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12 Ways To Protect Yourself From Identity Theft

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12 Ways To Protect Yourself From Identity Theft

Identity theft has been going on for centuries, but with the development of the Internet, it has only become easier to steal other people’s personas. It’s very common to hear about someone’s identity getting stolen along with their bank information. These criminals use fake identities to steal money from their victims.

If you don’t want to be a victim of this scheme, here are some ways that you can protect yourself from identity thieves.

1.Don’t post personal information online.

Your name should be enough to reveal your identity to the people who actually know you. Posting your home address, telephone number, email address, and other social media profiles all in one place can make it very easy for thieves to duplicate your identity. As much as possible avoid sharing those details publicly, especially your bank information and social security number.

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2.Don’t use the same email and password for all of your accounts.

A lot of people make this mistake, which only enables thieves to access more of their accounts. Using the same email and password for all of your social media profiles may seem acceptable but with the prevalent security breaches online, it’s not a risk worth taking. Mix and match your email and passwords for all of your online accounts.

3.Use mobile verification.

Gmail, Facebook, Twitter and other select networks have mobile verification that notifies you via SMS if your account was accessed in a suspicious place, like abroad or at a different state. The person who logged in will also be asked for a verification number which he or she won’t be able to access since they don’t have your mobile phone.

4.Save your passwords in a secret place.

Using multiple passwords can make it hard for you to remember all of them, but you can save a copy in a secure location. Instead of saving them on your computer, write your passwords down in a small notebook which you keep safely in your home. You can also write them in unusual places like at the back of your favorite book.

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5.Don’t throw away bills and other documents that contain sensitive information.

Bank statements, utility bills, and other documents that contain your name, account number, birth date, social security number, and other personal data should never be thrown in the garbage. You can burn or shred them so that no one can get your information from them.

6. Don’t give away your ID numbers.

If anyone online asks for your ID number for any particular reason, don’t give it. If you know the person and the reason for asking your ID number is valid, you can meet somewhere and share information there. However, ID numbers are only needed for particular transactions, so you should already be wary if anyone asks you for it.

7.Be careful when sharing on social media.

What you share can be used against you, especially if it’s accessible to the public. Identity thieves can create a brand new account and use your name, photos, and other updates to make their accounts look legitimately yours. Likewise, if you always post where you’re going or what you’re doing, the thieve can take the plot to the next level and find an opportunity to steal from your home.

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8.Mix up your activities and routines.

Identity thieves can easily track your routines if you do the same things repetitively, especially if you post about them online. A smart thief can use these routines to make your fake identity even more convincing. It’s also easier to steal personal paraphernalia from you if you’re easy to track down.

9.Be mindful about unusual activity in your accounts.

If you see a status update on your wall which you didn’t write, it’s time to change your password. Anything that doesn’t make sense should already alert you. Don’t be lenient, especially if you have plenty of assets that can be stolen.

10.Install a security system in your home.

Some identity thieves are also stalkers and they might frequent your home without your knowledge. Having a security system will keep thieves out, especially those who are already very familiar with your house.

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11.Report any threatening or weird messages that you receive.

If you have a stalker, it’s likely that you will receive usual messages like “I saw you” or “I know what you did”. Don’t ignore these. Report them to your network provider so you can change your mobile number or block that number.

12.Don’t trust people easily—especially on the Internet.

A virtual identity is very easy to copy, and if you’re not careful, you might be the one handing identity thieves the information they need. Be mindful about the people you interact with online. You should also have a secure connection to keep your computer protected at all times. Using a SSD cloud VPS hosting service will help you achieve this.
On the Internet, safety is a major concern. You should always be careful with your personal information and take precautionary measures to avoid identity theft and other cybercrimes. If you don’t give thieves what they need, they will never be able to steal anything from you. Last, but not least, be careful when buying products online.

Featured photo credit: Ways To Protect Yourself From Identity Theft via google.com

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Last Updated on January 13, 2022

15 Best Places for Expats to Live (And Why)

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15 Best Places for Expats to Live (And Why)

Many of us dream of living abroad but can often be scared to make such a big change to our routine lifestyles and leave our home countries behind. Daunting as it may be, living abroad can be a rewarding and fulfilling endeavor and can give you the quality of life you have been looking for.

From a warmer climate to a more easy going way of life, there are many foreign countries favored by expats who stay for a long time – and sometimes forever. Taking into consideration livings standards, opportunities and social aspects, here are our top 15 best places to live as an expat and why.

1. Thailand

A hot spot for expats, the ‘land of smiles’ as it’s commonly known offers expats a tropical climate, a huge array of sandy beaches and islands to explore, and a rich culture. The cost of living in Thailand is extremely low, and when combined with the friendly tax system means that disposable income can be very high.

Bangkok, Thailand’s capital city, offers expats great employment opportunities.

2. Switzerland

Another popular destination for expats, Switzerland offers exciting employment packages and a high standard of living. It’s great for those who love the outdoors, as there are many beautiful lakes, mountains to hike in and skiing in the winter. The school standards for expats are also excellent, making it appealing for those with children. English is also widely spoken so day-to-day living can be stress free.

