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30 Best Websites And Apps That Will Save You Money On Almost Everything

30 Best Websites And Apps That Will Save You Money On Almost Everything

In these tough economic times, most of us are doing what we can to save money. There are many websites that can help you do just that, and you can often get a lot of stuff for free. Here are 30 of the best websites in the world that will help you save money on just about everything:

1. Five Dollar Dinners: Recipes, Printable Coupons

5 dollar dinner

    Find recipes for family meals that only cost $5 or less to make and save money on your grocery bills. Check out saving strategies, coupon database and browse recipes by ingredients.

    2. PaperBack Swap: Trade Used Books for Free

    Paperback swap

      Take those old books you’ve already read and trade them for some you haven’t read. It’s so easy to use PaperBack Swap: just list books you’d like to swap with other club members. Once a book is requested, mail it to the club member. It is that it’s totally free!

      3. Savored: Free Way to Make Online Reservations and Pay Lower Prices

      Savored

        Get restaurant free reservations and save money on your bills so you can afford to dine out more often. Site is designed well and extremely easy to use. Savored is a Groupon company, so it will help you save up to 40 percent. Just choose the city, number of people and date!

        4. Gazelle: Sells and Recycle Electronics

        Gazelle

          Don’t throw away your old electronics. Trade them on Gazelle and make money: select your device and get an offer in just a few steps. There is no risk at all and Gazelle offers free shipping!

          5. FreeCycle: Changing the World One Gift at a Time

          Freec

            Find a network of people who are trading free goods in their own communities. Freecycle has 7,888,541 members all over the world. It is free to use. To sign up, find your community by entering it into the search box above or by clicking on ‘Browse Groups’ above the search box.

            6. Free Printables: Printable Labels, Gift Tags and Note Cards

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            Free printables

              This is a Pinterest board with amazing DIY design ideas. You can save a lot of money when you use it for coloring books, calendars, cards, and other printed items.

              7. CellSwapper: Get Out of Your Cell Phone-Mobile-Wireless Contract

              Cellswap

                Switch or give away unwanted cell phone plans without worrying about breaking contracts or additional fees. Here is the service idea: you post your cell phone plan details online and attract buyers; somebody takes over your wireless contract and you become 100 percent contract free! CellSwapper has great customer support.

                8. Trusted Cleaner: Find Your Local Professional

                Trusted Cleaner

                  Find the best cleaning companies in your area, as well as the best deals on cleaning services. To find a list of recommended cleaners in your local area just enter the service you require and your location. Choose from carpet cleaning, home cleaning, gutter cleaning, office cleaning, and many other services.

                  9. Camel Camel Camel: Amazon Price Tracker

                  Camel

                    Get the price history of any item on Amazon, and be alerted when items go on sale. You can easily create Amazon price watches, it is free! Camel Camel Camel has extension for Mozilla Firefox and Google Chrome called The Camelizer.

                    10. Money Saving Mom: Intentional Finance. Intentional Family. Intentional Business

                    Moneymom

                      Here you will find money-saving tips, as well as coupons and weekly deals on household items. What you’ll find at MoneySavingMom: Deals, Steals & Coupons; Money-Saving Tips & Frugal Ideas; Deals at Your Local Stores; Coupon Database. Website goal is to tell you about practical ways to help you save money in everyday life.

                      11. ThredUp: The Largest Online Consignment & Thrift Store

                      Thredup

                        This is an online consignment store for women and children. Instead of tossing out kids’ clothing that has been outgrown, simply sell it on consignment and get some of your money back. ThredUp donate proceeds from the items they do not accept to charities like Teach for America. Orders over $50 ship for free. If you want to return an item they will refund you. Just return it within 30 days.

                        12. GasBuddy: Find Low Gas Prices in the USA and Canada

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                        Gasbuddy

                          Find out where to find the best prices on fuel in your area. Join now, and get a chance of winning a $100 gas card by reporting gasoline prices. GasBuddy also provides historical gas price data, charts and statistics.

                          13. Swap a DVD: Movie Club to Swap, Trade & Exchange Used DVDs

                          swapdvd

                            This is the same as PaperBack Swap, but you are trading movies instead. List movies you’ve already watched. Once a DVD is requested, mail it to the club member. In return, you may choose from 255,333 available movies! However, a 49-cent swap fee applies to receiving DVDs. DVDs you request are mailed to you postage-paid.

