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The Best Places Around the World to Retire in 2017

The Best Places Around the World to Retire in 2017

How often do you find yourself saying “Oh, I wish I could retire right now”?

Retirement seems to be a common topic among all of us no matter how old we are.

With improved medical and healthcare services, we live a longer life, but at the same time, we need to spend more money to sustain a longer life. Also, who doesn’t want to rest and relax after many decades of working?

But where should you go after your retirement? Here are 20 best places to retire with low living cost, stunning natural scenery, and large expat communities.

1. Crete, Greece

    ▲ Agios Nikolaos, a coastal town in Crete. Credit: CruiseMapper

    Usually, places with the lowest living cost are in Asia. Crete might come as a surprise. This island is filled with sunshine, beaches, and great hospitality. It is a highly recommended option for retirees.

    • Cost of living: $1,090
    • Major language: Greek
    • Population: 623,065 (2010 stats)
    • Healthcare services: Free medical care and hospital care in public hospitals if you are covered by IKA National Insurance.
    • Entertainment: Hiking, cave tours, water activities, festivals in summer

    2. Barcelona, Spain

      ▲ Casa Mila. Credit: Barcelona.com

      As Spain’s second-largest city, Barcelona offers a low-cost living experience, with a fully developed public transportation system. You can enjoy pre-Roman architectures, art galleries, museums, and also beaches all in this metropolis.

      • Cost of living: $1,183
      • Major language: Spanish
      • Population: 1.602 million (2014 stats)
      • Healthcare services: Healthcare is largely subsidized in public hospitals if you own a Targeta Sanitaria Individual (TSI) health card.
      • Entertainment: Museums, art galleries, monuments, theaters, beach activities

      3. Lake Atitlan, Guatemala

        ▲ Lake Atitlan. Credit: Hop On The Good Foot

        Surrounded by volcanoes, Lake Atitlan is one of the most beautiful lakes in the world. Villages around the lake are filled with Mayan traditions,[1] and it is definitely a great cultural experience for retirees.

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        • Cost of living: $700
        • Major language: Spanish
        • Population: 11,142 in Panajachel (in the 2000 census)
        • Healthcare services: Very few funds are allocated to healthcare, while 88% of the population relies on public healthcare system.
        • Entertainment: Hiking, water activities, cultural tours

        4. Santa Fe, Panama

          ▲ Santa Fe de Veraguas. Credit: International Living

          This tiny mountain hideaway is the perfect retirement spot for people from the city. Although English is not commonly spoken like in other more developed cities in Panama, Panamanians still show wonderful hospitality and often lend a helping hand to foreigners.

          • Cost of living: $800-$1,000
          • Major language: Spanish
          • Population: 3,047 (2010 stats)
          • Healthcare services: Panama’s pensionado visa program allows expats and retirees to get discounted healthcare services, like medical check-ups and prescriptions.
          • Entertainment: Hiking

          5. West Des Moines, Iowa, United States

            ▲ West Des Moines City Hall. Credit: RDG Planning & Design

            This might be a shocker for most people. How is a town in the Midwest with snowy winter a possible retirement place? Well, West Des Moines offers excellent healthcare programs, alongside with low living cost and crime rate.

            • Cost of living: $2,230
            • Major language: English
            • Population: 61,255 (2013 stats)
            • Healthcare services: Both the federally funded Medicare and Medicaid programs provide healthcare coverage for retirees, especially those above 65.
            • Entertainment: Music festival, winery and brewery tours, golfing, live horse racing

            6. San Juan del Sur, Nicaragua

              ▲ San Juan del Sur. Credit: Expedia

              Now let’s jump back to the tropical, beach life. San Juan del Sur is known for it’s sunny weather and great healthcare, with a perennial temperature of 85 to 95 degrees. Also, the country offers an irresistible retiree program (you don’t need to pay any taxes). Fun fact: Nicaragua produces world-class coffee and chocolate!

