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50 Things You Never Knew You Could Get Cash Back For

50 Things You Never Knew You Could Get Cash Back For

The Internet has certainly changed the way we shop. These days, you can order a new Smart TV, crockpot, or Stephen King bestseller all from the comfort of your own home. Window shop in your PJs and before you know it, your items are delivered right to your door.

Convenient? You bet. But did you know it can also save you money in the process? That’s right, if you use a free cashback site like TopCashback.com, you can earn money back every time you shop.

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With over 4,000 popular merchants available, from Walmart to Saks Fifth Avenue, there are plenty of regular everyday purchases just waiting for you. In fact, we’ve put together a list of 50 things you never knew you could get cash back for!

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  1. Love – Money can’t buy you love, but love can get you money! Sign up for a 1, 3, 6, or 12 month subscription to eHarmony and you can find romance for less.
  2. Babysitters – Finally you can paint the town red again! Find the best sitters and care providers in the biz all while earning cash back at sites like Care.com.
  3. Weight Watchers – Lose weight everywhere but your wallet (because it’ll be stuffed with all that extra money!) when you sign up for a new subscription at Weight Watchers.
  4. Your Next Job – Post or hunt for your next job opportunity via Monster or The Ladders. Search resumes or get help putting yours together for less.
  5. Gift cards – Make cash back on cash? Pretty impressive. Use sites like Raise or GiftCardMall to buy and sell your gift cards.
  6. Airport Parking Reservations – Spend that cash back at your destination rather than paying for parking. Get big discounts on reservations made at Airport Parking Reservations, Park N’ Fly, and Looking 4 Parking.
  7. Email – Services like iContact are great for bloggers and entrepreneurs looking to connect with their customers. Just sign up for a paid account after a free trial to earn cash back.
  8. Online Education – Learning can be quite rewarding! Take an online class in yoga, programming, language, and hundreds more to earn cash back from Udemy.
  9. Nursing Scrubs – Yep, you can earn cash back for workwear from Scrubs & Beyond and ScrubShopper.
  10. SeaWorld Parks – From animals to rollercoasters, your family will have fun in the sun while your wallet earns cash back after booking your SeaWorld parks experience online.
  11. Cell Phone Cases – Sites like Otterbox don’t just offer phone and tablet cases to protect your devices, they also give you cash back.
  12. Anti-Virus Software – Nothing makes you feel more helpless than losing control of your computer. Luckily, anti-virus software like Malwarebytes, AVG, Norton, and Kaspersky can not only help you recover control, but earn extra cash back too!
  13. Edible Arrangements – Need a delicious, nutritious way to celebrate or say thanks? Forget the flowers and send an unforgettable gift via Edible Arrangements instead.
  14. Tires – They’re probably the absolute last thing you ever want to spend money on, so spend less! Browse cash back offers from The Tire Rack, Walmart, and Discount Tire.
  15. Streaming Movies – Cuddle up on the couch with some popcorn and a good movie rental from Fandango NOW or Amazon Prime instant Video while earning cash back.
  16. Learning Foreign LanguagesHablas cash back? You soon will. Get a discount on Rosetta Stone Language Software and/or learn the Pimsleur Method™, both at big discounts.
  17. Taxes – Turn a wise financial move into a wiser one with cash back from H&R Block, Intuit, and Liberty Tax Service.
  18. Beautiful Skin – Pamper yourself and save while you do it. Earn money back while shopping at top beauty brands like Murad, Clinique, Estee Lauder, plus online stores that sell popular brands like Sephora, Skinstore, and Dermstore.
  19. 20/20 Vision – You can’t put a price on good eyesight, but you can get cash back for it at least. Get discounts on brand name contact lenses and eyeglasses from Vision Direct, EyeGlasses.com, and Frames Direct.
  20. Memory & Drives – Ah, the necessities of modern life. Look for exceptional deals when you use coupons plus cash back at stores like Newegg, Best Buy, and Microsoft Store.
  21. Clown Wigs – Hey, you never know when you’ll need one. Halloween Mall, HalloweenCostumes.com, and Wholesale Halloween Costumes all stock wigs and offer seasonal discounts.
