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6 Most Common Scams People Fall For and How to Avoid Them

6 Most Common Scams People Fall For and How to Avoid Them

We live in a great time of progress, leaps in technology and nearly unlimited access to free information, but the world doesn’t just stop being a dangerous place overnight. While curiosity, inventiveness, love and the urge to learn and create are big parts of human nature, so too are deceit, deception, greed and the desire to attain wealth without hard work. This is why there are a great number of con artists, scammers and smart thieves who are ready to take advantage of people’s gullibility, trusting nature and compassion.

You are not only at risk during holidays abroad–scammers can try to take advantage of you online, on the street and at your very own doorstep. It is important to learn about the common ploys used by these immoral individuals so that you can stay safe. What follows is a more detailed look at the biggest scams people usually fall for and tips on avoiding them.

1. Doorstep scams

Salesman at the door

    These include any scam where the con artist strikes when you are most relaxed and vulnerable–at home. They will often look for senior citizens and try to peddle cheap and fairly worthless items for an overblown price, and will come across as nice people looking to get rid of some quality products. Some may try to sell home maintenance services, while others will claim to be a city official who has come to perform tests or even try to get your private information by saying that they are there to do a survey.

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    Luckily doorstop scams can be easily thwarted. You just need to be cautious and ask to see official papers and identification. Make sure that you have a sturdy front door with a reinforced frame and preferably a door viewer, so that no one can just barge in by force.

    2. Online dating/internet bride scams

    There are plenty of people willing to get married for a green card, but they usually offer some form of monetary incentive for their would-be husband or wife. With dating scams it is a bit different. Everything seems to be going well for a week or two, but for some reason you can never meet in person. Then suddenly there is a crisis, or even several problems, that require a large sum of money for the person to get out of their strangely suspicious predicament.

    Women from third world countries will also start dating online and quickly start negotiating for a payment so they can come to the U.S. or another first world country so they can be close, and even marry their mark. Once the money is “loaned” they simply disappear. The best protection is to be very cautious, especially if you are a middle-aged man or woman and contacted by a young hottie in some sort of a financial bind.

    There are plenty of legit dating websites where you can meet people close to where you live and you can check them out on Facebook or meet in person.

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    3. Get-rich-quick phone and email scams

    Free cash

      The old Nigerian Prince email scam has now become such a cliché that even comics have stopped putting it in their jokes. However, people can get quite creative with their “good investment offers”. It’s usually someone who knows of a hole in the system or has a good investment tip, but lacks that capital to make any serious money out of it and needs the help of several other investors. While most modern con artists use email, some like to get personal and call your home.

      Random raffles and lotteries you haven’t even heard off will ask for some information or a small administrative fee so that they can send you your winnings. It is said that you can’t con someone who is not greedy, so being realistic and not looking for a way to make quick buck without breaking a sweat is a good way to stay out of trouble. You should be incredibly suspicious of deals that sound too good to be true, and should do your research on some of the most notorious scammers.

      4. Charity and sob story scams

      This type of scam is the most appalling, as it preys on kind and generous people who would have made a contribution to a worthwhile cause if not for the scammers. These come in many different forms, from people asking money for their child’s operation on the street, to very formal and polite people stopping you on the street, or coming to your door, and asking for a donation.

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      You can give a few bucks to a homeless person if you like, but avoid those asking you for money openly and aggressively, with a complex tear-jerking story prepared are best avoided. You can always make a donation to a good verified charity of your choice on your own terms and in the comfort of your own home.

      5. Airport security scam

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        Frequent travelers should be very cautious and keep a close eye on their luggage, as there are plenty of fast thieves who can just grab your luggage and run. They work in teams where one person will rush to get in front of you in line and set off the metal detector, fumbling around while his associate covertly snaps up your stuff from the conveyor belt–but there are even more sinister things to look out for.

        Connecting to a public Wi-Fi network or using Bluetooth in airports can result in your phone being hacked. It’s best to avoid using the public Wi-Fi altogether, or you can use a VPN on your laptop for added security.

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        6. Taxi with “broken” meter or driver who advises you to go to a different hotel

        Taxi drivers in front of the airport will say that their meter is broken and overcharge you, or tell you that the hotel you want to go to is overbooked due to an event or undergoing renovations and take you to some overpriced dump. He has a deal with the dump to get a cut every time he brings in a customer. Some drivers will drive you around the city, taking the scenic route, just to bump up the fare. Some go even further and conspire with someone working at the airport.

        You are greeted by a taxi driver holding up a sign with your name on it, and says that the hotel sent him to get you, and then stops half way asking for an obscene amount of money to drive you where you need to go or leave you stranded. In some cases they will just flat-out rob you, and there have been documented cases of kidnappings, particularly in South American countries. You should do some Google maps research to find direct routes form the airport and tell the driver which path to take, insist on going to your address and never get into a car with someone you haven’t called for who wants to take you somewhere. Have small bills on you so that they can’t cheat you out of change, and look for outdated currencies being given as change. If the meter doesn’t work, take another cab and be very assertive.

        It is easy to get lulled into a false sense of security when you go through most of your life without being cheated out of your money or robbed. You start trusting people, and why shouldn’t you? Most people you meet are at least civil, while some are generous and kind, and very few are the annoying or violent type, and the latter can be spotted a mile away.

