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31 Things To Do When You Have No Money

31 Things To Do When You Have No Money

When you have no money, what you got in your head maybe just tons of worries and insecurities. Is “what jobs should I apply?” the only question you have in your mind? Take a break and look at the following list with the 30 things you can do when you have no money! (This list of things may surprisingly enthuse you to proceed with your life!)

1. Join a contest like a beauty contest or fitness contest.

Take part in a contest which you can show off the best parts of yourself, be it a singing contest, dancing contest, fitness contest or beauty contest. These are all great choices as you can truly widen your horizon with the special experience, while gaining a bit of fame. Who knows if you may eventually be the champion?

beauty contest

    2. Baby-sit a child

    Looking after children requires your patience and concentration. Yet only a smile from a child can melt your heart and make you feel the time you’ve spent on him/her is rewarding. In fact, babysitting a neighbor’s child can be a part-time job for you to gain money.

    3. Perform in the street

    Do a mini magic show or an acrobatic show, sing a song or play a musical instrument in the street. Yes it takes your courage, but it’s worth a try if you’ve got a group of audience paying their time, or even a bit of money to watch your performance in the hectic streets.

    4. Join a carnival or any free festivals

    Not only can you have fun in such events, you get food and beverages for free. Sometimes you even get souvenirs! Sure they’ll forgive you for being a bit greedy since you’re out of money at the moment.

    cotton candy

      5. Take a video to put on YouTube

      Shoot for whatever theme and topic you like and put the video on YouTube. You’ll see how you create buzz on the internet with just a few-minute-clip. (By the way, if your video’s really widespread, you may get unexpected revenue from advertisements!)

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      6. Sell your old stuff

      You must have stuff which are no longer useful for you, why not sell them to have money in exchange? Just put your stuff on the online bidding sites like ebay or Amazon, or you can hold a garage sale.

      7. Build A Mobile App

      It takes you effort but no money at all to launch a mobile app. If you don’t know any technology but have the ideas, ask your friends for help! Develop an app, then put it on AppStore and Google Play, it’s easy to do. If the app you develop performed well, sure you’d feel proud of yourself and the downloads could earn you money!

      8. Grab your camera and take photos around

      Ordinary items can become interesting bits and pieces in your shots. Make good use of your creativity and imagination to shoot stuffs at different angle to amuse yourself.

      9. Enjoy some audiovisual entertainments

      If you don’t feel like going out sometimes, stay indoors and watch TV or play on your favorite music. The simplest things to ease yourself at home.

      enjoy music

        10. Find a way to express yourself

        Some like writing, some prefer painting, some fancy playing with a musical instrument, or even composing a song. Choose your own way to express your feelings. If you don’t mind, share what you’ve expressed with your friends or just on any online platforms too.

        11. Get yourself a new look

        You don’t need to pay to do this. Do the hair-dyeing and cutting yourself; search in the wardrobe for the old clothes and accessories and match a new delighting look for yourself.

        12. Decorate your room

        Rearrange the things’ settings in your room or even paint your room with left over paint. Then, immerse yourself in a new relaxing atmosphere.

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        13. Take a bath in a bathtub

        Right, I don’t mean a quick shower. Soak yourself in the bathtub and take a hot bath, comfortable and relaxing huh?

        14. Look through your old photo albums

        Take out your photo albums and have a stroll down on memory lane and recall the best of your memories.

        photo albums

          15. Play some sports like jogging

          Doing sports’ a free activity, just play your favorite sports. You shouldn’t let the pressure of lacking money go all over you, maintain a healthy body to move on!

          16. Start to cook

          If you know how to cook, just cook with whatever ingredients you have at home; if you don’t know how, browse for any simple recipes on the internet and start cooking. Besides the fact that cooking can be fun, you’re actually doing something for yourself with the food you’ve made.

          17. Play with your pets

          They don’t talk and may not understand you, but they’re always there and ready to make you happy.

          pet

            18. Start to plant

            While taking good care of plants could be a lesson, watching the seeds grow into flowers or fruits is an amazing experience.

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            19. Go to the public library and borrow a book or two to read on

            Reading requires your concentration and comprehension, so it forces your brain to exercise. Keep your brain active so you’ll have new ideas coming up always. Plus, you never know if you’ll find something fascinating that inspires you!

            20. Do some cleanings if you feel like so

            Clean up your own house and tidy up your clothes. It’s more than just literally cleaning up the places, studies have shown that a clean place relaxes people and facilitates thinking.

            cleaning

              21. Find your friends or people you want to connect with

              List out the people you want to meet; they can be your old friends, neighbors or teachers. Call them or meet up with them. Treasure the times you spend with these people, can’t just lock up your hearts all the time, right?

              22. Spend time with your family

              You should not neglect your family because they’re always standing by you. Hug your parents and spend some time hanging out with them.

              23. Meet new friends

              Join your old school’s reunions or big groups gatherings, where you can meet new friends and revive your interpersonal network. If you’re more of an indoor person, try meeting friends online; it’s fairly common nowadays.

