Advertising
Advertising

The Morphing Mindset: Transform These 5 Habits to Boost Your Productivity

The Morphing Mindset: Transform These 5 Habits to Boost Your Productivity

    Productivity is the result of the decisions we make and mindset we have. These things in turn create habits that we tend to follow, sometimes too rigidly.

    Do you want to make a positive change inside you that leads to better productivity and improved self-confidence?

    If so, then I suggest that you take a look at these common unproductive habits that hold you back and transform them into productive ones.

    1. Complaining -> Taking action

    I used to belong to the group of people who complained a lot. Mostly it was about the job I hated, but I had other things that I complained about too.

    Yet at some point I came to realize that maybe I should do something about those things instead of complaining about them. Maybe I’m the one who has to make things happen…

    Advertising

    Finally, I understood that taking action was the only way to move forward. I didn’t want to waste my time and energy on something useless like complaining.

    I think that this is a good guideline for any of us. If there is something bothering you that isn’t right, think to yourself: Is it going to get better by complaining or can you do something about it?

    I bet that in many situations the latter option is the best one.

    2. Assuming -> Confirming

    My former boss used to say the following:

    “Assuming is prohibited.”

    What he meant was that one should always be sure of something so that the right action could be taken.

    Advertising

    Although this habit saves you from many headaches, be ready to face your fears when you transform this habit.

    In order to confirm things and being sure of something, you have to ask questions to understand the situation better. For some people, this is not an easy thing to do since they may feel that others think that they are stupid — or even incompetent — when they ask for more information.

    Of course, this isn’t so.

    Confirming or asking questions is a better way to move forward than pondering the issue by yourself and taking wrong action — one which is based on assumptions.

    Confirming makes you more confident and productive, because you know what to do and are not guessing what to do.

    3. Being a Victim -> Being Responsible

    It is easy to take on the “victim role” instead of being responsible of your own actions. This also means that instead of being true to yourself, you are more willing to blame your boss, your work, your environment or the people you associate with when you are feeling lousy.

    Advertising

    Understandably, it may not be easy to admit that perhaps the problem lies within you. However, you really have to admit that because of your past actions you find yourself in the current situation.

    You create your own reality by the decisions you make and the actions you take. If you are not happy with things the way they are, then start creating a plan to change things.

    Here’s an example: If you are not happy how your body looks, start making lifestyle changes — and find out the phone number to the nearest nutrition coach to help you out.

    After you realize that you can make the change and that you have to take the responsibility, things start moving for the better and the victim days are soon behind you.

    4. Fixing the Symptoms -> Fixing the Root Cause

    When something unexpected happens, you do whatever is needed to put things back to normal. However, when the same unexpected thing starts to happen on a recurring basis, fixing the symptoms is not enough anymore.

    For instance, when you feel sick to your stomach you can take medicine to fix the situation. However, when this same symptom occurs on a frequent basis, you should spend more time and energy to analyze what is causing your stomach ache in the first place and fix that instead.

    Advertising

    Spend a bit more time on finding and fixing the root cause – instead of wasting your time on dealing with the symptoms.

    5. Easiest Task First -> Hardest Task First

    Working on the easiest task first is a very compelling thing to do. You don’t have to stress about the task that much because it is fun. You are also feeling comfortable because you don’t have to push yourself outside your comfort zone.

    On the other hand, if you’re willing to take action on the hardest task first, you’ll be prouder of yourself and this will give you a self-confidence boost.

    When you handle the challenging task before the easy one, it is not lurking in the back of your mind anymore and you can fully focus on your other tasks that you have to take care of.

    No matter whether or not you are able to accomplish this hard task at once, the main point is that you are acting on the task now so that you can fully enjoy the fun tasks later.

    So…has your mindset morphed?

    (Photo credit: Businessman with Superhero Suit via Shutterstock)

    More by this author

    Do You Do This Common Mistake When You Start Working on Your Tasks? 9 Valuable Lessons Learned After Writing My First Book How to Create a To-Do List that Makes You Smile Agreeing on Deadlines With Yourself Just Doesn’t Work: Here’s What Does 3 Threats to Effective Time Blocking and How To Solve Them

    Trending in Productivity

    1How to Nix Your Credit Card Debt in Less Than 3 Years 2How to Fight Information Overload 3How to Memorize More and Faster Than Other People 4What Foods Have the Most Brain Vitamins for Enhanced Mental Strength 5Smart Goals Template to Help Leaders Attain Success Easily

    Read Next

    Advertising
    Advertising

    Last Updated on June 22, 2018

    How to Nix Your Credit Card Debt in Less Than 3 Years

    How to Nix Your Credit Card Debt in Less Than 3 Years

    Debt is never a fun thing to be in. But, there are many actions that you can take that will help you rid yourself of the burden of debt once and for all.

    By coming up with a set plan, eliminating your debt can feel much easier than constantly thinking about it.

    This post will provide some tips on how you can do this to help you nix your credit card debt in less than 3 years.

