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Choosing a Retirement Living Community or “Chewing Glass” – Your Complete Checklist

Choosing a Retirement Living Community or “Chewing Glass” – Your Complete Checklist

The decision to move to a senior retirement community is not easy. Someone once said to me that “chewing glass may be more enjoyable!” Friends will pass snide comments. Family will chip in with their slant. These opinions not based on your situation but tainted by their own views and feelings.

You and your spouse or partner will be filled with naked mixed emotions. It’s a venture into the unknown. Whatever the circumstances. Deciding to move is emotional and demanding. It’s critical to think carefully through each step. Although there are many, many factors to consider, these ones will give you a good basis for making your decision.

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1. Location

  • Do you have anything specific that is a priority? Will either something you love or something you hate have an influence?
  • Where do you want to live? Consider the distance to shops, public transport, pastime or sport facilities and family and friends. Remember, that as one gets older driving becomes more daunting.

2. The Facilities

  • What style and size home do you want?
  • Is security an issue? For many people it’s an important and growing concern.
  • What level of independence do you desire? How much privacy would you like?
  • Are there recreational activities?
  • Does it offer levels of independence? Some retirement living communities offer greater levels of independent living. While others have a greater focus on community living. Which approach best meets your needs?

3. Financial

  • Are there financial options available which suit you?
  • Does the development have a sustainable business model? Is it financially well-managed?
  • What are the costs now and what are they likely to be in the future?
  • What is included in the costs you’ll have to pay?
  • What financial provisions have been made for the long-term maintenance and upkeep?

4. The Developers

  • Beware of developer promises. There are some shady operators out there who have taken advantage of this market.
  • Is the development still in the growth phase? If so, will the developers be able to deliver on their promises? Consider the developer’s financial resources and their experience.
  • Will the developers be involved in the management of the completed estate?
  • If you are buying off plan. Where will any money you pay be kept until the completion of the estate?
  • What are your options should anything, like the community or frail care facilities, not be completed?

5. Medical Care

  • How close are the nearest medical services? Think carefully about how you could manage deteriorating health.
  • If this is required at a later date, what access is there to ongoing care?
  • Is there a frail care facility large enough for the estate? Remember that there will be growing numbers of “older old” folk requiring support.

6. Level of Input and Involvement

  • Would you like to have a say in the running of the estate? Is there a provision for the community to get involved in the operation?
  • Is there a residents’ committee or trustees’ committee that you can join? Does it work with management to make certain the needs of the residents are sustained at a high standard?

7. Management of the Estate

  • Who will run the estate? What is their experience or qualifications in this field? Do they have experience in meeting the needs of older people?

8. Selling

  • If you decide to leave the village what are your financial responsibilities? Will it be necessary to restore your unit? If so, exactly what restoration would you need to carry out?
  • When you leave, how much money will you receive? When will you receive this money? Often money is not paid until your unit is sold to a new resident.
  • What guarantees do you have that your unit will be sold as quickly as possible? Do you have the option of marketing your unit yourself to speed up the process?

9. Membership and assurances

  • Is the village a member of any organization or associations? If so, what assurance does this guarantee you?
  • Does the association provide a quick and cheap way of resolving disagreements between you and the estate?

10. Legal and binding contract

  • Check the Deed of Sale. Make sure that you understand your obligations with regard to maintenance, refurbishment, general upkeep of the property and medical and ongoing care services.
  • Find out what services the management are legally required to supply on an ongoing basis.

11. The Final decision

  • Make sure that all the boxes are ticked and all the questions answered.
  • When do you plan to move? Is there a long waiting list? Many of the more reasonably priced, well-managed and viable communities have long waiting lists … in some cases up to 10 years!
  • What are other people saying about the place? Do you know anyone living there? Do you know anyone who knows anyone living there? Have you spoken to anyone living there?

These are the many questions and concerns that you will have to wrestle with when making the final decision about moving to a retirement living community. Once you move the rewards can be considerable. Living in a community of like-minded people. Independence to enjoy life with less hassles and hindrances. A truly enhanced lifestyle.

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Freedom to have the time to follow the interests you’ve always wanted to pursue. Enjoying a well-deserved retirement. It’s now up to you. A new lifestyle in a new place … or live with life as you know it?

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patrickmillerd

Consultant

Retirement Community Choosing a Retirement Living Community or “Chewing Glass” – Your Complete Checklist

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Last Updated on May 21, 2020

The Top Fad Diets That Are Actually Worth the Hype

The Top Fad Diets That Are Actually Worth the Hype

You have probably seen enough fad diets to last a lifetime. Many have become popular overnight and left just as quickly.

Some fad diets, though, have actually passed the test of time and are making some headway in the nutritional world.

Outlined below are four fad diets that are actually beneficial for your health and wellness. Read on to find out why you should consider adopting one (or more) of these healthy eating styles today.