              • Cost of living: $1,000
              • Major language: Spanish
              • Population: 7,790 (2012 stats)
              • Healthcare services: There’s no health insurance, but the Metropolitan hospital offers two packages with discounts to healthcare services. The general rates per month are: 51-65, $61; and over 65, $65.
              • Entertainment: Water and beach activities, art center, religious festivals and celebrations

              7. Algarve, Portugal

                ▲ The town of Lagos in Algarve. Credit: Investopedia

                For 3 years, Algarve has been the most highly-rated place in the world for retirement. Apart from a low cost of living and rent, the region also offers an extensive expat community with more than 100,000 resident foreign retirees. It has amazing food and wine too!

                • Cost of living: $1,500-2,000
                • Major language: Portuguese
                • Population: 451,006 (2010 stats)
                • Healthcare services: Services are available for registered legal foreign residents, and if you are working in Portugal, you are automatically entitled to the publicly funded National Health Service (Serviço Nacional de Saúde, SNS).
                • Entertainment: Golfing, mountain-biking, beach activities

                8. Nha Trang, Vietnam

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                  ▲ Po Nagar Cham Towers. Credit: Vietnam Travel Deals

                  If you are looking for a low-cost, affordable retirement spot in Southeast Asia, Nha Trang would be the best place to stay. This sandy, rural town is fused with historic temples and exotic cuisines that will satisfy foodies.

                  • Cost of living: $650-$800
                  • Major language: Vietnamese
                  • Population: 402,000 (2015 stats)
                  • Healthcare services: Medical costs in Vietnam are low, and there might not have English-speaking doctors, but the healthcare system is developing. Some expats and retirees will seek medical care in Bangkok, Kuala Lumpur, or Singapore.
                  • Entertainment: Water activities, temple tours

                  9. Kota Kinabalu, Malaysia

                    ▲ Tanjung Aru beach. Credit: Nomad is Beautiful

                    Other than Nha Trang, the tranquil Kota Kinabalu in Malaysia is also a great place. It is a small, walkable island with a low cost of living and a high standard of healthcare. You can also travel to nearby islands to explore what nature has in store for you.

                    • Cost of living: $1,200
                    • Major language: Malaysian
                    • Population: 207,214 (2010 stats)
                    • Healthcare services: Foreigners are recommended to look into international health insurance plans. Public hospitals are inexpensive with high medical standards, while private hospitals are more expensive with a shorter wait, but they both provide the same quality of healthcare services.
                    • Entertainment: Water activities

                    10. Vilcabamba, Ecuador

                      ▲ Vilcabamba. Credit: Ancient Origins

                      The hustle and bustle may often bring negative impacts to our health. An alternative to excellent healthcare is living in a stress-free and organic environment. With clean air and constant sunshine, Vilcabamba attracts expats and retirees because of such healthy lifestyle.

                      • Cost of living: $1,100-$1,485
                      • Major language: Spanish
                      • Population: 1,293 (2005 stats)
                      • Healthcare services: Health insurance programs are of low costs, and hospitals and doctors are available even in small towns.
                      • Entertainment: Hiking

                      11. Cayo, Belize

                        ▲ Xunantunich Mayan ruin. Credit: Live and Invest Overseas

                        For those who are adventurous risk-takers, Cayo could be your retirement spot. As Belize is less developed than most countries, the country provides many opportunities for exploration, especially in rainforests and jungles.

                        • Cost of living: $1,100
                        • Major language: English
                        • Population: 73,202 (2010 stats)
                        • Healthcare services: The healthcare program in Belize is less developed, and for more serious medical issues, most retirees choose to leave the country to seek care.
                        • Entertainment: Hiking, nature adventures

                        12. Abruzzo, Italy

                          ▲ Abruzzo. Credit: Paradoxplace

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                          Abruzzo is a secret garden for retirees. It is sparsely populated, with rusty and historical architectures, and also provides entertainments all year round (you can enjoy the beach in summer and ski on the mountains in winter). This secluded town also provides homey, hearty cuisines for you to enjoy.