              24. Write a letter to someone

              Pick up the long-forgotten pen and start to write a letter for someone you care about. Oh, what about a love letter to someone you’ve been having a crush on?

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              letter

                25. Get in touch with the nature

                Do you know that just 5 minutes doing something in the woods or even just in a nearby park can boost your mental health? Go hiking or go to the beach, take a deep breath there and feel the natural breeze to enliven your mind.

                26. Go fishing

                It’s definitely a great time-killing activity. You may have to wait for a long time for the fish to get hooked, but you’ve earned yourself some peaceful moments to think.

                27. Wander around your neighborhood

                Walk around your neighborhood and just observe what people do in the streets. It’s not necessary to have a purpose for walking around the city.

                28. Feed some wild animals

                Here I’m talking about legal feeding to the animals. Go to the park and feed the fishes with the tiny pieces of bread. The fishes’ chase and clash for the food could be a fun scene.

                29. Go to a flea market

                You don’t need to have something to buy to go there because there’s always so many things to explore in a flea market. Just walk around the flea market and look at all the interesting stuffs.

                30. Do some community services

                Voluntary work sounds like the least thing people want to do when they have no money, but nah-ah, it trains you and gives you confidence. While you can help people, you find your value in the community.

                31. Go to church or join a religious gathering

                Choose a religion that you’re comfortable with and join its gatherings. Just see how religion may move you.

                Of course I don’t want any of you to have no money, but if unfortunately it happened to you, try on the 31 things listed above and move on with your life!

                More by this author

                Anna Chui

                Anna is a communication expert and a life enthusiast. She's the editor of Lifehack and loves to write about love, life, and passion.

                How to Live Life to the Fullest How Self Doubt Keeps You Stuck (And How to Overcome It) 26 Useful Things to Learn Now That Will Change Your Life 30 Books Everyone Should Read At Least Once In Their Lives How to Detect a Wolf in Sheep’s Clothing

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                Last Updated on April 28, 2020

                9 Millionaire Success Habits That Will Inspire Your Life

                9 Millionaire Success Habits That Will Inspire Your Life

                As technology evolves and information becomes more accessible, it has also become more challenging to define success. A lot of people are trapped in the rat race while trying to discover the actual formula for success.

                You could become overwhelmed with what tools, techniques or philosophies to imbibe while trying to get tips over the internet. At every click and turn, there are ‘how-tos and quick-fix’ on how to become successful overnight. You will find several courses, articles, videos and books on how to achieve financial success.

                But what if I tell you it doesn’t have to be complicated as people made it out to be? What if you could achieve success by merely following these 9 millionaire success habits?

                1. Read for Personal Development

                A daily habit I have discovered millionaires share in common is reading. For instance, if you are an entrepreneur, you need to read to become an efficient leader and a productive business owner. Reading helps you to grow and learn without going to a business school.

                A research conducted by Thomas Crowley indicates about 85% of self-made millionaires read at least two or more books each month. [1] Warren Buffett is one of these examples. He spends 80% of his day reading. In the early days of his investment career, he would read 600 to 1000 pages in a single day.

                While millionaires sometimes read for pleasure, they also learn to improve themselves. They read topics on leadership, how-tos, self-help, biographies, lifehacks and also follow current events.

                Here’re some recommendations for you: 25 Best Self Improvement Books to Read No Matter How Old You Are

                2. Establish Multiple Sources of Income

                Another success habit I noticed about successful people is that they don’t depend on a single income source. Every millionaire possesses multiple sources of income. This helps them to manage economic challenges and also make more money.

                They are passive income addicts. They earn interests from loans, rental income from real estate, royalties from intellectual properties, dividends from investments. They also launch a side business or run a website or sell information products.

                How income is made either passively or actively is what separates the successful from the wannabes. They are always learning ways to build multiple streams of income.

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                3. Live on a Stipulated Monthly Budget

                An average millionaire does not believe in luck and jackpot. They take the time to understand cash flow-income and expenses. Based on this, they establish a monthly budget and religiously stick to it.

                The essence of the budget is to minimize unnecessary expenses. This will help you gain complete control of your financial life. Budgeting helps you to avoid overspending to achieve your financial goals. Here’re some tips to help you stuck to your budget: 32 Hacks for Sticking to Your Budget

                4. Manage and Maximize Money

                The most significant education for a millionaire is financial intelligence. Nobody attains financial freedom without gaining financial intelligence. This is the more reason millionaire, regardless of their income, keep their knowledge about tax strategies updated.

                They always seek to reduce their tax bills. One approach they employ is by living or incorporating their business in states with no income tax.

                Do you know that about 60 companies paid $0 legally in the 2018 tax year? Some of these companies that ‘avoided'(note: not evaded) federal income tax include Chevron, Amazon, Halliburton, General Motors, Delta. Their US income was totaled at $79 billion with an effective tax rate of -5%.

                What’s the deal? They got a tax refund.

                How do they accomplish these?

