Advertising
Advertising

50 Things You Never Knew You Could Get Cash Back For

50 Things You Never Knew You Could Get Cash Back For

The Internet has certainly changed the way we shop. These days, you can order a new Smart TV, crockpot, or Stephen King bestseller all from the comfort of your own home. Window shop in your PJs and before you know it, your items are delivered right to your door.

Convenient? You bet. But did you know it can also save you money in the process? That’s right, if you use a free cashback site like TopCashback.com, you can earn money back every time you shop.

Advertising

With over 4,000 popular merchants available, from Walmart to Saks Fifth Avenue, there are plenty of regular everyday purchases just waiting for you. In fact, we’ve put together a list of 50 things you never knew you could get cash back for!

Advertising

  1. Love – Money can’t buy you love, but love can get you money! Sign up for a 1, 3, 6, or 12 month subscription to eHarmony and you can find romance for less.
  2. Babysitters – Finally you can paint the town red again! Find the best sitters and care providers in the biz all while earning cash back at sites like Care.com.
  3. Weight Watchers – Lose weight everywhere but your wallet (because it’ll be stuffed with all that extra money!) when you sign up for a new subscription at Weight Watchers.
  4. Your Next Job – Post or hunt for your next job opportunity via Monster or The Ladders. Search resumes or get help putting yours together for less.
  5. Gift cards – Make cash back on cash? Pretty impressive. Use sites like Raise or GiftCardMall to buy and sell your gift cards.
  6. Airport Parking Reservations – Spend that cash back at your destination rather than paying for parking. Get big discounts on reservations made at Airport Parking Reservations, Park N’ Fly, and Looking 4 Parking.
  7. Email – Services like iContact are great for bloggers and entrepreneurs looking to connect with their customers. Just sign up for a paid account after a free trial to earn cash back.
  8. Online Education – Learning can be quite rewarding! Take an online class in yoga, programming, language, and hundreds more to earn cash back from Udemy.
  9. Nursing Scrubs – Yep, you can earn cash back for workwear from Scrubs & Beyond and ScrubShopper.
  10. SeaWorld Parks – From animals to rollercoasters, your family will have fun in the sun while your wallet earns cash back after booking your SeaWorld parks experience online.
  11. Cell Phone Cases – Sites like Otterbox don’t just offer phone and tablet cases to protect your devices, they also give you cash back.
  12. Anti-Virus Software – Nothing makes you feel more helpless than losing control of your computer. Luckily, anti-virus software like Malwarebytes, AVG, Norton, and Kaspersky can not only help you recover control, but earn extra cash back too!
  13. Edible Arrangements – Need a delicious, nutritious way to celebrate or say thanks? Forget the flowers and send an unforgettable gift via Edible Arrangements instead.
  14. Tires – They’re probably the absolute last thing you ever want to spend money on, so spend less! Browse cash back offers from The Tire Rack, Walmart, and Discount Tire.
  15. Streaming Movies – Cuddle up on the couch with some popcorn and a good movie rental from Fandango NOW or Amazon Prime instant Video while earning cash back.
  16. Learning Foreign LanguagesHablas cash back? You soon will. Get a discount on Rosetta Stone Language Software and/or learn the Pimsleur Method™, both at big discounts.
  17. Taxes – Turn a wise financial move into a wiser one with cash back from H&R Block, Intuit, and Liberty Tax Service.
  18. Beautiful Skin – Pamper yourself and save while you do it. Earn money back while shopping at top beauty brands like Murad, Clinique, Estee Lauder, plus online stores that sell popular brands like Sephora, Skinstore, and Dermstore.
  19. 20/20 Vision – You can’t put a price on good eyesight, but you can get cash back for it at least. Get discounts on brand name contact lenses and eyeglasses from Vision Direct, EyeGlasses.com, and Frames Direct.
  20. Memory & Drives – Ah, the necessities of modern life. Look for exceptional deals when you use coupons plus cash back at stores like Newegg, Best Buy, and Microsoft Store.
  21. Clown Wigs – Hey, you never know when you’ll need one. Halloween Mall, HalloweenCostumes.com, and Wholesale Halloween Costumes all stock wigs and offer seasonal discounts.
  22. A Lovely Cup of Tea – Hit the spot with some amazing offers from Teavana and Starbucks.