                            14. Supercook: Recipe Search by Ingredients You Have at Home

                            supercook

                              Find money-saving recipes that using the items you already have in your kitchen. Just click any ingredient to focus on and you’ll get the list of recipes.

                              15. The Krazy Coupon Lady: Extreme Couponing

                              Krazy Coupon

                                This is a giant database of printable and mobile coupons, as well as deals from national retailers. Also the sites has a huge Tips section with the DIY, Family, Money, Home, Recipes, Style, Travel information.

                                16. SecretSales: Secret Sales, Discount Designer Clothes Sale

                                Secret sales

                                  Get the lowest prices on luxury gear from Burberry, Firetrap, and other fine retailers. Experienced team of buyers work with over 600 brands to bring you new sales every day. The best selection of products across a range of categories including fashion, accessories, beauty and homeware. Mostly sales last between 2-4 days and have discounts up to 70 percent off, so you’ll need to be quick!

                                  17. Yapta: Track Flight Prices and Check for Airline Refunds

                                  Yapta

                                    You will be alerted in real time when the prices go down on airline and hotel prices so you can have the most economical vacations. Yapta has an app to track flights and hotels, with real-time iPhone alerts.

                                    18. Temptalia: Beauty Blog, Makeup Reviews, How to Makeup

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                                    temptalia

                                      Find high quality copycat versions of your favorite high-end makeup brands at affordable prices. Temptalia was founded in October of 2006 by Christine Mielke. SIte is a global reference and resource for beauty enthusiasts featuring in-depth reviews, photos, swatches, tutorials, and beauty tips.

                                      19. Superior Resource: Print Shop

                                      Superior Resource

                                        Do you need to get anything printed? Superior Resource is the best way to save money on printing and get the best result. Superior Resource provides printing on all kinds of invitations, brochures, envelopes, stationery,  labels, pocket folders, annual reports, also large format pieces can be printed.

                                        20. AirBnb: Vacation Rentals, Homes, Apartments & Rooms for Rent

                                        airbnb

                                          Save money on vacation rental properties with AirBnb! Find cheap accommodations: rent a room, apartment, house, or even a castle. Airbnb is a trusted community marketplace for people to list, discover, and book unique accommodations around the world — online or from a mobile phone. Airbnb connects people in more than 34,000 cities and 190 countries.

                                          21. Swap: Swap, Sell and Buy Pre-Owned Kids’ Items

                                          swap

                                            This the world’s largest swap marketplace, with 1.2 million members worldwide. Swap books, CD’s, and other media to get new stuff and get rid of old stuff. You can pay for the items with your own items. You can also buy or swap items from multiple users and combine them into one shipment.

                                            22. FashionVouchers: Fashion Voucher Codes, Fashion Sales and Fashion Deals

                                            fashionvoucher

                                              Get vouchers for shops as well as online stores and get the latest looks at low prices. It’s really easy to use FashionVoucers: you can browse all vouchers, check out the top 10 vouchers, browse all stores, and even find vouchers by category.

                                              23. Made: Great Design Direct From the Makers

                                              made

                                                Save as much as 70% off contemporary furniture designs when you buy directly from the manufacturers (No warehouses! No physical stores!). Special features of Made are grouping order, real time tracking and fuss-free returns.

                                                24. HomeDiscount: Everything For The Home Up To 75% Off

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                                                HD

                                                  You can save as much as 75 percent off items for the entire home, including the bathroom and kitchen. They are so confident of their low prices, that site offers a Price Match Service. HomeDiscount has a huge selection – over 20,000 products.

                                                  25. Visitbritain: Destinations and Attractions Throughout England, Scotland, Wales & Northern Ireland

                                                  visit brain

                                                    Find the most fun and least expensive activities for economy vacations in Britain. Visitbritain has over 150 Britain products in their online shop: from transport tickets to popular attractions and sightseeing passes.

                                                    26. Independent Traveler: Train Deals

                                                    IT

                                                      Get the best deals on train travel, as well as deals on many attractions. Check out trip reviews and forum.

