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50 Things You Never Knew You Could Get Cash Back For

50 Things You Never Knew You Could Get Cash Back For

The Internet has certainly changed the way we shop. These days, you can order a new Smart TV, crockpot, or Stephen King bestseller all from the comfort of your own home. Window shop in your PJs and before you know it, your items are delivered right to your door.

Convenient? You bet. But did you know it can also save you money in the process? That’s right, if you use a free cashback site like TopCashback.com, you can earn money back every time you shop.

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With over 4,000 popular merchants available, from Walmart to Saks Fifth Avenue, there are plenty of regular everyday purchases just waiting for you. In fact, we’ve put together a list of 50 things you never knew you could get cash back for!

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  1. Love – Money can’t buy you love, but love can get you money! Sign up for a 1, 3, 6, or 12 month subscription to eHarmony and you can find romance for less.
  2. Babysitters – Finally you can paint the town red again! Find the best sitters and care providers in the biz all while earning cash back at sites like Care.com.
  3. Weight Watchers – Lose weight everywhere but your wallet (because it’ll be stuffed with all that extra money!) when you sign up for a new subscription at Weight Watchers.
  4. Your Next Job – Post or hunt for your next job opportunity via Monster or The Ladders. Search resumes or get help putting yours together for less.
  5. Gift cards – Make cash back on cash? Pretty impressive. Use sites like Raise or GiftCardMall to buy and sell your gift cards.
  6. Airport Parking Reservations – Spend that cash back at your destination rather than paying for parking. Get big discounts on reservations made at Airport Parking Reservations, Park N’ Fly, and Looking 4 Parking.
  7. Email – Services like iContact are great for bloggers and entrepreneurs looking to connect with their customers. Just sign up for a paid account after a free trial to earn cash back.
  8. Online Education – Learning can be quite rewarding! Take an online class in yoga, programming, language, and hundreds more to earn cash back from Udemy.
  9. Nursing Scrubs – Yep, you can earn cash back for workwear from Scrubs & Beyond and ScrubShopper.
  10. SeaWorld Parks – From animals to rollercoasters, your family will have fun in the sun while your wallet earns cash back after booking your SeaWorld parks experience online.
  11. Cell Phone Cases – Sites like Otterbox don’t just offer phone and tablet cases to protect your devices, they also give you cash back.
  12. Anti-Virus Software – Nothing makes you feel more helpless than losing control of your computer. Luckily, anti-virus software like Malwarebytes, AVG, Norton, and Kaspersky can not only help you recover control, but earn extra cash back too!
  13. Edible Arrangements – Need a delicious, nutritious way to celebrate or say thanks? Forget the flowers and send an unforgettable gift via Edible Arrangements instead.
  14. Tires – They’re probably the absolute last thing you ever want to spend money on, so spend less! Browse cash back offers from The Tire Rack, Walmart, and Discount Tire.
  15. Streaming Movies – Cuddle up on the couch with some popcorn and a good movie rental from Fandango NOW or Amazon Prime instant Video while earning cash back.
  16. Learning Foreign LanguagesHablas cash back? You soon will. Get a discount on Rosetta Stone Language Software and/or learn the Pimsleur Method™, both at big discounts.
  17. Taxes – Turn a wise financial move into a wiser one with cash back from H&R Block, Intuit, and Liberty Tax Service.
  18. Beautiful Skin – Pamper yourself and save while you do it. Earn money back while shopping at top beauty brands like Murad, Clinique, Estee Lauder, plus online stores that sell popular brands like Sephora, Skinstore, and Dermstore.
  19. 20/20 Vision – You can’t put a price on good eyesight, but you can get cash back for it at least. Get discounts on brand name contact lenses and eyeglasses from Vision Direct, EyeGlasses.com, and Frames Direct.
  20. Memory & Drives – Ah, the necessities of modern life. Look for exceptional deals when you use coupons plus cash back at stores like Newegg, Best Buy, and Microsoft Store.
  21. Clown Wigs – Hey, you never know when you’ll need one. Halloween Mall, HalloweenCostumes.com, and Wholesale Halloween Costumes all stock wigs and offer seasonal discounts.
