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3 Brilliant Things to do Before Moving Overseas

3 Brilliant Things to do Before Moving Overseas

Though I’ve had much fun and adventure learning the ins and outs of living overseas, there are a few things I wish someone would have told me a year or two before I left the sunny shores of America.  I’m going to share the three that can easily change your move from “Holy crap, what am I going to do?!” into “Whew, I’m glad I read that one blog post because my life over here rocks!”

In January of 2012, my life could only be described as absolutely awesome. I had just received a new promotion at work, bringing my income dangerously close to six figures.  For the first time in my life, I was driving a new car.  My relationship with my girlfriend was stable, fulfilling, and very rewarding—there was even talk of marriage.  One year earlier I had purchased my first home, and in December of 2011 I purchased my first investment property.

For some strange reason, this struck me as the perfect time to sell everything and move overseas. Among the many lessons I’ve learned living in the Mediterranean, here are three that no -one told me about until after I arrived.

Create an income source BEFORE you leave your home country

The concept I see a lot of people carry when they move overseas is that they will find work in the local community, or possibly be an English teacher to locals.  If you run a Google search for American Jobs Overseas, you will be bombarded with advertisements for ESL teaching certifications, as though the entire world is hungry for Americans to come over to their country and teach all the locals English.  In fact, you might think that when you arrive, they will immediately pick you up, carry you through the streets with a hero’s welcome, take you to your lovely new apartment and school, where the local children will sit at your feet in rapt attention, aching to hear your accent and learn your language.

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Doesn’t happen. I know because I tried it. Shortly after arriving in Turkey, I became certified to teach English and got a job. The pay was average, the classrooms were overcrowded, and the students weren’t really that interested. It was very much like teaching a subject back in America, except for the most part my students had no idea what I was asking them to do.  On top of that, the office politics associated with education were very prevalent, and after consulting with many ESL teachers from across the globe, I found that the situation is pretty much the same everywhere.

So, if you don’t enjoy teaching as a profession in your current country, you’re probably not going to fall in love with being a teacher in a foreign country, but if you love teaching in America, you will probably love teaching somewhere else.  Understand that no matter where you are, it’s going to be a very similar situation.

After a failed term as a teacher, I started following my true professional calling: writing and coaching.  With a lot of heartache, fear, sweat, and crying, I’ve managed to replace and outpace my teaching income.

Don’t make the same mistake I did; go overseas with an income source already established.  A blog is a great way to start if you enjoy writing and have a particular subject you are wildly passionate about.  There are many companies which hire full time work-from-home employees and with a little creativity, you can earn a decent income while living in an area with a very low cost of living.  Lastly, if you have a particular service to offer, such as accounting or web design, agencies like Odesk and Elance are a great way to build clients and earn income.  Having this very important step taken care of before moving overseas will save you months of frustration and fear.

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Plug in to the local community of expats.

This may seem like an obvious statement to some, but for me, I had no idea how or why I would reach out to fellow Americans living in Antalya, Turkey.  Having a fiancee from the area, I assumed she would be all I needed.  I was very wrong.  Many of the headaches around Resident’s permits, having packages delivered from America, and getting help with job-hunting requirements, were beyond the scope of my fiancee’s experience.  Having lived in Antalya most of her life, she took some things for granted—like the right to stay in Antalya and having the requirements to get a job.

Let me ask you a question (no Googling): what are the current legal ways an immigrant can stay in America, and how would you go about getting one for an immigrant friend?  It might be more difficult than you think, and in some countries the bureaucracy is mind-boggling.

Having contacts from your own country who have already gone through the hoops you’re about to jump through can be a lifesaver.  Internations.org and Lonelyplanet.com are great places to get started, though I’ve had better luck in the blogging community.   If you Google “(country) + blog” you will find a wealth of bloggers currently living in the country you intend to emigrate to.  Leave a few comments and reach out to the blogger, and you will find someone more than happy to help you with your move.

We bloggers are helpful people, after all.

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Get a major credit card

All of the Dave Ramsey fans reading this are undoubtedly shaking their heads furiously at my horrible advice.  Credit cards are bad, right?  Bad debt is what caused our financial crisis and to advise people to get more credit cards is a terrible idea, don’t you think?