                                                      27. Coupons: Free Printable Coupons, Grocery Coupons & Online Coupons

                                                      Coupon

                                                        You can find deals on just about everything here. Instead of waiting for coupons in your local newspaper, you can get as many as you like on this website, whenever you want them. There is also the mobile app GroceryIQ, where you can get mobile coupons.

                                                        28. Getaround: Peer-To-Peer Car Sharing and Local Car Rental

                                                        get around

                                                          This is a great site for those who need reliable transportation but don’t have automobiles. This site allows people to borrow or rent vehicles. This is also great for car owners who want to make some extra cash. You can use the iPhone app to borrow or rent cars.

                                                          29. HomeAway: Vacation Rentals, Beach Houses, Cabins & More

                                                          homeaway

                                                            If you want to travel but don’t want to stay in hotels, you have the option to rent a home. There are approximately 1 million rentals at any given time on HomeAway. All you need to do is sign an agreement, pay a deposit, and start your vacation.

                                                            30. JustPark: Find Your Perfect Parking Space

                                                            Just park

                                                              You can rent out a private parking space or garage. JustPark is exactly like AirBnb, except for parking spaces. Just Search – Book – Park.

                                                              Featured photo credit: Carol Pyles via flickr.com

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                                                              Jane Hurst

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                                                              Published on January 8, 2021

                                                              How To Pay Off Credit Card Debt Fast: 7 Powerful Tips

                                                              How To Pay Off Credit Card Debt Fast: 7 Powerful Tips

                                                              Ever wondered whether your credit card debt is the reason you’re in a bad financial situation? You can’t enjoy any fun activities because a good chunk of your money goes toward debt payment. Heck, you’re even behind on some of your monthly bills.

                                                              The effects of clumsy debt management are too many to list here. This guide is going to help you discover how to pay off credit card debt fast and start chasing your financial goals.

                                                              Debt problems are the last thing anyone wants to encounter. But things can get out of hand when all the “little debts” you take accumulate in interests.

                                                              What if you knew some simple and proven ways to be debt-free quickly? Implementing them would mean better financial health for you. It becomes possible to free up cash for your “wants.” These include taking a trip or buying something you’ve always desired. All that while paying your bills on time!

                                                              Let’s not wait any longer. Here are 7 powerful tips for paying off credit card debt fast:

                                                              1. Pay More Than the Minimum Credit Card Payments

                                                              Many people only pay the monthly minimum on their credit cards. Truly, that’s the right amount for staying on good terms with your credit card company. But you need a different approach if you’re looking to achieve financial independence within a short time.[1]

                                                              Most of your payments go toward interest costs when you only pay the minimum amount. A substantial sum of your balance remains standing. As a result, it becomes more expensive to eliminate your debts.

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                                                              You don’t want to wait more than 10 years to get rid of debt while it’s possible to do it sooner. All you have to do is double that $100 minimum payment to $200 or go higher.

                                                              The good thing is that minimum credit card payments are affordable in most cases. By paying a higher amount, you reduce your interest costs, lessen your borrowing period, and boost your credit score.

                                                              2. Start With High-Interest Credit Card Debt

                                                              If you have more than one credit card debt, prioritize putting the extra money toward the ones with the highest interests. This debt pay-off strategy, known as the debt avalanche method, is essential for being debt-free quickly.[2]

                                                              First, you need to list down all the credit card debts you have in the order of their interest rates. Next, you choose the one with the highest interest and pay a significant amount toward it each month. It can be an amount twice or even thrice larger than the minimum payment.

                                                              At the same time, you make monthly minimum payments on the other debts. Their interest charges won’t be as costly as that of the first debt on your list. You only move on to the next high-interest debt after the first one is gone. Remember that your focus is on the interest rates and not the balances.

                                                              3. Revisit Your Budget

                                                              Budgeting is useful for tracking your financial moves. Once you create a budget, some tweaks along the way can make it work for you better. One situation that requires you to revisit your budget is when you’re struggling with debts. It might hurt a bit to slash some expenses. But you also don’t want to miss out on achieving financial freedom in the long run.

                                                              You can reduce some variable expenses to free up more cash for credit card debt payments. They’re the ones that change from time to time. Some examples are groceries, fuel, and clothing.

