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5 Do’s & Dont’s Of Holiday Shopping

5 Do’s & Dont’s Of Holiday Shopping

Holiday season is upon us and that means two things, a bigger waistline and a smaller wallet. Whether we’re travelling, partying or buying gifts for family, friends and “more-than-friends”, it’s the most expensive season of the year.

With so much enthusiasm for the holidays, the average person expects to spend upwards of $805 during the holiday season with $460 spent on gifts for family members, according to the National Retail Federation’s 2015 Survey. But just because we’re willing to spend, doesn’t mean we should spend carelessly. Here are a few tips on the do’s and dont’s of holiday shopping, to stretch your dollars even further.

The 5 Holiday Shopping Do’s:

1. Make a Budget

Before you head to the mall, or Amazon, first establish your total budget for the holidays. Then, write a list of all the people you need to buy gifts for. Now, divide the number of gifts into your total budget, and that will tell you how much you have to spend per person. For example, if you have a total budget of $500, and are buying gifts for 10 people, that’s $50 a person. Now you may decide to spend more on certain people over others, that’s fine, just make sure to then reduce your budget for the others appropriately.

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2. Be Opportunistic

Give yourself some flexiblity. Start shopping early enough to take advantage of deals, like Black Friday. Do research online, and price shop. Also use online shopping apps like PriceGrabber.com, that let you compare prices across different retailers and automatically send you notices of price drops for your target gifts. Doing all your shopping on one day, in one mall, can really limit your savings opportunities.

3. Do The Double Discount Dip

You know the 15% discount or $30 credit you get for opening up a new credit card at the point of sale? Those could add up to significant savings, especially when their combined with items which are already on sale! While most folks will tell you to avoid them like the plague, the fact is, if you pay off the cards right away, it’s found money. Just make sure you have the discipline to pay off your balance completely in the first month, if you can’t trust yourself take a pass on this strategy.

4. Get Free Shipping

There’s no sense spending the time to find a 20% discount on a $50 item, if you’re going to be charged $17 in shipping. Always make sure to shop on sites that offer free shipping, and if there are minimums, see if it makes sense to bundle a few gifts together to get the discount. Also make sure you shop early enough so you don’t have to spend extra on shipping to get it delivered in 2 business days.

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5. Get Rewarded

This is one of the seasons where you’ll be spending the most throughout the year. Get rewarded for it and use a rewards credit card for all your purchases. Whether you want to use a cash back credit card or travel rewards card is up to you, but used properly you should get between 2%-5% in earnings from a premium credit card and 1% with a no fee rewards card. Using your credit card may also give you purchases assurance, protecting you from damage or theft for 90 days after your purchase.

The 5 Holiday Shopping Dont’s

1. Avoid Spending More Than You Have

The holidays are supposed to be festive occasions. Putting yourself into debt to buy someone a gift is no one’s idea of fun. Stick to your budget. The people you’re buying gifts for are presumably friends and family – they don’t want to enrich they’re lives at your expense. If they do, find some new friends.

2. Don’t Be Cheap, Be Frugal

There’s a difference between being cheap and frugal. Being frugal means you’ll do the work to find the cheapest price for an item. Being cheap means you’re willing to sacrifice quality for price and get a poorer quality item, just because it’s cheaper.

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3. Don’t Buy It, If You Can Make It

I don’t know about you, but my most memorable gifts have always been the ones that were made for me, like a blanket knitted by my grandmother. While that may be unrealistic for many modern adults, it’s certainly something we can ask of our kids. Instead of giving them money to buy us something, why don’t we ask them to give us a non-monetary gift, like a painting, a video, a hand written card, a photo album of their favourite family pictures, etc…

4. Be Wary Of The Non-Returnable

Getting items on sale can be dicey, since many are final sales. Unless you’re positive it won’t be returned, you may want to hold off on the purchase. A final sale means you cannot return or exchange the gift. Spending all that money, only to find out you bought the wrong sized shirt, or a video game your nephew already has, is frustrating. So either avoid non-returnable items, or make doubly sure it’s the right gift.

