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How to Deal with Getting Fired

How to Deal with Getting Fired

Getting fired sucks. Not only does rejection sting in any form, but you’ll find yourself in a position where you’re facing a pile of paperwork, no income, and the stress of finding a new job while struggling to keep a roof over your head, food in your stomach, and all your bills current. When you have children or other dependents, things get even harder.

I’m a bank whistleblower, and although I quit my job at the bank, my boss had corporate security call the police to label me a terrorist. I was blacklisted and only barely escaped being incarcerated for speaking out. It affected me more than any other job loss in my life. So, where do you go from that point?

Assess Your Financial Situation

Coping with the reality of being fired is necessary to move on with your life. Just like any other loss, you have to face the different stages of grief, and you had better do it quick because the economy is terrible and you need to focus on staying afloat. The first thing you need to do is get your finances straight. You need to consider:

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1. Unemployment. What was the reason you were fired? Do you qualify for unemployment? Even if you believe you don’t, apply anyway.

2. Food Stamps/Health Care/Financial Assistance. When you lose your job, you also lose your benefits. Your health insurance plan converts to an expensive COBRA plan, and starting this year, you can be fined for not carrying insurance. Apply for state benefits – the application will cover food stamps, health insurance, and financial assistance. Figure out what state benefits you’ve earned.

3. Retirement. If you have a 401k, IRA, or other retirement plan with your old company, call your provider to find out what benefits you’ve had vested. If you don’t have enough in your 401k, you’ll receive a check for the balance, and you can withdraw from it no matter what the balance is. The tax penalties for early withdrawals are stiff, however, so be sure to take this into account.

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4. Savings and Bills. Figure out exactly how much money you have and how much your bills are. You’ll need enough to cover at least three months of expenses. If you don’t have enough, it’s time to start cutting expenses.

Reduce Your Outgoings

Deciding which expenses to cut can be confusing. The first thing to cut is cable, which is the most expensive non-essential bill in most people’s lives. When I lost my job after blowing the whistle on the banks, I cut everything down to rent, electricity, water, and an Internet connection. Nothing else was necessary. I started cooking more to save money, and I learned how little I actually needed to make it through the day happy.

You don’t realize how many bills you actually have. There are recurring payments and wasted opportunities all over your life. Many people are paying for extra premium levels of cable, Hulu, Amazon Prime, Xbox Live, iTunes purchases, cell phone insurance, store warranties, and all sorts of non-essentials that you never use or could easily work around.

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The hardest part about losing your job is the lifestyle change. You have to admit to yourself that you can no longer afford the luxuries you once spent on. You won’t see movies on opening night, eating out is a terrible idea, and you’re better off learning to make your own repairs than paying someone else to do them. It’s not impossible though.

Rally Your Supporters

It’s important to be honest with other people as well. Talk to friends and family about losing your job – they’ll provide emotional support and may even provide financial support. No man is an island, and you’ll need a strong support system to work through your issues. At the very least, they’ll know you can’t afford to spend money, so you’ll avoid a lot of future awkwardness explaining why you can’t afford to hang out with them. When they do invite you to something that costs money or requires you to bring something, they’ll usually let you slide on it as well. Just be careful not to abuse that love – nobody likes a mooch.

If you got fired, there’s nothing you can do about it except pick up the pieces and move forward. Take a little bit of time to yourself to scream and cry it out, and then put on a happy face and get back in the fight.

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Featured photo credit: Mike Joseph via flickr.com

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How to Achieve Goals and Increase Your Chance of Success

How to Achieve Goals and Increase Your Chance of Success

Does it ever feel like the things you want to accomplish always end up on the back burner? If the answer to that question is “yes,” you’re not alone. Only about 33% of people consistently work toward their goals. In some cases, their goals may seem too lofty to accomplish, or else they aren’t sure how to make a plan for them.

If you don’t come up with concrete steps to take toward your goals, they’ll remain dreams. There’s nothing wrong with being a dreamer, but being able to turn your dreams into goals you can realize will help you lead a happier and more fulfilling life.

Luckily, you can realize almost any dream when you harness the right goal-setting methods.

In this article, I’ll show you how to achieve goals and get closer you success.

1. Break your dreams down into specific and measurable steps

We couldn’t talk about goal-setting without mentioning SMART goals.

SMART goals are specific, measurable, assignable, realistic, and time-related.

Specific and measurable steps are so important because if we don’t know what our target it, how can we ever hit it?

Take all those beautiful dreams you have for yourself and make them into things you can actually do. If you want to be an entrepreneur, for example, a step toward realizing your dream might be researching what you’ll need to start your business.

Find out more tips about utilizing SMART goals here:

How to Use SMART Goal to Become Highly Successful in Life

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2. Have at least one clearly defined goal for every interest and role in your life

It’s so easy to become complacent or stagnate. We often think that our careers are the only places where we need to set goals, but we aren’t only what we do.