                          • Cost of living: $1,500-$1,700
                          • Major language: Italian
                          • Population: 1.328 million (2015 stats)
                          • Healthcare services: Servizio Sanitario Nazionale (SSN), the national health service in Italy, provides free or low-cost medical treatment to public facilities. EU nationals can use European Health Insurance Card (EHIC) to access public healthcare services.
                          • Entertainment: Beach and water activities, skiing

                          13. Buenos Aires, Argentina

                            ▲ Buenos Aires. Credit: Architectural Digest

                            This vibrant Argentinian city offers endless entertainment with 20 colorful and boisterous festivals every year. It also provides an affordable yet high quality medical healthcare program.

                            • Cost of living: $800-$1,500
                            • Major language: Spanish
                            • Population: 2.891 million (2010 stats)
                            • Healthcare services: Healthcare in Argentina is cheap, and with high quality and standards of medical services due to a surplus of doctors.
                            • Entertainment: Opera, symphonies, theaters, museums, and endless bookstores, and festival celebrations

                            14. Chiang Mai, Thailand

                              ▲ Doi Inthanon. Credit: PlanetWare

                              With abundant health-related services, Chiang Mai is one of the most popular spots for retirees to stay in. And if you still wish to get involved in the community after your retirement, Chiang Mai offers different job opportunities at schools, tourist spots, and medical facilities.

                              • Cost of living: $1,100
                              • Major language: Thai
                              • Population: 148,477 (2008 stats)
                              • Healthcare services: Similar to Vietnam, the quality healthcare services and insurance plans are cheap in Thailand.
                              • Entertainment: Night market, boxing

                              15. Las Terrenas, Dominican Republic

                                ▲ Las Terrenas. Credit: TripAdvisor

                                The Dominican Republic welcomes foreigners, and same as Chiang Mai, it provides many job openings for expats. The country is also known as a cultural melting pot with Afro-Antillean, European, North American, and Latin cultures. If you want to immerse yourself in a diverse culture, Las Terrenas is your pick.

                                • Cost of living: $1,200
                                • Major language: Spanish
                                • Population: 39,221 (2012 stats)
                                • Healthcare services: The medical care is not as well-equipped as other larger cities in the country, but Las Terrenas is improving its services and provides affordable aids at its new hospital.
                                • Entertainment: Beach activities, hiking

                                16. Medellin, Colombia

                                  ▲ Medellin. Credit: Vogue

                                  Medellin has come a long way in terms of its security and safety. As the most progressive city, drugs and crimes are no longer issues in Medellin. The city is both a industrial, financial center, and artistic city with jazz concerts, book fairs, and poetry festivals.

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                                  • Cost of living: $1,755-$2,000
                                  • Major language: Spanish
                                  • Population: 2.464 million (2015 stats)
                                  • Healthcare services: 1/7 of the best hospitals in Latin America are located in Colombia, and there are many insurance plans offered, but some do not provide services for retirees or those above 60.
                                  • Entertainment: Jazz concerts, tango festivals

                                  17. Sarasota, Florida, United States

                                    ▲ Sarasota Opera House. Credit: See Sarasota Live

                                    Sarasota and other cities in Florida on the Gulf of Mexico are great options for an after-retirement life. Apart from its cultural and musical scenes, the decent weather in Sarasota makes it one of the best spots for retirees in the States.

                                    • Cost of living: $2,575
                                    • Major language: English
                                    • Population: 53,326 (2013 stats)
                                    • Healthcare services: Both the federally funded Medicare and Medicaid programs provide healthcare coverage for retirees, especially those above 65.
                                    • Entertainment: Opera, theater, water activities

                                    18. Valletta, Malta

                                      ▲ The skyline of Valletta. Credit: The Independent

                                      For the mentioned places, English might not always been the most common language spoken, but in Valletta (and the rest of Malta), you don’t have to worry about any language barrier.

                                      • Cost of living: $1,290
                                      • Major language: Maltese, English
                                      • Population: 5,721 (2013 stats)
                                      • Healthcare services: The service in Malta is excellent, and all international visitors should have their own personal medical insurance policy.
                                      • Entertainment: Maltese cultural festivals, historical sightseeing, water activities

                                      19. Playa del Carmen, Mexico

                                        ▲ Playa del Carmen’s Central Square. Credit: Pinterest

                                        If you want a strong, well-established expat community, you should consider Playa del Carmen. The Mexican town is home to more than 10,000 foreigners, who are mainly North Americans.

