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30 Best Websites And Apps That Will Save You Money On Almost Everything

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30 Best Websites And Apps That Will Save You Money On Almost Everything

In these tough economic times, most of us are doing what we can to save money. There are many websites that can help you do just that, and you can often get a lot of stuff for free. Here are 30 of the best websites in the world that will help you save money on just about everything:

1. Five Dollar Dinners: Recipes, Printable Coupons

5 dollar dinner

    Find recipes for family meals that only cost $5 or less to make and save money on your grocery bills. Check out saving strategies, coupon database and browse recipes by ingredients.

    2. PaperBack Swap: Trade Used Books for Free

    Paperback swap

      Take those old books you’ve already read and trade them for some you haven’t read. It’s so easy to use PaperBack Swap: just list books you’d like to swap with other club members. Once a book is requested, mail it to the club member. It is that it’s totally free!

      3. Savored: Free Way to Make Online Reservations and Pay Lower Prices

      Savored

        Get restaurant free reservations and save money on your bills so you can afford to dine out more often. Site is designed well and extremely easy to use. Savored is a Groupon company, so it will help you save up to 40 percent. Just choose the city, number of people and date!

        4. Gazelle: Sells and Recycle Electronics

        Gazelle

          Don’t throw away your old electronics. Trade them on Gazelle and make money: select your device and get an offer in just a few steps. There is no risk at all and Gazelle offers free shipping!

          5. FreeCycle: Changing the World One Gift at a Time

          Freec

            Find a network of people who are trading free goods in their own communities. Freecycle has 7,888,541 members all over the world. It is free to use. To sign up, find your community by entering it into the search box above or by clicking on ‘Browse Groups’ above the search box.

            6. Free Printables: Printable Labels, Gift Tags and Note Cards

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            Free printables

              This is a Pinterest board with amazing DIY design ideas. You can save a lot of money when you use it for coloring books, calendars, cards, and other printed items.

              7. CellSwapper: Get Out of Your Cell Phone-Mobile-Wireless Contract

              Cellswap

                Switch or give away unwanted cell phone plans without worrying about breaking contracts or additional fees. Here is the service idea: you post your cell phone plan details online and attract buyers; somebody takes over your wireless contract and you become 100 percent contract free! CellSwapper has great customer support.

                8. Trusted Cleaner: Find Your Local Professional

                Trusted Cleaner

                  Find the best cleaning companies in your area, as well as the best deals on cleaning services. To find a list of recommended cleaners in your local area just enter the service you require and your location. Choose from carpet cleaning, home cleaning, gutter cleaning, office cleaning, and many other services.

                  9. Camel Camel Camel: Amazon Price Tracker

                  Camel

                    Get the price history of any item on Amazon, and be alerted when items go on sale. You can easily create Amazon price watches, it is free! Camel Camel Camel has extension for Mozilla Firefox and Google Chrome called The Camelizer.

                    10. Money Saving Mom: Intentional Finance. Intentional Family. Intentional Business

                    Moneymom

                      Here you will find money-saving tips, as well as coupons and weekly deals on household items. What you’ll find at MoneySavingMom: Deals, Steals & Coupons; Money-Saving Tips & Frugal Ideas; Deals at Your Local Stores; Coupon Database. Website goal is to tell you about practical ways to help you save money in everyday life.

                      11. ThredUp: The Largest Online Consignment & Thrift Store

                      Thredup

                        This is an online consignment store for women and children. Instead of tossing out kids’ clothing that has been outgrown, simply sell it on consignment and get some of your money back. ThredUp donate proceeds from the items they do not accept to charities like Teach for America. Orders over $50 ship for free. If you want to return an item they will refund you. Just return it within 30 days.

                        12. GasBuddy: Find Low Gas Prices in the USA and Canada

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                        Gasbuddy

                          Find out where to find the best prices on fuel in your area. Join now, and get a chance of winning a $100 gas card by reporting gasoline prices. GasBuddy also provides historical gas price data, charts and statistics.

                          13. Swap a DVD: Movie Club to Swap, Trade & Exchange Used DVDs

                          swapdvd

                            This is the same as PaperBack Swap, but you are trading movies instead. List movies you’ve already watched. Once a DVD is requested, mail it to the club member. In return, you may choose from 255,333 available movies! However, a 49-cent swap fee applies to receiving DVDs. DVDs you request are mailed to you postage-paid.

