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20 Excellent Ways to Spend Less Money During the Winter

20 Excellent Ways to Spend Less Money During the Winter

Winter can be harsh. It’s cold, gloomy, stressful, and costly. But there are some things you can do to save yourself from some costly spending. Here’s a few tips to help you save your sanity by saving you some money.

1. Turn off the heat

We all like to blast the heat to stay warm in the winter. But when I’m not home or at night when I’m sleeping, I turn the heat off. Yup, all the way off. Why have it wasting your money while you’re not even there to enjoy it? Yes it does make it a little chilly when I come home, however I turn the heat on right away and within minutes the house is warm, and I wasted no money on heat that I wasn’t even using anyway.

2. Turn down the heat

If you don’t want to be an extremist like me, then Global News suggests that even turning your heat down a few degrees at night and while you’re not at home will still save you on your heating bill.

3. Turn off the lights

Lights, TV, cable boxes, anything that you leave on while you’re out or sleeping, will absolutely add to your electric bill! Many people forget the little things like your garland on your mantel and will leave it running. Make sure when you leave the house you turn it all off. Not only are you saving energy but you are also saving yourself some money!

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4. Make gifts

Winter is high time for many holidays. And with the holidays it’s easy to get caught up on spending money without a thought. It’s fun to give gifts! But while it’s true it is fun to give gifts, you can do it without emptying your bank account. By making gifts instead of buying them, you will only be spending money on supplies and can reduce your gift giving budget significantly.

5. Play holiday games

If buying is still fun to you, then maybe play some holiday games to eliminate having to give tons of gifts. Secret Santa is a widely played game with family and friends where you purchase a gift for just one person instead of many. But there are tons of games for every holiday that can be played to reduce the amount of gifts you purchase. Look for some ideas online or on Pinterest.

6. Choose an intimate New Year’s party

People spend a lot of money dining out or buying tickets to special events for New Year’s Eve. While that can certainly be a lot of fun, if you’re looking to keep your winter budget down, then it’s probably not the best idea. Instead, plan an intimate party with family and friends. Everyone can bring a dish and/or their own booze, and you supply the place to party. You will this save tons of New Year’s money, and you’ll still be ringing in the New Year with fun!

7. Budget meals

Ah grocery shopping, the waster of money. Have you ever been the person that goes in to the store for five things and leaves with 10? I have! Especially in the winter, when there are so many goodies to buy and comfort food is at the forefront of your mind. But stay strong! Make a budget for how much you feel you should spend per week and write a list of what you’ll need. But stick to it! This will stop you from impulse buying the fresh baked cookies.

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8. Freezer meals

When you cook, do yourself a favor. Make some extras of things – sauces are especially great for this. When you make a bit extra, you can freeze the food and thaw it for use later. This is a great idea for when you’re realizing that you may be just a bit short on cash, you’ll have some backup dinners ready to heat and eat.

9. Stay inside to save the gas

Gas is expensive, we all know this. And your car eats gas even faster in the winter because of the heat you turn on inside of your car. But, if you limit your trips by allowing yourself one trip to the grocery store a week, going to work and come right back without stops in between, then you can limit the time your in the car and limit the amount of gas it’s gobbling.

10. Shovel instead of snowblowing or plowing

Another gas monster is snowblowing or snowplowing. When it’s a heavy, thick snowfall it’s not a bad idea to bring these machines to life. But, when it’s not too bad out, go shovel instead. Not only will you save yourself on gas money, but you’ll also be getting a great workout and burning off some of those holiday calories.

11. Find secondhand decorations

With holidays we tend to spend money on decorations. There’s nothing wrong with wanting your house to look pretty, but you don’t need to spend a ton of money doing so! Every year at the end of winter people have gone through their decorations and are ready to rid themselves of what they have. Take advantage of that! They always say one man’s junk is another man’ treasure. Find some treasures in decorations and you’ll save yourself a ton in decor for the next year.

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12. Clip coupons

We’ve all heard of Couponing to Disney but we can also coupon simply to keep our costs low. If budgeting your grocery shopping just isn’t working, try clipping coupons out of the weekly ads. It’s even easier now because a lot of places will allow you to print coupons from online. Coupons are helpful not just for food but also for crafts stores if you choose to make gifts, decorations, etc.

