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6 Most Common Scams People Fall For and How to Avoid Them

6 Most Common Scams People Fall For and How to Avoid Them

We live in a great time of progress, leaps in technology and nearly unlimited access to free information, but the world doesn’t just stop being a dangerous place overnight. While curiosity, inventiveness, love and the urge to learn and create are big parts of human nature, so too are deceit, deception, greed and the desire to attain wealth without hard work. This is why there are a great number of con artists, scammers and smart thieves who are ready to take advantage of people’s gullibility, trusting nature and compassion.

You are not only at risk during holidays abroad–scammers can try to take advantage of you online, on the street and at your very own doorstep. It is important to learn about the common ploys used by these immoral individuals so that you can stay safe. What follows is a more detailed look at the biggest scams people usually fall for and tips on avoiding them.

1. Doorstep scams

Salesman at the door

    These include any scam where the con artist strikes when you are most relaxed and vulnerable–at home. They will often look for senior citizens and try to peddle cheap and fairly worthless items for an overblown price, and will come across as nice people looking to get rid of some quality products. Some may try to sell home maintenance services, while others will claim to be a city official who has come to perform tests or even try to get your private information by saying that they are there to do a survey.

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    Luckily doorstop scams can be easily thwarted. You just need to be cautious and ask to see official papers and identification. Make sure that you have a sturdy front door with a reinforced frame and preferably a door viewer, so that no one can just barge in by force.

    2. Online dating/internet bride scams

    There are plenty of people willing to get married for a green card, but they usually offer some form of monetary incentive for their would-be husband or wife. With dating scams it is a bit different. Everything seems to be going well for a week or two, but for some reason you can never meet in person. Then suddenly there is a crisis, or even several problems, that require a large sum of money for the person to get out of their strangely suspicious predicament.

    Women from third world countries will also start dating online and quickly start negotiating for a payment so they can come to the U.S. or another first world country so they can be close, and even marry their mark. Once the money is “loaned” they simply disappear. The best protection is to be very cautious, especially if you are a middle-aged man or woman and contacted by a young hottie in some sort of a financial bind.

    There are plenty of legit dating websites where you can meet people close to where you live and you can check them out on Facebook or meet in person.

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    3. Get-rich-quick phone and email scams

    Free cash

      The old Nigerian Prince email scam has now become such a cliché that even comics have stopped putting it in their jokes. However, people can get quite creative with their “good investment offers”. It’s usually someone who knows of a hole in the system or has a good investment tip, but lacks that capital to make any serious money out of it and needs the help of several other investors. While most modern con artists use email, some like to get personal and call your home.

      Random raffles and lotteries you haven’t even heard off will ask for some information or a small administrative fee so that they can send you your winnings. It is said that you can’t con someone who is not greedy, so being realistic and not looking for a way to make quick buck without breaking a sweat is a good way to stay out of trouble. You should be incredibly suspicious of deals that sound too good to be true, and should do your research on some of the most notorious scammers.

      4. Charity and sob story scams

      This type of scam is the most appalling, as it preys on kind and generous people who would have made a contribution to a worthwhile cause if not for the scammers. These come in many different forms, from people asking money for their child’s operation on the street, to very formal and polite people stopping you on the street, or coming to your door, and asking for a donation.

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      You can give a few bucks to a homeless person if you like, but avoid those asking you for money openly and aggressively, with a complex tear-jerking story prepared are best avoided. You can always make a donation to a good verified charity of your choice on your own terms and in the comfort of your own home.

      5. Airport security scam

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        Frequent travelers should be very cautious and keep a close eye on their luggage, as there are plenty of fast thieves who can just grab your luggage and run. They work in teams where one person will rush to get in front of you in line and set off the metal detector, fumbling around while his associate covertly snaps up your stuff from the conveyor belt–but there are even more sinister things to look out for.

        Connecting to a public Wi-Fi network or using Bluetooth in airports can result in your phone being hacked. It’s best to avoid using the public Wi-Fi altogether, or you can use a VPN on your laptop for added security.

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        6. Taxi with “broken” meter or driver who advises you to go to a different hotel

        Taxi drivers in front of the airport will say that their meter is broken and overcharge you, or tell you that the hotel you want to go to is overbooked due to an event or undergoing renovations and take you to some overpriced dump. He has a deal with the dump to get a cut every time he brings in a customer. Some drivers will drive you around the city, taking the scenic route, just to bump up the fare. Some go even further and conspire with someone working at the airport.

        You are greeted by a taxi driver holding up a sign with your name on it, and says that the hotel sent him to get you, and then stops half way asking for an obscene amount of money to drive you where you need to go or leave you stranded. In some cases they will just flat-out rob you, and there have been documented cases of kidnappings, particularly in South American countries. You should do some Google maps research to find direct routes form the airport and tell the driver which path to take, insist on going to your address and never get into a car with someone you haven’t called for who wants to take you somewhere. Have small bills on you so that they can’t cheat you out of change, and look for outdated currencies being given as change. If the meter doesn’t work, take another cab and be very assertive.

        It is easy to get lulled into a false sense of security when you go through most of your life without being cheated out of your money or robbed. You start trusting people, and why shouldn’t you? Most people you meet are at least civil, while some are generous and kind, and very few are the annoying or violent type, and the latter can be spotted a mile away.

