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Why You Should Do What You Love And Believe In No Matter How Old You Are

Why You Should Do What You Love And Believe In No Matter How Old You Are

Are you dreading the thought of waking up tomorrow and heading to work? Maybe lately you haven’t felt motivated by your job or even the slightest bit interested in what you’re doing. You probably stare at the clock all day, counting the hours until you’re free again. You’re not alone. In fact, you’re in the ranks of hundreds of thousands of people who aren’t doing what they love.

The good news is, it’s never too late. No matter how old you are or what you’ve been doing all these years; you can still follow through with your dreams. You should spend this life doing what you love and believing in what you’re doing.

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“Build your own dreams, or someone else will hire you to build theirs.” -Farrah Gray

Read that quote. Now, read it again. Why are you at your current job? Is it just for the money? When you relegate yourself to a job you don’t feel passionate about, you’re giving up on your dreams. While you are miserable day in and day out, you’re helping somebody else realize their dreams. Is that the life you want to live?

“Never work for money, work for passion” shows up on a list of the lessons people learn too late in life.[1] Listen to this advice. Don’t let life pass you by.

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“A successful life is one that is lived through understanding and pursuing one’s own path, not chasing after the dreams of others.” – Chin-Ning Chu

Remember when you were younger and you used to dream about everything you were going to do in life? Write that dream down and create a vision for achieving it. You see, once you visualize yourself doing something, you’ve made it an attainable reality. So, it’s more likely to come true. Identifying your dream is the first step to achieving it.

Now that you have your dream envisioned, be more specific. What exactly is your goal and what are the steps you need to take to reach that goal? Being constantly conscious of these things means that they won’t escape you again. Your dreams and goals are always there, motivating you to work harder. “Chase your vision and dream. Success will start following you.”[2]

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“Just don’t give up trying to do what you really want to do. Where there’s love and inspiration, I don’t think you can go wrong.” – Ella Fitzgerald

Now that we’ve talked about remembering your dreams and reconnecting with your passion, never follow this advice: “Find your passion.” This is the worst advice ever. Your passion is always there, haunting you, reminding you that you still haven’t achieved your life’s purpose. If you have to look for your passion, it’s probably not something you’re passionate about at all.

Wondering about what you love in life is tantamount to saying that you spend all day, every day thinking about things that don’t interest you. Highly unlikely. According to writer Mark Manson, “You already found your passion. You’re just ignoring it.”[3]

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“Everything you’ve ever wanted is on the other side of fear.”  – George Addair

The truth is, you might be ignoring your passion because you’re afraid to go after it. It’s one thing to spend your life working for other people and getting by day to day. On the outside, you look relatively successful. But, if you actively pursue your lifelong passion and you don’t achieve your dreams – well, that would mean you’re unsuccessful. And nobody wants that, we’re all afraid of it.

Don’t worry. There are some things you can do to boost your productivity and ensure your success. First of all, plan your day around the moments that you are most productive. Do you accomplish more during quiet mornings? Then wake up early and get to work. Don’t procrastinate. Work around your natural rhythm and learn to prioritize. Work through your list of priorities one by one to stay focused. Get in the groove of working through your daily priorities and planning tomorrow’s schedule today. Before you realize it, you’ll be well on your way to success![4]

Featured photo credit: La La Land via mintmovi3.deviantart.com

Reference

More by this author

Amber Pariona

EFL Teacher, Lifehack Writer, English/Spanish Translator, MPA

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Last Updated on June 22, 2018

How to Nix Your Credit Card Debt in Less Than 3 Years

How to Nix Your Credit Card Debt in Less Than 3 Years

Debt is never a fun thing to be in. But, there are many actions that you can take that will help you rid yourself of the burden of debt once and for all.

By coming up with a set plan, eliminating your debt can feel much easier than constantly thinking about it.

This post will provide some tips on how you can do this to help you nix your credit card debt in less than 3 years.

Hint: there are ways that are easier than you think.

1. Consider consolidating multiple credit cards if possible

This may not be applicable to you, but if you have multiple cards – it is something to consider. Keeping up with multiple bills is time consuming.

It will depend on the balance you have on each. Consolidate ones you can but do not do it to the point that you get too close to the maximum limit. Also, it is ideal to pick the card with the lower interest rate.