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                                                              Other opportunities for cutting down your spending lie in non-essential expenses. Instead of dining out all the time, you can cook at home more to save money. You can also share some subscriptions with friends and pay a fraction of the cost.

                                                              If you’re determined enough, you can eliminate all your unnecessary expenses and focus on paying off your credit card debt first.

                                                              4. Avoid Using Your Credit Cards

                                                              Do you want to know how to pay off credit card debt with a low income? One simple way is to stop using them. Having your credit cards everywhere you go means that you’ll be more tempted to buy unnecessary stuff. In this case, you spend money that you don’t really own and get deeper into debt.

                                                              The quickest fix to stop the debt build-up is spending with cash. You’ll be more aware of everything you can afford at any particular time. If you decide to keep one or two cards to ease the transition, always make wise choices. For instance, only use them when experiencing financial difficulties.

                                                              It’s best to categorize your fun activities under “discretionary spending” in your budget. This way, you won’t need more debt to kill your boredom. By halting your credit debt from accumulating, it’s easy to pay down what you already owe and be happy with the progress.

                                                              5. Start a Side Hustle to Boost Your Income

                                                              You’re probably turning away a lot of money by not monetizing your skills. Everyone has something that they’re good at doing. And you can use that to generate extra income for attacking your credit card debt.

                                                              If you look around your neighborhood, you can find several side hustle opportunities. It can be pet sitting, tutoring, or lawn mowing. You can start an online business by offering services such as digital marketing, content creation, and web development. Such skills go in high demand on freelance sites and job boards.

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                                                              Finding clients on social media is also a good strategy to utilize your skills and make more money. Facebook groups, Quora Spaces, and subreddits are some places to look for side jobs. You only have to join a niche-specific platform, share your services, and respond to any opportunities.

                                                              It’s possible to learn a skill, practice it, and earn from it. Use the free resources online or purchase some e-courses to get started.

                                                              6. Sell Your Used Items for Extra Cash

                                                              Starting a side hustle isn’t the only way to generate extra money. You can turn unwanted items into cash for paying off credit card debt. Whether it’s an old TV, book, or furniture, there is always someone itching to buy your used stuff.

                                                              A garage sale, as much as it’s old-fashioned, is perfect for getting your neighbors and passers-by to buy from you. You keep all the money because there are no business permits or taxes involved. While you may not make much cash, it’s better than leaving your stuff to go defunct in your storage.

                                                              Other than that, you can sell your used stuff on online marketplaces. Facebook groups are great places to start if you want quick approvals and hence sales. You only have to ensure that your listing follows Facebook’s commerce policies.

                                                              When selling any pre-owned items online, ensure they’re in good shape to avoid problems with your buyers.

                                                              7. Know When to Seek Help With Your Debt

                                                              Asking for help with your credit card debt can be challenging to do. But letting it drown you is a road you don’t want to take. While you may feel embarrassed at first, it’s the best way to get back on track when you run out of options.

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                                                              There are tons of non-profit credit counseling organizations that can offer you free guidance on how to escape the debt trap. An example is The National Foundation for Credit Counseling. They simply review your finances and help you determine the source of your financial problems. After that, they match you with an actionable debt management solution.[3]

                                                              In extreme cases, the debt solution can be:

                                                              • Debt relief – where your debt is partially or wholly forgiven
                                                              • Debt consolidation – taking out one loan to repay others
                                                              • Debt settlement – the creditor forgives a significant portion of your debt
                                                              • Bankruptcy – legal process for seeking relief from some or all your debts

                                                              It’s necessary to carefully weigh your options before deciding on the way to go. Find out how it might affect your credit score and any other risks.

                                                              Wrapping It Up

                                                              Debt is a major setback when you’re trying to prosper in life. Paying off credit card debt is essential if you want to reach your financial goals. That means having more free income, a good credit card score, and even a chance to retire early. You become more productive each day because of the peace in your mind.

                                                              So, you now have some tips on how to pay off credit fast. Go ahead and get rid of that good life progress killer!

                                                              More Tips on How to Pay Off Debt

                                                              Featured photo credit: rupixen.com via unsplash.com

                                                              Reference

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