13. Try not to use credit cards

I have always been taught that if you can’t afford it, then don’t buy it. DON’T USE CREDIT CARDS! But did I listen to my mom? No, of course not. But I do now. She was right, you save yourself a ton of money by not using cards to purchase items. With the holidays it’s easy to get the idea that credit cards are the way to go, but stop, put down the plastic and walk away quickly. Because not only will you be paying interest on these items all the way until the card is paid off, but if you miss a payment, forget it! Late fees alone will cause you to spend more than you can imagine.

14. Have movie nights at home

Movies are fun to go-to in the winter. It’s warm inside, there’s popcorn being popped, and adventures on the screen. But you can have the same type of cozy winter fun for a fraction of the cost. Have a movie night at home instead of going out. You can still have popcorn (it costs a lot less at the store) and even better – you can pour yourself a glass of wine! Something you obviously can’t do with most movie theaters. With so many movie watching choices like Amazon and Netflix, you can catch the latest movies while staying warm and cozy. Plus, you’re saving the gas money too – double win!

15. Save your change

Spending money is inevitable in the winter months. No matter what you try to cut out, with holidays, food, and gas, you will spend money. But a great way to save a little bit is getting a change jar. Take your change after you go buy some presents, or buy the holiday dinner and put it in a jar. Every time you stop to buy a hot chocolate to warm up- put your change in the jar. You’ll be surprised at how much you save up.

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16. Use alternatives to heat

It is winter so if you’re turning down the heat, or turning off the heat, make sure you have an alternative to keep you warm. Extra blankets, heating pads and warm pajamas will all be able to keep you warm and you won’t even realize that you have the heat off! I used to warm up a rice bag every night and put it in my bed a few minutes before I got in it. By the time I would climb in, it was nice and cozy and I didn’t miss the heat at all.

17. Buy in bulk

Using bulk stores is a great way to save some money. Bulk stores offer great varieties of food at very reasonable prices. Get a membership, if needed, and try out your grocery shopping there. You’ll be amazed at the savings! Just make sure you have enough room for all of your items! You’ll also be saving on trips to the store (see #7 and #9) so there’s bonus savings there!

19. Choose inexpensive New Years Resolutions

New Year’s resolutions can be quite costly. Especially if you are planning on joining a gym. Luckily, there are alternatives to expensive New Year’s resolutions. If you want to lose weight, maybe try some home workouts. If you want to read a book a month, go to the library instead of buying new books. Or choose resolutions that are already inexpensive, like saying one thing you’re thankful for everyday, or volunteering in your community.

20. Seal your windows and close your curtains

In an article by Mirror, a super simple winter trick is mentioned – closing your curtains! It’s well known that heat can easily escape and cold air can come in through windows. So what to do? Close your curtains, it will keep the cold on the outside and the warm on the inside, the curtains acting like a barrier. But if you find this isn’t working enough, I’ve gone so far as to use plastic to cover the windows. It’s a sealer that will also act like a barrier, so just go to your local hardware store – they’ll know where they keep it!

Using these tips can really be a winter money saver. You can do some or all, and either way, if you do any at all, you’re sure to see a difference in your winter costs!

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Last Updated on August 15, 2018

30 Fun Things You Can Do This Summer Without Spending Much

30 Fun Things You Can Do This Summer Without Spending Much

Summertime can be a real strain on your wallet. The sun is out, there are people to see, places to be; it’s no wonder you might be short of funds during these sunny months. Not everything has to cost you an arm and a leg.

Take some time to go through this list of 20 cheap summer activities and make some realistic goals to complete as many as you can.

Video Summary

1. Visit a strawberry festival

Summer is prime time for tasting strawberries. More often than not, an area that grows strawberries will have a strawberry festival. Indulge yourself in strawberry pies, jams, cakes and more!

2. Have a picnic

Take your partner or your family to the local park and enjoy a relaxing picnic. Designate each person to bring one food item of their choice to add to the fun.

3. Camp in your back yard

    The summer heat can sometimes make it hard to sleep. Why not enjoy the heat outside in the yard? Pitch a tent or gaze into the night sky.

    4. Take long walks

    Discover something new where you live. Take the afternoon off from your chores and go for a long walk. You may be surprised by what you discover.