  23. Warehouse Memberships – Sure, you can’t enjoy all those free food samples when you shop online, but you can enjoy some sweet cash back rewards when you shop or purchase a membership for Sam’s Club.
  24. The Perfect Little Black Dress – And shoes to go with it! Try fashion brands like Saks Fifth Avenue, Kate Spade, Macy’s, and Neiman Marcus for an elegant piece at a price point you can swallow.
  25. Sneakers – For fitness or comfort, sneaks can’t be beat. Look for cash back offers from popular brands like Footlocker, Puma, Adidas, LadyFootlocker, and Shoebuy.
  26. Turning Back the Clock – Anti-aging skincare products can be yours for less from brands like La Mer, Avon, and Elizabeth Arden.
  27. Groupons – Already a great deal, made even sweeter with cash back! Get cash back when purchasing Groupon goods, local products, and services.
  28. A Weekend Getaway – A change of scenery, for less. Book a stay through one of the hundreds of popular travel brands offered, including Intercontinental Hotels Group, Marriott, DoubleTree, Hilton, and Hotels.com.
  29. A Loan – Get a pile of much-needed cash, and cash back on top of it, from companies that offer loans and loan-assistance tools, like FlexShopper, CashNetUSA, and MyFico.
  30. Subscription Boxes – Treat yourself to a monthly subscription box (and get some cash back!) with the likes of Birchbox, Wantable, or Gwynnie Bee.
  31. Power Tools – Improve your home with loads of tools from stores like True Value, Lowes, Sears, and eBay.
  32. Vitamins & Protein Powders – For your physical and financial well being, shop brands like GNC, BodyBuilding.com, Puritan’s Pride, and Vitacost to keep your body and your budget at its finest.
  33. Board Games – From Candy Land to Monopoly, snag your favorites for Family Game Night at stores like Toys“R”Us, Walmart, and Target.
  34. Dog Toys – Fido’s been so good lately. Reward him with a squeaky toy and yourself with cash back on purchases at PETCO and PetSmart.
  35. Onesies & Bibs – Everything you need for the cute little ones in your life can sure stack up in cost. Where babies are concerned, every penny saved counts. So earn cash back on newborn essentials from stores like Carters, Zulily, and The Children’s Place.
  36. Car Rental – Road trip! Whether for work or play, hit the road for some cash back from Hertz, National, and Enterprise Rent-A-Car.
  37. Spurs & Ostrich Boots – Get your Western Wear for less when you buy your cowboy boots, hats, jeans, and more from Shepler.
  38. Movie Night – Take the family to the multiplex for less when you buy your tickets from Movietickets.com. Eat popcorn and earn a nice cash back rebate, all thanks to sites like The Popcorn Factory.
  39. That Perfect Shade of Red – Look like a million bucks and still get cash back on cosmetics from Sephora, Beauty.com, and e.l.f. cosmetics.
  40. Surround Sound – Music to your ears, for less. Snag all the latest electronics and listen to your tunes from gear purchased at stores like Best Buy, Walmart, and Newegg.
  41. Travel Essentials – Pack up extra discounts on travel necessities from merchants like Tumi, Samsonite, and eBay.
  42. Pet Health Insurance – Keep Fluffy in the best of health without taking out a second mortgage when you secure pet insurance from companies like PetPlan Pet Insurance and Pet Plus.
  43. Cameras – Take photographs like a pro with top brands from Canon, Adorama, and QVC.
  44. Menswear Suits – Look like a million bucks without spending it. The iconic look of a Brooks Brother suit can be yours now with cash back rewards.
  45. Holistic Care – Take care of yourself, be it allergies, energy, cleansing, or detox, and earn a healthy dose of cash back earnings from Natural Wellbeing.
  46. Gift Baskets – Say thank you or celebrate an event with a gift basket or bouquet from merchants like 1-800 Flowers, Harry & David, and Giftbaskets.com.
  47. Cruises – Sail off into the sunset on a vacation booked at Orbitz, Expedia, or CruiseDirect.
  48. Mixers, Keurigs, and Spiralizers, Oh, My! – Get cooking and find the things you never knew you needed at retailers like Bed Bath and Beyond, Kohl’s, Kmart, and Crate and Barrel.
  49. Smart Phones – Time for an upgrade? Get money back for purchases and new activations at T-Mobile, AT&T Wireless, Verizon, and more.
  50. Cable TV – You want your MTV? You got it! Earn some pretty big cash back rewards when you sign up for a new activation with AT&T TV, DirecT, or the DISH networks.