  22. A Lovely Cup of Tea – Hit the spot with some amazing offers from Teavana and Starbucks.
  23. Warehouse Memberships – Sure, you can’t enjoy all those free food samples when you shop online, but you can enjoy some sweet cash back rewards when you shop or purchase a membership for Sam’s Club.
  24. The Perfect Little Black Dress – And shoes to go with it! Try fashion brands like Saks Fifth Avenue, Kate Spade, Macy’s, and Neiman Marcus for an elegant piece at a price point you can swallow.
  25. Sneakers – For fitness or comfort, sneaks can’t be beat. Look for cash back offers from popular brands like Footlocker, Puma, Adidas, LadyFootlocker, and Shoebuy.
  26. Turning Back the Clock – Anti-aging skincare products can be yours for less from brands like La Mer, Avon, and Elizabeth Arden.
  27. Groupons – Already a great deal, made even sweeter with cash back! Get cash back when purchasing Groupon goods, local products, and services.
  28. A Weekend Getaway – A change of scenery, for less. Book a stay through one of the hundreds of popular travel brands offered, including Intercontinental Hotels Group, Marriott, DoubleTree, Hilton, and Hotels.com.
  29. A Loan – Get a pile of much-needed cash, and cash back on top of it, from companies that offer loans and loan-assistance tools, like FlexShopper, CashNetUSA, and MyFico.
  30. Subscription Boxes – Treat yourself to a monthly subscription box (and get some cash back!) with the likes of Birchbox, Wantable, or Gwynnie Bee.
  31. Power Tools – Improve your home with loads of tools from stores like True Value, Lowes, Sears, and eBay.
  32. Vitamins & Protein Powders – For your physical and financial well being, shop brands like GNC, BodyBuilding.com, Puritan’s Pride, and Vitacost to keep your body and your budget at its finest.
  33. Board Games – From Candy Land to Monopoly, snag your favorites for Family Game Night at stores like Toys“R”Us, Walmart, and Target.
  34. Dog Toys – Fido’s been so good lately. Reward him with a squeaky toy and yourself with cash back on purchases at PETCO and PetSmart.
  35. Onesies & Bibs – Everything you need for the cute little ones in your life can sure stack up in cost. Where babies are concerned, every penny saved counts. So earn cash back on newborn essentials from stores like Carters, Zulily, and The Children’s Place.
  36. Car Rental – Road trip! Whether for work or play, hit the road for some cash back from Hertz, National, and Enterprise Rent-A-Car.
  37. Spurs & Ostrich Boots – Get your Western Wear for less when you buy your cowboy boots, hats, jeans, and more from Shepler.
  38. Movie Night – Take the family to the multiplex for less when you buy your tickets from Movietickets.com. Eat popcorn and earn a nice cash back rebate, all thanks to sites like The Popcorn Factory.
  39. That Perfect Shade of Red – Look like a million bucks and still get cash back on cosmetics from Sephora, Beauty.com, and e.l.f. cosmetics.
  40. Surround Sound – Music to your ears, for less. Snag all the latest electronics and listen to your tunes from gear purchased at stores like Best Buy, Walmart, and Newegg.
  41. Travel Essentials – Pack up extra discounts on travel necessities from merchants like Tumi, Samsonite, and eBay.
  42. Pet Health Insurance – Keep Fluffy in the best of health without taking out a second mortgage when you secure pet insurance from companies like PetPlan Pet Insurance and Pet Plus.
  43. Cameras – Take photographs like a pro with top brands from Canon, Adorama, and QVC.
  44. Menswear Suits – Look like a million bucks without spending it. The iconic look of a Brooks Brother suit can be yours now with cash back rewards.
  45. Holistic Care – Take care of yourself, be it allergies, energy, cleansing, or detox, and earn a healthy dose of cash back earnings from Natural Wellbeing.
  46. Gift Baskets – Say thank you or celebrate an event with a gift basket or bouquet from merchants like 1-800 Flowers, Harry & David, and Giftbaskets.com.
  47. Cruises – Sail off into the sunset on a vacation booked at Orbitz, Expedia, or CruiseDirect.
  48. Mixers, Keurigs, and Spiralizers, Oh, My! – Get cooking and find the things you never knew you needed at retailers like Bed Bath and Beyond, Kohl’s, Kmart, and Crate and Barrel.
  49. Smart Phones – Time for an upgrade? Get money back for purchases and new activations at T-Mobile, AT&T Wireless, Verizon, and more.
  50. Cable TV – You want your MTV? You got it! Earn some pretty big cash back rewards when you sign up for a new activation with AT&T TV, DirecT, or the DISH networks.

