in the system or has a good investment tip, but lacks that capital to make any serious money out of it and needs the help of several other investors. While most modern con artists use email, some like to get personal and call your home.

      Random raffles and lotteries you haven’t even heard off will ask for some information or a small administrative fee so that they can send you your winnings. It is said that you can’t con someone who is not greedy, so being realistic and not looking for a way to make quick buck without breaking a sweat is a good way to stay out of trouble. You should be incredibly suspicious of deals that sound too good to be true, and should do your research on some of the most notorious scammers.

      4. Charity and sob story scams

      This type of scam is the most appalling, as it preys on kind and generous people who would have made a contribution to a worthwhile cause if not for the scammers. These come in many different forms, from people asking money for their child’s operation on the street, to very formal and polite people stopping you on the street, or coming to your door, and asking for a donation.

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      You can give a few bucks to a homeless person if you like, but avoid those asking you for money openly and aggressively, with a complex tear-jerking story prepared are best avoided. You can always make a donation to a good verified charity of your choice on your own terms and in the comfort of your own home.

      5. Airport security scam

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        Frequent travelers should be very cautious and keep a close eye on their luggage, as there are plenty of fast thieves who can just grab your luggage and run. They work in teams where one person will rush to get in front of you in line and set off the metal detector, fumbling around while his associate covertly snaps up your stuff from the conveyor belt–but there are even more sinister things to look out for.

        Connecting to a public Wi-Fi network or using Bluetooth in airports can result in your phone being hacked. It’s best to avoid using the public Wi-Fi altogether, or you can use a VPN on your laptop for added security.

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        6. Taxi with “broken” meter or driver who advises you to go to a different hotel

        Taxi drivers in front of the airport will say that their meter is broken and overcharge you, or tell you that the hotel you want to go to is overbooked due to an event or undergoing renovations and take you to some overpriced dump. He has a deal with the dump to get a cut every time he brings in a customer. Some drivers will drive you around the city, taking the scenic route, just to bump up the fare. Some go even further and conspire with someone working at the airport.

        You are greeted by a taxi driver holding up a sign with your name on it, and says that the hotel sent him to get you, and then stops half way asking for an obscene amount of money to drive you where you need to go or leave you stranded. In some cases they will just flat-out rob you, and there have been documented cases of kidnappings, particularly in South American countries. You should do some Google maps research to find direct routes form the airport and tell the driver which path to take, insist on going to your address and never get into a car with someone you haven’t called for who wants to take you somewhere. Have small bills on you so that they can’t cheat you out of change, and look for outdated currencies being given as change. If the meter doesn’t work, take another cab and be very assertive.

        It is easy to get lulled into a false sense of security when you go through most of your life without being cheated out of your money or robbed. You start trusting people, and why shouldn’t you? Most people you meet are at least civil, while some are generous and kind, and very few are the annoying or violent type, and the latter can be spotted a mile away.

        If you haven’t dealt with morally corrupt people who will pretend to be nice, helpful or in need of help only to trick you, then it’s difficult to spot a scam coming. Thankfully, there is plenty of information available about the common scams available, and I hope this article has given you a basic idea of what to look for and how to stay safe.

        Featured photo credit: Angry con artist throwing monte (with suckers) tells me off for stealing his photons, Brick Lane, London, UK 2.JPG/Cory Doctorow via flickr.com

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        Ivan Dimitrijevic

        Ivan is the CEO and founder of a digital marketing company. He has years of experiences in team management, entrepreneurship and productivity.

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        Published on September 23, 2020

        6 Effective Negotiation Skills to Master

        6 Effective Negotiation Skills to Master

        I don’t know about you, but many times when I hear the word negotiate I think of lawyers working out a business deal or having to do battle with a car salesman to try to get a lower price. Since I am in recruiting, the term “negotiation” comes up when someone is attempting to get a higher compensation package.

        If we think about it, we tend to negotiate almost every day in a wide variety of things we do. Getting a handle on the important negotiation skills can be incredibly beneficial in many parts of our lives. Let’s take a look at 6 effective negotiation skills to master.

