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8 Ways of Thinking To Make You Become Rich

8 Ways of Thinking To Make You Become Rich

You may not know this, but your thoughts can affect your life. Thoughts are things. Scientists have measured vibrations of people’s thoughts and emotions, and they have found that positive, happy thoughts like love and appreciation vibrate very quickly. However, thoughts like fear, frustration, and envy vibrate very slowly. The phenomenon called the Law of Attraction explains the connection between your thoughts and your life – even your financial situation. In order to become rich, you must first be aware of the thoughts you have about money. If you find that you have any negative thoughts, you need to change them ASAP if you want to become rich. Here are 8 ways you can do that.

1. Believe you are worthy.

Many people in our culture have low self-esteem. We are constantly bombarded with messages about how we are “not good enough.” Whether you compare your beauty to super models or your bank account to Oprah’s, you need to believe that you genuinely have something to offer the world. You have a special gift and talent that will help you become rich. Rich people don’t have a problem promoting themselves, their services, or their business. That is because they believe they are worthy. You need to think that too.

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2. Believe it’s possible.

How many times did you hear your parents say things like, “Money doesn’t grow on trees.” Or, “Do you think I’m made of money?” Many of us have been negatively programmed to think that money is scarce. It is not. There is plenty of money out there for the taking. You just need to believe that deserve your “piece of the pie.” Anything is possible. But you need to believe that before it happens.

3. Appreciate what you already have.

If you sit around thinking, “I don’t like my house, I wish I had a bigger one.” Or, “I can’t wait to get a new car because I’m embarrassed to drive this one,” you are sending out negative vibrations with your thoughts. According to the Law of Attraction, negative, slow-moving thoughts will not create anything positive. Instead, you need to love your house or your car. Or simply be grateful that you have a roof over your head, a bed to sleep in, or food on your table. The more you give appreciation to what you already have, the more likely it will be that you will be able to acquire more.

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4. Be happy for rich people.

Sometimes people hear negative statements about rich people. Do any of these sound familiar: “Rich people are snobs” or “Rich people aren’t honest” or “Rich people are selfish.” If you heard this a lot growing up, then your subconscious mind is programmed with negative thinking about rich people. And your subconscious probably won’t let you become rich because you certainly don’t want to be a “snob,” “dishonest,” or “selfish.” Instead, realize that many rich people are very good human beings. Believe they deserve what they have. Bless them, and say a ‘thank you’ in advance for becoming rich yourself.

5. Use affirmations or vision boards.

Writing out positive statements (affirmations) and repeating them over and over in your mind helps re-program your brain. If you found in #4 that you think rich people are snobs, then repeat an affirmation such as, “Rich people are generous, kind, and loving people. I am appreciative that I will be one of them someday.” Vision boards are helpful too. Get a poster board and cut out words and photos of things you want. It could be a new car, a big house, a private jet, or your own yacht. Whatever feels good and gets you excited is appropriate to put on the board. Use your affirmations and your vision board together for maximum results.

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6. Love money.

I’ve heard people say, “I hate money!” And my jaw always drops to the floor. How can you hate money? Well, the reason they hate money is because they don’t have any. That doesn’t mean that they really HATE money. They just hate the LACK of money. So you need to catch yourself if you keep saying negative things about money. Turn them around and say “I love money! Money is my friend! It brings me great joy!” The more that you put the positive vibrations of love towards the subject of money, the more you will acquire it.

7. Be happy paying your bills.

I’m sure you have had a pit in your stomach before when you are paying bills. Most people have. That is because their focus is on the negative. All they think about is how much money is going out, not coming in. But you need to reframe that. Be happy when you pay your bills. Because guess what? That means that you actually have the money to pay them! If you weren’t paying them, that would mean you don’t have any money. So be grateful for having the money to pay out. After all, it does provide you with a place to live, a car to drive, and food on your table. That’s a good thing!

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8. Commit to being rich.

Finally, you just need to decide to be rich! Don’t take no for an answer! Don’t give up! In order to accomplish anything in life, you need to be committed. You can’t simply treat “getting rich” as a hobby, or something that you’ll just try out and see what happens. It doesn’t work that way. Rich people are dedicated to doing whatever it takes to make money and keep it! You need to do the same. Commit to your goal of being rich, and it will be yours.

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Carol Morgan

Dr. Carol Morgan is the owner of HerSideHisSide.com, a relationship and dating website that gives advice from both a male and female perspective. She's also a communication professor, dating & relationship coach, TV personality, speaker, and author.

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Last Updated on April 3, 2019

How to Nix Your Credit Card Debt in Less Than 3 Years

How to Nix Your Credit Card Debt in Less Than 3 Years

Debt is never a fun thing to be in. But, there are many actions that you can take that will help you rid yourself of the burden of debt once and for all.

By coming up with a set plan, eliminating your debt can feel much easier than constantly thinking about it.

This post will provide some tips on how you can do this to help you nix your credit card debt in less than 3 years.

