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11 Bad Habits That You Don’t Realize Are Costing You

11 Bad Habits That You Don’t Realize Are Costing You

Want to know the biggest difference between people who are in shape and people who are overweight or obese? Or people who save a lot of money and those who don’t?

Habits.

Your bad habits are costing you time, money, and health. Here are 11 examples, along with some tips on how to change those bad habits into good ones:

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1. Eating unhealthy foods.

This is one bad habit that may be slowly killing you. The Western diet of highly-processed foods is making you fatter, sicker, and more depressed. Eat more real foods like these instead, and you’ll look better, feel better, and live longer.

2. Failing to exercise.

Lack of exercise puts you at greater risk for chronic conditions like obesity, diabetes, heart disease, hypertension, and stroke. The key to getting into better shape is first making a commitment and then taking tiny steps every day to create better habits. Start with simply 5 minutes of exercise every day for a week, and see how much better you feel.

3. Reading gossip magazines.

William Penn said, “Time is what we want most, but what we use worst.” Gossip magazines may be mindless entertainment, but they’re costing you valuable time that you could be spending with people you love, doing work that fulfills you, or improving your health. So drop that copy of the National Enquirer and pick up a good book that stimulates your mind instead.

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4. Not planning your finances.

On a scale of 1-10, how would you rate your financial planning habits? Most of us are somewhere between a 1 and a 5. If you want to save more money, you need to have a plan. Here’s an easy first step: talk to someone who knows more about money than you do. If you don’t have money to hire a financial planner, talk to a friend or family member who is good with money. Ask for advice. And use this knowledge to start creating a financial plan for yourself. Just start somewhere.

5. Buying coffee.

I’m not saying you have to give up your caffeine kick each day. Coffee is actually good for you (sans the sugar and cream). Why not brew your own though? Let’s say you pay 5 dollars for a coffee each day. That means you’re dropping $1,825 each year. Buy your own, brew it at home, and save $1,000 or more over the course of a year.

6. Not maintaining your home.

This bad habit can cost you some serious bucks. While doing routine maintenance on things like your furnace, roof, yard, etc. can be a nuisance, it will save you money in the long run. Don’t wait until it’s too late to take care of your home.

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7. Playing the lottery.

While chasing the Mega Millions might be a fun way to spend dollars, you might as well burn your money. Here’s why: your odds of winning most lotteries are slim-to-none. For the Powerball, you have a 1 in 175,223,510 chance of winning. Save your money and start a rainy-day fund with those dollars instead and put the money into savings or invest it in the stock market.

8. Smoking cigarettes.

A pack of smokes gets more expensive every year. If you smoke a pack a day and each pack costs you $8, you’re dropping nearly $3,000 a year on this bad habit. Not to mention increasing your odds of dying from lung cancer by 5 to 30 times.

9. Ignoring car maintenance.

A vehicle not maintained can quickly turn into a money pit too. Check your owner’s manual to make sure you get oil changes and other maintenance according to the manufacturer’s recommendations. It will save you money in the long run.

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10. Getting road rage.

Listen, we all get frustrated by bad drivers. But road rage solves nothing and puts unnecessary stress on your heart. If you find your blood boiling behind the wheel, try these 10 gadgets that can help make driving a bit less stressful.

11. Not sleeping enough.

Up to 40 percent of people suffer from insomnia, and this habit can affect your health and work productivity big-time. Here are some common reasons why you sleep well and what to do about them.

More by this author

Scott Christ

Scott Christ is a writer, entrepreneur, and founder of Pure Food Company.

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Last Updated on July 23, 2019

5 Steps To Move Out Of Stagnancy In Life

5 Steps To Move Out Of Stagnancy In Life

In the journey of growth, there are times when we grow and excel. We are endlessly driven and hyped up, motivated to get our goals.

Then there are times when we stagnate. We feel uninspired and unmotivated. We keep procrastinating on our plans. More often than not, we get out of a rut, only to get back into another one.

How do you know if you are stagnating? Here are some tell-tale signs:

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  • If you have been experiencing chronic procrastination on your goals
  • If you don’t ever feel like doing anything
  • If you keep turning to sleep, eating, games, mindless activities and entertainment for comfort
  • If you know you should be doing something, but yet you keep avoiding it
  • If you have not achieved anything new or significant now relative to 1 month, 2 months or 3 months ago
  • If you have a deep sense of feeling that you are living under your potential

When we face stagnation in life, it’s a sign of deeper issues. Stagnation, just like procrastination, is a symptom of a problem. It’s easy to beat ourselves over it, but this approach is not going to help. Here, I will share 5 steps to help you move out of this stagnation. They won’t magically transform your life in 1 night (such changes are never permanent because the foundations are not built), but they will help you get the momentum going and help you get back on track.