This list of 50 is just the tip of the iceberg. You can earn cash back for just about anything you need to buy (heck, maybe even an iceberg!). Search TopCashback.com now and start saving.

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Featured photo credit: pixabay.com via pixabay.com

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Published on January 8, 2021

How To Pay Off Credit Card Debt Fast: 7 Powerful Tips

How To Pay Off Credit Card Debt Fast: 7 Powerful Tips

Ever wondered whether your credit card debt is the reason you’re in a bad financial situation? You can’t enjoy any fun activities because a good chunk of your money goes toward debt payment. Heck, you’re even behind on some of your monthly bills.

The effects of clumsy debt management are too many to list here. This guide is going to help you discover how to pay off credit card debt fast and start chasing your financial goals.

Debt problems are the last thing anyone wants to encounter. But things can get out of hand when all the “little debts” you take accumulate in interests.

What if you knew some simple and proven ways to be debt-free quickly? Implementing them would mean better financial health for you. It becomes possible to free up cash for your “wants.” These include taking a trip or buying something you’ve always desired. All that while paying your bills on time!

Let’s not wait any longer. Here are 7 powerful tips for paying off credit card debt fast:

1. Pay More Than the Minimum Credit Card Payments

Many people only pay the monthly minimum on their credit cards. Truly, that’s the right amount for staying on good terms with your credit card company. But you need a different approach if you’re looking to achieve financial independence within a short time.[1]

Most of your payments go toward interest costs when you only pay the minimum amount. A substantial sum of your balance remains standing. As a result, it becomes more expensive to eliminate your debts.

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You don’t want to wait more than 10 years to get rid of debt while it’s possible to do it sooner. All you have to do is double that $100 minimum payment to $200 or go higher.

The good thing is that minimum credit card payments are affordable in most cases. By paying a higher amount, you reduce your interest costs, lessen your borrowing period, and boost your credit score.

2. Start With High-Interest Credit Card Debt

If you have more than one credit card debt, prioritize putting the extra money toward the ones with the highest interests. This debt pay-off strategy, known as the debt avalanche method, is essential for being debt-free quickly.[2]

First, you need to list down all the credit card debts you have in the order of their interest rates. Next, you choose the one with the highest interest and pay a significant amount toward it each month. It can be an amount twice or even thrice larger than the minimum payment.

At the same time, you make monthly minimum payments on the other debts. Their interest charges won’t be as costly as that of the first debt on your list. You only move on to the next high-interest debt after the first one is gone. Remember that your focus is on the interest rates and not the balances.

3. Revisit Your Budget

Budgeting is useful for tracking your financial moves. Once you create a budget, some tweaks along the way can make it work for you better. One situation that requires you to revisit your budget is when you’re struggling with debts. It might hurt a bit to slash some expenses. But you also don’t want to miss out on achieving financial freedom in the long run.

You can reduce some variable expenses to free up more cash for credit card debt payments. They’re the ones that change from time to time. Some examples are groceries, fuel, and clothing.

