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11 Bad Habits That You Don’t Realize Are Costing You

11 Bad Habits That You Don’t Realize Are Costing You

Want to know the biggest difference between people who are in shape and people who are overweight or obese? Or people who save a lot of money and those who don’t?

Habits.

Your bad habits are costing you time, money, and health. Here are 11 examples, along with some tips on how to change those bad habits into good ones:

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1. Eating unhealthy foods.

This is one bad habit that may be slowly killing you. The Western diet of highly-processed foods is making you fatter, sicker, and more depressed. Eat more real foods like these instead, and you’ll look better, feel better, and live longer.

2. Failing to exercise.

Lack of exercise puts you at greater risk for chronic conditions like obesity, diabetes, heart disease, hypertension, and stroke. The key to getting into better shape is first making a commitment and then taking tiny steps every day to create better habits. Start with simply 5 minutes of exercise every day for a week, and see how much better you feel.

3. Reading gossip magazines.

William Penn said, “Time is what we want most, but what we use worst.” Gossip magazines may be mindless entertainment, but they’re costing you valuable time that you could be spending with people you love, doing work that fulfills you, or improving your health. So drop that copy of the National Enquirer and pick up a good book that stimulates your mind instead.

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4. Not planning your finances.

On a scale of 1-10, how would you rate your financial planning habits? Most of us are somewhere between a 1 and a 5. If you want to save more money, you need to have a plan. Here’s an easy first step: talk to someone who knows more about money than you do. If you don’t have money to hire a financial planner, talk to a friend or family member who is good with money. Ask for advice. And use this knowledge to start creating a financial plan for yourself. Just start somewhere.

5. Buying coffee.

I’m not saying you have to give up your caffeine kick each day. Coffee is actually good for you (sans the sugar and cream). Why not brew your own though? Let’s say you pay 5 dollars for a coffee each day. That means you’re dropping $1,825 each year. Buy your own, brew it at home, and save $1,000 or more over the course of a year.

6. Not maintaining your home.

This bad habit can cost you some serious bucks. While doing routine maintenance on things like your furnace, roof, yard, etc. can be a nuisance, it will save you money in the long run. Don’t wait until it’s too late to take care of your home.

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7. Playing the lottery.

While chasing the Mega Millions might be a fun way to spend dollars, you might as well burn your money. Here’s why: your odds of winning most lotteries are slim-to-none. For the Powerball, you have a 1 in 175,223,510 chance of winning. Save your money and start a rainy-day fund with those dollars instead and put the money into savings or invest it in the stock market.

8. Smoking cigarettes.

A pack of smokes gets more expensive every year. If you smoke a pack a day and each pack costs you $8, you’re dropping nearly $3,000 a year on this bad habit. Not to mention increasing your odds of dying from lung cancer by 5 to 30 times.

9. Ignoring car maintenance.

A vehicle not maintained can quickly turn into a money pit too. Check your owner’s manual to make sure you get oil changes and other maintenance according to the manufacturer’s recommendations. It will save you money in the long run.

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10. Getting road rage.

Listen, we all get frustrated by bad drivers. But road rage solves nothing and puts unnecessary stress on your heart. If you find your blood boiling behind the wheel, try these 10 gadgets that can help make driving a bit less stressful.

11. Not sleeping enough.

Up to 40 percent of people suffer from insomnia, and this habit can affect your health and work productivity big-time. Here are some common reasons why you sleep well and what to do about them.

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Scott Christ

Scott Christ is a writer, entrepreneur, and founder of Pure Food Company.

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Last Updated on March 31, 2020

How To Break the Procrastination Cycle

How To Break the Procrastination Cycle

How often do you find yourself procrastinating? Do you wish you could procrastinate less? We all know how debilitating procrastination can make us feel, and it seems to be a challenge we all share. Procrastination is one of the biggest hindrances to moving forward and doing the things that we want to in life.