Unemployment in Switzerland is low and expats moving here don’t need to worry too much about finding a job before they arrive.

3. Australia

Many foreigners who visit Australia don’t want to leave as it offers a great quality of life, beautiful beaches and a warm climate. Making friends in Australia is easy too, due to the lack of language barrier and the large number of expats who already live here. Australia is a great place to move to if you have children because of its wide range of schooling possibilities and recreational outdoor activities.

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Low population levels and high quality of life are two of the main reasons expats choose Australia as a place to live.

4. Singapore

Expats in Singapore can benefit from generous financial packages, great career opportunities and low tax rates. Although education is expensive here, it is rated one of the top places for raising children abroad due to the quality of the education system and the array of schools.

Public transport such as buses and MRT (Mass Rapid Transit) are cheap and very reliable in Singapore.

5. South Korea

South Korea offers expats a unique range of opportunities and a very different way of living. Jobs for expats are easy to find and usually very well paid, with apartments provided by the employer on the most part making living costs even lower. There are also many tight-knit expat communities in South Korea, making it easy to socialize and meet new friends. The excellent education system is also a pro for families wanting to move to this culture-rich country.

South Korea has a cheap public healthcare system and offers great medical care, with most doctors speaking English.

6. New Zealand

New Zealand is constantly on the lookout for skilled workers to expedite to the country – especially those under the age of 30 – and skilled migrants can be granted a stay for up to five years. It offers a good climate and although income levels can be lower than other countries, quality of life is high, with its awe-inspiring scenery, low crime rate and state sponsored healthcare.

New Zealand is great for those looking for a laid back and active outdoors lifestyle.

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7. Canada

Its national healthcare system, friendly locals and very high quality of life are just a few of the reason expats choose Canada as a place to live. It’s very welcoming to expats and skills shortages encourage foreigners to move here in order for the country to grow economically. It’s easy for expats to feel comfortable quickly in Canada due to its multicultural environment.

Canada was largely unaffected by the economic crisis, making it a very popular country for expats.

8. Qatar

Qatar is becoming increasingly popular among expats with an estimated 500 new arrivals every day. The salaries are generous and are tax free too, making disposable income very high. Car and housing allowances are part of many remuneration packages, and education for your children and airfares are often included.

The cost of living is lower in Qatar than in other UAE countries but salaries can still be just as generous.

9. Hong Kong

Where east truly meets the west, this bustling island has a population of over seven million people. If you’re looking for a fast-paced environment and an active nightlife, Hong Kong is definitely the place to be. Benefits for expats include its advanced healthcare system and elevated standards of schooling for children, along with great employment opportunities. The cost of living in Hong Kong can be high, so trying to negotiate a housing allowance with your employer can be beneficial.

Hong Kong is great for those looking for high incomes and career advancement.

10. Japan

As an expat destination, Japan offers a rich culture and a chance to experience a very different day-to-day life. Currently around two million expats live in Japan, and in the larger cities such as Tokyo a large portion of the population speaks English. English speakers are also in demand and there are a large number of opportunities for language teachers, especially in the capital.

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Japan offers a high standard of living for expats and a good education system for those with children.

11. Spain

Spain is a very popular destination for expats due to the high temperatures and year-round sunshine. EU residents don’t require a visa to work here, meaning the move can be a lot easier. Skilled foreign workers also continue to be in demand with jobs such as engineering, customer service, skilled trades and language teachers widely available.

A huge 14% of Spain’s population are expats from a variety of foreign countries.

12. Dubai

Two of the main attractions of moving to Dubai are the tax-free salaries and the warm climate. Some of the most popular jobs for expats are in construction, banking, oil and tourism. You can also enjoy a busy social life in Dubai as the expat community is thriving. Although it can be an expensive country, the tax-free salary means you experience a higher quality of life than in other countries.

You will need a work permit, residence visa and an Emirates ID card to live in Dubai as an expat.

13. Germany

Germany is one of Europe’s most populous countries, with around 82.4 million people. It’s a lively and inexpensive country to live in as an expat, and if you have children the education system is great and healthcare is to a high standard. An estimated 250,000 expats live in Germany currently, with the numbers rising every year.

If you are already an EU citizen, you don’t need a visa to live and work in Germany.

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14. The Netherlands

The Netherlands is a great place for expats who love the outdoors. Cycling is one of the main modes of transport and looking after the environment is widely recognized. There are a lot of English speakers in the Netherlands too, but learning the language can work to your advantage and make day-to-day life that little bit easier. Skilled expats can also benefit from a tax-free allowance equivalent to 30% if they meet the correct criteria.

It is often more important to be able to speak fluent English than to speak Dutch when looking for employment in the Netherlands.

15. China

China offers expats great employment opportunities with little competition. Those who embrace the culture and decide they want to live in China long term can see a host of employment opportunities as its economy is growing rapidly every year. Economists predict it will overtake the US as the world’s largest economy by 2018. China also offer expats low living costs and high disposable incomes, which is why many look to live here for a higher quality of life.

Shanghai and Beijing are the most popular destinations for expats who live in China.

Featured photo credit: Saulo Mohana via unsplash.com

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