        If you haven’t dealt with morally corrupt people who will pretend to be nice, helpful or in need of help only to trick you, then it’s difficult to spot a scam coming. Thankfully, there is plenty of information available about the common scams available, and I hope this article has given you a basic idea of what to look for and how to stay safe.

        Featured photo credit: Angry con artist throwing monte (with suckers) tells me off for stealing his photons, Brick Lane, London, UK 2.JPG/Cory Doctorow via flickr.com

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        Ivan Dimitrijevic

        Ivan is the CEO and founder of a digital marketing company. He has years of experiences in team management, entrepreneurship and productivity.

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        Last Updated on May 17, 2019

        This Is What Happens When You Move Out Of the Comfort Zone

        This Is What Happens When You Move Out Of the Comfort Zone

        The pursuit of worthwhile goals is a part of what makes life enjoyable. Being able to set a goal, then see yourself progress towards achieving that goal is an amazing feeling.

        But do you know the biggest obstacle for most people trying to achieve their goals, the silent dream killer that stops people before they ever even get started? That obstacle is the comfort zone, and getting stuck there is bound to derail any efforts you make towards achieving the goals you’ve set for yourself.

        If you want to achieve those goals, you’ll have to break free from your comfort zone. Let’s take a look at how your life will change once you build up the courage to leave your comfort zone.

        What Is the Comfort Zone?

        The comfort zone is defined as “a behavioural state within which a person operates in an anxiety-neutral condition, using a limited set of behaviours to deliver a steady level of performance.”

        What stands out to me the most about that definition is the last part: “using a limited set of behaviours to deliver a steady level of performance.” How many successful people do you know who deliver a steady level of performance?

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        The goal in life is to continually challenge yourself, and continually improve yourself. And in order to do that, you have move out of your comfort zone. But once you do, your life will start to change in ways you could never have imagined. I know because it’s happening right now in my own life.

        Here’s what I’ve learned.

        1. You will be scared

        Leaving your comfort zone isn’t easy. In fact, in can be downright terrifying at times, and that’s okay. It’s perfectly normal to feel a little trepidation when you’re embarking on a journey that forces you to try new things.

        So don’t freak out or get overwhelmed when you feel yourself getting a little scared. It’s perfectly normal and all part of the process. What’s important is that you don’t let that fear hold you back. You must continue to take action in the face of fear.

        That’s what separates winners from losers.

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        2. You will fail

        Stepping out of your comfort zone means you’re moving into uncharted territory. You’re trying things that you’ve never tried before, and learning things you’ve never learned before.

        That steep learning curve means you’re not going to get everything right the first time, and you will eventually fail when you move out of your comfort zone. But as long as the failures aren’t catastrophic, it can actually be a good thing to fail because …

        3. You will learn

        Failure is the best teacher. I’ve learned more from each one of my failures than I have from each one of my successes. When you fail small, and fail often, you rapidly increase the rate at which you learn new insights and skills. And that new knowledge, if applied correctly, will eventually lead to your success.

        4. You will see yourself in a different way

        Once you move out of your comfort zone, you immediately prove to yourself that you’re capable of achieving more than you thought was possible. And that will change the way you see yourself.

        Moving forward, you’ll have more confidence in yourself whenever you step out of your comfort zone, and that increased confidence will make it more likely that you continue to step outside your comfort zone. And each time you do, you’ll prove to yourself again and again what you’re really capable of.

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        5. Your peers will see you in a different way

        Whether we want to admit or not, people judge other people. And right now, people view you in a certain way, and they have a certain idea of what you’re capable of. That’s because they’ve become accustomed to seeing you operate in your comfort zone.

        But once you move out of your comfort zone, you’ll prove to other people, as well, that you’re capable of much more than you’ve shown in the past.

        The increased confidence other people place in you will bring about more opportunities than ever before.

        6. Your comfort zone will expand

        The good thing about the comfort zone is that it’s flexible and malleable. With each action you take outside of your comfort zone, it expands. And once you master that new skill or action, it eventually becomes part of your comfort zone.

        This is great news for you because it means that you can constantly increase and improve upon the behaviors that you’re comfortable with. And the more tools and skills you have at your disposal, the easier it will be to achieve your goals.

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        7. You will increase your concentration and focus

        When you’re living inside of your comfort zone, the bulk of your actions are habitual: automatic, subconscious, and requiring limited focus.

        But once you move out of your comfort zone, you no longer rely on those habitual responses. You’re forced to concentrate and focus on the new action in a way you never do in your comfort zone.

        8. You will develop new skills

        Moving out of your comfort zone requires that you develop new skills. One of the many benefits you’ll experience is that you’ll be stepping away from the “limited set of behaviors” and start to develop your ability and expertise in new areas.

        Living inside of your comfort zone only requires a limited skill set, and those skills won’t contribute much to your success. Once you can confidently step outside of your comfort zone and learn a new skill, there’s no limit to how much you can achieve.

        9. You will achieve more than before

        With everything that happens once you move out of your comfort zone, you’re naturally going to achieve more than ever before.

        Your increased concentration and focus will help you develop new skills. Those new skills will change the way you see yourself, encouraging you to step even further out of your comfort zone.

        Featured photo credit: Josef Grunig via farm3.staticflickr.com

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