        If you haven’t dealt with morally corrupt people who will pretend to be nice, helpful or in need of help only to trick you, then it’s difficult to spot a scam coming. Thankfully, there is plenty of information available about the common scams available, and I hope this article has given you a basic idea of what to look for and how to stay safe.

        Featured photo credit: Angry con artist throwing monte (with suckers) tells me off for stealing his photons, Brick Lane, London, UK 2.JPG/Cory Doctorow via flickr.com

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        Ivan Dimitrijevic

        Ivan is the CEO and founder of a digital marketing company. He has years of experiences in team management, entrepreneurship and productivity.

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        Last Updated on July 18, 2019

        What Makes People Happy? 20 Secrets of “Always Happy” People

        What Makes People Happy? 20 Secrets of “Always Happy” People

        Some people just seem to float through life with a relentless sense of happiness – through the toughest of times, they’re unfazed and aloof, stopping to smell the roses and drinking out of a glass half full.

        They may not have much to be happy about, but the simplicity behind that fact itself may make them happy.

        It’s all a matter of perspective, conscious effort and self-awareness. Listed below are a number of reasons why some people are always happy.

        1. They Manage Their Expectations

        They’re not crushed when they don’t get what they want – or misled into expecting to get the most out of every situation. They approach every situation pragmatically, hoping for the best but being prepared for the worst.

        2. They Don’t Set Unrealistic Standards

        Similar to the last point, they don’t live their lives in a constant pursuit towards impossible visions of perfection, only to always find themselves falling short of what they want.

        3. They Don’t Take Anything for Granted

        Happiness rests with feeling fulfilled – those who fail to stop and appreciate what they have every now and again will never experience true fulfillment.

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        4. They’re Not Materialistic

        There are arguing viewpoints on whether or not money can really buy happiness; if it can, then we know from experience that we can never be satisfied because there will always be something newer or better that we want. Who has ever had enough money?

        5. They Don’t Dwell

        They don’t sweat the small things or waste time worrying about things that don’t really matter at the end of the day. They don’t let negative thoughts latch onto them and drain them or distract them. Life’s too short to worry.

        6. They Care About Themselves First

        They’re independent, care for themselves and understand that they must put their needs first in order to accommodate the needs of others.

        They indulge, aim to get what they want, make time for themselves and are extremely self-reliant.

        7. They Enjoy the Little Things

        They stop to smell the roses. They’re accustomed to find serenity when it’s available, to welcome entertainment or a stimulating discussion with a stranger when it crosses their path. They don’t overlook the small things in life that can be just as important.

        8. They Can Adapt

        They’re not afraid of change and they work to make the most out of new circumstances, good or bad. They thrive under pressure, are not overwhelmed easily and always embrace a change of pace.

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        9. They Experiment

        They try new things, experience new flavors and never shy away from something they have yet to experience. They never order twice from the same menu.

        10. They Take Their Time

        They don’t unnecessarily rush through life. They work on their own schedule to the extent that they can and maneuver through life at their own relaxing pace.

        11. They Employ Different Perspectives

        They’re not stuck in one perspective; a loss can result in a new opportunity, hitting rock bottom can mean that there’s no where to go but up.

        12. They Seek to Learn

        Their constant pursuit of knowledge keeps them inspired and interested in life. They cherish information and are on a life-long quest to learn as much as they can.

        13. They Always Have a Plan

        They don’t find themselves drifting without purpose. When something doesn’t go as planned, they have a plan for every letter in the alphabet to fall back on.

        14. They Give Respect to Get It

        They are respectful and, in turn, are seen as respectable; the respect they exude earns them the respect they deserve.

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        15. They Consider Every Opportunity

        They always have their eyes open for a new road, a new avenue worth exploring. They know how to recognize opportune moments and pounce on them to make the most of every situation. Success is inevitable for them.

        16. They Always Seek to Improve

        Perpetual self-improvement is the key towards their ongoing thirst for success. Whatever it is they do, they take pride in getting better and better, from social interactions to mundane tasks. Their pursuit at being the best eventually materializes.

        17. They Don’t Take Life Too Seriously

        They’re not ones to get offended easily over-analyze or complicate matters. They laugh at their own faults and misfortunes.

        18. They Live in the Moment

        They don’t live for tomorrow or dwell on what may have happened yesterday. Every day is a new opportunity, a new chapter. They live in the now, and in doing so, get the most out of every moment.

        You can learn how to do so too: How to Live in the Moment and Stop Worrying About the Past or Future

        19. They Say Yes

        Much more often than they say no. They don’t have to be badgered to go out, don’t shy away from new opportunities or anything that may seem inconvenient.

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        20. They’re Self-Aware

        Most important, they’re wholly aware of themselves. They self-reflect and are conscious of their states of mind. If somethings bothering them, they fix it.

        We’re all susceptible to feeling down every now and again, but we are all equipped with the necessary solutions that just have to be discovered.

        Lack of confidence, inability to feel fulfilled, and susceptibility to stress are all matters that can be controlled through the way we handle our lives and perceive our circumstances.

        Learn about How Self-Reflection Gives You a Happier and More Successful Life.

        Final Thoughts

        The main philosophy employed by the happiest includes the idea that life’s simply too short: life’s too short to let things get you down, to take things for granted, to pursue absolute and unrealistic perfection.

        For some, employing these characteristics is a second nature – they do it without knowing. For others, a conscious effort must be put forth every now and again. Self-Awareness is key.

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        Featured photo credit: Charles Postiaux via unsplash.com

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