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3 Brilliant Things to do Before Moving Overseas

3 Brilliant Things to do Before Moving Overseas

Though I’ve had much fun and adventure learning the ins and outs of living overseas, there are a few things I wish someone would have told me a year or two before I left the sunny shores of America.  I’m going to share the three that can easily change your move from “Holy crap, what am I going to do?!” into “Whew, I’m glad I read that one blog post because my life over here rocks!”

In January of 2012, my life could only be described as absolutely awesome. I had just received a new promotion at work, bringing my income dangerously close to six figures.  For the first time in my life, I was driving a new car.  My relationship with my girlfriend was stable, fulfilling, and very rewarding—there was even talk of marriage.  One year earlier I had purchased my first home, and in December of 2011 I purchased my first investment property.

For some strange reason, this struck me as the perfect time to sell everything and move overseas. Among the many lessons I’ve learned living in the Mediterranean, here are three that no -one told me about until after I arrived.

Create an income source BEFORE you leave your home country

The concept I see a lot of people carry when they move overseas is that they will find work in the local community, or possibly be an English teacher to locals.  If you run a Google search for American Jobs Overseas, you will be bombarded with advertisements for ESL teaching certifications, as though the entire world is hungry for Americans to come over to their country and teach all the locals English.  In fact, you might think that when you arrive, they will immediately pick you up, carry you through the streets with a hero’s welcome, take you to your lovely new apartment and school, where the local children will sit at your feet in rapt attention, aching to hear your accent and learn your language.

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Doesn’t happen. I know because I tried it. Shortly after arriving in Turkey, I became certified to teach English and got a job. The pay was average, the classrooms were overcrowded, and the students weren’t really that interested. It was very much like teaching a subject back in America, except for the most part my students had no idea what I was asking them to do.  On top of that, the office politics associated with education were very prevalent, and after consulting with many ESL teachers from across the globe, I found that the situation is pretty much the same everywhere.

So, if you don’t enjoy teaching as a profession in your current country, you’re probably not going to fall in love with being a teacher in a foreign country, but if you love teaching in America, you will probably love teaching somewhere else.  Understand that no matter where you are, it’s going to be a very similar situation.

After a failed term as a teacher, I started following my true professional calling: writing and coaching.  With a lot of heartache, fear, sweat, and crying, I’ve managed to replace and outpace my teaching income.

Don’t make the same mistake I did; go overseas with an income source already established.  A blog is a great way to start if you enjoy writing and have a particular subject you are wildly passionate about.  There are many companies which hire full time work-from-home employees and with a little creativity, you can earn a decent income while living in an area with a very low cost of living.  Lastly, if you have a particular service to offer, such as accounting or web design, agencies like Odesk and Elance are a great way to build clients and earn income.  Having this very important step taken care of before moving overseas will save you months of frustration and fear.

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Plug in to the local community of expats.

This may seem like an obvious statement to some, but for me, I had no idea how or why I would reach out to fellow Americans living in Antalya, Turkey.  Having a fiancee from the area, I assumed she would be all I needed.  I was very wrong.  Many of the headaches around Resident’s permits, having packages delivered from America, and getting help with job-hunting requirements, were beyond the scope of my fiancee’s experience.  Having lived in Antalya most of her life, she took some things for granted—like the right to stay in Antalya and having the requirements to get a job.

Let me ask you a question (no Googling): what are the current legal ways an immigrant can stay in America, and how would you go about getting one for an immigrant friend?  It might be more difficult than you think, and in some countries the bureaucracy is mind-boggling.

Having contacts from your own country who have already gone through the hoops you’re about to jump through can be a lifesaver.  Internations.org and Lonelyplanet.com are great places to get started, though I’ve had better luck in the blogging community.   If you Google “(country) + blog” you will find a wealth of bloggers currently living in the country you intend to emigrate to.  Leave a few comments and reach out to the blogger, and you will find someone more than happy to help you with your move.

We bloggers are helpful people, after all.

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Get a major credit card

All of the Dave Ramsey fans reading this are undoubtedly shaking their heads furiously at my horrible advice.  Credit cards are bad, right?  Bad debt is what caused our financial crisis and to advise people to get more credit cards is a terrible idea, don’t you think?

The truth is, if you go overseas with only your bank debit card or the idea that you will have money wired to you, you are in for some serious trouble.  Most banks have transfer fees and many banks overseas will only allow a foreigner to open an account if he/she deposits a large some of money; say $5000+.  On top of that, signing up for a bank account without really understanding the business culture can put you in a very sticky legal situation down the road.  Best to avoid getting a local account until you are fully convinced you will be in the country a few years.