    Hint: there are ways that are easier than you think.

    1. Consider consolidating multiple credit cards if possible

    This may not be applicable to you, but if you have multiple cards – it is something to consider. Keeping up with multiple bills is time consuming.

    It will depend on the balance you have on each. Consolidate ones you can but do not do it to the point that you get too close to the maximum limit. Also, it is ideal to pick the card with the lower interest rate.

    Consider if there are any fees or alternatively, rewards, with transferring a balance to another card. Watch out for fees. Note that some cards offer rewards for transferring a balance to them. This is extra cash that can help go towards paying off your debt.

    Advertising

    Having one or two cards can make nixing your debt much simpler than keeping up with the balance of a bunch of cards. Keeping track of paying the minimum towards a bunch of cards is time consuming. Spend the time to consolidate instead to make the overall process simpler going forward.

    My tip: Have one main credit card. Have a second one that you use for necessities – such as groceries or gas – that offers rewards for those purchases (a lot of cards do) and set the second one on auto-pay. You should be able to pay off a smaller amount on auto-pay if it is a necessity. If you think you cannot, then you may need to cut down a lot on expenses.

    Why do I suggest doing this? Having one thing set to auto-pay is one less thing to think about. One less thing to waste time on. Same idea with consolidating to one main card. Tracking down too many is a hassle.

    2. Try to pay the full balance you spent each month at the very least

    You need to pay off the amount you are spending each month when that bill comes in. This is the amount you spent THAT month.

    Do not let the debt keep accruing while you work on paying any unpaid debt that has accrued. It will become a never-ending battle. Try as best as you can to be current on paying for each month’s expenses when that month’s bill comes out.

    If this is a strain, consider why. You may need to cut expenses. Or you may need to consider other cards. Or look at where this money is going.

    3. Pay extra when you can – every small amount counts

    This cannot be emphasized enough. If you are looking at a lot of credit card debt, it can look daunting, but each extra amount that you can put towards the debt will really add up – no matter how small it is.

    Advertising

    It does not just reduce the principal amount that you have left to pay off, but it reduces the amount that is collecting interest. You will always save money with that reduced interest.

    4. Create a plan on how to pay extra

    Back to the main point, having this plan is giving you one less thing to think about.

    This plan should be a plan that works for you. If it does not work for you, your spending habits, and your views on debt, then it will not be an effective plan.

    For instance, if a set plan of an extra $50 (or another amount that you know you can afford) works for you, then do that. Set that aside every month and pay that extra amount. Treat it like a bill. Choose an amount that works for you and pay it like clockwork as though it was a bill you had to pay each month.

    Little amounts will not nix it entirely, but they will help tackle it and having a set plan can make it less of a chore. Creating a new plan of how much to put towards it each month is an unnecessary added stress.

    5. Cut out costs for services you do not use

    If you are signed up for subscriptions that you do not use because of some free trial or for some other reason, cut it out. Your overall financial position will look better.

    In turn, that will make cutting your credit card debt easier. Look at your statements to find these expenses. If you do not use them, you may forget you are paying some unnecessary amount each month. Cutting it out can really add up in savings that you can put towards other needed expenses.

    Advertising

    6. Get aggressive about it

    Consider these points:

    Depending on the interest and the level of debt, you may need to give up a few indulgences. For example, instead of ordering delivery or going out to eat, cook at home. Everything adds up.

    Other things may be more of a sacrifice. It may be a trip you wanted to go on, or a daily latte habit you’ve picked up. In these instances, consider how important it is to you and if it’s worth the sacrifice. And if it is a costly expense, think whether you can wait to indulge.

    Cutting an extravagant expense can really help make a dent in your overall debt. Try not to add to debt when you are trying to pay it off. It will be a never-ending battle. Make it less of a battle with these tips and it will feel easier.

    Bottom line: Do what you can to make this process easier for you. Implement steps that do this. It takes time now, but will help overall. Also, keep track of your spending and paying down of your debts. Which is the next point.

    7. Reevaluate your progress at set intervals

    Doing a regular check-in can help you see your efforts pay off or maybe indicate that you need to give this a bit more effort. If you check every 3-6 months, it will not feel so much like a chore or feel so daunting.

    By doing this, you will be able to better understand your progress and perhaps readjust your plan. Bonus: if you see it pay off, it will feel great to do this check-in. You will get there.

    Advertising

    Finally (and most importantly)…

    8. Keep trying

    Do not get discouraged. Pushing it off will make it worse. Just keep trying.

    Once your debt becomes lower, each monthly payment will reduce the balance more. Why? You are paying less towards interest. It will be a snowball effect eventually and it will become much easier to manage. Just get to that point. And know once you do, it will feel easier and motivating.

    Start knocking out your debt today

    The best way to eliminate debt is to get started right away. Begin by implementing the above steps and watch your debt just melt away. Try out some of the above strategies and see what works best for you. Soon you’ll be on your way to a debt free life.

    Featured photo credit: Pexels via pexels.com

    Read Next