        What is Negotiation?

        First, let’s take a look at what negotiation is. Put simply, negotiation is a method by which people settle their differences. It is a process in which compromise or agreement can be reached without argument or dispute.

        Anytime two people or sides disagree on something, they are almost always looking for the best possible outcome for their side. This could be from an individual’s perspective or someone representing an organization.

        In reality, it’s rare that one side gets everything they want and the other side gets nothing that they are seeking. Seeking to reach a common ground of sorts where both sides feel like they are getting most of what they want is the key to being successful and maintaining the relationship.

        Places We Negotiate

        I’ve mentioned that we negotiate in just about all phases of our life. For those of you who are shaking your head no, I invite you to think about the following:

        1. Work/Business

        This one is the most obvious and it’s what naturally comes to mind when we think of the word “negotiate”.

        When you first started at your current job, you might have asked for a higher salary. It could be that you delivered a huge new client to your company and used this as leverage in your most recent evaluation for more compensation. If you work with vendors (and just about every company does), maybe you worked them to a lower price or better contract terms.

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        In recruiting, I negotiate with candidates and hiring managers all the time to land the best talent I can find. It’s very common to accept additional work with the (sometimes spoken, sometimes unspoken) agreement that it will benefit your career in the future.

        Recently, I took over a project that was my boss was working on so that I would be able to attend a conference later in the year. And so it goes, we do this all day long at work.

        2. Personal

        I don’t know about you, but I negotiate with my spouse all the time. I’ll cook dinner with the understanding that she does the dishes. Who wants to mow the lawn and who wants to vacuum and dust the house?

        I think we should save 10% for retirement, but she thinks 5% is plenty. Therefore, we save 8%. And don’t even get me started with my kids. My older daughter can borrow my car as soon as she finishes her chores. My younger daughter can go hang out with her friends when her homework is done.

        Then, there are all those interactions in our personal lives outside our homes. The carpenter wants to charge me $12,000 to build a new deck. I think $10,000 is plenty so we agree on $11,000. I ask my neighbor if I can borrow his snowblower in the winter if I invite him over the next time I grill steak. And so on.

        3. Ourselves

        You didn’t expect this one, did you? We negotiate with ourselves all day long.

        I’ll make sure I don’t skip my workout tomorrow since I’m going to have that extra piece of pizza. My spouse has been quiet the last few days, is it worth me asking her about, or should I leave it alone? I think the car place charged me for some repairs that weren’t needed, should I say something or just let it go? I know my friend has been having some personal challenges, should I check in with him? We’ve been friends for a long time, I’m sure he’d come to me if he needed help. I’ve got the #4 pick in this year’s Fantasy Football draft, should I choose a running back or a wide receiver?

        Think about that non-stop voice inside your head. It always seems to be chattering away about something and many times, it’s us negotiating with ourselves. I’ll finish up that report that the boss needs before I turn on the football game.

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        Why Negotiation Skills Are So Important

        Put simply, negotiation skills are important because we all interact with other people, and not only other people but other organizations and groups of people as well.

        We all rarely want the same thing or outcome. Most of the time a vendor is looking at getting you to pay a higher price for something than you want to spend. Therefore, it’s important to negotiate to some middle ground that works well for both sides.

        My wife and I disagree on how much to save for retirement. If we weren’t married it wouldn’t be an issue. We’d each contribute how much we wanted to on our retirement funds. We choose to be married, so we have to come to some agreement that we both feel comfortable with. We have to compromise. Therefore, we have to negotiate.

        If we each lived on a planet by ourselves, we would be free to do just about anything we wanted to. We wouldn’t have to compromise with anyone because we wouldn’t interact with anyone. We would make every choice unilaterally the way we wanted to.

        As we all know, this isn’t how things are. We are constantly interacting with other people and organizations, each one with their own agenda’s, viewpoints, and opinions. Therefore, we have to be able to work together.

        6 Negotiation Skills to Master

        Having strong negotiation skills helps us create win-win situations with others, allowing us to get most of what we want in conjunction with others around us.

        Now, let’s look at 6 effective negotiation skills to master.