                                        • Cost of living: $700-$1,300
                                        • Major language: Spanish
                                        • Population: 149,923 (2010 stats)
                                        • Healthcare services: Basic medical care is inexpensive and the line is fast, but for retirees, you don’t get the local medical coverage IMSS unless you work.
                                        • Entertainment: Beach activities, night bars and clubs

                                        20. Paris, France

                                          ▲ Eiffel Tower. Credit: Eiffel Tower

                                          This might be the most surprising spot in the whole list. Paris, really? Yes. You are probably thinking how could a place with the Eiffel Tower, the Louvre, and Luxembourg Gardens be affordable to retirees. Well, public transportation is cheap, and necessities are not as expensive as you think.

                                          • Cost of living: $1,290-$1,930
                                          • Major language: French
                                          • Population: 2.244 million (2010 stats)
                                          • Healthcare services: Medical care in Paris is considered one of the best, yet one of the cheapest in the entire Europe, and services are provided to everyone.
                                          • Entertainment: Museums, monuments, jazz night, shopping

                                          Reference

                                          [1] adventurouskate: The Towns of Lake Atitlan, Guatemala

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                                          Frank Yung

                                          Writer. Storyteller. Foodie.

                                          Your Future Self Will Thank You For Starting To Do This For Only 10 Minutes Every Day 10 Best Standing Desks That Are High in Quality and Cheap in Price Finally, a Way to Avoid Jet Lag: The Jet Lag Calculator The Best Places Around the World to Retire in 2017 Take 5 Minutes To Read And Improve Your Writing Skills Forever

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                                          Last Updated on November 12, 2020

                                          15 Reasons Why You Can’t Achieve Your Goals

                                          15 Reasons Why You Can’t Achieve Your Goals

                                          The truth about many of our failed goals is that we haven’t achieved them because we didn’t know how to set and accomplish goals effectively, rather than having not had enough willpower, determination, or fortitude. There are strings of mistakes standing in our way of accomplished goals. Fortunately for us, we don’t have to fall victim to these mistakes for 2015. There are many common mistakes we make with setting goals, but there are also surefire ways to fix them too.

                                          Goal Setting

                                          1. You make your goals too vague.

                                          Instead of having a vague goal of “going to the gym,” make your goals specific—something like, “run a mile around the indoor track each morning.”

                                          2. You have no way of knowing where you are with your goals.

                                          It’s hard to recognize where you are at reaching your goal if you have no way of measuring where you are with it. Instead, make your goal measurable with questions such as, “how much?” or “how many?” This way, you always know where you stand with your goals.

                                          3. You make your goals impossible to reach.

                                          If it’s impossible of reaching, you’re simply not going to reach for it. Sometimes, our past behavior can predict our future behavior, which means if you have no sign of changing a behavior within a week, don’t set a goal that wants to accomplish that. While you can do many things you set your mind to, it’ll be much easier if you realize your capabilities, and judge your goals from there.

                                          4. You only list your long-term goals.

                                          Long-term goals tend to fizzle out because we’re stuck on the larger view rather than what we need to accomplish in the here and now to get there. Instead, list out all the short-term goals involved with your long-term goal. For instance, if you want to seek a publisher for a book you’ve written, your short-term goals might involve your marketing your writing and writing for more magazines in order to accomplished your goal of publishing. By listing out the short-term goals involved with your long-term goal, you’ll focus more on doing what’s in front of you.

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                                          5. You write your goals as negative statements.

                                          It’s hard to reach a goal that’s worded as, “don’t fall into this stupid trap.” That’s not inspiring, and when you’re first starting out, you need inspiration to stay committed to your goal. Instead, make your goals positive statements, such as, “Be a friend who says yes more” rather than, “Stop being an idiot to your friends.”

                                          6. You leave your goals in your head.

                                          Don’t keep your goals stuck in your head. Write them down somewhere and keep them visible. It’s a way making your goals real and holding yourself accountable for achieving them.

