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Identity Theft Through Social Networking? Lessons to Take Now!

Identity Theft Through Social Networking? Lessons to Take Now!

In 2012, more than 12 million people became victims of identity theft and fraud, with an estimated total of $21 billion losses for the year alone, proving that these issues are growing problems in the US. The federal government, financial institutions and companies dealing with sensitive information are enforcing measures to protect their consumers from ID theft and fraud, but cyber criminals are finding ways to collect information—either through a data breach or by turning to social media to obtain information.

How social media can put you at risk for identity theft

Social media giants Facebook and Twitter recently suffered such hack attacks. Facebook claimed that no user data was compromised in the attack, while Twitter revealed that some 250,000 usernames, passwords, and email addresses were stolen.

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According to Facebook’s management, the computers of its employees were infected with malware that came from a mobile developer’s website that was already compromised. This particular attack shows that even though companies rely on technology to protect consumers, the latter is still vulnerable to attacks. Criminals focus their attention on the companies’ employees to gain access to their databases.

Criminals can also obtain your personal information through third-party applications. Most social media sites have apps that ask for permission to access your account information before you can install them. This is one way hackers steal your details to commit fraud.

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Unconsciously (or sometimes, consciously), you provide personal details you would not share otherwise on your social media accounts. Information such as your full name (including your middle name), date of birth, hometown, pet names, interests and hobbies, nature of work, and home or office address are just some of the personal details you post on your profile. Criminals can easily manipulate these details to commit fraud. Protecting this information just as you would protect your SSN and driver’s license number is one effective method of identity theft prevention.

You also put yourself at risk for identity theft when you post updates of your activities on your social media accounts. Posting that you’ll be out of town on the weekend might attract burglars. Opportunists will steal not only valuable items (jewelry, gadgets and cash) from your home, but also documents containing your personal and banking information. This could very well be the start of your identity theft problems.

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How to protect your information on social media sites

Before deleting your social accounts, you should consider that you can be smart about what you post or provide on your profiles. You can still enjoy participating in social media sites without falling prey to identity thieves and fraudsters. Here are some points to consider:

  • Be in control of the information you provide online. Find out how the site will use your information (such as for targeted advertising). As much as possible, never allow the site to make your personal information available to third-party application developers or marketing agencies.
  • Never provide your SSN or driver’s license number even if the site asks for either.
  • You should also avoid giving out your credit card number when buying additional apps or features for your account. This is one way to prevent credit card fraud.
  • If you plan on becoming active in social media sites, make sure you provide as little personal information as possible. You should also consider changing a few details (like the day on your birth date) so those who can access your details won’t have your actual information to use for ID theft-related activities.
  • Only invite or accept invitations from people who you know or have met, and avoid inviting strangers or friends of friends to your network.

Guarding against identity fraud

Not all identity theft cases lead to identity fraud, but it pays to be cautious. If your social account has been hacked, all your personal details may be compromised. Any combination of the details you provide in your profile (such as your full name and home address) can be used to commit fraud. You should regularly your check credit report to see if there are any suspicious activities involving your name. You should also check your credit score as some of these activities may have an effect on it.

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For the naturally wary, enlisting credit monitoring services is helpful in tracking suspicious activities. You’ll be notified daily or as often as necessary when changes in your credit occur. Some people think regular credit monitoring is only for the paranoid, but if you think about the financial and emotional costs of identity fraud, you’ll see that that this service is well worth your money.

Actively participating in social media sites puts you at a higher risk of identity theft simply because more people will “see” you and will have access to  your details. Being cautious of how much information you share (or overshare) on your accounts. Having control of how this information is used is the key to protecting yourself against identity theft and fraud.

Are you a victim of identity theft through social media? Share your story with us by posting in the comments section below.

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Joy Mali

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Published on September 20, 2018

11 Google Chrome Apps and Features to Help You Get More Done with Less Effort

11 Google Chrome Apps and Features to Help You Get More Done with Less Effort

In today’s fast-paced and never-ending busy world, we are overwhelmed by tasks that need to be completed by tight deadlines. With so much technology it is difficult to find the right tools to help boost our efficiency. And, many tools get obsolete so its essential to stay up-to-date to know when you will have to make adjustments to these tools. Independently of where you work, there’s a good chance that you have to be working on a PC or a laptop.

Do you are feel like you do not have enough time, or cannot accomplish much as of late? It is recommended to take a step back and look at the big picture. Also, you want to explore new and innovative ways to improve productivity.

In this article, I outline 11 features and apps within the Chrome browser that can help you do just that.

