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How to Deal with Getting Fired

How to Deal with Getting Fired

Getting fired sucks. Not only does rejection sting in any form, but you’ll find yourself in a position where you’re facing a pile of paperwork, no income, and the stress of finding a new job while struggling to keep a roof over your head, food in your stomach, and all your bills current. When you have children or other dependents, things get even harder.

I’m a bank whistleblower, and although I quit my job at the bank, my boss had corporate security call the police to label me a terrorist. I was blacklisted and only barely escaped being incarcerated for speaking out. It affected me more than any other job loss in my life. So, where do you go from that point?

Assess Your Financial Situation

Coping with the reality of being fired is necessary to move on with your life. Just like any other loss, you have to face the different stages of grief, and you had better do it quick because the economy is terrible and you need to focus on staying afloat. The first thing you need to do is get your finances straight. You need to consider:

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1. Unemployment. What was the reason you were fired? Do you qualify for unemployment? Even if you believe you don’t, apply anyway.

2. Food Stamps/Health Care/Financial Assistance. When you lose your job, you also lose your benefits. Your health insurance plan converts to an expensive COBRA plan, and starting this year, you can be fined for not carrying insurance. Apply for state benefits – the application will cover food stamps, health insurance, and financial assistance. Figure out what state benefits you’ve earned.

3. Retirement. If you have a 401k, IRA, or other retirement plan with your old company, call your provider to find out what benefits you’ve had vested. If you don’t have enough in your 401k, you’ll receive a check for the balance, and you can withdraw from it no matter what the balance is. The tax penalties for early withdrawals are stiff, however, so be sure to take this into account.

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4. Savings and Bills. Figure out exactly how much money you have and how much your bills are. You’ll need enough to cover at least three months of expenses. If you don’t have enough, it’s time to start cutting expenses.

Reduce Your Outgoings

Deciding which expenses to cut can be confusing. The first thing to cut is cable, which is the most expensive non-essential bill in most people’s lives. When I lost my job after blowing the whistle on the banks, I cut everything down to rent, electricity, water, and an Internet connection. Nothing else was necessary. I started cooking more to save money, and I learned how little I actually needed to make it through the day happy.

You don’t realize how many bills you actually have. There are recurring payments and wasted opportunities all over your life. Many people are paying for extra premium levels of cable, Hulu, Amazon Prime, Xbox Live, iTunes purchases, cell phone insurance, store warranties, and all sorts of non-essentials that you never use or could easily work around.

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The hardest part about losing your job is the lifestyle change. You have to admit to yourself that you can no longer afford the luxuries you once spent on. You won’t see movies on opening night, eating out is a terrible idea, and you’re better off learning to make your own repairs than paying someone else to do them. It’s not impossible though.

Rally Your Supporters

It’s important to be honest with other people as well. Talk to friends and family about losing your job – they’ll provide emotional support and may even provide financial support. No man is an island, and you’ll need a strong support system to work through your issues. At the very least, they’ll know you can’t afford to spend money, so you’ll avoid a lot of future awkwardness explaining why you can’t afford to hang out with them. When they do invite you to something that costs money or requires you to bring something, they’ll usually let you slide on it as well. Just be careful not to abuse that love – nobody likes a mooch.

If you got fired, there’s nothing you can do about it except pick up the pieces and move forward. Take a little bit of time to yourself to scream and cry it out, and then put on a happy face and get back in the fight.

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Featured photo credit: Mike Joseph via flickr.com

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Last Updated on May 23, 2021

10 Best Free Job Apps You Need For Effective Job Hunting

10 Best Free Job Apps You Need For Effective Job Hunting

Seeking for the right job but not sure how to do it in a more effective way?

Try job search apps!

To make the job hunting process easier, I’m recommending 10 best job apps that can help you look for the right match anywhere at any time. The best of all? They’re all free!

1. jobandtalent

jobandtalent

    Great for browsing new jobs as you commute home via subway, bus or carpool, the jobandtalent app is like a Pinterest for job seekers.

    Easily browse, save and revisit job postings from your smartphone and receive notifications about jobs that match your professional qualifications.

    Download it for iOS and Android.

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    2. Jobr

    jobr

      This job hunting app is unique in that it lets you anonymously browse job listings based on your professional resume. If a company that you like also shows an interest in you, the app let’s you chat directly with a company rep. Great for getting your foot in the door and making a memorable impression.

      Download it for iOS.

      3. Monster Job Search

      monster job search

        I’m a big fan of Monster. It’s one of the first job sites employers think of when they want to list a new position online. The Monster Job Search app functions pretty similarly to the normal website, so it’s very easy to use for not-so-tech-savvy job hunters.

        Download it for iOS and Android.

        4. Jobs and Career Search

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        job and career search

          This is a good, simple app for browsing global locations for your next job. With a job index of more than 50,000 jobs listed globally, this app is a good choice if you are moving to a new area and want to line a new job up quickly.

          Download it for iOS.

          5. Hyper Networking Groups

          hyper networking groups

            This job hunting app isn’t so much a job hunting app as it is a connections hunting app. It’s great for learning who’s who in your desired field and forming connections. It also shows you how you and your industry connections are connected via your social networks, so you can follow up with them on your other social sites.

            Download it for iOS.

            6. CardDrop

            CardDrop

              CardDrop is an awesome job hunting app that let’s you digitally drop and pick up virtual business cards. This app is great for helping you make new connections at seminars, interviews, meetings and conferences. You can also attach social media profiles to the cards you pick up or send to enable easier connecting on social networks.

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              Download it for Android and iOS.

              7. Job Interview Questions

              interview questions both

                Okay, so this app looks kind of outdated, but it’s super useful for getting you into the swing of answering any kind of interview question that is thrown your way. The big benefit of using this app is that it explains to you what your interviewers motivations might be for asking you a specific kind of question. Learn what your interviewer is looking for in your answers and be more prepared for the real interview when the time comes.

                Download it for Android.

                8. 101 Interview Questions and Answers

                101 both

                  This app is great because it provides guidance about the kinds of answers you should give for each kind of question. Think of it as an essay rubric but for job interview questions.

                  Download it for Android.

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                  9. Job Interview Question-Answer

                  q and a

                    Feeling confident with your text-answered interview questions but concerned about doing the face-to-face interview? This app prepares you for interacting with your interviewer by simulating an employer asking you questions.

                    You can record your response and see what you look like to the interviewer to understand what movements, vocal pauses, etc. you need to work on.

                    Download this app for iOS and Android.

                    10. HireVue

                    hirevue

                      HireVue is a great job hunting app for those times when your interviewer wants to get some preliminary questions out of the way.

                      When an interested employer wants to interview you, they send you a request via HireVue and you can answer it in your free time, when you’re ready. Your interview might consist of a some FaceTime, some multiple choice questions or open-ended text answers and can be completed and sent to the interviewer when you’re finish.

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                      Download it for Android and iOS.

                      Featured photo credit: Yura Fresh via unsplash.com

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