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3 Brilliant Things to do Before Moving Overseas

3 Brilliant Things to do Before Moving Overseas

Though I’ve had much fun and adventure learning the ins and outs of living overseas, there are a few things I wish someone would have told me a year or two before I left the sunny shores of America.  I’m going to share the three that can easily change your move from “Holy crap, what am I going to do?!” into “Whew, I’m glad I read that one blog post because my life over here rocks!”

In January of 2012, my life could only be described as absolutely awesome. I had just received a new promotion at work, bringing my income dangerously close to six figures.  For the first time in my life, I was driving a new car.  My relationship with my girlfriend was stable, fulfilling, and very rewarding—there was even talk of marriage.  One year earlier I had purchased my first home, and in December of 2011 I purchased my first investment property.

For some strange reason, this struck me as the perfect time to sell everything and move overseas. Among the many lessons I’ve learned living in the Mediterranean, here are three that no -one told me about until after I arrived.

Create an income source BEFORE you leave your home country

The concept I see a lot of people carry when they move overseas is that they will find work in the local community, or possibly be an English teacher to locals.  If you run a Google search for American Jobs Overseas, you will be bombarded with advertisements for ESL teaching certifications, as though the entire world is hungry for Americans to come over to their country and teach all the locals English.  In fact, you might think that when you arrive, they will immediately pick you up, carry you through the streets with a hero’s welcome, take you to your lovely new apartment and school, where the local children will sit at your feet in rapt attention, aching to hear your accent and learn your language.

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Doesn’t happen. I know because I tried it. Shortly after arriving in Turkey, I became certified to teach English and got a job. The pay was average, the classrooms were overcrowded, and the students weren’t really that interested. It was very much like teaching a subject back in America, except for the most part my students had no idea what I was asking them to do.  On top of that, the office politics associated with education were very prevalent, and after consulting with many ESL teachers from across the globe, I found that the situation is pretty much the same everywhere.

So, if you don’t enjoy teaching as a profession in your current country, you’re probably not going to fall in love with being a teacher in a foreign country, but if you love teaching in America, you will probably love teaching somewhere else.  Understand that no matter where you are, it’s going to be a very similar situation.

After a failed term as a teacher, I started following my true professional calling: writing and coaching.  With a lot of heartache, fear, sweat, and crying, I’ve managed to replace and outpace my teaching income.

Don’t make the same mistake I did; go overseas with an income source already established.  A blog is a great way to start if you enjoy writing and have a particular subject you are wildly passionate about.  There are many companies which hire full time work-from-home employees and with a little creativity, you can earn a decent income while living in an area with a very low cost of living.  Lastly, if you have a particular service to offer, such as accounting or web design, agencies like Odesk and Elance are a great way to build clients and earn income.  Having this very important step taken care of before moving overseas will save you months of frustration and fear.

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Plug in to the local community of expats.

This may seem like an obvious statement to some, but for me, I had no idea how or why I would reach out to fellow Americans living in Antalya, Turkey.  Having a fiancee from the area, I assumed she would be all I needed.  I was very wrong.  Many of the headaches around Resident’s permits, having packages delivered from America, and getting help with job-hunting requirements, were beyond the scope of my fiancee’s experience.  Having lived in Antalya most of her life, she took some things for granted—like the right to stay in Antalya and having the requirements to get a job.

Let me ask you a question (no Googling): what are the current legal ways an immigrant can stay in America, and how would you go about getting one for an immigrant friend?  It might be more difficult than you think, and in some countries the bureaucracy is mind-boggling.

Having contacts from your own country who have already gone through the hoops you’re about to jump through can be a lifesaver.  Internations.org and Lonelyplanet.com are great places to get started, though I’ve had better luck in the blogging community.   If you Google “(country) + blog” you will find a wealth of bloggers currently living in the country you intend to emigrate to.  Leave a few comments and reach out to the blogger, and you will find someone more than happy to help you with your move.

We bloggers are helpful people, after all.