  22. A Lovely Cup of Tea – Hit the spot with some amazing offers from Teavana and Starbucks.
  23. Warehouse Memberships – Sure, you can’t enjoy all those free food samples when you shop online, but you can enjoy some sweet cash back rewards when you shop or purchase a membership for Sam’s Club.
  24. The Perfect Little Black Dress – And shoes to go with it! Try fashion brands like Saks Fifth Avenue, Kate Spade, Macy’s, and Neiman Marcus for an elegant piece at a price point you can swallow.
  25. Sneakers – For fitness or comfort, sneaks can’t be beat. Look for cash back offers from popular brands like Footlocker, Puma, Adidas, LadyFootlocker, and Shoebuy.
  26. Turning Back the Clock – Anti-aging skincare products can be yours for less from brands like La Mer, Avon, and Elizabeth Arden.
  27. Groupons – Already a great deal, made even sweeter with cash back! Get cash back when purchasing Groupon goods, local products, and services.
  28. A Weekend Getaway – A change of scenery, for less. Book a stay through one of the hundreds of popular travel brands offered, including Intercontinental Hotels Group, Marriott, DoubleTree, Hilton, and Hotels.com.
  29. A Loan – Get a pile of much-needed cash, and cash back on top of it, from companies that offer loans and loan-assistance tools, like FlexShopper, CashNetUSA, and MyFico.
  30. Subscription Boxes – Treat yourself to a monthly subscription box (and get some cash back!) with the likes of Birchbox, Wantable, or Gwynnie Bee.
  31. Power Tools – Improve your home with loads of tools from stores like True Value, Lowes, Sears, and eBay.
  32. Vitamins & Protein Powders – For your physical and financial well being, shop brands like GNC, BodyBuilding.com, Puritan’s Pride, and Vitacost to keep your body and your budget at its finest.
  33. Board Games – From Candy Land to Monopoly, snag your favorites for Family Game Night at stores like Toys“R”Us, Walmart, and Target.
  34. Dog Toys – Fido’s been so good lately. Reward him with a squeaky toy and yourself with cash back on purchases at PETCO and PetSmart.
  35. Onesies & Bibs – Everything you need for the cute little ones in your life can sure stack up in cost. Where babies are concerned, every penny saved counts. So earn cash back on newborn essentials from stores like Carters, Zulily, and The Children’s Place.
  36. Car Rental – Road trip! Whether for work or play, hit the road for some cash back from Hertz, National, and Enterprise Rent-A-Car.
  37. Spurs & Ostrich Boots – Get your Western Wear for less when you buy your cowboy boots, hats, jeans, and more from Shepler.
  38. Movie Night – Take the family to the multiplex for less when you buy your tickets from Movietickets.com. Eat popcorn and earn a nice cash back rebate, all thanks to sites like The Popcorn Factory.
  39. That Perfect Shade of Red – Look like a million bucks and still get cash back on cosmetics from Sephora, Beauty.com, and e.l.f. cosmetics.
  40. Surround Sound – Music to your ears, for less. Snag all the latest electronics and listen to your tunes from gear purchased at stores like Best Buy, Walmart, and Newegg.
  41. Travel Essentials – Pack up extra discounts on travel necessities from merchants like Tumi, Samsonite, and eBay.
  42. Pet Health Insurance – Keep Fluffy in the best of health without taking out a second mortgage when you secure pet insurance from companies like PetPlan Pet Insurance and Pet Plus.
  43. Cameras – Take photographs like a pro with top brands from Canon, Adorama, and QVC.
  44. Menswear Suits – Look like a million bucks without spending it. The iconic look of a Brooks Brother suit can be yours now with cash back rewards.
  45. Holistic Care – Take care of yourself, be it allergies, energy, cleansing, or detox, and earn a healthy dose of cash back earnings from Natural Wellbeing.
  46. Gift Baskets – Say thank you or celebrate an event with a gift basket or bouquet from merchants like 1-800 Flowers, Harry & David, and Giftbaskets.com.
  47. Cruises – Sail off into the sunset on a vacation booked at Orbitz, Expedia, or CruiseDirect.
  48. Mixers, Keurigs, and Spiralizers, Oh, My! – Get cooking and find the things you never knew you needed at retailers like Bed Bath and Beyond, Kohl’s, Kmart, and Crate and Barrel.
  49. Smart Phones – Time for an upgrade? Get money back for purchases and new activations at T-Mobile, AT&T Wireless, Verizon, and more.
  50. Cable TV – You want your MTV? You got it! Earn some pretty big cash back rewards when you sign up for a new activation with AT&T TV, DirecT, or the DISH networks.