                                          Achieving Goals

                                          7. You only focus on achieving one goal at a time, and you struggle each time.

                                          In order to keep achieving your goals, one right after the others, you need to build the healthy habits to do so. For instance, if you want to write a book, developing a habit of writing each morning. If you want to lose weight and eventually run a marathon, develop a habit of running each morning. Focus on buildign habits, and your other goals in the future will come easier.

                                          Studies show that it takes about 66 days on average to change or develop a habit.[1] If you focus on forming one habit every 66 days, that’ll get you closer to accomplishing your goals, and you’ll also build the capability to achieve more and more goals later on with the help of your newly formed habits.

                                          8. You live in an environment that doesn’t support your goals.

                                          Gary Keller and Jay Papasan in their book, The One Thing, state that environments are made up of people and places. They state that these two factors must line up to support your goals. Otherwise, they would cause friction to your goals. So make sure the people who surround you and your location both add something to your goals rather than take away from them.

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                                          9. You get stuck on the end result with your goals.

                                          James Clear brilliantly suggests that our focus should be on the systems we implement to reach our goals rather than the actual end result. For instance, if you’re trying to be healthier with your diet, focus more on sticking to your diet plan rather than on your desired end result. It’ll keep you more concentrated on what’s right in front of you rather than what’s up in the sky.

                                          Keeping Motivated

                                          10. You get discouraged with your mess-ups.

                                          When I wake up each morning, I focus all my effort in building a small-win for myself. Why? Because we need confidence and momentum if we want to keep plowing through the obstacles of accomplishing our goals. Starting my day with small wins helps me forget what mess-ups I had yesterday, and be able to reset.

                                          Your win can be as small as getting out of bed to writing a paragraph in your book. Whatever the case may be, highlight the victories when they come along, and don’t pay much attention to whatever mess-ups happened yesterday.

                                          11. You downplay your wins.

                                          When a win comes along, don’t downplay it or be too humble about it. Instead, make it a big deal. Celebrate each time you get closer to your goal with either a party or quality time doing what you love.

                                          12. You get discouraged by all the work you have to do for your goals.

                                          What happens when you focus on everything that’s in front of you is that you can lose sight of the big picture—what you’re actually doing this for and why you want to achieve it. By learning how to filter the big picture through your every day small goals, you’ll be able to keep your motivation for the long haul. Never let go of the big picture.

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                                          13. You waste your downtime.

                                          When I take a break, I usually fill my downtime with activities that further me toward my goals. For instance, I listen to podcasts about writing or entrepreneurship during my lunch times. This keeps my mind focused on the goal, and also utilizes my downtime with motivation to keep trying for my goals.

                                          Wondering what you can do during your downtime? Here’re 20 Productive Ways to Use the Time.

                                          14. You have no system of accountability.

                                          If you announce your goal publicly, or promise to offer something to people, those people suddenly depend on your accomplishment. They are suddenly concerned for your goals, and help make sure you achieve them. Don’t see this as a burden. Instead, use it to fuel your hard work. Have people depend on you and you’ll be motivated to not let them down.

                                          15. You fall victim to all your negative behaviors you’re trying to avoid with your goals.

                                          Instead of making a “to-do” list, make a list of all the behaviors, patterns, and thinking you need to avoid if you ever want to reach your goal. For instance, you might want to chart down, “avoid Netflix” or “don’t think negatively about my capability.” By doing this, you’ll have a visible reminder of all the behavior you need to avoid in order to accomplish your goals. But make sure you balance this list out with your goals listed as positive statements.

                                          How To Stop Failing Your Goal?

                                          If you want to stop failing your goal and finally reach it, don’t miss these actionable tips explained by Jade in this episode of The Lifehack Show:

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                                          Bottom Line

                                          Overcoming our mistakes is the first step to building healthy systems for our goals. If you find one of these cogs jamming the gears to your goal-setting system, I hope you follow these solutions to keep your system healthy and able to churn out more goals.

                                          Make this year where you finally achieve what you’ve only dreamed of.

                                          More Goal Getting Tips

                                          Featured photo credit: NORTHFOLK via unsplash.com

                                          Reference

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