An important concept you should keep in mind is to disregard the term “diet” as it is typically used. The word diet implies the idea of restriction and removal. Instead, think of the word diet in this context as a healthy eating lifestyle.

Let’s take a look at some of these healthy eating lifestyles that have been categorized, by no fault of their own, as fad diets.

1. The Paleo Diet

The paleo diet, or ancestral eating, is simply eating the way your paleolithic ancestors would have up to 10,000 years ago, or when the agriculture age began.

The advantage now is you don’t have to do this in a loin cloth, unless you want to… The focus of this diet is proteins, vegetables, some fruits, nuts and seeds and some healthy fats.

In the paleo diet, there aren’t any grains, starchy carbohydrates, sugars, or dairy.

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How Your Health Can Change With Paleo

The paleo diet is a good way to keep your blood sugar under control. It can also have a positive effect on type 2 diabetes, and can lower your risk of cardiovascular disease.

With this healthy eating lifestyle, people have also achieved good weight loss results and boast improved energy levels. [1]

It’s not just what’s in the paleo diet that’s important, it’s what’s NOT in it. There aren’t any processed and manufactured foods, junk foods, artificial ingredients or chemical additives.

Paleo is a way of eating that gets you more in tune with your body and, therefore, can provide a lot of benefits.

2. Whole30

The Whole30 diet is relatively new and owes its popularity to social media and the #Whole30 Instagram hashtag that allowed people to share and broadcast their success with the diet.

With Whole30 you are taking 30 days and focusing on nutritious whole foods such as meats, nuts and seeds, seafood, eggs, vegetables, and fruits.

During the month you are eliminating:

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  • sugar
  • alcohol
  • legumes
  • grains
  • dairy
  • soy

Whole30 is similar to paleo, but it goes a bit further eliminating sweeteners such as honey or maple syrup.

At the end of the 30 days, you strategically reintroduce those eliminated foods back into your diet to discover any possibility of health consequences from them or even potential food allergies.

Finding Out How Food Impacts You

Most people eat the same things so often and may not realize that certain foods are causing health consequences, as they’ve become accustomed to feeling lethargic and run down.

With Whole30 you get the chance to see how these foods may have a negative impact on your body. You’ll also reset your taste buds, which may have become desensitized from processed and artificial “foods” and excess salt.

This diet will help you regain your love of food… in a healthy way!

3. The Mediterranean Diet

The Mediterranean diet has been at the top of the list as a very effective diet for some time now.

For people in countries like Italy or Greece, this has simply been a normal way of life–along with higher activity levels, sunlight exposure, proximity to water, and lower stress.

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With the Mediterranean diet, the focus is on heart-healthy foods. It looks like this:

  • Fruits & vegetables
  • Whole grains
  • Legumes & nuts
  • Replacing butter with olive oil
  • Using herbs and spices instead of salt
  • Eating fish and poultry at least twice a week
  • Moderate amounts of red wine

Help Your Heart & Overall Health With A Mediterranean Diet

Information from the Mayo Clinic shows that this diet reduces heart disease and lowers your “bad” LDL cholesterol. Studies involving 1.5 million people demonstrated that the Mediterranean diet was associated with a reduced risk of cardiovascular mortality, along with overall mortality. [2]

With all these benefits, this is definitely a “fad diet” that’s worth the hype.

4. The Alkaline Diet

The alkaline diet is about changing the foods you eat so that you put your body into an alkaline state and out of an acidic state. When your body is too far on the acidic side it can result in a condition called acidosis. This can lead to issues in your body such as upset stomach, breathing difficulties, headaches, weakness and, fatigue. In extreme cases, it can result in shock, coma, or death.

The goal is to get your body in a more alkaline state, which results in overall better health. The focus is on including alkaline boosting foods such as fruits, nuts, vegetables, and legumes. You’re also wanting to reduce acidic foods such as low quality beef and poultry, dairy, eggs, grains, and alcohol.

Pros & Cons With The Alkaline Diet

The benefits that come from this way of eating is that reduction in inferior quality foods, processed items and alcohol. You may feel improved energy levels, mental clarity and even better joint health.

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People also report weight loss but again this may come from the reduction in calories from junk and processed foods but this is not a bad thing at all.

One con with this diet is that the pH value of the food you eat might not have an impact on blood pH, as your body is able to balance this pretty well on a day-to-day basis.

Follow These Fads for Better Health and Wellness

There can be a danger in categorizing things as a fad diet because fads come and go. People are always looking for the next big thing or a quick fix.

The four examples above buck that status quo. These diets, though mainstream, actually can give you benefits and aren’t going to go away anytime soon because they work.

What makes these diets special is that they boast real whole foods and the eliminate processed and manufactured junk.

The Big Takeaway:

Whatever way you choose to eat, the focus needs to be on whole unprocessed foods. Look for the cleanest, local and most natural things you can find for the benefit of your overall health and wellness. Your body and mind will thank you.

Featured photo credit: Dan Gold via unsplash.com

Reference

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