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DIY Designs: Four New Projects to Take on That can Help you Save Money

DIY Designs: Four New Projects to Take on That can Help you Save Money

With the holidays right around the corner, saving money can seem like an impossible task, especially with all of the Christmas gifts you have to buy. With endless holiday parties and gift-exchanges, the season can quickly drain your bank account. It really is amazing how much money you can spend this time of year, especially if you have a big family. Luckily, there are many ways you can save money this time of year as well as during the rest of the year. To help you keep your money (and cheer) this holiday season, here are four DIY projects that can help.

Make your own wrapping paper.

Buying, storing, and keeping up with wrapping paper every year can get expensive. Making your own wrapping paper is a fun, thrifty way to personalize your presents. Also, everyone will be super-impressed by how skilled and crafty you are! Here are a few ideas to get you started:

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  • Snowflake wrapping paper: Use a piece of construction paper to layer snowflake patterns around a gift.
  • Stamped wrapping paper: After wrapping a gift in a paper grocery bag, use household items to create stamp patterns. Consider using a pencil eraser to create a polka dot pattern on the gift. If you would like larger dots, carve your stamp into a potato and press it against the ink pad.
  • Dotted wrapping paper: Wrap your gift in plain white paper. Place round, self-adhesive, color-coded labels all over the gift.

Use an online card maker.

Your card should be as unique as you are. With the right technology and an online card maker, you can easily make customized greeting cards from the comfort of your own home. With endless design options, programs like Adobe Spark allow users to make personalized cards in just minutes.

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Make your own gifts.

Creating your own gifts is easier than you think. From a snow globe cookie jar for Dad to DIY bath bombs for Mom, the web is full of creative, inexpensive ideas for holiday gifts. All it takes is a little patience and a lot of creativity to bring these ideas to life.

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Get creative with holiday decorations.

It does not take a fortune to go all-out on holiday decorations. Here are a few fun, cost-effective ideas to bring holiday cheer into your home:

  • DIY Christmas tree: Whether you are missing a tree or just need to fill an empty wall, this simple craft will do just the trick. Use long strands of yarn to create a mini version of a tree on an empty wall. If you have children, enlist their help dressing the tree with paper-circle ornament cutouts.
  • Make your own Advent calendar. This is a fun way to get your kids excited about the holidays. Start by drawing or painting numbers on small muslin craft bags. Fill each bag with goodies or notes and use festive ribbons to hang them on a wall or small ladder. Each day leading up to Christmas, allow the children to open a bag that corresponds with that day of the month.
  • Deck out the entryway. If you have too many ornaments for your tree, consider putting the extras to work. After draping the entryway with green garland, use surplus ornaments to add bursts of color.
  • Create a quick, easy centerpiece. Take your candy dish to the next level with this creative idea. Layer green, red, and white wrapped candies in a tall glass jar for a beautiful centerpiece.

Saving money during the holidays is easier than you think. These four simple projects can help your money go a little farther this season.

Featured photo credit: www.pixabay.com via pixabay.com

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Kara Masterson

Freelance Writer

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Last Updated on January 21, 2020

How to Develop a Millionaire Mindset in 6 Simple Steps

How to Develop a Millionaire Mindset in 6 Simple Steps

We all like to dream about being financially wealthy. For most people though, it remains a dream and nothing more. Why is that?

It’s because most people don’t set their mind to achieving that goal. They might not be happy in their current situation but they’re comfortable – and comfort is one of the biggest enemies of growth.

How do you go about developing that millionaire mindset? By following these simple steps:

1. Focus On What You Want – And Take It!

So many people are too timid to admit they want something and go for it. When there is something that you want to accomplish don’t think “I could never actually do that”, think “I could do that and I WILL do that”.

Millionaires play to win, not to avoid defeat.

This doesn’t mean to have to become a selfish jerk. What it means is becoming more assertive and honest with yourself. You don’t have to grab off other people. There is a big pot of unclaimed gold in the middle of the table — why shouldn’t you be the one to claim it? You deserve it!

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2. Become Goal-Orientated

It’s almost impossible to achieve anything if you don’t set firm goals. Only lottery winners become millionaires overnight. By setting yourself attainable goals, you will get there eventually. Don’t try to get rich quickly — get rich slowly.

Let’s take the idea of making your first million dollars and expand on what kind of goals you might set to get there. Let’s also say you’re starting at a break-even position – you’re making enough to get by with a few luxuries, but nothing more.

Your goal for the first year can be having $10,000 in the bank within a year. It won’t be easy but it is doable. Next, you need to figure out the steps you need to take to achieve that goal.

Always look at ways to make growth before cutbacks. With that in mind, you might want to see if you can negotiate a pay rise with your boss, or if there’s another job out there that will pay better. You might be comfortable in your old job but remember, comfort stunts growth.

You may also have other skills outside of your workplace that you can monetize to boost your bank balance. Maybe you can design websites for people, at a fee of course, or make alterations to clothes.

If this is still not enough to make the money you need to save $10,000 in a year, then it’s time to look at cutbacks. Do you have a bunch of old junk that someone else might love? Sell it! Do you really need to spend $10 on your lunch everyday when you could make your own for a fraction of the cost?

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If you are to become a millionaire, you need to start accumulating money.

Here’re some tips to help you: How to Become Goal Oriented and Achieve More in Life

3. Don’t Spend Your Money – Invest It

The reason you need to accumulate money is for step three. Millionaires tend to be frugal people, and that’s because they know the true value of money is in investing. Being your own boss goes hand-in-hand with becoming a millionaire. You’ll want to quit your regular job at some point.

Stop working for your money and make your money work for you.

Rather than buying yourself a new iPad, that $500 could be used to invest in the stock market. Find the right shares (more on that later), and that money could easily double within a year.

There’s not just the stock market — there’s also property, and your own education.

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4. Never Stop Learning

The best thing you can invest in is yourself.

Once most people leave the education system, they think their learning days are over. Well theirs might be, but yours shouldn’t be. Successful people continually learn and adapt.

Billionaire Warren Buffet estimates that he read at least 100 books on investing before he turned twenty. Most people never read another book after they’ve left school. Who would you rather be?

Learn everything you can about how economics works, how the stocks markets work, how they trend.

Learn new skills. If you have an interest in it, learn everything you can about it. You’d be surprised at how often, seemingly useless skills, can become extremely useful in the right situation.

Start developing the habit of learning continuously: How to Create a Habit of Continuous Learning for a Better You

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5. Think Big

While I advise to start off with small goals, you absolutely should have a big goal in mind. If you have a business idea, then that is your ultimate goal – to start that business and make a success of it. If you want to invest your way to millions of dollars and do little work other than research, then that is your big goal.

There is no shame in not achieving a big goal. If you run a business and aim to make $1 million profit in a year and “only” make $200,000, then you’re still significantly ahead of most people.

Aim for the stars, if you fail you’ll still be over the moon.

6. Enjoy the Attention

To be successful, you have to be willing to promote yourself and enjoy the attention to a certain extent. Now the attention doesn’t need to be on yourself, it could be on your brand, but attention definitely attracts money.

Never be embarrassed to get your name out there. That means finding a spotlight and being brave enough to step right up underneath it.

If you run a business, try contacting the local papers. You’d be surprised at how amenable they often are to running a story about you and your business, and it’s all free publicity.

Above all, remember: You control your own destiny. Push hard enough for anything and you’ll get it.

More About Thinking Smart

Featured photo credit: Austin Distel via unsplash.com

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