This list of 50 is just the tip of the iceberg. You can earn cash back for just about anything you need to buy (heck, maybe even an iceberg!). Search TopCashback.com now and start saving.

Advertising

Featured photo credit: pixabay.com via pixabay.com

Advertising

More by this author

50 Things You Never Knew You Could Get Cash Back For

Trending in Money

1 How to Set Financial Goals and Actually Meet Them 2 25 Killer Sites For Free Online Education 3 10 Recession-Proof Debt Consolidation Tips 4 The Definitive Guide to Get out of Debt Fast (and Forever) 5 25 Easy Tips on How to Save Money Fast

Read Next

Advertising
Advertising
Advertising

Last Updated on September 2, 2020

How to Set Financial Goals and Actually Meet Them

How to Set Financial Goals and Actually Meet Them

Personal finances can push anyone to the point of extreme anxiety and worry. Easier said than done, planning finances is not an egg meant for everyone’s basket. That’s why most of us are often living pay check to pay check. But did anyone tell you that it is actually not a tough task to meet your financial goals?

In this article, we will explore ways to set financial goals and actually meet them with ease.

4 Steps to Setting Financial Goals

Though setting financial goals might seem to be a daunting task, if one has the will and clarity of thought, it is rather easy. Try using these steps to get you started.

1. Be Clear About the Objectives

Any goal without a clear objective is nothing more than a pipe dream, and this couldn’t be more true for financial matters.

It is often said that savings is nothing but deferred consumption. Therefore, if you are saving today, then you should be crystal clear about what it’s for. It could be anything, including your child’s education, retirement, marriage, that dream vacation, fancy car, etc.

Once the objective is clear, put a monetary value to that objective and the time frame. The important point at this step of goal setting is to list all the objectives that you foresee in the future and put a value to each.

2. Keep Goals Realistic

It’s good to be an optimistic person but being a Pollyanna is not desirable. Similarly, while it might be a good thing to keep your financial goals a bit aggressive, going beyond what you can realistically achieve will definitely hurt your chances of making meaningful progress.

It’s important that you keep your goals realistic, as it will help you stay the course and keep you motivated throughout the journey.

3. Account for Inflation

Ronald Reagan once said: “Inflation is as violent as a mugger, as frightening as an armed robber and as deadly as a hitman.” This quote sums up what inflation could do your financial goals.

Therefore, account for inflation[1] whenever you are putting a monetary value to a financial objective that is far into the future.

For example, if one of your financial goal is your son’s college education, which is 15 years from now, then inflation would increase the monetary burden by more than 50% if inflation is a mere 3%. Always account for this to avoid falling short of your goals.

Advertising

4. Short Term Vs Long Term

Just like every calorie is not the same, the approach to achieving every financial goal will not be the same. It’s important to bifurcate goals into short-term and long-term.

As a rule of thumb, any financial goal that is due in next 3 years should be termed as a short-term goal. Any longer duration goals are to be classified as long-term goals. This bifurcation of goals into short-term vs long-term will help in choosing the right investment instrument to achieve them.

By now, you should be ready with your list of financial goals. Now, it’s time to go all out and achieve them.

How to Achieve Your Financial Goals

Whenever we talk about chasing any financial goal, it is usually a two-step process:

  • Ensuring healthy savings
  • Making smart investments

You will need to save enough and invest those savings wisely so that they grow over a period of time to help you achieve goals.

Ensuring Healthy Savings

Self-realization is the best form of realization, and unless you decide what your current financial position is, you aren’t heading anywhere.

This is the focal point from where you start your journey of achieving financial goals.

1. Track Expenses

The first and the foremost thing to be done is to track your spending. Use any of the expense tracking mobile apps to record your expenses. Once you start doing it diligently, you will be surprised by how small expenses add up to a sizable amount.

Also categorize those expenses into different buckets so that you know which bucket is eating most of your pay check. This record keeping will pave the way for cutting down on un-wanted expenses and pumping up your savings rate.

If you’re not sure where to start when tracking expenses, this article may be able to help.

2. Pay Yourself First

Generally, savings come after all the expenses have been taken care of. This is a classic mistake when setting financial goals. We pay ourselves last!

Advertising

Ideally, this should be planned upside down. We should be paying ourselves first and then to the world, i.e. we should be taking out the planned saving amount first and manage all the expenses from the rest.