How do credit cards factor in to this equation? For starters, many credit card companies will waive any overseas transaction or conversion fees. Case in point, if I use my U.S. Bank debit card here in Turkey, I’m charged a 5% overseas transaction fee. On my Capital One Master Card, there is no transaction fee. Over the past year, that has saved me well over $1000 in fees alone. On top of that, there’s a decent fee to transfer money via Western Union, or to perform an international wire transfer between an American bank and a local one overseas. My credit card allows me to withdraw local currency from almost any local ATM for a measly 3%, so on the occasions I do need to carry local cash, it’s an easy, affordable stop to the nearest ATM of any bank.

The last reason I recommend a credit card is because it can help you manage your budget. I have a $1200 limit on my card and refuse to raise it higher. If I begin spending more than $1200 a month here, I’m doing something wrong. By keeping my spending all on one card, it’s easy for me to manage my budget monthly without being able to go over. And, since I religiously pay off the balance every month, I get all the bonus miles without any interest charges. It works for me; maybe it could work for you.

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Those are the three things I wish people would have told me before moving overseas.  I hope they will save you from some headaches in the future.  If you are planning on moving overseas, please feel free to contact me and I will give you whatever help and advice I am able.

I do have a question for you: what advice would you give someone moving overseas for the first time?

 

 

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Last Updated on July 18, 2019

10 Small Changes To Make Your House Feel Like A Home

10 Small Changes To Make Your House Feel Like A Home

Your house is more than just a building that you live in. It should be a home that makes you feel welcome as soon as you open the front door.

Making your house feel like a home is not something that simply happens on its own. You need to make some changes to a house when you move in, to give it that cozy, warm feeling that turns it into a true home. To help you speed the process, follow this guide to 10 small changes to make your house feel like a home.

1. Make the Windows Your Own

When you move into a home, they often come with boring Venetian blinds or less than attractive curtains.

One of the best ways you can instantly warm your home and make it showcase your style is to add some new window dressing. Adding beautiful curtains not only improves your home’s appearance, but it can also help to control the temperature.

2. Put up Some Art

If you have a lot of bare walls in your home, it will seem sterile no matter how beautiful your paint or wallpaper is.

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Hanging art on the walls will instantly give it personality and make it feel like home.

3. Improve the Aroma

A house that is not filled with inviting smells will never feel like a home. There are loads of ways you can make your home smell nice. There are tons of air fresheners on the market you can use.

Incense and scented candles are a nice option as well. Don’t forget that baking in a home is also a great way to fill it with an aroma that instantly smells like home as soon as you open the front door.

4. Put out Lots of Pillows and Throws

A great way to make your home look warm and inviting is to place lots of pillows and throws out on the furniture. It is much better to have too many pillows than not enough.

There is nothing like the feeling of sinking into a cushiony pillow that feels like a cloud to make you feel like you are at home.

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5. Instantly Class up Your Closet

If your closet is filled with wire or plastic hangers, it will never truly feel homey. To instantly make your closet feel classy, change out your old hangers for wooden ones.

Not only do they look great, but they are better for hanging your clothes as well.

6. Improve Your Air Quality

One of the most overlooked ways to make your house feel more like a home is to improve its air quality.

The easiest and best way to upgrade the air quality in your home is to change the old, dirty filters in your furnace regularly. Get some air filters delivered to your home so that you always have some on hand.

7. Fill it with Plants

Another way to improve the air quality in your home is to fill it with plants. You should have plants in every room of your home.

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They help to improve the air quality and they look beautiful. As well as making your home appear homier, plants also help to boost your mood and lower your stress levels.

8. Change the Doorknobs

Most people don’t really give their doorknobs a second thought unless they are broken. That is a shame because changing your doorknobs is an easy way to add personality to your home.

Changing your old, boring doorknobs to new ones that are works of art will instantly brighten your home.

9. Upgrade Your Tub or Shower

There is nothing like luxuriating in a whirlpool bath or steam shower to make the cares of the day melt away. Your family deserves a bit of luxury when they are in their bathroom.

Install a new shower or tub today to make your bathroom worthy of a place in your home.

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10. Fresh Cut Flowers

You can make any room in your house feel homier by placing a vase full of beautiful flowers in it. The gorgeous look and intoxicating aroma of fresh cut flowers will immediately brighten your day when you encounter them.

You don’t have to make all these changes at once. Try one or two a day though, and your house will feel like a home before you know it. The trick is to constantly keep adding these homey touches to make your home a place worthy of its name.

Featured photo credit: https://www.pexels.com/photo/black-wooden-round-analog-wall-clock-on-brown-wooden-wall-121537/ via unsplash.com

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