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Budget Management: 10 Simple Tricks to Help You Save Money

Budget Management: 10 Simple Tricks to Help You Save Money
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Stress is a pretty silent but a very strong killer and the most common source of stress people are dealing with today, is money. Being something that we can’t live without and that simultaneously isn’t a thing a lot of people can gather easily, money can be a serious issue.

You should get rid of this raining cloud that keeps following you around. First of all, it’s important to understand that the chances of a distant cousin leaving you with a huge inheritance and turning your luck around are quite negligible and you shouldn’t count on them.

However, the good thing is that you can enjoy your lifestyle and improve it significantly if you introduce a couple of changes to your life.

Make a Realistic Plan

People who overspend usually do it because they are unaware of their spending limits. Having nice things implies that you have to work hard for them – so, be realistic. If you want to stop starving during the last week of each month, you should begin them by making a budget plan. Thus, you’ll be able to stretch your budget, afford all the necessities and direct those leftovers towards enjoying yourself.

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Mind Your Cooking

First of all – if you don’t prepare your meals at home, you should start. Eating healthy should be on the top of your priority list; it’s the source of your health and energy – and it’s less expensive than eating out.

Once you’ve got quality sorted out, you need to focus on quantity. A huge number of households are wasting enormous amounts of food by preparing too much, eating too little and throwing out the rest. You will need some time to harmonize the amounts of ingredients in your meals, but until you’re a pro, you should eat leftovers – simple as that.

Goods Exchange

Instead of purchasing new clothes or books, you should settle for used items. Many great organizations and websites out there are built as mediums and serve to connect people who want to exchange their used goods for others or sell them for a lower price than those you’d expect to see in stores.

Turn off Cable

Most households still subscribe to cable TV because out of nothing more than maintaining a habit. The truth is that you can spend more time with your personal computer or smartphone than watching TV and it seems like this appliance has become more of a noise regulator than an entertainment source. Besides, everyone is turning towards mediums like Netflix, as they are less expensive and a lot more user-friendly.

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Use Public Transportation

Other than being a green alternative, trains and busses are also a cheaper transportation method that can actually be faster if you harmonize your schedule with theirs. Sure, cars are comfy, private and all that, you’re used to that luxury, but it’s a thing you can live without. At least for now.

Change Your Phone Plan

Many people just sort of go with the plan their mobile career selects for them – you should change your phone plan because you can. You should evaluate how much you actually use your package because I bet that you spend more time using Wi-Fi. Considering the fact that your smartphone is one very personal item, you should adapt it to your needs.

My suggestion is to think about mobile phone insurance as well, so that you have a backup if it gets lost, stolen or damaged – you won’t have to worry about those costs if that time comes.

Collect Coupons

If you’d like to spend less money, you should invest more time. In order to cut your shopping costs regarding the essential list of items you find necessary like groceries and hygiene products, you should gather coupons and use them wisely. Almost all supermarkets and stores have an extensive list of discount offers you should definitely take advantage of.

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Entertain Guests

These changes will affect your social life as well, but that doesn’t mean that you should withhold from socializing – simply move it from overpriced bars and restaurants to your home and entertain your guests.

My suggestion is to make a selection of must-see things – your favorite band having a concert or an exhibition you’ve been waiting to see for a really long time and save up for those events. Going out should be all about spending quality time and doing the things you like – I’m sure you got bored on numerous occasions by following your friends to an event you’re indifferent about and this change is going to have a positive effect on that.

Think about Electricity

Simple things – I’m sure you’re already familiar with this because every single article about saving money mentions it – like turning off lights when you leave the room, make a significant difference at the end of the month and you should apply them.

One more thing that’s less known – you should unplug all appliances you don’t use because that way, you won’t spend any “phantom energy” those very same appliances are draining even when they’re not turned on.

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Consult Professionals

People go to school in order to learn how to manage budgets, so this is a skill you learn. If you don’t seem to make a difference and you still end up getting back to old spending habits, you should either consult a professional or sign up for a class.

This investment of your time into learning about money and how to treat your budget properly will make you a happier person in time – it did so for me. Life is a better place when you don’t have to worry or stress out over bills each day.

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Last Updated on July 12, 2021

100 Incredible Life Hacks That Make Life So Much Easier

100 Incredible Life Hacks That Make Life So Much Easier
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Want to learn some quick and easy life hacks that are easy to do, low cost and saves you time?

By tweaking little things in your daily life, it can make your life much more convenient!

Here’re 100 of the most practical life hacks so you can just pick up any of them right away!