    5. Break a world record

    Breaking a world record doesn’t have to be time-consuming. You could even break one on your lunch hour. Give it a go!

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    6. Go on a bike ride

    The number of bike paths on roads in big cities has increased dramatically over the years. Take advantage, and enjoy the summer breeze.

    7. Join a gym class

      The gym is not everyone’s idea of a good time, but why not go with a friend a join a class? Spinning, yoga and step classes are always more fun with friends, and a lot of gyms allow you to pay-as-you-go.

      8. Find a new hobby

      The summer is the perfect time to find a new hobby. Serotonin (our body’s natural “happy” hormone) is produced by the sunshine and will be at a yearly high, which is great for when we want to tackle something new.

      9. Join a sports team

      Not all sports teams are competitive and require huge amounts of your time. Join in the fun with like-minded people, get fit, stay healthy and make some friends along the way.

      10. Make a slip ‘n slide

        Gather your friends, some plastic sheeting, a hose, washing up liquid if desired, and make a huge slip ‘n slide just like these guys. Granted, yours won’t be as big, but you get the idea… it’s fun!

        11. Make a treasure hunt for your kids

        Today’s digital world sees our children more often than not playing inside than outside. Why not create a sense of adventure by making a treasure hunt? Only rule? It has to be outside.

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        12. Visit a free festival

        Towns and cities are awash with free festivals, with themes from film to science. Scout your local area and discover something new.

        13. Visit the zoo

          Let’s face it: we love animals. While browsing news websites and social media networks you’re bound to come across a few pictures of cats. Take a trip to your local zoo for a better experience.

          14. Take a road trip

          Enjoy the open road with a few friends and take a road trip somewhere–anywhere. Just go out and enjoy the sunshine!

          15. Play ultimate frisbee in the park

            Frisbee is always great fun down the park, but why not turn it into more of a competitive sport by playing ultimate frisbee?

            16. Make your own ice cream

            Ice cream is a very versatile dessert. Make a sandwich, enjoy a cone, or simply just enjoy a bowl full. Better yet, making your own ice cream allows you to create any flavor you want.

            17. Invite your neighbors over for a BBQ

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              When was the last time you invited your neighbors over? Do you even know them? Now’s your chance. Just ask each person to bring a food item so costs don’t mount up for you.

              18. Get a summer job

              For many students, summer is the time for relaxation and fun. But who said earning money and being productive isn’t fun? You only get out what you put into a situation.

              19. Attend a charity event

              Attending a charity event is a great way to raise funds and awareness for a cause, meet new people, and generally have a good time. Search for your local charity event today.

              20. Visit a national park

              National parks are a great way to explore nature and learn something new. You could even volunteer and make a difference in helping restore natural habitats.

              21. Visit your local comedy club

                Local comedy clubs are extremely underrated. They are cheap to attend and no doubt you’ll have a barrel of laughs.

                22. Make your own hammock

                  Hammocks are very relaxing, are perfect for summer afternoons and are surprisingly easy to make.

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                  23. Read in your new hammock

                  Now you have your very own hammock, the only thing left to do is enjoy it. Grab your favorite book and read to your heart’s content.

                  24. Watch a movie outside

                  Movies are great. Relaxing outside in the evening is great. Put them together and you’ve got a perfect combination. In D.C, Maryland and Virginia this summer, for example, you can enjoy a huge number of movies outside.

                  25. Take a hike

                    Hikes are a great way to keep fit and see more of Mother Nature. There are countless trails available for you to explore. Why not try some this summer?

                    26. Learn how to fly a kite

                    As a child, you probably had a kite and haven’t touched it since. Why not dust it off and attempt to fly it? It’s tricky, but well worth the challenge.

                    27. Work out at the park

                    American cities are full of parks with ample space for a work out session. No doubt you’ll be happier to work out in the sun rather than a crowded gym.

                    28. Take your dog to the beach

                      One of the many joys of owning a dog is taking him or her for long walks during the summertime. This joy is enhanced when visiting the beach, for both you and your dog.

                      29. Make a summer smoothie

                      Healthy, delicious and perfect for the summer. Not only that, there are countless recipes ready for you to try.

                      30. Attend a free yoga session at the beach

                      No experience needed and all skill levels are welcome. Take yourself and a buddy down to the beach and try some yoga. You’ve got nothing to lose!

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