The best way to actually implement this is to put the savings on automatic mode, i.e. money flowing automatically into different financial instruments (mutual funds, retirement accounts, etc) every month.

Taking the automatic route will help release some control and compel us to manage what’s left, increasing the savings rate.

3. Make a Plan and Vow to Stick With It

Learning to create a budget is the best way to get around the uncertainty that financial plans always pose. Decide in advance how spending has to be organized

Nowadays, several money management apps can help you do this automatically.

At first, you may not be able to stick to your plans completely, but don’t let that become a reason why you stop budgeting entirely.

Make use of technology solutions you like. Explore options and alternatives that let you make use of the available wallet options, and choose the one that suits you the most. In time, you will get accustomed to making use of these solutions.

You will find that they make it simpler for you to follow your plan, which would have been difficult otherwise.

4. Make Savings a Habit and Not a Goal

In the book Nudge, authors Richard Thaler and Cass Sunstein advocate that, in order to achieve any goal, it should be broken down into habits since habits are more intuitive for people to adapt to.

Make savings a habit rather than a goal. While it might seem to be counterintuitive to many, there are some deft ways of doing it. For example:

  • Always eat out (if at all) during weekdays rather than weekends. Weekends are more expensive.
  • If you are a travel buff, try to travel during off-season. You’ll spend significantly less.
  • If you go shopping, always look out for coupons and see where can you get the best deal.

The key point is to imbibe the action that results in savings rather than on the savings itself, which is the outcome. Focusing on the outcome will bring out the feeling of sacrifice, which will be harder to sustain over a period of time.

Advertising

5. Talk About It

Sticking to the saving schedule (to achieve financial goals) is not an easy journey. There will be many distractions from those who are not aligned with your mission.

Therefore, in order to stay the course, surround yourself with people who are also on the same bandwagon. Daily discussions with them will keep you motivated to move forward.

6. Maintain a Journal

For some people, writing helps a great deal in making sure that they achieve what they plan.

If you are one of them, maintain a proper journal, where you write down your goals and also jot down the extent to which you managed to meet them. This will help you in reviewing how far you have come and which goals you have met.

When you have a written commitment on paper, you are going to feel more energized to follow the plan and stick to it. Moreover, it is going to be a lot easier for you to track your progress.

Making Smart Investments

Savings by themselves don’t take anyone too far. However, savings, when invested wisely, can do wonders.

1. Consult a Financial Advisor

Investment doesn’t come naturally to most of us, so it’s wise to consult a financial advisor.

Talk to him/her about your financial goals and savings, and then seek advice for the best investment instruments to achieve your goals.

2. Choose Your Investment Instrument Wisely

Though your financial advisor will suggest the best investment instruments, it doesn’t hurt to know a bit about the common ones, like a savings account, Roth IRA, and others.

Just like “no one is born a criminal,” no investment instrument is bad or good. It is the application of that instrument that makes all the difference[2].

As a general rule, for all your short-term financial goals, choose an investment instrument that has debt nature, for example fixed deposits, debt mutual funds, etc. The reason for going for debt instruments is that chances of capital loss is less compared to equity instruments.

Advertising

3. Compounding Is the Eighth Wonder

Einstein once remarked about compounding:

“Compound interest is the eighth wonder of the world. He who understands it, earns it… He who doesn’t… Pays it.”

Use compound interest when setting financial goals

    Make friends with this wonder kid. The sooner you become friends with it, the quicker you will reach closer to your financial goals.

    Start saving early so that time is on your side to help you bear the fruits of compounding.

    4. Measure, Measure, Measure

    All of us do good when it comes to earning more per month but fail miserably when it comes to measuring the investments and taking stock of how our investments are doing.

    If we don’t measure progress at the right times, we are shooting in the dark. We won’t know if our saving rate is appropriate or not, whether the financial advisor is doing a decent job, or whether we are moving closer to our target.

    Measure everything. If you can’t measure it all yourself, ask your financial advisor to do it for you. But do it!

    The Bottom Line

    Managing your extra money to achieve your short and long-term financial goals

    and live a debt-free life is doable for anyone who is willing to put in the time and effort. Use the tips above to get you started on your path to setting financial goals.

    More Tips on Financial Goals

    Featured photo credit: Micheile Henderson via unsplash.com

    Reference

    Read Next