The truth is, if you go overseas with only your bank debit card or the idea that you will have money wired to you, you are in for some serious trouble.  Most banks have transfer fees and many banks overseas will only allow a foreigner to open an account if he/she deposits a large some of money; say $5000+.  On top of that, signing up for a bank account without really understanding the business culture can put you in a very sticky legal situation down the road.  Best to avoid getting a local account until you are fully convinced you will be in the country a few years.

How do credit cards factor in to this equation? For starters, many credit card companies will waive any overseas transaction or conversion fees. Case in point, if I use my U.S. Bank debit card here in Turkey, I’m charged a 5% overseas transaction fee. On my Capital One Master Card, there is no transaction fee. Over the past year, that has saved me well over $1000 in fees alone. On top of that, there’s a decent fee to transfer money via Western Union, or to perform an international wire transfer between an American bank and a local one overseas. My credit card allows me to withdraw local currency from almost any local ATM for a measly 3%, so on the occasions I do need to carry local cash, it’s an easy, affordable stop to the nearest ATM of any bank.

The last reason I recommend a credit card is because it can help you manage your budget. I have a $1200 limit on my card and refuse to raise it higher. If I begin spending more than $1200 a month here, I’m doing something wrong. By keeping my spending all on one card, it’s easy for me to manage my budget monthly without being able to go over. And, since I religiously pay off the balance every month, I get all the bonus miles without any interest charges. It works for me; maybe it could work for you.

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Those are the three things I wish people would have told me before moving overseas.  I hope they will save you from some headaches in the future.  If you are planning on moving overseas, please feel free to contact me and I will give you whatever help and advice I am able.

I do have a question for you: what advice would you give someone moving overseas for the first time?

 

 

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Last Updated on September 16, 2019

How to Stop Procrastinating: 11 Practical Ways for Procrastinators

How to Stop Procrastinating: 11 Practical Ways for Procrastinators

You have a deadline looming. However, instead of doing your work, you are fiddling with miscellaneous things like checking email, social media, watching videos, surfing blogs and forums. You know you should be working, but you just don’t feel like doing anything.

We are all familiar with the procrastination phenomenon. When we procrastinate, we squander away our free time and put off important tasks we should be doing them till it’s too late. And when it is indeed too late, we panic and wish we got started earlier.

The chronic procrastinators I know have spent years of their life looped in this cycle. Delaying, putting off things, slacking, hiding from work, facing work only when it’s unavoidable, then repeating this loop all over again. It’s a bad habit that eats us away and prevents us from achieving greater results in life.

Don’t let procrastination take over your life. Here, I will share my personal steps on how to stop procrastinating. These 11 steps will definitely apply to you too:

1. Break Your Work into Little Steps

Part of the reason why we procrastinate is because subconsciously, we find the work too overwhelming for us. Break it down into little parts, then focus on one part at the time. If you still procrastinate on the task after breaking it down, then break it down even further. Soon, your task will be so simple that you will be thinking “gee, this is so simple that I might as well just do it now!”.

For example, I’m currently writing a new book (on How to achieve anything in life). Book writing at its full scale is an enormous project and can be overwhelming. However, when I break it down into phases such as –

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  • (1) Research
  • (2) Deciding the topic
  • (3) Creating the outline
  • (4) Drafting the content
  • (5) Writing Chapters #1 to #10,
  • (6) Revision
  • (7) etc.

Suddenly it seems very manageable. What I do then is to focus on the immediate phase and get it done to my best ability, without thinking about the other phases. When it’s done, I move on to the next.

2. Change Your Environment

Different environments have different impact on our productivity. Look at your work desk and your room. Do they make you want to work or do they make you want to snuggle and sleep? If it’s the latter, you should look into changing your workspace.

One thing to note is that an environment that makes us feel inspired before may lose its effect after a period of time. If that’s the case, then it’s time to change things around. Refer to Steps #2 and #3 of 13 Strategies To Jumpstart Your Productivity, which talks about revamping your environment and workspace.

3. Create a Detailed Timeline with Specific Deadlines

Having just 1 deadline for your work is like an invitation to procrastinate. That’s because we get the impression that we have time and keep pushing everything back, until it’s too late.