There are many reasons why you might be procrastinating, and sometimes, it is really difficult to pinpoint why. You might be procrastinating because of something related to the past, present, or future (they are all intertwined), or it could be as simple as biological factors. Whatever the reason, most of us follow a cycle when we procrastinate, from the moment we decide to do something to actually getting it done, or in this case, not getting it done.

The Vicious Procrastination Cycle

For some reason, it helps to understand that we all go through the same thing, even though we often feel like the only person in the world who struggles with this. Do you resonate with the cycle below?

1. Feeling Eager and Energized

This is when you commit to taking a new action or getting something done. You are feeling confident and optimistic that, this time round, you will do it!

2. Apprehension Starts to Come Up

The beginning stages of optimism are starting to fade. There is still time, but you haven’t done anything yet, and you start to feel uneasy. You realize that you actually have to do something to get it done, and that good intentions are not enough.

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3. Still No Action

More time has passed. You still haven’t taken any action and probably have a lot of excuses why. You start to panic a little and wish you had started sooner. Your panic starts to turn into frustration and perhaps even irritability.

4. Flicker of Hope Left

You can still make it; there is a little time left and you ponder how you are going to get it done. The rush you get from leaving your task until the last minute gives you a flicker of hope. There is still time; you can do this!

5. Fading Quickly

Your hope starts to quickly fade as you try desperately to understand why you just can’t do this. You may feel desperate and have thoughts like, “What is wrong with me?” and “Why do I ALWAYS do this?” You feel discouraged, or perhaps angry and resentful at yourself.

6. Vow to Yourself

Once the feeling of anger or disappointment disappears, you most likely swear to yourself that this will never happen again; that this was the last time and next time will be different.

Does this sound like you? Is the next time different? I understand the devastating effect that procrastination has on many lives, and for some, it is a really serious problem. You also have, on the other hand, those who procrastinate but it doesn’t affect them in any way. You know whether it is affecting you or not and whether it undermines your results.

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How to Break the Procrastination Cycle

Unless you break the cycle, you will keep reinforcing it!

To break the cycle, you need to change the sequence of events. Here is my suggestion on how you can effectively break the vicious cycle you are in!

1. Feeling Eager and Energized

This is when you commit to taking a new action or getting something done. You are feeling confident and optimistic that, this time round, you will do it! The first stage is always the same.

2. Plan

Thinking alone will not help; you need to plan your actions. I always put my deadlines one or two days in advance because you know Murphy’s Law! Take into consideration everything that you need to do, how long it will take you, and what you will need to get it done, then plan the individual steps.

3. Resistance

Just because you planned doesn’t mean that this time is guaranteed to be different. You will most likely still feel the resistance so expect this. This stage is key to identifying why you are procrastinating, so when you feel the resistance, try to identify it immediately.

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What is causing you to hesitate in this moment? What do you feel?  Write them down if it helps.

4. Confront Those Feelings

Once you have identified what could possibly be holding you back, for example, fear of failure, lack of motivation, etc. You need to work on lessening the resistance.

Ask yourself, “What do I need to do to move forward? What would make it easier?” If you find that you fear something, overcoming that fear is not something that will happen overnight — keep this in mind.

5. Put Results Before Comfort

You need to keep moving forward and put results before comfort. Take action, even if it is only for 10 minutes. The key is to break the cycle and not reinforce it. You have more control that you think.

6. Repeat

Repeat steps 3-5 until you achieve what you first set out to do.

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Final Thoughts

Change doesn’t happen overnight, and if you have some deeper underlying reasons why you procrastinate, it may take longer to finally break the cycle.

If procrastination is holding you back in life, it is better to deal with it now than to deal with the negative consequences later on. It is not a question of comfort anymore; it is a question of results. What is more important to you?

Learn more about how to stop procrastinating here: What Is Procrastination and How to Stop It (The Complete Guide)

Featured photo credit: Luke Chesser via unsplash.com

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