5. Don’t Pay For Return Shipping

Let’s face it, not every gift is a success. However, with so many purchases now made online, returning items is more common and trickier than ever. Make sure whoever you buy from online, does not charge you a shipping cost for returning or exchanging items – this is especially true of clothing, where sizing is so uncertain. Finding retailers like Walmart, Zappos, LL Bean & Nordstrom that offer free returns is essential.

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The holidays are meant to be fun. Your kindness shouldn’t be a financial burden. Set yourself a budget and do the best you can within your means. Most of all, use the time off during your holidays to create unforgettable moments with friends, family and loved ones! Time well spent is the most precious gift of all.

Featured photo credit: Women with high heels and shopping bags – Three girls sitting on stairs and chatting after buying presents ,oneinchpunch via shutterstock.com

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Marc Felgar

Marc Felgar is an aging, health & senior care expert focused on improving the lives of mature adults.

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Last Updated on November 18, 2020

I’m Feeling Bored: 10 Ways to Conquer Boredom (and Busyness)

I’m Feeling Bored: 10 Ways to Conquer Boredom (and Busyness)

If you’re saying “I’m feeling bored,” it’s important to realize that boredom and feeling too busy are the same problem. Some people claim I’m being too ambitious trying to strike down chronic boredom and busyness at the same time. I’d argue that the only way to take them out is simultaneously.

The problem stems from how you manage your attention. Both boredom and busyness stem from feeling there is a lack of quality in how you focus your attention.

Boredom is feeling that there are too few high-quality ways to spend attention. Busyness is forced boredom. This means that you feel there are high quality ways to spend attention, but your attention is being stolen from you before you can use it.

I’m Feeling Bored: It’s in Your Mind

Feelings of boredom and busyness are subjective. You can’t look out in the world and claim it is busy or boring. To say these feelings are subjective is obvious, but that misses a key point. The real problem is quality.

Being engaged, neither busy or bored, happens when your attention is focused on high-quality activities.

You can probably remember times when you were completely engaged. This could have been working on a project you were passionate about, spending time with your family, sky diving or vacationing under the sun. Why were you engaged in these moments and not in others?

A likely reason was because those experiences had a higher quality. They allowed you to enter into an immersive flow state, in which your entire consciousness was devoted to the activity.[1]

In the best cases your entire reality revolves around what you are doing. You’ll understand what I mean if you’ve read Zen and the Art of Motorcycle Maintenance (which, I must admit, inspired most of these ideas).

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Improving the Quality of Your Activities

So how do you improve quality in your experiences when you’re saying “I’m feeling bored”? I believe there are two major ways you can do it: externally and internally. If you are chronically busy (and actively disliking the busyness) or bored, then you’ll need to tackle external and internal factors that contribute to these negative feelings.

Here are some ways to consider improving quality in your experiences:

Externally

1. Plan Ahead

Schedule your life to ensure there aren’t huge gaps or work overflows later. This can mean scheduling high-quality experiences if you find yourself frequently bored. It can also mean dividing large projects if you find yourself chronically busy.

  • Plan weekend activities for next month now. This not only gives you something to look forward to, but it also forces you to stay productive instead of just busy.
  • Map out what is placing demands on your time. Can you consolidate all your “busy work” (such as responding to emails) into one block of time instead of allowing it to cause constant interruptions in your day?

2. Win-Win

If you must perform an activity you think has low quality, you’re going to feel bored. Find ways to reorganize your life so that jobs, chores, and duties can become interesting, high-quality experiences.

Turn mind-numbing chores into opportunities for growth and learning. For example, listen to an audio book or lecture on the commute to work or while you’re cleaning your house.

3. Prioritize

If you don’t manage time, you’ll never have enough of it. There are always more things to do than you have time for. Get your values straight so that the highest priorities are handled first and your life doesn’t get overtaken by the unimportant.