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Other opportunities for cutting down your spending lie in non-essential expenses. Instead of dining out all the time, you can cook at home more to save money. You can also share some subscriptions with friends and pay a fraction of the cost.

If you’re determined enough, you can eliminate all your unnecessary expenses and focus on paying off your credit card debt first.

4. Avoid Using Your Credit Cards

Do you want to know how to pay off credit card debt with a low income? One simple way is to stop using them. Having your credit cards everywhere you go means that you’ll be more tempted to buy unnecessary stuff. In this case, you spend money that you don’t really own and get deeper into debt.

The quickest fix to stop the debt build-up is spending with cash. You’ll be more aware of everything you can afford at any particular time. If you decide to keep one or two cards to ease the transition, always make wise choices. For instance, only use them when experiencing financial difficulties.

It’s best to categorize your fun activities under “discretionary spending” in your budget. This way, you won’t need more debt to kill your boredom. By halting your credit debt from accumulating, it’s easy to pay down what you already owe and be happy with the progress.

5. Start a Side Hustle to Boost Your Income

You’re probably turning away a lot of money by not monetizing your skills. Everyone has something that they’re good at doing. And you can use that to generate extra income for attacking your credit card debt.

If you look around your neighborhood, you can find several side hustle opportunities. It can be pet sitting, tutoring, or lawn mowing. You can start an online business by offering services such as digital marketing, content creation, and web development. Such skills go in high demand on freelance sites and job boards.

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Finding clients on social media is also a good strategy to utilize your skills and make more money. Facebook groups, Quora Spaces, and subreddits are some places to look for side jobs. You only have to join a niche-specific platform, share your services, and respond to any opportunities.

It’s possible to learn a skill, practice it, and earn from it. Use the free resources online or purchase some e-courses to get started.

6. Sell Your Used Items for Extra Cash

Starting a side hustle isn’t the only way to generate extra money. You can turn unwanted items into cash for paying off credit card debt. Whether it’s an old TV, book, or furniture, there is always someone itching to buy your used stuff.

A garage sale, as much as it’s old-fashioned, is perfect for getting your neighbors and passers-by to buy from you. You keep all the money because there are no business permits or taxes involved. While you may not make much cash, it’s better than leaving your stuff to go defunct in your storage.

Other than that, you can sell your used stuff on online marketplaces. Facebook groups are great places to start if you want quick approvals and hence sales. You only have to ensure that your listing follows Facebook’s commerce policies.

When selling any pre-owned items online, ensure they’re in good shape to avoid problems with your buyers.

7. Know When to Seek Help With Your Debt

Asking for help with your credit card debt can be challenging to do. But letting it drown you is a road you don’t want to take. While you may feel embarrassed at first, it’s the best way to get back on track when you run out of options.

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There are tons of non-profit credit counseling organizations that can offer you free guidance on how to escape the debt trap. An example is The National Foundation for Credit Counseling. They simply review your finances and help you determine the source of your financial problems. After that, they match you with an actionable debt management solution.[3]

In extreme cases, the debt solution can be:

  • Debt relief – where your debt is partially or wholly forgiven
  • Debt consolidation – taking out one loan to repay others
  • Debt settlement – the creditor forgives a significant portion of your debt
  • Bankruptcy – legal process for seeking relief from some or all your debts

It’s necessary to carefully weigh your options before deciding on the way to go. Find out how it might affect your credit score and any other risks.

Wrapping It Up

Debt is a major setback when you’re trying to prosper in life. Paying off credit card debt is essential if you want to reach your financial goals. That means having more free income, a good credit card score, and even a chance to retire early. You become more productive each day because of the peace in your mind.

So, you now have some tips on how to pay off credit fast. Go ahead and get rid of that good life progress killer!

More Tips on How to Pay Off Debt

Featured photo credit: rupixen.com via unsplash.com

Reference

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