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Choosing a Retirement Living Community or “Chewing Glass” – Your Complete Checklist

Choosing a Retirement Living Community or “Chewing Glass” – Your Complete Checklist

The decision to move to a senior retirement community is not easy. Someone once said to me that “chewing glass may be more enjoyable!” Friends will pass snide comments. Family will chip in with their slant. These opinions not based on your situation but tainted by their own views and feelings.

You and your spouse or partner will be filled with naked mixed emotions. It’s a venture into the unknown. Whatever the circumstances. Deciding to move is emotional and demanding. It’s critical to think carefully through each step. Although there are many, many factors to consider, these ones will give you a good basis for making your decision.

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1. Location

  • Do you have anything specific that is a priority? Will either something you love or something you hate have an influence?
  • Where do you want to live? Consider the distance to shops, public transport, pastime or sport facilities and family and friends. Remember, that as one gets older driving becomes more daunting.

2. The Facilities

  • What style and size home do you want?
  • Is security an issue? For many people it’s an important and growing concern.
  • What level of independence do you desire? How much privacy would you like?
  • Are there recreational activities?
  • Does it offer levels of independence? Some retirement living communities offer greater levels of independent living. While others have a greater focus on community living. Which approach best meets your needs?

3. Financial

  • Are there financial options available which suit you?
  • Does the development have a sustainable business model? Is it financially well-managed?
  • What are the costs now and what are they likely to be in the future?
  • What is included in the costs you’ll have to pay?
  • What financial provisions have been made for the long-term maintenance and upkeep?

4. The Developers

  • Beware of developer promises. There are some shady operators out there who have taken advantage of this market.
  • Is the development still in the growth phase? If so, will the developers be able to deliver on their promises? Consider the developer’s financial resources and their experience.
  • Will the developers be involved in the management of the completed estate?
  • If you are buying off plan. Where will any money you pay be kept until the completion of the estate?
  • What are your options should anything, like the community or frail care facilities, not be completed?

5. Medical Care

  • How close are the nearest medical services? Think carefully about how you could manage deteriorating health.
  • If this is required at a later date, what access is there to ongoing care?
  • Is there a frail care facility large enough for the estate? Remember that there will be growing numbers of “older old” folk requiring support.

6. Level of Input and Involvement

  • Would you like to have a say in the running of the estate? Is there a provision for the community to get involved in the operation?
  • Is there a residents’ committee or trustees’ committee that you can join? Does it work with management to make certain the needs of the residents are sustained at a high standard?

7. Management of the Estate

  • Who will run the estate? What is their experience or qualifications in this field? Do they have experience in meeting the needs of older people?

8. Selling

  • If you decide to leave the village what are your financial responsibilities? Will it be necessary to restore your unit? If so, exactly what restoration would you need to carry out?
  • When you leave, how much money will you receive? When will you receive this money? Often money is not paid until your unit is sold to a new resident.
  • What guarantees do you have that your unit will be sold as quickly as possible? Do you have the option of marketing your unit yourself to speed up the process?

9. Membership and assurances

  • Is the village a member of any organization or associations? If so, what assurance does this guarantee you?
  • Does the association provide a quick and cheap way of resolving disagreements between you and the estate?

10. Legal and binding contract

  • Check the Deed of Sale. Make sure that you understand your obligations with regard to maintenance, refurbishment, general upkeep of the property and medical and ongoing care services.
  • Find out what services the management are legally required to supply on an ongoing basis.

11. The Final decision

  • Make sure that all the boxes are ticked and all the questions answered.
  • When do you plan to move? Is there a long waiting list? Many of the more reasonably priced, well-managed and viable communities have long waiting lists … in some cases up to 10 years!
  • What are other people saying about the place? Do you know anyone living there? Do you know anyone who knows anyone living there? Have you spoken to anyone living there?

These are the many questions and concerns that you will have to wrestle with when making the final decision about moving to a retirement living community. Once you move the rewards can be considerable. Living in a community of like-minded people. Independence to enjoy life with less hassles and hindrances. A truly enhanced lifestyle.

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Freedom to have the time to follow the interests you’ve always wanted to pursue. Enjoying a well-deserved retirement. It’s now up to you. A new lifestyle in a new place … or live with life as you know it?

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More by this author

patrickmillerd

Consultant

Retirement Community Choosing a Retirement Living Community or “Chewing Glass” – Your Complete Checklist

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Last Updated on October 20, 2020

How to Stop Procrastinating: 11 Practical Ways for Procrastinators

How to Stop Procrastinating: 11 Practical Ways for Procrastinators

You have a deadline looming. However, instead of doing your work, you are fiddling with miscellaneous things like checking email, social media, watching videos, surfing blogs and forums. You know you should be working, but you just don’t feel like doing anything.

We are all familiar with the procrastination phenomenon. When we procrastinate, we squander away our free time and put off important tasks we should be doing them till it’s too late. And when it is indeed too late, we panic and wish we got started earlier.

The chronic procrastinators I know have spent years of their life looped in this cycle. Delaying, putting off things, slacking, hiding from work, facing work only when it’s unavoidable, then repeating this loop all over again. It’s a bad habit that eats us away and prevents us from achieving greater results in life.

Don’t let procrastination take over your life. Here, I will share my personal steps on how to stop procrastinating. These 11 steps will definitely apply to you too:

1. Break Your Work into Little Steps

Part of the reason why we procrastinate is because subconsciously, we find the work too overwhelming for us. Break it down into little parts, then focus on one part at the time. If you still procrastinate on the task after breaking it down, then break it down even further. Soon, your task will be so simple that you will be thinking “gee, this is so simple that I might as well just do it now!”.