Consider if there are any fees or alternatively, rewards, with transferring a balance to another card. Watch out for fees. Note that some cards offer rewards for transferring a balance to them. This is extra cash that can help go towards paying off your debt.

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Having one or two cards can make nixing your debt much simpler than keeping up with the balance of a bunch of cards. Keeping track of paying the minimum towards a bunch of cards is time consuming. Spend the time to consolidate instead to make the overall process simpler going forward.

My tip: Have one main credit card. Have a second one that you use for necessities – such as groceries or gas – that offers rewards for those purchases (a lot of cards do) and set the second one on auto-pay. You should be able to pay off a smaller amount on auto-pay if it is a necessity. If you think you cannot, then you may need to cut down a lot on expenses.

Why do I suggest doing this? Having one thing set to auto-pay is one less thing to think about. One less thing to waste time on. Same idea with consolidating to one main card. Tracking down too many is a hassle.

2. Try to pay the full balance you spent each month at the very least

You need to pay off the amount you are spending each month when that bill comes in. This is the amount you spent THAT month.

Do not let the debt keep accruing while you work on paying any unpaid debt that has accrued. It will become a never-ending battle. Try as best as you can to be current on paying for each month’s expenses when that month’s bill comes out.

If this is a strain, consider why. You may need to cut expenses. Or you may need to consider other cards. Or look at where this money is going.

3. Pay extra when you can – every small amount counts

This cannot be emphasized enough. If you are looking at a lot of credit card debt, it can look daunting, but each extra amount that you can put towards the debt will really add up – no matter how small it is.

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It does not just reduce the principal amount that you have left to pay off, but it reduces the amount that is collecting interest. You will always save money with that reduced interest.

4. Create a plan on how to pay extra

Back to the main point, having this plan is giving you one less thing to think about.

This plan should be a plan that works for you. If it does not work for you, your spending habits, and your views on debt, then it will not be an effective plan.

For instance, if a set plan of an extra $50 (or another amount that you know you can afford) works for you, then do that. Set that aside every month and pay that extra amount. Treat it like a bill. Choose an amount that works for you and pay it like clockwork as though it was a bill you had to pay each month.

Little amounts will not nix it entirely, but they will help tackle it and having a set plan can make it less of a chore. Creating a new plan of how much to put towards it each month is an unnecessary added stress.

5. Cut out costs for services you do not use

If you are signed up for subscriptions that you do not use because of some free trial or for some other reason, cut it out. Your overall financial position will look better.

In turn, that will make cutting your credit card debt easier. Look at your statements to find these expenses. If you do not use them, you may forget you are paying some unnecessary amount each month. Cutting it out can really add up in savings that you can put towards other needed expenses.

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6. Get aggressive about it

Consider these points:

Depending on the interest and the level of debt, you may need to give up a few indulgences. For example, instead of ordering delivery or going out to eat, cook at home. Everything adds up.

Other things may be more of a sacrifice. It may be a trip you wanted to go on, or a daily latte habit you’ve picked up. In these instances, consider how important it is to you and if it’s worth the sacrifice. And if it is a costly expense, think whether you can wait to indulge.

Cutting an extravagant expense can really help make a dent in your overall debt. Try not to add to debt when you are trying to pay it off. It will be a never-ending battle. Make it less of a battle with these tips and it will feel easier.

Bottom line: Do what you can to make this process easier for you. Implement steps that do this. It takes time now, but will help overall. Also, keep track of your spending and paying down of your debts. Which is the next point.

7. Reevaluate your progress at set intervals

Doing a regular check-in can help you see your efforts pay off or maybe indicate that you need to give this a bit more effort. If you check every 3-6 months, it will not feel so much like a chore or feel so daunting.

By doing this, you will be able to better understand your progress and perhaps readjust your plan. Bonus: if you see it pay off, it will feel great to do this check-in. You will get there.

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Finally (and most importantly)…

8. Keep trying

Do not get discouraged. Pushing it off will make it worse. Just keep trying.

Once your debt becomes lower, each monthly payment will reduce the balance more. Why? You are paying less towards interest. It will be a snowball effect eventually and it will become much easier to manage. Just get to that point. And know once you do, it will feel easier and motivating.

Start knocking out your debt today

The best way to eliminate debt is to get started right away. Begin by implementing the above steps and watch your debt just melt away. Try out some of the above strategies and see what works best for you. Soon you’ll be on your way to a debt free life.

Featured photo credit: Pexels via pexels.com

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