Set a vision for your life, and determine how everything you do either contributes or detracts from that vision. Chances are, the things that don’t align with your vision are some of the same things that bore you. After you identify low-priority activities, you can try to make them more meaningful, or you can find ways to eliminate them.

4. Put Quality of Experience First

It is easy to get caught up in external goals that don’t fulfill their promises. Focus on goals that will give you a greater quality, not just a bigger paycheck or more status to brag about.

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Set SMART (specific, measurable, achievable, relevant, and time-bound) goals that align with your life’s vision.[2]

5. Escape the Motions

Habits are a part of your life, but don’t let them become the only thing. Break out of your patterns if they aren’t giving you what you need. Instead of staying in, go out and meet new people on a Friday night. Just do something to get away from doing the same old thing.

Schedule times to break from your routines. I thrive on having a routine most days, but I also give myself opportunities to break from sameness.

Say “yes” to trying something new. Nothing spices up your day like trying something new.

Internally

Most of the ways to improve your quality of experience and conquer boredom are internal. Remember, it’s not just what you do, but also how you do it.

1. Build an Inner World

I’m not suggesting you create a complete rift between yourself and reality when you find yourself thinking “I’m feeling bored,” but also realize that if you can’t find quality in your immediate surroundings, you can find it within yourself.

Solving internal problems, reviewing knowledge, coming up with new ideas, creating stories, or even planning for the future are all areas you can explore in the mind without any external stimuli.

Use “boring” moments as opportunities to brainstorm. It’s a lot easier to cope with a humdrum reality if you’re able to use the time to explore possibilities within your mind.

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If you’re really at a loss, you can imagine a story about 2-3 of the people and objects in your vicinity. This is a great way to exercise your creativity and sharpen your observation skills.

2. Seek Quality in the Now

Try starting small with some simple questions. What are you doing right now? What can you find that has value for you? Seeking quality right now allows you to find it even if your environment is bare or overloaded.

Activities like waiting in line can be turned into moments of self-reflection or times to remind yourself of your vision.

3. Don’t Resist

Busyness and boredom could also be described as symptoms of resisting what is. Fully accepting whatever situation you are in and making the most of it is one way to conquer feeling bored.

Resistance is something that can’t be done half-way. Either completely push away and seek quality elsewhere, or accept your surroundings and find it here.

4. Unchain Yourself

A lot of mental unease is caused because you feel forced to do something. You have to go to work, study for your test, do this or that. Realize that you don’t have to do anything, just accept different results. Freedom is in your mind.

Weigh whether the activity causing your discomfort is essential or expendable. For example, paying your bills is non-negotiable, but you can opt to live a more modest lifestyle or actively search for a job you enjoy.

Use a mantra to remind yourself of your freedom. “I am free” and “I have the power to change my circumstances” can reinforce the notion that you have choices.

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5. Stop

Boredom and feeling overloaded are both patterns. They are mental spirals you run on yourself that loop back on each other. If you just interrupt yourself for a few minutes and think more deeply about the problem, you can often come up with a good answer independent of these suggestions.

Meditate your way out of boredom. Sometimes boredom and busyness are caused by feeling disconnected from what you are doing. Use meditation to ground yourself in the present.

You can learn how to meditate here.

Take up a gratitude practice. Whenever you’re feeling too bored or too busy, stop to think about all the things that are going well. Being able to simply say, “I got out of bed this morning,” and “I have food to eat,” help you take stock of your blessings.

The Bottom Line

As boredom and busyness arise from the same source, the same strategies can be used to tackle them and find a sweet spot of a balanced mindset. Find high-quality activities when you start saying “I’m feeling bored,” and you’ll be amazed at how quickly you can turn things around.

More Tips on Tackling Boredom

Featured photo credit: Siddharth Bhogra via unsplash.com

Reference

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