This list of 50 is just the tip of the iceberg. You can earn cash back for just about anything you need to buy (heck, maybe even an iceberg!). Search TopCashback.com now and start saving.

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Featured photo credit: pixabay.com via pixabay.com

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Last Updated on January 2, 2019

How Personal Finance Software Helps You Get More Out of Your Money

How Personal Finance Software Helps You Get More Out of Your Money

Do you know what mental health experts point to as the biggest cause of stress in the United States today? If you said “money,” then ding, ding, we have a winner!

Three out of four adults today report feeling stressed out about money at least part of the time. People are either worried about not having enough money or whether they’re putting the money they do have to use in the best possible way.

Your money is either in charge of you or you’re in charge of it, there’s no middle ground. Using some type of personal finance software can help alleviate some of that money stress and better allow you to manage your money effectively. Without it, you may just be setting yourself up for constant financial worry. Life is already tough enough and there’s no need to make it more difficult by simply hoping your money issues will all work out in your favor. Hint: they won’t.

This guide will help you to understand how personal finance software can better assist with both accomplishing long term financial goals and managing day-to-day aspects of life.

Whether it’s tracking the savings plan for your child’s college fund or making sure you won’t be in the red with the month’s grocery budget, personal finance software keeps all this information in one convenient place.

What Exactly is Personal Finance Software?

Think of it like the dashboard in your car. You have a speedometer to tell you how fast you’re going, an odometer to tell you how far you’ve traveled, and then other gauges to tell you things like how much gas is in the tank and your engine temperature. Personal finance software is essentially the same thing for your money.

When you install this software on your computer, tablet, or smartphone, it helps to track your money — how much is going in, how much is going out, and its growth. Most personal finance software programs will display your budget, spending, investments, bills, savings accounts, and even retirement plans, levels of debt, and credit score.

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How It Leads to Financial Improvement

It shouldn’t come as a surprise, but people who regularly monitor their finances end up wealthier than those who don’t. When you were a kid, keeping track of all of your money in a porcelain piggy bank was pretty easy. As we get older, though, our money becomes spread out across things like car payments, mortgages, retirement funds, taxes, and other investments and debts. All of these things make keeping track of our money a lot more complicated.

Some types of personal finance software can help make things a little less complicated, setting you up to meet financial goals and taking away some of the stress associated with money.

Even if you already have a Certified Financial Planner (CFP) some type of personal finance software can be of great benefit. Whereas CFPs focus on the big picture of your money, they don’t handle the day-to-day aspects that determine your overall financial health.

It’s also not nearly as complicated as you might think and can take out a lot of the tedium that comes with doing everything on an Excel spreadsheet or with a pad and pencil.

Types of Personal Finance Software

When it comes to personal finance software, it generally fits into two categories: tax preparation and money management.

Tax preparation software such as Turbo Tax and H&R Block’s software can help with everything from filing income taxes to IRS rules and regulations and even estate plans. Plus, there’s the benefit of filing online and getting your refund check a lot faster than if you were to mail off your forms after waiting in line at the post office.

For the purpose of this article, however, will be focusing more on the personal finance software that aids with money management.

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Money management personal finance software will help you to see the health of your cash flow, pay down debt, forecast for expenses and savings, track investments, pay bills, and do a host of other things that 30 years ago would have practically required a team of accountants.