                            14. Supercook: Recipe Search by Ingredients You Have at Home

                            supercook

                              Find money-saving recipes that using the items you already have in your kitchen. Just click any ingredient to focus on and you’ll get the list of recipes.

                              15. The Krazy Coupon Lady: Extreme Couponing

                              Krazy Coupon

                                This is a giant database of printable and mobile coupons, as well as deals from national retailers. Also the sites has a huge Tips section with the DIY, Family, Money, Home, Recipes, Style, Travel information.

                                16. SecretSales: Secret Sales, Discount Designer Clothes Sale

                                Secret sales

                                  Get the lowest prices on luxury gear from Burberry, Firetrap, and other fine retailers. Experienced team of buyers work with over 600 brands to bring you new sales every day. The best selection of products across a range of categories including fashion, accessories, beauty and homeware. Mostly sales last between 2-4 days and have discounts up to 70 percent off, so you’ll need to be quick!

                                  17. Yapta: Track Flight Prices and Check for Airline Refunds

                                  Yapta

                                    You will be alerted in real time when the prices go down on airline and hotel prices so you can have the most economical vacations. Yapta has an app to track flights and hotels, with real-time iPhone alerts.

                                    18. Temptalia: Beauty Blog, Makeup Reviews, How to Makeup

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                                    temptalia

                                      Find high quality copycat versions of your favorite high-end makeup brands at affordable prices. Temptalia was founded in October of 2006 by Christine Mielke. SIte is a global reference and resource for beauty enthusiasts featuring in-depth reviews, photos, swatches, tutorials, and beauty tips.

                                      19. Superior Resource: Print Shop

                                      Superior Resource

                                        Do you need to get anything printed? Superior Resource is the best way to save money on printing and get the best result. Superior Resource provides printing on all kinds of invitations, brochures, envelopes, stationery,  labels, pocket folders, annual reports, also large format pieces can be printed.

                                        20. AirBnb: Vacation Rentals, Homes, Apartments & Rooms for Rent

                                        airbnb

                                          Save money on vacation rental properties with AirBnb! Find cheap accommodations: rent a room, apartment, house, or even a castle. Airbnb is a trusted community marketplace for people to list, discover, and book unique accommodations around the world — online or from a mobile phone. Airbnb connects people in more than 34,000 cities and 190 countries.

                                          21. Swap: Swap, Sell and Buy Pre-Owned Kids’ Items

                                          swap

                                            This the world’s largest swap marketplace, with 1.2 million members worldwide. Swap books, CD’s, and other media to get new stuff and get rid of old stuff. You can pay for the items with your own items. You can also buy or swap items from multiple users and combine them into one shipment.

                                            22. FashionVouchers: Fashion Voucher Codes, Fashion Sales and Fashion Deals

                                            fashionvoucher

                                              Get vouchers for shops as well as online stores and get the latest looks at low prices. It’s really easy to use FashionVoucers: you can browse all vouchers, check out the top 10 vouchers, browse all stores, and even find vouchers by category.

                                              23. Made: Great Design Direct From the Makers

                                              made

                                                Save as much as 70% off contemporary furniture designs when you buy directly from the manufacturers (No warehouses! No physical stores!). Special features of Made are grouping order, real time tracking and fuss-free returns.

                                                24. HomeDiscount: Everything For The Home Up To 75% Off

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                                                HD

                                                  You can save as much as 75 percent off items for the entire home, including the bathroom and kitchen. They are so confident of their low prices, that site offers a Price Match Service. HomeDiscount has a huge selection – over 20,000 products.

                                                  25. Visitbritain: Destinations and Attractions Throughout England, Scotland, Wales & Northern Ireland

                                                  visit brain

                                                    Find the most fun and least expensive activities for economy vacations in Britain. Visitbritain has over 150 Britain products in their online shop: from transport tickets to popular attractions and sightseeing passes.

                                                    26. Independent Traveler: Train Deals

                                                    IT

                                                      Get the best deals on train travel, as well as deals on many attractions. Check out trip reviews and forum.

                                                      27. Coupons: Free Printable Coupons, Grocery Coupons & Online Coupons

                                                      Coupon

                                                        You can find deals on just about everything here. Instead of waiting for coupons in your local newspaper, you can get as many as you like on this website, whenever you want them. There is also the mobile app GroceryIQ, where you can get mobile coupons.