Minimizing Tabs

Let’s face it we all have more than a dozen tabs opened on our computers. One neat trick to still keep most of them open is to turn them into pinned tabs. On Google Chrome you can right-click the tab and select “Pin Tab” option. This turns the tab into an icon enabling you to continue multitasking.

Pinning a tab anchors the tabs on the left of your toolbar; a great benefit of the “Pin Tab” feature is that you can’t close these tabs accidentally since the “X” disappears after pinning them.

Incognito Mode

Google Chrome is a very easy-to-use and intuitive. But, Google does collect our browsing data; so to remedy this, you can use Incognito Mode. This feature does not keep your browsing or download history. You can enable or access it in three different ways:

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  1. Press Ctrl/Command+shift+N
  2. Select File Menu and choose New Incognito Window
  3. Download extension New Incognito Window

This feature is very handy if you’d rather not have your browsing history stored and utilized for future advertisement or suggested pages.

Save Webpages as PDF Files

Have you ever browsed interesting or important information and then forgot to bookmark or save it in “favorites”, making it impossible to find again? Chances are you have done this on a number of occasions.

Thankfully, there is an easy solution. You can save webpages as PDF files. On your keyboard, press control/command+p and you will be able to save webpages as PDFs.

Open Recently-closed Tabs

Ever had dozens of tabs opened and all of a sudden your browser shuts down? It has probably happened to all of us. You can easily recover all of your tabs using two approaches. Don’t panic if this happens because there is a workaround and solution for it.

One is by pressing Ctrl/CMD+Shift+T.

The other approach is to click on the three vertical dots on your browser and hover over “History”.

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Solve Mathematical Problems

Google’s Chrome browser doesn’t just search for relevant and updated information. It is also capable of performing some mathematical problems. Within the omnibox (Chrome’s address or URL bar), you can perform mathematical exercises.

For example, if you are struggling with percentages you can search 20 percent of x amount and it will instantly provide a result. Pretty handy, right?!

Play Media Files

Are you frequently met with difficulties when playing or watch a video files? Well, once again Chrome comes to the rescue. You can can listen or play videos from all sorts of movie or music files (mp3, mp4, .mov, .mkv, .ogv, .webm, .wav, etc.) by simply dragging the file into the search bar.

In addition, you can view images, PDF files and Microsoft Office files, too.

Navigate Swiftly Between Tabs

With all of those tabs opened comes great navigation responsibilities. Rather than clicking through every tab, you can use shortcut keys like Ctrl+Tab to navigate all of the different tabs. Also, you are able to navigate to the first tab by pressing Ctrl-1, Ctrl-2, and so on. If you want to switch to the very last tab, press Ctrl-9.

Stay Focus(e)d

Computers nowadays have awesome capabilities.

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Sometimes we like to get work done, but let’s face it, we’re all human. We sometimes procrastinate by visiting a website we really like, or maybe take a break with watching a flick on Netflix, a video on YouTube or browsing Facebook.

With Chrome’s StayFocusd extension, you can truly stay focused and get more done in less time.

This extension naturally helps you stay more productive by limiting the amount of time you spend on websites. You can set the time and it will automatically block those sites after a certain period.

Grammarly for Editing

Grammarly is a must have, and it’s really a complete powerhouse. Grammarly helps you check your grammar and spelling for everything you write online.

You can use it professionally or as a student, which will make the editing process much easier and more efficient. Furthermore, it can automatically check for typos when you send an email, type a Tweet, or post a Facebook comment. It’s like having your own personal copyeditor!

Loom

There are times that words in an email or written text in a chat app will just not convey the right meaning.

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There is a saying that a picture is worth a thousand words. Well, the same is true of videos.

With Loom, you can capture, narrate and immediately share video recordings of your screen, which will help coworkers understand issues you are facing, or to easily convey an explanation on screen. Plus, with video you will be able to easily walk people through a process, and you can use it to create simple how-to videos.

Chrome Calendar Extension

No matter what your level of responsibility is at your job, Google Calendar is another essential resource to have at your fingertips.

Specifically, you can have this extension added as an icon in the toolbar of your browser, which I highly recommend. Once you add the extension to your browser, you can check for upcoming events with a single click without leaving your current page.

Final Thoughts

Google Chrome has definitely evolved from its inception. As you can see you have a very powerful tool that comes as a free installation and is loaded with dozens of capabilities. The above listed Chrome apps can resolve some of the most common obstacles to your time management and productivity.

Featured photo credit: Andrew Neel via unsplash.com

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