Posts Tagged ‘Money’

How to Save Thousands of Dollars on Your iPhone Bill

Apple has manufactured the telecom’s dream: a phone that will rack up a massive bill all too easily.

To begin with, we’ve got a phone that basically sells itself on its ability to surf the Internet and download data. If you’re with AT&T, you’re all good and dandy on that point (unless you’re on international roaming), but for most of us throughout the world—including the Australian company my phone is with… » Continue

How to Ask for (and Get) a Raise

Asking for a raise can be a fearsome experience. If you’re like most people, you worry that asking for more will make you appear uncommitted. Or that you’ll be talked into settling for what you’ve already got. Or even that you’ll be seen as greedy if you ask to be rewarded well for work you do well.

“The first thing that people associate negotiation with is buying a car,” says career… » Continue

Invoicing Web 2.0 Style: A Quick Guide to Your Options

Invoicing is a part of every self-employed or freelancing individual’s life. Many of us are still using clunky old Word templates and those strange antiques known as printers—but why go to all the hassle, when there are so many web applications that offer reliable and efficient alternatives?

Digital invoices eliminate so much time and hassle that it’s unbelievable. Eliminating the need to go to the post box and send off an… » Continue

Show Me the Money - Or Maybe Not!

Like it or loath it, we all have a relationship with money. We don’t really have a choice; it’s somewhat of a necessity. Unless of course you’re a skilled hunter, gatherer, farmer, living entirely off the land in your own hand-built hut, wearing animal skins and residing in some remote, exotic location. Who happens to have Internet access. Of course.

Part of the human experience

Money means different things… » Continue

34 Tips for Your Younger Self

In January, we asked you what advice you’d give your younger self as part of our regular We Ask, You Answer feature.

There was plenty of great advice—and a lot of catharsis, it seemed—and we’ve collected some of the best tips for you here.

1. Don’t worry about the future.

2. Follow your passion, even if it does not pay very well. If you are good at what you do and love… » Continue

Keep Your Home Business Green

Earth Hour has come and gone for 2008, and it was an easy opportunity for people who don’t normally think about their environmental footprint to do something about it. Apparently it was quite successful, with local utilities such as EnergyAustralia claiming that energy consumption for that hour was 10.2% less than usual.

But, while Earth Hour is a great awareness raising campaign and does provide some relief against our constant… » Continue

32 Hacks for Sticking to Your Budget

In January, we asked you for your tips about living within your means and keeping to your budget, with the chance to win a db clay wallet. You gave us 144 responses in total – some of which had excellent advice.

Here’s our round-up of the best tips and tricks for budgeting:

1. Don’t spend more money than you have.

2. Stick to your grocery lists – compile them based on… » Continue

Changing Your Money Making Habits

When you’re unhappy with the kind of money you’re making, a change in some simple habits could make all the difference.

The money making beliefs you may have gotten use to may not be true; and if you rethink them, things can change for you financially.

Ask yourself if this belief is always true?

Answer these 3 questions to start breaking your belief down;

i. Is this belief always true?

ii. Is… » Continue

How to Avoid Being Enslaved by Consumerism

“It is preoccupation with possessions, more than anything else, that prevents us from living freely and nobly.” - Henry David Thoreau

“Much of our activity these days is nothing more than a cheap anesthetic to deaden the pain of an empty life.” - Unknown

“The things you own end up owning you.” - Tyler Durden in Fight Club

Beyond a minimum threshold of poverty, money doesn’t buy happiness. Wealth may… » Continue

6 Factors Besides Salary That Boost Happiness

Money is obviously an important factor when one considers issues like quality of life but it may not be the only thing. I find that those who describe themselves as “happy” are not always wealthy but have integrated other balancing strategies in their lives, placing income within a larger picture of work-life balance. It turns out that the Wall Street Journal agrees with this… » Continue

When Less Pay Is Good

We’ve talked about how negotiation can get you higher pay in the workforce, but what if taking a pay-cut or a job that earns you less is better for your career or personal life?

This article covers a few scenarios where less pay is better. One reason, which you’ll find more and more young workers accepting, is flexibility. The most common trade-off to more income would be more freedom.

“Candidates… » Continue

Simple Ways To Save $100 A Week

Getting out of debt or saving is all about building from scratch. It begins with a small amount here and there that gets larger and larger, getting you to the financial point you want.

Think of what putting away another $100 a week would do for you. How would you do it?

CashBulge has a popular article of 13 ways to get that extra money, simply. They aren’t entirely creative, as… » Continue

4 Money Lessons To Teach Your Kids

Children won’t understand the value of money until they need to, unless you tell them. This article from BankRate.com outlines four lessons to get your kids money smart and in the know.

Today’s parents face many challenges, including teaching their children good financial habits. These four fiscal lessons are a good foundation for your kids’ sound money management in the future.

  • Differentiate between needs and wants
  • Share the secrets of saving
  • Instill smart
  • Debt Is Slavery: Ten Lessons

    J.D. Roth at GetRichSlowly reviews Michael Mihalik’s 2007 book, Debt is Slavery (and 9 Other Things I Wish My Dad Had Taught Me About Money), by providing ten lessons he learned from the read.

    You would have come across these ideas before, but this roundup is good because it’s simple and each lesson is important to staying out of debt and generating wealth.

    Save 50% of your salary. This is the… » Continue

    The 5 Myths of Getting Rich

    Do you have what it takes to be rich? Of course you do! It’s in everyone who actually wants it. So what’s holding you back?

    According to CNNMoney, the 5 myths that stop people becoming rich are:

  • Myth 1: You’ve got to have incredible charisma
  • Myth 2: You must be able to see into the future
  • Myth 3: You’ve got to stick to your guns, no matter what
  • Myth 4: You need to take
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