                                                        28. Getaround: Peer-To-Peer Car Sharing and Local Car Rental

                                                        get around

                                                          This is a great site for those who need reliable transportation but don’t have automobiles. This site allows people to borrow or rent vehicles. This is also great for car owners who want to make some extra cash. You can use the iPhone app to borrow or rent cars.

                                                          29. HomeAway: Vacation Rentals, Beach Houses, Cabins & More

                                                          homeaway

                                                            If you want to travel but don’t want to stay in hotels, you have the option to rent a home. There are approximately 1 million rentals at any given time on HomeAway. All you need to do is sign an agreement, pay a deposit, and start your vacation.

                                                            30. JustPark: Find Your Perfect Parking Space

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                                                            Just park

                                                              You can rent out a private parking space or garage. JustPark is exactly like AirBnb, except for parking spaces. Just Search – Book – Park.

                                                              Featured photo credit: Carol Pyles via flickr.com

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                                                              Jane Hurst

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                                                              Last Updated on July 20, 2021

                                                              Financial Freedom is Not a Fantasy: 9 Secrets to Get You There

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                                                              Financial Freedom is Not a Fantasy: 9 Secrets to Get You There

                                                              Have you ever considered your life now, and how it would be if you had more time to spend with your family and less worries about money?

                                                              Nowadays, financial stress is one of the most troublesome weights in life. If you’ve ever encountered financial stress, you know the difficulty of not having enough income to pay your obligations or bills.

                                                              Many people say that money is not the ultimate goal of life. While that’s true, money certainly plays a very significant role. The meaning of financial freedom changes with the different phases of our life, but ultimately, it is something that many people strive for.

                                                              In this article, we’ll explain how to capture that financial freedom you’ve been looking for. Read on to learn the secrets to financial freedom.

                                                              Break Free of Your Finances

                                                              Financial freedom is about having a constant flow of cash from your assets to cover all your regular needs.

                                                              When you are not worried about your income, or living paycheck to paycheck, you gain a great sense of freedom. It’s the freedom to be obtain and do what you truly need to make your way through everyday life.

                                                              Gaining financial freedom, though, is a process of growth, making small improvements and gaining emotional strength.

                                                              Though it seems hard to believe, it is really very simple to get financial freedom.

                                                              To do so, you simply need to make sure that your assets exceed your liabilities. In other words, you’ll need to find the sweet-spot where your residuals meet or surpass your expenses. This is something that you can achieve with the proper plan.

                                                              While not every person will accomplish financial freedom, the potential for anyone to do so is certainly there. Anyone can achieve this success, regardless of their income level.

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                                                              Outlined below are 9 secrets that will help you in your goals of achieving financial freedom.

                                                              1. Stop Unnecessary Spending

                                                              We often spend money inwardly, instead of objectively.

                                                              For example, you may spend when you’re anxious, depressed, restless, exhausted, from fear of missing out, or to please others. This is a very unhealthy way to handle your finances.

                                                              To stop this habitual spending, log down all your spending over the course of a month.

                                                              Just as some people keep a food diary, keep an expense diary. Remember not to just write down how much and what you spent the money on, also include the circumstances of why you spent the money. Was it an impulse buy at the checkout line or was it something you planned to purchase?

                                                              This increased self-awareness could enable you to avoid triggering situations in the future when you are considering an impulse buy.

                                                              2. Plan a Monthly Budget

                                                              This is a great opportunity to get serious.

                                                              Take a seat with your spouse or partner and make a monthly budget based on your income, not your expenses. You are never again going to spend more cash then you have on hand.

                                                              Overspending is the thing that led you to more financial obligations. Make sure you decide every month what is coming in and what will be going out and stick to that budget… no matter what.

                                                              3. Cut-up Credit Cards

                                                              Perhaps you are the type of person who always pays your credit card balance in full before the end of your billing cycle, and enjoys the reward points you gain. If this is the case, then you’re already way ahead of the game.

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                                                              If not, you may want to consider ridding your life of the burden that credit cards bring.

                                                              Many cards have strategies set up so that if you make a certain number of late payments, they will raise your interest rate much higher. This can really add up in the long run and you won’t be doing your financial situation any favors. If you’re prone to late payments or have a large balance due on your cards, cut them up!