Break down your project (see tip #1), then create an overall timeline with specific deadlines for each small task. This way, you know you have to finish each task by a certain date. Your timelines must be robust, too – i.e. if you don’t finish this by today, it’s going to jeopardize everything else you have planned after that. This way it creates the urgency to act.

My goals are broken down into monthly, weekly, right down to the daily task lists, and the list is a call to action that I must accomplish this by the specified date, else my goals will be put off.

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Here’re more tips on setting deadlines: 22 Tips for Effective Deadlines

4. Eliminate Your Procrastination Pit-Stops

If you are procrastinating a little too much, maybe that’s because you make it easy to procrastinate.

Identify your browser bookmarks that take up a lot of your time and shift them into a separate folder that is less accessible. Disable the automatic notification option in your email client. Get rid of the distractions around you.

I know some people will out of the way and delete or deactivate their facebook accounts. I think it’s a little drastic and extreme as addressing procrastination is more about being conscious of our actions than counteracting via self-binding methods, but if you feel that’s what’s needed, go for it.

5. Hang out with People Who Inspire You to Take Action

I’m pretty sure if you spend just 10 minutes talking to Steve Jobs or Bill Gates, you’ll be more inspired to act than if you spent the 10 minutes doing nothing. The people we are with influence our behaviors. Of course spending time with Steve Jobs or Bill Gates every day is probably not a feasible method, but the principle applies — The Hidden Power of Every Single Person Around You

Identify the people, friends or colleagues who trigger you – most likely the go-getters and hard workers – and hang out with them more often. Soon you will inculcate their drive and spirit too.

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As a personal development blogger, I “hang out” with inspiring personal development experts by reading their blogs and corresponding with them regularly via email and social media. It’s communication via new media and it works all the same.

6. Get a Buddy

Having a companion makes the whole process much more fun. Ideally, your buddy should be someone who has his/her own set of goals. Both of you will hold each other accountable to your goals and plans. While it’s not necessary for both of you to have the same goals, it’ll be even better if that’s the case, so you can learn from each other.

I have a good friend whom I talk to regularly, and we always ask each other about our goals and progress in achieving those goals. Needless to say, it spurs us to keep taking action.

7. Tell Others About Your Goals

This serves the same function as #6, on a larger scale. Tell all your friends, colleagues, acquaintances and family about your projects. Now whenever you see them, they are bound to ask you about your status on those projects.

For example, sometimes I announce my projects on The Personal Excellence Blog, Twitter and Facebook, and my readers will ask me about them on an ongoing basis. It’s a great way to keep myself accountable to my plans.

8. Seek out Someone Who Has Already Achieved the Outcome

What is it you want to accomplish here, and who are the people who have accomplished this already? Go seek them out and connect with them. Seeing living proof that your goals are very well achievable if you take action is one of the best triggers for action.

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9. Re-Clarify Your Goals

If you have been procrastinating for an extended period of time, it might reflect a misalignment between what you want and what you are currently doing. Often times, we outgrow our goals as we discover more about ourselves, but we don’t change our goals to reflect that.

Get away from your work (a short vacation will be good, else just a weekend break or staycation will do too) and take some time to regroup yourself. What exactly do you want to achieve? What should you do to get there? What are the steps to take? Does your current work align with that? If not, what can you do about it?

10. Stop Over-Complicating Things

Are you waiting for a perfect time to do this? That maybe now is not the best time because of X, Y, Z reasons? Ditch that thought because there’s never a perfect time. If you keep waiting for one, you are never going to accomplish anything.

Perfectionism is one of the biggest reasons for procrastination. Read more about why perfectionist tendencies can be a bane than a boon: Why Being A Perfectionist May Not Be So Perfect.

11. Get a Grip and Just Do It

At the end, it boils down to taking action. You can do all the strategizing, planning and hypothesizing, but if you don’t take action, nothing’s going to happen. Occasionally, I get readers and clients who keep complaining about their situations but they still refuse to take action at the end of the day.

Reality check:

I have never heard anyone procrastinate their way to success before and I doubt it’s going to change in the near future.  Whatever it is you are procrastinating on, if you want to get it done, you need to get a grip on yourself and do it.

More About Procrastination

Featured photo credit: Malvestida Magazine via unsplash.com

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