For example, I’m currently writing a new book (on How to achieve anything in life). Book writing at its full scale is an enormous project and can be overwhelming. However, when I break it down into phases such as –

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  • (1) Research
  • (2) Deciding the topic
  • (3) Creating the outline
  • (4) Drafting the content
  • (5) Writing Chapters #1 to #10,
  • (6) Revision
  • (7) etc.

Suddenly it seems very manageable. What I do then is to focus on the immediate phase and get it done to my best ability, without thinking about the other phases. When it’s done, I move on to the next.

2. Change Your Environment

Different environments have different impact on our productivity. Look at your work desk and your room. Do they make you want to work or do they make you want to snuggle and sleep? If it’s the latter, you should look into changing your workspace.

One thing to note is that an environment that makes us feel inspired before may lose its effect after a period of time. If that’s the case, then it’s time to change things around. Refer to Steps #2 and #3 of 13 Strategies To Jumpstart Your Productivity, which talks about revamping your environment and workspace.

3. Create a Detailed Timeline with Specific Deadlines

Having just 1 deadline for your work is like an invitation to procrastinate. That’s because we get the impression that we have time and keep pushing everything back, until it’s too late.

Break down your project (see tip #1), then create an overall timeline with specific deadlines for each small task. This way, you know you have to finish each task by a certain date. Your timelines must be robust, too – i.e. if you don’t finish this by today, it’s going to jeopardize everything else you have planned after that. This way it creates the urgency to act.

My goals are broken down into monthly, weekly, right down to the daily task lists, and the list is a call to action that I must accomplish this by the specified date, else my goals will be put off.

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Here’re more tips on setting deadlines: 22 Tips for Effective Deadlines

4. Eliminate Your Procrastination Pit-Stops

If you are procrastinating a little too much, maybe that’s because you make it easy to procrastinate.

Identify your browser bookmarks that take up a lot of your time and shift them into a separate folder that is less accessible. Disable the automatic notification option in your email client. Get rid of the distractions around you.

I know some people will out of the way and delete or deactivate their facebook accounts. I think it’s a little drastic and extreme as addressing procrastination is more about being conscious of our actions than counteracting via self-binding methods, but if you feel that’s what’s needed, go for it.

5. Hang out with People Who Inspire You to Take Action

I’m pretty sure if you spend just 10 minutes talking to Steve Jobs or Bill Gates, you’ll be more inspired to act than if you spent the 10 minutes doing nothing. The people we are with influence our behaviors. Of course spending time with Steve Jobs or Bill Gates every day is probably not a feasible method, but the principle applies — The Hidden Power of Every Single Person Around You

Identify the people, friends or colleagues who trigger you – most likely the go-getters and hard workers – and hang out with them more often. Soon you will inculcate their drive and spirit too.

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As a personal development blogger, I “hang out” with inspiring personal development experts by reading their blogs and corresponding with them regularly via email and social media. It’s communication via new media and it works all the same.

6. Get a Buddy

Having a companion makes the whole process much more fun. Ideally, your buddy should be someone who has his/her own set of goals. Both of you will hold each other accountable to your goals and plans. While it’s not necessary for both of you to have the same goals, it’ll be even better if that’s the case, so you can learn from each other.

I have a good friend whom I talk to regularly, and we always ask each other about our goals and progress in achieving those goals. Needless to say, it spurs us to keep taking action.

7. Tell Others About Your Goals

This serves the same function as #6, on a larger scale. Tell all your friends, colleagues, acquaintances and family about your projects. Now whenever you see them, they are bound to ask you about your status on those projects.

For example, sometimes I announce my projects on The Personal Excellence Blog, Twitter and Facebook, and my readers will ask me about them on an ongoing basis. It’s a great way to keep myself accountable to my plans.

8. Seek out Someone Who Has Already Achieved the Outcome

What is it you want to accomplish here, and who are the people who have accomplished this already? Go seek them out and connect with them. Seeing living proof that your goals are very well achievable if you take action is one of the best triggers for action.

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9. Re-Clarify Your Goals

If you have been procrastinating for an extended period of time, it might reflect a misalignment between what you want and what you are currently doing. Often times, we outgrow our goals as we discover more about ourselves, but we don’t change our goals to reflect that.

Get away from your work (a short vacation will be good, else just a weekend break or staycation will do too) and take some time to regroup yourself. What exactly do you want to achieve? What should you do to get there? What are the steps to take? Does your current work align with that? If not, what can you do about it?

10. Stop Over-Complicating Things

Are you waiting for a perfect time to do this? That maybe now is not the best time because of X, Y, Z reasons? Ditch that thought because there’s never a perfect time. If you keep waiting for one, you are never going to accomplish anything.

Perfectionism is one of the biggest reasons for procrastination. Read more about why perfectionist tendencies can be a bane than a boon: Why Being A Perfectionist May Not Be So Perfect.

11. Get a Grip and Just Do It

At the end, it boils down to taking action. You can do all the strategizing, planning and hypothesizing, but if you don’t take action, nothing’s going to happen. Occasionally, I get readers and clients who keep complaining about their situations but they still refuse to take action at the end of the day.

Reality check:

I have never heard anyone procrastinate their way to success before and I doubt it’s going to change in the near future. Whatever it is you are procrastinating on, if you want to get it done, you need to get a grip on yourself and do it.

Bonus: Think Like a Rhino

More Tips for Procrastinators to Start Taking Action

Featured photo credit: Malvestida Magazine via unsplash.com

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