                An ITEP report indicated that they have the culture of throwing huge sums at tax experts who assist them in discovering creative, as well as convoluted means of paying little tax as much as possible.[2]

                5. Avoid Debt

                Another habit that separates the millionaires from the rest of the world is how they manage debt.

                They don’t live an extravagant lifestyle; instead, they only buy what they need and can pay for. They do not book hotels and flights by using their credit cards to pay for them.

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                They are conscious of the interest rates even when they use credits cards or take loans. If possible, they try to pay with cash because of its zero percent interest rate.

                6. Set Daily Goals

                It does not matter if they are setting up a business, a career, or financial projections; they have the success habit of setting short term goals. They plan daily and weekly goals to generate momentum in achieving their long-term goals.

                Ensure you prioritize when setting daily goals. This will help you to achieve the most important to-dos on your list.

                Setting priorities will help you to focus on highly rewarding activities. If you desire financial freedom, it is wise to pursue activities that earn you thousands of dollars rather than hundreds of dollars.

                7. Don’t Act Rich

                The goal is not to act rich but to be productive. Interestingly, Thomas Stanley buttressed in his book that for the most prestige brands of cars, about 86% percent are toys of the non-millionaires. While most believe that people with huge fortunes tend to drive exotic cars, in reality the largest consumers of pricey cars are aspiring millionaires.[3]

                According to findings by Experian Automotive Researchers, 61% of individuals who earn $250,000 or more rarely buy luxury brands. Instead, they buy Hondas, Toyotas, and Fords like the rest of the world. The reason is they are not ready to spend money on premium cars that tend to drop in value in a couple of years as it would cost money. Millionaires invest in assets that appreciate.[4]

                8. Own or Buy Businesses

                In Robert Kiyosaki’s cashflow quadrant, he divided how you earn income into four quadrants. The E and the S quadrants take the left position while the B and the I are on the right side. According to Robert, it is possible to be on all quadrants, but the millionaires are not.[5]

                • E stands for employee – they work for others
                • S stands for self-employed – they work for themselves
                • B stands for a Business owner- employees work for them (500 or more employees)
                • I stand for Investors – Money work for them like Warren Buffet.

                Your goal is to move from the left quadrant to the right quadrants where you own big businesses or make money work for you.

                It is possible to become financially successful by pursuing what you love. For instance, if you love writing, aspire to be the best seller. Wealth and passion work together.

                Check out How to Start a Small Business with Little to No Money for tips.

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                9. Avoid Get-Rich-Quick Scheme

                A millionaire holds patience as an essential virtue. It takes patience to become successful, not only in finance but in every aspect of life. While it is possible to become financially successful at an early age, most millionaires hit it at age 50. They live a moderate life, invest in their future and retire rich.

                Bonus: How to Develop the Millionaire Success Habits?

                Having learned these habits, the next question is,

                How can I develop the Millionaire Success habits?

                Here are six values you will need to develop:

                Establish Your Life Vision

                You need to be clear about what you want in life to set yourself for a life of success. Your vision has to go beyond becoming a millionaire to understanding why you want to become one. Any great entrepreneur you will ever find has a clear vision and an established mission.

                Understanding why you are doing what you do will drive you to become the kind of successful person you want to be.

                Make Your Passion a Profession

                When your passion becomes your profession, work becomes pleasurable. Loving what you do enables money to flow to you and through you.

                So what’s going to be? Wake up every morning by speaking positive words into your work, love what you do, and focus on the work that brings you joy.

                Take a look at this article and learn how to make it happen: 5 Steps To Turn Your Passion Into A Career

                Focus on Solution

                Focusing on the solution means establishing the problem that you or your business address. This will help you focus on the solutions when others are faced with challenges.

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                A millionaire has a mindset that is fixed on the solution. He or she knows there’s a way out, and that every problem is an opportunity in disguise.

                Improve your problem solving skills with these tips: 6 Effective Ways to Enhance Your Problem Solving Skills

                Develop Your Leadership Skills

                Leadership skills are an asset that is indispensable if you want to develop a millionaire success habit. The more you hone your leadership skills, the more you will attract leaders who share your values.

                Be Growth-Focused

                Millionaire entrepreneurs prioritize self-improvement. Here’s how to achieve it:

                • Get a coach. Coaching will impact your life, and you will achieve peak performance in life and business when you have a life coach.
                • Be coachable. It is not enough to have a coach; you must be coachable. Sometimes, you need feedback and counsel to reposition your life and business. A coach has the wisdom and experience to counsel you from a higher perspective. The more you receive feedback and work on yourself, the more you become better at what you do and who you are.

                Flip Your Thought Pattern From Acting To Being

                It is not enough to have a millionaire success habit, you must also become a person of positive influence. This is how you can become significant. Bill Gates is not only rich; he is changing lives in Africa and different parts of the world.

                If you want to become successful, you must first be and think like a successful person. This is how resources you need can flow into your life.

                Here’s a final thought from me:

                It is not enough to do something to have something; success is about being someone who possesses what is needed to take positive and inspired actions.

                More Success Habits

                Featured photo credit: Austin Distel via unsplash.com

                Reference

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