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10 Habits You Need To Give Up If You Want To Be Productive

10 Habits You Need To Give Up If You Want To Be Productive

When we are productive, we efficiently finish various tasks and achieve better results. However, there are many bad habits that are killing our productivity, yet we don’t recognize them at all. In order to improve your productivity, you have to give up these 10 bad habits.

1. Watching TV before going to bed

After a busy working day, everyone tends to sit in front of the TV, then move to the bedroom and continue watching TV. Many people think it relaxes them. However, it just makes them more tired. Sometimes, you don’t even realize how much time has passed when watching TV shows, and you end up falling asleep very late at night instead of falling asleep immediately. Get the TV out of your bedroom and soon you’ll notice that you sleep better and longer, and you feel fresh when you wake up. Moreover, being positive and fresh in the morning will certainly boost your productivity at work. Instead of watching TV shows, use the time before you fall asleep to evaluate your day and have intimate conversation with your partner. You can also focus on self-improvement by signing up to an online college where you can improve yourself and learn how to become more productive and efficient in your field of work. Turn off TV, bring education and intimacy in your home.

2. Spending a lot of time on social networks

Social networks are great for staying in touch with family and friends. However, when chatting, posting, sharing, and looking at various funny photos, we lose the sense of time and waste hours just scrolling through pages. Usually, before we fall asleep, we decide to check if there is something new in the news feed and end up falling asleep very late at night. You then feel tired in the morning and incapable of doing anything that demands focus and hard work.

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Also, while working, we get interrupted all the time by the notifications that someone posted something or commented on our status update. You look at the notification and, instead of working, you get lost in the world of social networks. You become less focused on work and less productive. When at work, turn off the notifications and don’t log in. Instead of spending your free time on social networks, if you have something to share and want to do something productive you can learn how you can create a blog and escape your daily routine, while providing entertainment and information to others at the same time.

3. Not working out

People neglect physical activity because of their busy schedules, but let’s face it – we all have 20 minutes per day to spend working out. Before you go to work or when you get back, you can go hiking or jogging for 20 minutes. It is not much, but your body and mind will definitely benefit from it. If there is no place for jogging around your home, you can do simple exercises in your living room. If you have more time, you can take some yoga classes, which will help you not only to be physically active and fit, but also to become more productive and focused. When working out, you won’t feel any back pain caused by stress and sitting all day. You will definitely feel better and healthier, which will contribute to being more productive during the whole day.

4. Multitasking

We are all proud when we say that we are multitasking, and some even consider it a necessary skill of successful people. However, it is not a virtue and is slowly killing your productivity. When you multitask, you may be concentrated and focused, but that doesn’t mean that you are focused on every task equally. Moreover, not every task will be finished on time, and the results won’t be so good.

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Getting fully focused on one task at a time will certainly bring you better results, because you will be able to perform them without distractions. If you are used to multitasking, try organizing yourself and doing one task at a time, and then compare the results. You might be surprised.

5. Striving for perfection

A person who is dedicated to their work always strives for perfection. However, some people are never satisfied with their work, which leaves them with unfinished work and a lot of stress. When striving for perfection, you may start over-analyzing things and focusing on tiny details. Being detail-oriented is a virtue, but if you are paying attention to every little detail, you are losing a lot of time on unimportant little tasks. In this way, your productivity decreases and you become exhausted. Put effort into the task and be detail-oriented, but don’t waste time, talent, and effort on the things that don’t affect the outcome of the task.

6. Going with the flow

Spontaneity should be present in our lives and not everything should be predictable. But when it comes to work management, we should organize our time well. When you are going with the flow, the work just keeps piling up. A chaotic schedule can lead only to decreased productivity, which usually results in failure.

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Learn how to organize your time and make a good working plan in order to improve productivity and the chances of success. Moreover, the key to success and being productive is to determine both short-term and long-term goals.

7. Trying to be productive during the whole day

It is impossible to be productive and focused all day. The times when someone will be productive depend on the individual. Some people are productive in the morning, some in the afternoon and some are night owls. Find out when you are most productive and organize your schedule accordingly.

8. Doing every task by yourself

Many people think that they can save a lot of money by doing everything themselves, but they are wrong. They are losing money and time: instead of working on demanding tasks, they get lost in doing unimportant things that only waste their time. Smaller tasks should be outsourced, since there is no need for you to put effort into completing them. Outsourcing will pay off, and you will be able to finish important tasks successfully and on time.

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9. Giving yourself more time to finish some tasks

Since we all want to complete some tasks successfully, we tend to postpone finishing them, because we need some time to think about how to get the best results. This always leads to procrastination, which leads to decreased productivity. If you want to be productive, you should trust your instincts, talent, and knowledge, and don’t question your success. Don’t let your virtue, to achieve the best possible results, destroy you.

10. Being negative and stressed out all the time

Learn how to deal with stressful situations, because they are negatively affecting your health, mood, and productivity. Negative feelings evoke the unwillingness to perform certain tasks, and you end up doing them unsuccessfully. The recipe is simple – just be happy. Avoid stressful situations and learn how to cope with them. Find a way to get rid of negative emotions and stress and gain some positive energy. When you are happy, you can do everything with little effort. You will notice that you don’t get exhausted after every task. Behind every successful job stands happiness and a positive attitude.

