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The Next Stage: 4 Tips For Successfully Navigating Retired Life

The Next Stage: 4 Tips For Successfully Navigating Retired Life

Retirement will be here before you know it. For some of you, it may have already come. This is definitely a huge transition period in your life, and it will take a lot of preparation and thought. How well do you think you will be able to handle retirement? How well are you handling it now? Whether you are already retired or are planning to retire soon, you can start working now to make your retirement an extremely pleasant experience. You want to make sure that you will enjoy your senior years to their fullest and live life the way you have always dreamed of. The following tips can help you get ready to get the most from your senior years.

Set up a financial plan.

Retirement comes with a new way of life. Most people no longer have the job-based income they lived on for many years. They now become dependent on pensions, savings, and Social Security. Before giving up full-time employment permanently, it is important to work out a practical budget that takes into account your retirement income and expenses. You want to make sure that you have enough money and savings to live and have fun once you retire. Being financially smart now can really help make a different for you in the future. A financial adviser can help advise you on how to prepare for the financial changes that occur following retirement. Seeking help from a professional can really help you find the best plan for your situation so that you will be as prepared as possible for retirement.

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Maintain or increase social connections.

Leaving a full-time job does not mean you have to let go of workplace friendships. Although you may see coworkers less than you did when you were employed, you can still make plans to spend time together. Retirement is a great time to forge new relationships through activities like hobbies and community gatherings. Catching up with old friends on social media and with relatives you haven’t seen in a while are also ways of having fun and making memories with people you care about. You want to make sure that you don’t let any of your previous relationships die just because you are retired. Retirement is a perfect time to connect with old friends and even build new connections. For advice on making new connections, consult a professional with a Master’s degree in gerontology or similar expertise.

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Work on your bucket list.

Rather than seeing this as a morbid list for the golden years, consider a bucket list an opportunity to do the things you’ve always dreamed of but previously lacked time or money to pursue. Start a small side business or travel to exotic locales. You might eventually decide to update your bucket list or throw it away and enjoy a spontaneous life on a day-by-day basis. This is the perfect time to chase your dreams and make them real. Retirement is definitely a great time to travel and to try to accomplish life goals. You will have so much extra time and will be able to work on your goals. There is definitely no better time for this than retirement.

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Be open to new experiences.

With your hard-won experience and newfound insight, your senior years can also be a time to try new things. Take an art class or enroll in a dance class. You can learn a different language or volunteer at a nearby school. Write a book or become an amateur photographer. Whatever your passion in life, explore it now and possibly share it with others.

Retirement is the beginning of the rest of your life, so make it count. The above useful strategies and tips for experiencing this exciting new stage will make the golden years even more meaningful.

Featured photo credit: ageinplace.com via ageinplace.com

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Kara Masterson

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Last Updated on March 31, 2020

How To Break the Procrastination Cycle

How To Break the Procrastination Cycle

How often do you find yourself procrastinating? Do you wish you could procrastinate less? We all know how debilitating procrastination can make us feel, and it seems to be a challenge we all share. Procrastination is one of the biggest hindrances to moving forward and doing the things that we want to in life.

There are many reasons why you might be procrastinating, and sometimes, it is really difficult to pinpoint why. You might be procrastinating because of something related to the past, present, or future (they are all intertwined), or it could be as simple as biological factors. Whatever the reason, most of us follow a cycle when we procrastinate, from the moment we decide to do something to actually getting it done, or in this case, not getting it done.

The Vicious Procrastination Cycle

For some reason, it helps to understand that we all go through the same thing, even though we often feel like the only person in the world who struggles with this. Do you resonate with the cycle below?

1. Feeling Eager and Energized

This is when you commit to taking a new action or getting something done. You are feeling confident and optimistic that, this time round, you will do it!

2. Apprehension Starts to Come Up

The beginning stages of optimism are starting to fade. There is still time, but you haven’t done anything yet, and you start to feel uneasy. You realize that you actually have to do something to get it done, and that good intentions are not enough.

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3. Still No Action

More time has passed. You still haven’t taken any action and probably have a lot of excuses why. You start to panic a little and wish you had started sooner. Your panic starts to turn into frustration and perhaps even irritability.

4. Flicker of Hope Left

You can still make it; there is a little time left and you ponder how you are going to get it done. The rush you get from leaving your task until the last minute gives you a flicker of hope. There is still time; you can do this!

5. Fading Quickly

Your hope starts to quickly fade as you try desperately to understand why you just can’t do this. You may feel desperate and have thoughts like, “What is wrong with me?” and “Why do I ALWAYS do this?” You feel discouraged, or perhaps angry and resentful at yourself.

6. Vow to Yourself

Once the feeling of anger or disappointment disappears, you most likely swear to yourself that this will never happen again; that this was the last time and next time will be different.

Does this sound like you? Is the next time different? I understand the devastating effect that procrastination has on many lives, and for some, it is a really serious problem. You also have, on the other hand, those who procrastinate but it doesn’t affect them in any way. You know whether it is affecting you or not and whether it undermines your results.

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How to Break the Procrastination Cycle

Unless you break the cycle, you will keep reinforcing it!

To break the cycle, you need to change the sequence of events. Here is my suggestion on how you can effectively break the vicious cycle you are in!

1. Feeling Eager and Energized

This is when you commit to taking a new action or getting something done. You are feeling confident and optimistic that, this time round, you will do it! The first stage is always the same.

2. Plan

Thinking alone will not help; you need to plan your actions. I always put my deadlines one or two days in advance because you know Murphy’s Law! Take into consideration everything that you need to do, how long it will take you, and what you will need to get it done, then plan the individual steps.

3. Resistance

Just because you planned doesn’t mean that this time is guaranteed to be different. You will most likely still feel the resistance so expect this. This stage is key to identifying why you are procrastinating, so when you feel the resistance, try to identify it immediately.

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What is causing you to hesitate in this moment? What do you feel?  Write them down if it helps.

4. Confront Those Feelings

Once you have identified what could possibly be holding you back, for example, fear of failure, lack of motivation, etc. You need to work on lessening the resistance.

Ask yourself, “What do I need to do to move forward? What would make it easier?” If you find that you fear something, overcoming that fear is not something that will happen overnight — keep this in mind.

5. Put Results Before Comfort

You need to keep moving forward and put results before comfort. Take action, even if it is only for 10 minutes. The key is to break the cycle and not reinforce it. You have more control that you think.

6. Repeat

Repeat steps 3-5 until you achieve what you first set out to do.

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Final Thoughts

Change doesn’t happen overnight, and if you have some deeper underlying reasons why you procrastinate, it may take longer to finally break the cycle.

If procrastination is holding you back in life, it is better to deal with it now than to deal with the negative consequences later on. It is not a question of comfort anymore; it is a question of results. What is more important to you?

Learn more about how to stop procrastinating here: What Is Procrastination and How to Stop It (The Complete Guide)

Featured photo credit: Luke Chesser via unsplash.com

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