        1. Preparation

        Preparation is a key place to start with when getting ready to negotiate. Being prepared means having a clear vision of what you want and how you’d go about achieving it. It means knowing what the end goal looks like and also what you are willing to give to get it.

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        It also means knowing who you are negotiating with and what areas they might be willing to compromise on. You should also know what your “bottom line” is. By “bottom line” I mean what is the most you are willing to give up to get what you want.

        For instance, several years ago, I decided it was time to get a newer car. I say newer because I wanted a “new to me” car, not a brand new car. I did my research and figured out what type of car I wanted. I decided on what must-have items on the car I wanted, the highest amount of miles that would already be on it, the colors I was willing to get it in, and the highest amount of money I was willing to pay.

        After visiting numerous car dealerships I was able to negotiate buying a car. I knew what I was willing to give up (amount of money) and what I was willing to accept, things like the color, amount of miles, etc. I came prepared. This is critical.

        2. Clear Communication

        The next key skill you need to be an effective negotiator is clear communication. You have to be able to clearly articulate what you want to the other party. This means both clear verbal and written communication.

        If you can’t clearly tell the other person what you want, how do you expect to get it? Have you ever worked through something with a vendor or someone else only to learn of a surprise right at the end that wasn’t talked about before? This is not what you would call clear communication. It’s essential to be able to share a coherent and logical vision with the person you are working with.

        3. Active Listening

        Let’s do a quick review of active listening. This is when you are completely focused on the speaker, understand their message, comprehend the information, and respond appropriately. This is a necessary ingredient to be able to negotiate successfully. You must be able to fully focus on the other person’s wants to completely understand them.

        If you aren’t giving them your full attention, you may miss some major points or details. This leads to frustration down the road on both sides. Ensure you are employing your active listening skills when in arbitration mode.

        4. Teamwork and Collaboration

        To be able to get to a place of common ground and a win-win scenario, you have to have a sense of teamwork and collaboration.

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        If you are only thinking about yourself and what you want without giving much care to what the other person is wanting, you are bound to wind up without a solution. The other person may get frustrated and give up if they see you are unwilling to meet them halfway or care little for what they want.

        When you collaborate, you are working together to help each other get what is most important to you. The other upside to negotiating with a sense of teamwork and collaboration is that it helps create a sense of trust, which, in turn, helps provide positive energy for working to a successful conclusion.

        5. Problem Solving

        Problem-solving is another key negotiation skill. When you are working with the other person to get the deal done many times you’ll face new challenges along the way.

        Maybe you want a new vendor to provide training on the software they are selling you but they say it’s going to cost an additional $20,000 to provide this service. If you don’t have the additional $20,000 in the budget to spend on the software but you feel the training is critical, how are you going to solve that problem?

        From what I’ve seen, most vendors aren’t willing to provide additional services without getting paid for them. This is where problem-solving skills will help continue the discussions. You might suggest to the vendor that your company will also be looking to replace their financial software next year, and you’d be happy to ensure they get one of the first seats at the table when the time comes if they could perhaps lower the pricing on their training.

        There’s a solution to most challenges, but it takes problem-solving skills to work through them effectively.

        6. Decision-Making Ability

        Finally, having strong decision-making ability will help you seal the deal when you get to a place where everyone feels like they are getting what works for them. Each step of the way you can cross off the list when you get what you are looking for and decide to move onto the next item. Then, once you have all of your must-have boxes checked and the other side feels good about things, it’s time to shake hands and sign on the dotted line. Powerful decision-making ability will help you get to the finish line together.

        Conclusion

        There you have it, 6 effective negotiation skills to master to lead a more fulfilling life. Once we realize that we negotiate in one form or another almost every day in every phase of our lives, we realize how critical a skill it is.

        Possessing strong negotiation skills will help you in nearly every one of your relationships at both the workplace and in your personal life. If you feel your arbitration tools could use some sharpening, try some of the 6 effective negotiation skills to master that we’ve talked about.

        More Tips to Improve Your Negotiation Skills

        Featured photo credit: Windows via unsplash.com

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