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Katarina Milovanovic

Creative Writer

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Last Updated on June 22, 2018

How to Nix Your Credit Card Debt in Less Than 3 Years

How to Nix Your Credit Card Debt in Less Than 3 Years

Debt is never a fun thing to be in. But, there are many actions that you can take that will help you rid yourself of the burden of debt once and for all.

By coming up with a set plan, eliminating your debt can feel much easier than constantly thinking about it.

This post will provide some tips on how you can do this to help you nix your credit card debt in less than 3 years.

Hint: there are ways that are easier than you think.

1. Consider consolidating multiple credit cards if possible

This may not be applicable to you, but if you have multiple cards – it is something to consider. Keeping up with multiple bills is time consuming.

It will depend on the balance you have on each. Consolidate ones you can but do not do it to the point that you get too close to the maximum limit. Also, it is ideal to pick the card with the lower interest rate.

Consider if there are any fees or alternatively, rewards, with transferring a balance to another card. Watch out for fees. Note that some cards offer rewards for transferring a balance to them. This is extra cash that can help go towards paying off your debt.

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Having one or two cards can make nixing your debt much simpler than keeping up with the balance of a bunch of cards. Keeping track of paying the minimum towards a bunch of cards is time consuming. Spend the time to consolidate instead to make the overall process simpler going forward.

My tip: Have one main credit card. Have a second one that you use for necessities – such as groceries or gas – that offers rewards for those purchases (a lot of cards do) and set the second one on auto-pay. You should be able to pay off a smaller amount on auto-pay if it is a necessity. If you think you cannot, then you may need to cut down a lot on expenses.

Why do I suggest doing this? Having one thing set to auto-pay is one less thing to think about. One less thing to waste time on. Same idea with consolidating to one main card. Tracking down too many is a hassle.

2. Try to pay the full balance you spent each month at the very least

You need to pay off the amount you are spending each month when that bill comes in. This is the amount you spent THAT month.

Do not let the debt keep accruing while you work on paying any unpaid debt that has accrued. It will become a never-ending battle. Try as best as you can to be current on paying for each month’s expenses when that month’s bill comes out.

If this is a strain, consider why. You may need to cut expenses. Or you may need to consider other cards. Or look at where this money is going.

3. Pay extra when you can – every small amount counts

This cannot be emphasized enough. If you are looking at a lot of credit card debt, it can look daunting, but each extra amount that you can put towards the debt will really add up – no matter how small it is.

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It does not just reduce the principal amount that you have left to pay off, but it reduces the amount that is collecting interest. You will always save money with that reduced interest.

4. Create a plan on how to pay extra

Back to the main point, having this plan is giving you one less thing to think about.

This plan should be a plan that works for you. If it does not work for you, your spending habits, and your views on debt, then it will not be an effective plan.

For instance, if a set plan of an extra $50 (or another amount that you know you can afford) works for you, then do that. Set that aside every month and pay that extra amount. Treat it like a bill. Choose an amount that works for you and pay it like clockwork as though it was a bill you had to pay each month.

Little amounts will not nix it entirely, but they will help tackle it and having a set plan can make it less of a chore. Creating a new plan of how much to put towards it each month is an unnecessary added stress.

5. Cut out costs for services you do not use

If you are signed up for subscriptions that you do not use because of some free trial or for some other reason, cut it out. Your overall financial position will look better.

In turn, that will make cutting your credit card debt easier. Look at your statements to find these expenses. If you do not use them, you may forget you are paying some unnecessary amount each month. Cutting it out can really add up in savings that you can put towards other needed expenses.

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6. Get aggressive about it

Consider these points:

Depending on the interest and the level of debt, you may need to give up a few indulgences. For example, instead of ordering delivery or going out to eat, cook at home. Everything adds up.

Other things may be more of a sacrifice. It may be a trip you wanted to go on, or a daily latte habit you’ve picked up. In these instances, consider how important it is to you and if it’s worth the sacrifice. And if it is a costly expense, think whether you can wait to indulge.

Cutting an extravagant expense can really help make a dent in your overall debt. Try not to add to debt when you are trying to pay it off. It will be a never-ending battle. Make it less of a battle with these tips and it will feel easier.

Bottom line: Do what you can to make this process easier for you. Implement steps that do this. It takes time now, but will help overall. Also, keep track of your spending and paying down of your debts. Which is the next point.

7. Reevaluate your progress at set intervals

Doing a regular check-in can help you see your efforts pay off or maybe indicate that you need to give this a bit more effort. If you check every 3-6 months, it will not feel so much like a chore or feel so daunting.

By doing this, you will be able to better understand your progress and perhaps readjust your plan. Bonus: if you see it pay off, it will feel great to do this check-in. You will get there.

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Finally (and most importantly)…

8. Keep trying

Do not get discouraged. Pushing it off will make it worse. Just keep trying.

Once your debt becomes lower, each monthly payment will reduce the balance more. Why? You are paying less towards interest. It will be a snowball effect eventually and it will become much easier to manage. Just get to that point. And know once you do, it will feel easier and motivating.

Start knocking out your debt today

The best way to eliminate debt is to get started right away. Begin by implementing the above steps and watch your debt just melt away. Try out some of the above strategies and see what works best for you. Soon you’ll be on your way to a debt free life.

Featured photo credit: Pexels via pexels.com

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