                                                              Without proper self control on credit card spending and payments, you are basically throwing your money away. To ensure that you have better control over your spending, use only cash or debit for all future purchases (and don’t forget to pay at least your minimum payment on your cut-up cards each month!).

                                                              4. Increase Savings

                                                              There is no doubt that for a comfortable retirement you must accumulate satisfactory savings throughout your working life.

                                                              It’s good practice to save up to 15% of your income.

                                                              Start with your workplace 401(k), if you have one. If not, a Roth IRA (if you are eligible) or a traditional IRA (if you are not eligible for the Roth) are the next logical steps.

                                                              Increase in longevity means you might be able to look forward to 25 to 30 years in retirement, or possibly even significantly more. Investing now in good retirement plans will ensure that you have a guaranteed a stable monthly income when the time comes to stop working. [1]

                                                              5. Invest Wisely

                                                              Consider investing in funds.

                                                              Specifically, you will gain higher returns if you invest in different types of mutual funds such as Debt funds, Equity funds and Hybrid funds with a proper balance, although it absolutely relies on your personal preferences and sense of risk taking.

                                                              To get the most of these benefits, make sure you are investing in a variety of assets. Another resource of investing in mutual funds is SIP (Systematic Investment Plan) where you invest some money every month in funds. SIP works by averaging the per unit price of the stock.

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                                                              Mutual fund investors are aware of the benefits of an SIP (Systematic Investment Plan). For one, it is the most secure way to invest in equity mutual plans so that wealth is created over a long period of time. This plan also helps you to gain a better sense of financial discipline, which will come in handy in all your financial endeavors.

                                                              6. Invest in Gold

                                                              There isn’t really a better way to invest in gold than to have the physical gold itself in your possession.

                                                              You can purchase gold coins and bars from mints as well as from coin dealers and other private sellers.

                                                              Another way to invest in gold is through ETFs (Exchange Traded Funds).

                                                              These are is similar to mutual funds but they are exclusively investments of gold. ETFs are great because they offer more liquidity; the ETF owns the actual physical gold, stores it, and retains the value of the shares. These shares can then be bought and sold in the stock market, and one big benefit is that the transaction costs of gold ETFs are much lower than the that of physical gold.

                                                              With its consistently-increasing demand, investment in gold can be very wise long-term investment to make.

                                                              7. Stash Emergency Funds

                                                              Whether it’s a cash gift or a work bonus, always try to save any extra money that comes your way rather than making unneeded purchases.

                                                              If you get paid every other week, you’ll get an “extra” paycheck (three rather than the usual two) twice a year. Either save those paychecks towards your emergency funds or utilize the money to pay down other obligations, such as loans, credit cards or other debts.

                                                              Make it hard to get your cash.

                                                              Put your savings in an alternate bank, maybe an online bank that forces you to delay for several business days before transferred money hits your regular bank account.

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                                                              8. Find Fabulous Mentors

                                                              Find a mentor, such as a friend or family member, who has exceptional control over their finances and pay attention to everything they do.

                                                              If you do not have any friends or family that are enjoying financial freedom, then find a mentor online! There are numerous blogs and guru websites featuring the advice of many people who have reached financial freedom, and they exist primarily to let you in on how to achieve it for yourself.

                                                              There are also plentiful forums available that share tips and tricks on how to best achieve financial freedom. Read as much as you can and start changing your habits for the better.

                                                              9. Be Extra Patient

                                                              Patience is the key of financial success.

                                                              Being patient can be quite tough, especially when you’re struggling with your finances, but having faith is worth it. You’ll continuously be on the right track if you are taking the proper steps above.

                                                              So don’t be discouraged, even if you are only saving a few dollars a month; it all adds up. Within just a few years you’ll look back proudly at your accomplishments and be glad that you had the patience to get there.

                                                              Financial Freedom for All

                                                              Anyone can achieve financial freedom, regardless of their financial circumstance.

                                                              Use the tips provided above to get yourself on the track to financial freedom and toss your monetary concerns out the window. If you wish to achieve a life with financial freedom for yourself and your family then you must adopt a disciplined approach towards your finances.

                                                              Following the simple secrets above is a great start to making your money work for you, so you can work less and live more!

                                                              Featured photo credit: rawpixel via unsplash.com

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                                                              Reference

                                                              [1] Hartford Gold Group: IRA Retirement Accounts

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