1. Realize You’re Not Alone

Everyone stagnates at some point or another. You are not alone in this and more importantly, it’s normal. In fact, it’s amazing how many of my clients actually face the same predicament, even though all of them come from different walks of life, are of different ages, and have never crossed paths. Realizing you are not alone in this will make it much easier to deal with this period. By trying to “fight it”, you’re only fighting yourself. Accept this situation, acknowledge it, and tell yourself it’s okay. That way, you can then focus on the constructive steps that will really help you.

2. Find What Inspires You

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Stagnation comes because there isn’t anything that excites you enough to take action. If you don’t have a habit of setting goals, and instead just leave yourself to daily mundanes, it’s not surprising you are experiencing stagnation. What do you want to do if there are no limitations? If you can have whatever you want, what will it be? The answers to these questions will provide the fuel that will drive you forward.

On the other hand, even if you are an experienced goal setter, there are times when the goals you set in the past lose their appeal now. It’s normal and it happens to me too. Sometimes we lose touch with our goals, since we are in a different emotional state compared to when we first set them. Sometimes our priorities change and we no longer want to work on those goals anymore. However, we don’t consciously realize this, and what happens is we procrastinate on our goals until it compounds into a serious problem. If that’s the case for you, it’s time to relook into your goals. There’s no point in pursuing goals that no longer inspire you. Trash away your old goals (or just put them aside) and ask yourself what you really want now. Then go for them.

3. Give Yourself a Break

When’s the last time you took a real break for yourself? 3 months? 6 months? 1 year? Never? Perhaps it’s time to take a time-out. Prolonged working can cause someone to become disillusioned as they lose sight of who they are and what they want.

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Go take some extended leave from work. A few days at bare minimum; a few weeks or months will be great. Some of my ex-colleagues have quit their jobs and took months out to do some self-reflection. Of course, some of us might not have that luxury, so we can stick to a few weeks of leave. Go on a trip elsewhere and get away from your work and your life. Use this chance to get a renewed perspective of life. Think about your life purpose, what you want and what you want to create for your life in the future. These are big questions that require deep thinking over them. It’s not about finding the answers at one go, but about taking the first step to finding the answers.

4. Shake up Your Routines

Being in the same environment, doing the same things over and over again and meeting the same people can make us stagnant. This is especially if the people you spend the most time with are stagnant themselves.

Change things around. Start with simple things, like taking a different route to work and eating something different for breakfast. Have your lunch with different colleagues, colleagues you never talked much with. Work in a different cubicle if your work has free and easy seating. Do something different than your usual for weekday evenings and weekends. Cultivate different habits, like exercising every day, listening to a new series of podcasts every morning to work, reading a book, etc (here’s 6 Proven Ways To Make New Habits Stick). The different contexts will give you different stimulus, which will trigger off different thoughts and actions in you.

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When I’m in a state of stagnancy, I’ll get a sense of what’s making me stagnate. Sometimes it’s the environment I’m in, sometimes it’s the people I’ve been hanging out with, sometimes it’s my lifestyle. Most of the times it’s a combination of all these. Changing them up helps to stir myself out of the stagnant mode.

5. Start with a Small Step

Stagnation also comes from being frozen in fear. Maybe you do want this certain goal, but you aren’t taking action. Are you overwhelmed by the amount of work needed? Are you afraid you will make mistakes? Is the perfectionist in you taking over and paralyzing you?

Let go of the belief that it has to be perfect. Such a belief is a bane, not a boon. It’s precisely from being open to mistakes and errors that you move forward. Break down what’s before you into very very small steps, then take those small steps, a little step at a time. I had a client who had been stagnating for a long period because he was afraid of failing. He didn’t want to make another move where he would make a mistake. However, not wanting to make a mistake has led him to do absolutely nothing for 2-3 years. On the other hand, by doing just something, you would already be making progress, whether it’s a mistake or not. Even if you make a supposed “mistake”,  you get feedback to do things differently in the next step. That’s something you would never have known if you never made a move.

More to Help You Stay Motivated

Here are some resources that will help you break out of your current phase:

Featured photo credit: Anubhav Saxena via unsplash.com

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