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Get a major credit card

All of the Dave Ramsey fans reading this are undoubtedly shaking their heads furiously at my horrible advice.  Credit cards are bad, right?  Bad debt is what caused our financial crisis and to advise people to get more credit cards is a terrible idea, don’t you think?

The truth is, if you go overseas with only your bank debit card or the idea that you will have money wired to you, you are in for some serious trouble.  Most banks have transfer fees and many banks overseas will only allow a foreigner to open an account if he/she deposits a large some of money; say $5000+.  On top of that, signing up for a bank account without really understanding the business culture can put you in a very sticky legal situation down the road.  Best to avoid getting a local account until you are fully convinced you will be in the country a few years.

How do credit cards factor in to this equation? For starters, many credit card companies will waive any overseas transaction or conversion fees. Case in point, if I use my U.S. Bank debit card here in Turkey, I’m charged a 5% overseas transaction fee. On my Capital One Master Card, there is no transaction fee. Over the past year, that has saved me well over $1000 in fees alone. On top of that, there’s a decent fee to transfer money via Western Union, or to perform an international wire transfer between an American bank and a local one overseas. My credit card allows me to withdraw local currency from almost any local ATM for a measly 3%, so on the occasions I do need to carry local cash, it’s an easy, affordable stop to the nearest ATM of any bank.

The last reason I recommend a credit card is because it can help you manage your budget. I have a $1200 limit on my card and refuse to raise it higher. If I begin spending more than $1200 a month here, I’m doing something wrong. By keeping my spending all on one card, it’s easy for me to manage my budget monthly without being able to go over. And, since I religiously pay off the balance every month, I get all the bonus miles without any interest charges. It works for me; maybe it could work for you.

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Those are the three things I wish people would have told me before moving overseas.  I hope they will save you from some headaches in the future.  If you are planning on moving overseas, please feel free to contact me and I will give you whatever help and advice I am able.

I do have a question for you: what advice would you give someone moving overseas for the first time?

 

 

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Last Updated on May 22, 2019

10 Simple Morning Exercises That Will Make You Feel Great All Day

10 Simple Morning Exercises That Will Make You Feel Great All Day

There are lots of studies that show if you do some exercise in the morning, you will be in a better mood all day long. You will have more energy and you will certainly be a better colleague, friend or partner.

One psychologist at Duke University has researched the effects of exercise on depressed patients and he has come to the conclusion that exercise has a definite role in treating this condition and has an important role in preventing people from relapsing.[1] According to the New York Times, scientists have now established that exercise also boosts your brain power.[2]

In addition, there are studies from the Appalachian State University which show that blood pressure can be reduced by doing regular morning exercise.[3]

Here are 10 simple morning exercises that will help you feel great the whole day long. You can include some of them in your morning exercise routine or do them all at home without having to enrol in a gym. Consult your doctor before starting any form of exercise routine if you are new to this.

1. Cat Camel Stretch

Stretching exercises are useful for muscle toning and also preventing arthritis. They can either be dynamic or static.

Dynamic ones such as the cat camel stretch, are particularly useful for doing other exercises in the morning. They are also beneficial at other times of the day, especially after long periods of sedentary work. This one is great for spinal flexibility and is a good warm up exercise.

Kneel down on all fours. Start by rounding your back just like a camel so that your head will try to meet your pelvis. This is the camel position. Then lower and lift your head so that your lower back is arched. This is the cat position. Do these movements slowly and smoothly. About 4 or 5 times.

Here’s a video to guide you through:

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2. Go for a Walk or a Run

This is better done outside so that you can connect with nature but running inside on a treadmill is almost as good. You can time yourself and increase length and time according to your fitness program.

Always have new goals to reach. Start with brisk walking and work up to running. At my age, I am still walking!

The health benefits are considerable. You can build stronger bones and you can help to maintain your weight.

Also, you are helping your heart to stay healthy and keeping your blood pressure low.