Hint: there are ways that are easier than you think.

1. Consider Consolidating Multiple Credit Cards If Possible

This may not be applicable to you, but if you have multiple cards – it is something to consider. Keeping up with multiple bills is time consuming.

It will depend on the balance you have on each. Consolidate ones you can but do not do it to the point that you get too close to the maximum limit. Also, it is ideal to pick the card with the lower interest rate.

Consider if there are any fees or alternatively, rewards, with transferring a balance to another card. Watch out for fees. Note that some cards offer rewards for transferring a balance to them. This is extra cash that can help go towards paying off your debt.

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Having one or two cards can make nixing your debt much simpler than keeping up with the balance of a bunch of cards. Keeping track of paying the minimum towards a bunch of cards is time consuming. Spend the time to consolidate instead to make the overall process simpler going forward.

My tip: Have one main credit card. Have a second one that you use for necessities – such as groceries or gas – that offers rewards for those purchases (a lot of cards do) and set the second one on auto-pay. You should be able to pay off a smaller amount on auto-pay if it is a necessity. If you think you cannot, then you may need to cut down a lot on expenses.

Why do I suggest doing this? Having one thing set to auto-pay is one less thing to think about. One less thing to waste time on. Same idea with consolidating to one main card. Tracking down too many is a hassle.

2. Try to Pay the Full Balance You Spent Each Month at the Very Least

You need to pay off the amount you are spending each month when that bill comes in. This is the amount you spent THAT month.

Do not let the debt keep accruing while you work on paying any unpaid debt that has accrued. It will become a never-ending battle. Try as best as you can to be current on paying for each month’s expenses when that month’s bill comes out.

If this is a strain, consider why. You may need to cut expenses. Or you may need to consider other cards. Or look at where this money is going.

3. Pay Extra When You Can – Every Small Amount Counts

This cannot be emphasized enough. If you are looking at a lot of credit card debt, it can look daunting, but each extra amount that you can put towards the debt will really add up – no matter how small it is.

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It does not just reduce the principal amount that you have left to pay off, but it reduces the amount that is collecting interest. You will always save money with that reduced interest.

4. Create a Plan on How to Pay Extra

Back to the main point, having this plan is giving you one less thing to think about.

This plan should be a plan that works for you. If it does not work for you, your spending habits, and your views on debt, then it will not be an effective plan.

For instance, if a set plan of an extra $50 (or another amount that you know you can afford) works for you, then do that. Set that aside every month and pay that extra amount. Treat it like a bill. Choose an amount that works for you and pay it like clockwork as though it was a bill you had to pay each month.

Little amounts will not nix it entirely, but they will help tackle it and having a set plan can make it less of a chore. Creating a new plan of how much to put towards it each month is an unnecessary added stress.

5. Cut out Costs for Services You Do Not Use

If you are signed up for subscriptions that you do not use because of some free trial or for some other reason, cut it out. Your overall financial position will look better.

In turn, that will make cutting your credit card debt easier. Look at your statements to find these expenses. If you do not use them, you may forget you are paying some unnecessary amount each month. Cutting it out can really add up in savings that you can put towards other needed expenses.

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6. Get Aggressive About It

Consider these points:

Depending on the interest and the level of debt, you may need to give up a few indulgences. For example, instead of ordering delivery or going out to eat, cook at home. Everything adds up.

Other things may be more of a sacrifice. It may be a trip you wanted to go on, or a daily latte habit you’ve picked up. In these instances, consider how important it is to you and if it’s worth the sacrifice. And if it is a costly expense, think whether you can wait to indulge.

Cutting an extravagant expense can really help make a dent in your overall debt. Try not to add to debt when you are trying to pay it off. It will be a never-ending battle. Make it less of a battle with these tips and it will feel easier.

Bottom line: Do what you can to make this process easier for you. Implement steps that do this. It takes time now, but will help overall. Also, keep track of your spending and paying down of your debts. Which is the next point.

7. Reevaluate Your Progress at Set Intervals

Doing a regular check-in can help you see your efforts pay off or maybe indicate that you need to give this a bit more effort. If you check every 3-6 months, it will not feel so much like a chore or feel so daunting.

By doing this, you will be able to better understand your progress and perhaps readjust your plan. Bonus: if you see it pay off, it will feel great to do this check-in. You will get there.

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Finally (and most importantly)…

8. Keep Trying

Do not get discouraged. Pushing it off will make it worse. Just keep trying.

Once your debt becomes lower, each monthly payment will reduce the balance more. Why? You are paying less towards interest. It will be a snowball effect eventually and it will become much easier to manage. Just get to that point. And know once you do, it will feel easier and motivating.

Start Knocking out Your Debt Today

The best way to eliminate debt is to get started right away. Begin by implementing the above steps and watch your debt just melt away. Try out some of the above strategies and see what works best for you. Soon you’ll be on your way to a debt free life.

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Featured photo credit: Pexels via pexels.com

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