To make the most of your life, take the approach that you’re always learning and growing in everything you do. Anything worth doing is worth doing well after all.

Set goals whether you’re sponsoring an activity for your child, taking up guitar lessons or trying to prove your worth at work.

You’ll notice that this approach forces you to constantly develop new skills. It can also be fulfilling to put more focus and value into all areas of your life— not just the ones related to our careers.

3. Align your goals with your life’s mission, purpose and passion

Take the opportunity to do some soul-searching. What is it that you want to do with this precious life of yours?

Anything that conflicts with your life’s purpose is bound to cause discontent. Staying in a bad relationship, doing a job that goes against your values, or maintaining the status quo just because it’s comfortable are not options for you.

Thinking about your goals in this way can help you eliminate things in your life that don’t serve you. This frees up mental space that you can use to do the things you care about the most.

Many of us struggle to find the time to work on our goals, but this strategy enables you to make more time.

4. Create goals that ignite your spirit and inspire you to take action

If you can’t be fired up about your goals from the start, they might not be good goals for you.

The road to success is often tough. You’re going to have times when you might feel tired or discouraged.

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You need to feel inspired enough that you’ll be able to overcome obstacles as you encounter them.

If what you’re doing motivates you to be the greatest version of yourself, you’ll be much more resilient.

5. Write down all your goals in specific, measurable detail

This is your road map for what success will look like. The more you define what you want the finished product to be, the greater the chance that you’ll reach that vision.

When you write down your goals, you’re creating a document that you can revisit to make sure you’re on track.

When you’re in the middle of trying to achieve a big goal, it can be hard to see what’s working for you. The things you write in this step will help you stay on-message as you take your goals out of your mind and into the real world.

Don’t just write down your goals and stash them away in a folder somewhere. Take the extra step to put them somewhere where you’ll see them.[1]

If you have too many goals to post on your desk, write a summary or choose one or two steps to work on for the day. Just seeing them will keep them in the front of your mind.

6. Commit to hitting each of your targets without exception

You wouldn’t have created the target if you didn’t think it was necessary. Hold yourself accountable for taking the steps to succeed.

You can always adapt your strategy or break your targets into smaller steps if you find that they aren’t attainable as you originally wrote them.

Hitting even the smallest target is cause for a celebration. It’s a step in the positive direction. Your success will make you crave more success.

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We often make excuses when we get tired or overwhelmed. Take away the option to make excuses. You will only be satisfied with the best effort from yourself.

7. Share your goals with others to motivate each other

There’s something so powerful about people sharing their goals and dreams with one another. Doing so gives voice to some part of us that could remain hidden (and therefore never be accomplished).

When other people know about your goals, they can cheer you on and hold you accountable. When people share their vision with you, you can do the same for them.

This strategy is particularly beneficial when you’re trying to develop healthy habits. Post about your workout on social media, or do a healthy eating challenge with your best friend. You’ll be less likely to slack when temptation arises, and you’ll probably encourage someone else to reach for their goals too.

8. Set a series of daily, weekly and long-term goals, complete with starting times and deadlines

Many goals never reach realization simply because the goal-setter doesn’t check their progress. People tend to forget what they set out to do, or their goal gets crowded out by other obligations.

Forcing yourself to revisit your goals at regular intervals breaks them into smaller steps and it reminds you to think about them.

Giving yourself regular deadlines for smaller tasks related to your goals also helps you reflect on your strategy. You’ll figure out what works for you, whether your timeline is realistic, and whether or not you need additional help to stay on track.

In addition, celebrating small wins helps you stay motivated. Here’s how:

How To Celebrate Small Wins To Achieve Big Goals

9. Take 10 minutes every day to imagine how great it will feel to achieve your goals

Visualization is such a powerful tool. Some of the most successful athletes, celebrities and business people take time each day to think about how success looks and feels for them.[2] Imagining that feeling of satisfaction can be a great motivator.

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When you do meet your goals, take some time to be grateful. Thank yourself for showing up and doing the work. Be grateful when the stars align properly to help you advance to the next step.

It’s not just getting to the destination of your goals that matters. How you take the journey is important too.

10. Take an action step toward reaching your goals every day

Your goals can easily get buried in the hustle and the bustle. Even the smallest step in the right direction is still moving you forward.

Keep chipping away at the work every day and before long, you’ll start to see those dreams come to life.

Maybe you didn’t start your business today but you designed the logo that’s going to go on your website and business cards. Doing that task well is going to help you so much in the long run.

Concrete actions day by day draw your dreams out of obscurity and into the realm of possibility.

Change begins today

Dreams can inspire and overwhelm us. By turning our dreams into goals that we can work toward, we increase our chances of success. Things that once seemed impossible are suddenly within reach.

It’s time to start turning your dreams into goals and your goals into realities.

Featured photo credit: Pexels via pexels.com

Reference

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