When to Use Personal Finance Software

So far we’ve gone over what exactly personal finance software is and how it can be a benefit to your money. The next logical step in this whole equation is determining when it should be used and how is the best way to go about getting started using it.

Below are four of the most common and practical ways to use personal finance software. If all or any of these apply to you and your money, then downloading some type of personal finance software is going to be a smart move.

1. You Have Multiple Accounts

There’s a good chance that when it comes to your money, it’s in more than one place. Sure, you probably have a checking account, but you may also have a savings account, money market account, and retirement accounts such as an IRA or 401k.

If you’re like the average American, you probably have two to three credit cards as well. Fifty percent of Americans also don’t have loyalty to just one bank and spread their money across multiple banks.

Rather than spending hours typing in every detail of every account you have into a spreadsheet, many programs allow you to easily import your account information. This will help to eliminate any mistakes and give you a bird’s eye view of everything at once.

2. You Want to Automate Some or All of Your Payments

Please don’t say that you’re still writing out paper checks and dropping each bill in the mailbox. While it’s noble that you’re doing your part to keep postal workers employed, we’re 18 years into the 21st century and you can literally pay every bill online now.

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There’s no need to log into every account you have and type in your routing number either.

With personal finance software you can schedule automatic payments and transfers between all of your imported accounts. Automatic transfers will help to make sure you have the necessary funds in the right account to ensure all bills are paid on the appropriate date. Late fees are annoying and do nothing but cost you money. It’s time that you said goodbye to them once and for all.

3. You Need to Streamline Your Budget

Perhaps the best feature of personal finance software is that it allows you track everything going in and out of your virtual wallet.

Nearly every brand of personal finance software out there has easy-to-read graphs and charts that allow you track every cent you spend or earn, should you choose. You might be pretty amazed when you see just how much you spent on eating out last month or if you splurged a little more than you should have on Christmas gifts last year.

Every successful business on the planet has a budget and using personal finance software can help you trim the fat on your spending in ways that affect your everyday life.

4. You Have Specific Goals to Meet

Maybe it’s paying off debt or saving for up something like a European vacation. Whatever your financial goal is, whether it’s long-term or short-term, personal finance software programs are one of the savviest ways to go about reaching those goals.

You can do everything from set spending alerts to notify you when you’re over budget to automating what percentage of your paycheck goes to things like retirement investments. The personal finance software that you choose should show you exactly how close you are to hitting those goals at any given time.

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How to Get Started

From AceMoney to Mint and Quicken, there ’s no shortage of personal finance software apps out there. Many of these programs are free to download and will allow you to pay bills, invest, monitor your net worth and credit profile, and even get a loan with the swipe of a finger.

Other programs may only offer you limited services and will require a one-time fee or subscription to unlock all that they offer. These fees can often vary from as little as two dollars to 50 bucks a month.

It’s best to start off with the free version and then gauge whether you’re able to accomplish everything you’d like or if it’s worth exploring one of the paid options. Often times the subscription programs come with assistance from financial planning and investment experts — so that can be a real benefit.

When deciding which personal finance software program to use, it’s also important to look at how many accounts you wish to monitor. Certain programs limit the number of accounts you can add. Be sure that if you have checking, credit card, and investment accounts to monitor, that you choose a service that can monitor them all.

Finally, when looking around for the right personal finance software that meets your needs, make sure that you’re comfortable with the program’s interface. It shouldn’t be expected that you recognize every single feature instantly, but if the features don’t seem readable and manageable to you, then you’re not as likely to use it and get the full benefits.

Final Thoughts

Personal finance software can go a long way in helping you to take control of your money and meeting your financial goals. It’s important to note, however, that some focus more on budgeting and expense tracking while others prioritize investing portfolios and income taxes. Explore several different programs and read reviews to find the one that’s right for you.

In this day and age, managing one’s personal finances in a secure manner that allows the user to have a real-time visual representation of their money is easier than ever before. With the numerous applications that are out there — both free and subscription-based — there’s no reason that every person can’t take control of their money and ensure they’re making smart money moves.

Featured photo credit: rawpixel via unsplash.com

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