Learn more about the benefits of running here: 8 Benefits of Running 5 Minutes Every Day You Didn’t Know

3. Jumping Jacks

Michelle Obama is a great fan of this exercise and has become “Jumper in Chief.”[4] They are great for cardiovascular health and also for toning muscles especially the calves and the deltoids.

Stand with feet together. Jump while spreading your arms and legs. Return to first position and keep going! You can start with doing these for 1 minute and then gradually build up to the number you are comfortable with. Here’s how:

4. Abductor Side Lifts

Watch the video below to see how to do this exercise. These muscles are important because you use them everyday to run, get into the car or onto and off a bicycle. They are very important also for your core stability and prevent the pelvis from tilting.[5]

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Do about 10 to 15 raises for each side like this:

5. Balancing Table Pose

This is a classic yoga pose. It benefits the spine, balance, memory and concentration.

Start with the table pose (hands and knees). Breathe in before starting each movement. As you exhale, raise your left leg parallel to the floor as you raise the right arm, also parallel to the floor. Breathe in as you lower arm and leg. Repeat for the other side. 10 repetitions on each side is a good starting point.

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    6. Leg Squats

    Not just legs are involved but also hips and knees.

    Stand with your feet a bit further out from your hips. Arms are out in front of you. Then lower yourself as if you wanted to sit down until you reach a 90 degree angle. You can go down further if you want to. Then return to the starting position. Repeat 15 times for 2 sets for beginners.

    The benefits are that these exercises help with knee stability and can benefit the leg muscles such as quadriceps, hamstrings and calves.[6]

    7. Push Ups

    You start lying down (face down) but with your body held up at arm’s length. Your hands should be in line with your shoulders. Breathe in as you lower your body. That is fairly easy. Now, as you exhale, you have to get back up to the starting position.

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    An easier version to start with is to bend your legs at the knees so you do not have to lift your whole body.

    Beginners may take up to a month to be able to do 100 push ups so you will have to start with a very small number and gradually increase it.

    This exercise is great for strengthening the chest, shoulders and the triceps. It is a great strengthening exercise for many muscle groups. In fact, most muscles from the toes to the shoulders are being used.

    8. Bicycle Crunches

    There are numerous crunch exercises targeting the abs. The bicycle crunch is a variation where you work more muscle groups. Aim for 15 to 20 reps to start off with.

    Watch the video to see how this is done correctly:

    9. Lunges

    Stand with feet shoulder width apart. Place your hand on your hips. Take one giant step forward with the right leg. Make sure the knee does not go too far forward, that is, past your toes. The left knee will go down to almost floor level. Alternate the legs as you go on.

    Try to do a set of between 8 and 12 reps for each leg. It is important to allow for a day of rest, so this exercise should be done on alternate days, especially if you are using weights.

    This exercise is great for strengthening and toning the quadriceps, glutes and hamstrings.

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    10. Bicep Curls

    You can do this sitting down so if you spend a lot of time on the phone, this is a great exercise to do.

    Choose suitable dumbbells or another household object that you can easily hold. Sit down with the dumbbell in your hand. You need to sit forward a bit so that your triceps can lean on your thigh to give you support.

    Then bring the weighted arm up to shoulder length and then down again. Exhale as you lift the weight and inhale as you lower it.

    Here’re some important notes before you start doing this exercise:

    Try to do one or two sets of about ten repetitions for each arm and then switch arms.

    These exercises are really useful for toning the arm muscles.[7] In addition, they can strengthen and tone the brachioradialis muscle located in the forearm. These are the muscles we use to pick up things when we flex the arm at the elbow so we use these muscles countless times a day.

    You may have to build in a rest day for the heavier exercises, numbers 6–10. On the rest days, you can do gentler stretching exercises and also some walking or running.

    Morning exercise is not only a great mood booster, but will help you keep your weight down and also sleep better![8] Start including one or some of these exercises in your morning routine!

    More Articles About Exercises for Beginners

    Featured photo credit: Unsplash via unsplash.com

    Reference

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