83 tie a small piece of bright colored fabric

    84 write random letter

      85 use a rubberband

        86 dorm smell bad

          87 lean your phone on your sunglassess

            89 how to waterproof your shoes

              90 take a picture of the name card

                91 iron inside out

                  92 old newspaper

                    93 tumble try shoes

                      keep a card like this

                        SONY DSC

                          94 soap bar

                            95 make a hole

                              96 drop the battery

                                97 use a coozie

                                  98 when taking a picture

                                    use a clean dust pan

                                      try a pants hanger

                                        use your cellphone light

                                          use a spring from an old pen

                                            quick and easy iphone speaker

                                              user binder clips

                                                wrap a wet paper towel around your beverage

                                                  put pancake mix in a ketchup bottle

                                                    clean out an old lotion bottle for your beach

                                                      use a muffin tin to serve condiments at a bbq

                                                        doritos are great for kindling

                                                          use nail polish to identify different keys

                                                            use a hanging shoe rack to store cleaning supplies

                                                              freeze grapes to chill white wine without

                                                                use paper clips to organize your cables

                                                                  almost finished your jar of nutella

                                                                    sick of having a box full of tangled

                                                                      unroll the rim to increase the capacity

                                                                        cut open toilet paper rolls and use as a cuff

                                                                          remove the stem from strawberries

                                                                            turn an old bottle into a simple little cord holder

                                                                              for iced coffee and iced cappuccino, use frozen coffee cubes

                                                                                how to fold a fitted bed sheet

                                                                                  tired of snoozing past your alarm

                                                                                    place a rubber band around an open paint can to wipe your brush on

                                                                                      ut a wooden spoon across a boiling pot

                                                                                        use bread clips to save flip-flops

                                                                                          take pictures of friends holding items

                                                                                            how i always know which headphone is the left one

                                                                                              put a stocking over the end of a vacuum

                                                                                                How to make sure you drink enough water

                                                                                                  user a can opener to open blister

                                                                                                    good sandwich guide

                                                                                                      turn your muffin pans upside down

                                                                                                        50 pounds of groceries and living on the 5th floor

                                                                                                          the right way to make a blt

                                                                                                            add one teaspoon of baking soda

                                                                                                              38

                                                                                                                hair straighteners equals to collar irons

                                                                                                                  stack your clothes vertically to see them all

                                                                                                                    the right way to make cookies in the summer

                                                                                                                      how to clean a blender

                                                                                                                        the right way to eat a popsicle

                                                                                                                          use bread clips to label and organize power cords

                                                                                                                            to get the built up residue off of your shower head

                                                                                                                              user a hair clip to orgainize long wires

                                                                                                                                a frozen saturated sponge in a bag

                                                                                                                                  rub stuck zipper teeth with a graphite pencil

                                                                                                                                    use a soda pop tab

                                                                                                                                      50

                                                                                                                                        51 How to multiply large numbers in your head.

                                                                                                                                          52 How to open a bottle if you dont have a corkscrew.

                                                                                                                                            rub a walnut on damaged wooden furniture

                                                                                                                                              kids fall out of bed

                                                                                                                                                use toothpaste to clear up hazy car

                                                                                                                                                  58

                                                                                                                                                    59 keep pizza out while driving home

                                                                                                                                                      60 put your straw through the tab to keep it from rising

                                                                                                                                                        hold oreos with a fork so your fingers

                                                                                                                                                          Never lose your remotes again

                                                                                                                                                            hiding your emergency money

                                                                                                                                                              use a bread tab to hold your spot on a roll

                                                                                                                                                                if you are at a hotel and run out of chargers

                                                                                                                                                                  keep a square of cardboard in a ziplock bag

                                                                                                                                                                    If you need to pee or smoke at a bar

                                                                                                                                                                      drill holes in the bottom of your garbage

                                                                                                                                                                        use an accented letter as your passcode

                                                                                                                                                                          use a squeeze ketchup bottle top with your shopvac

                                                                                                                                                                            do something unusual when locking the door

                                                                                                                                                                              when heating leftovers space out a circle in the middle

                                                                                                                                                                                dont burn yourself in those hard to reach candles

                                                                                                                                                                                  put a small amount of water in a glass when you microwave your pizza

                                                                                                                                                                                    75 use a piece of paper to organize

                                                                                                                                                                                      use half a pool noodle

                                                                                                                                                                                        pencil case to store cables

                                                                                                                                                                                          78 clothespin to hold nail

                                                                                                                                                                                            79 make blts

                                                                                                                                                                                              80 take a picture of your fridge

                                                                                                                                                                                                81 fill plastic water bottles

                                                                                                                                                                                                  82 right ways to eat chips

                                                                                                                                                                                                    99 if your plug keeps failing

                                                                                                                                                                                                      100 put the banana on the wire

                                                                                                                                                                                                        88 before you throw away a post it

                                                                                                                                                                                                          Source: Reddit LifeProTips

                                                                                                                                                                                                          There you go, 100 awesome life hacks that you can try right now to make your life a lot easier!

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