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The 5 Money Nightmares You Can Avoid While Traveling

The 5 Money Nightmares You Can Avoid While Traveling

I’ve been mugged, had my identity stolen and been ripped off overseas more times than I can count. For seasoned travellers these things are part of the job description. If you’re planning to go overseas or have found yourself in one of these situations, here’s how to tackle five money nightmares every traveller risks encountering – because no holiday should be cut short due to money misadventures.

Identity theft

A close friend had his identity stolen at an Australian airport. Had he of known where he threw his trash, it may have been different.

    source:picjumbo.com

    An English friend of mine arrived in Sydney to the news that a personal loan he’d taken out was maxed out. This is devastating news for anyone to hear, but it’s even worse when you never took out a personal loan to begin with. Turns out someone had stolen his identity from a plane ticket stub he had thrown in the airport bin.

    You always think identity theft won’t happen to you until it does – take extra precautions when you’re moving from place to place and dispose carefully of anything with your details on it. As it turns out, you need to know where your personal details are disposed of even in the relative safety of Australia, and though you don’t think about it initially the hardest part of identity theft isn’t regaining your identity but rather repairing it. Luckily, the Federal Trade Commission detail steps on retracing your alter ego.

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    Mugging

    Having cash on you is important when travelling. It’s also pretty important to thieves.

      source:picjumbo.com

      I was mugged in Amsterdam of all places, but luckily the thief only got away with 20 Euros. This is because I listened to the advice of a fellow, seasoned traveler: I split up my money and then sewed a pouch under my chest pocket to keep my passport, ID and credit cards safe. This is why listening to other travelers experiences is so vital – you can ensure the same thing doesn’t happen to you, and that your belongings remain yours.

      Credit card account hijacking

      You’ll be paying for some pretty crazy things while abroad – just make sure all your transactions are actually yours.

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        source:pixabay.com

        I had already been stung by some unexpected overseas fees and ATM withdrawal fees, but it was after a night out with friends abroad that I noticed some unusual transactions on my credit card (It was also then that I remembered the waitstaff staring at my card during payment multiple times that night).

        I didn’t waste any time – I called the bank and they reversed the charges immediately. This ease of reversing charges is one of the godsends of credit cards – If I’d been using a debit card it might not have been as quick a turn-around. In certain situations it always helps to be using credit as banks may be able to retrieve funds more quickly.

        Make sure your card is going to work with you when you travel and be mindful of how you’re spending on your credit card overseas.  In any case, your bank will tell you what you need to do the second something fishy appears on your statements.

        Getting stuck with no cash

        Cash is king, so make sure you always have access to it.

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          source:gratisphotography.com

          Everyone knows South-East Asia is the world capital of bartering prices, so I wanted to make sure I actually had cash to barter with. I went for a travel card with no foreign transaction fees, so I was only paying for money I was actually spending. Many travel money cards also let you lock in exchange rates, so you know how much cash you have to spend before you leave.

          Make sure you’ll be able to withdraw cash from ATMs in the country you’ll be visiting, otherwise your negotiation powers may not be that influential for very long. Oh, and for those of you with little negotiating skills, here’s a quick guide to get you up to speed.

          Getting ripped off when exchanging currencies

          You’re going to have to hand over cash this holiday, so make sure it’s to the best hands possible. 

            source:pixabay.com

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            Arriving in Heathrow airport for the first time and with no local currency, getting to an exchange service was my first priority. Spotting a foreign exchange stand in the airport, I couldn’t believe my luck – I wasn’t even in London yet. Once I was in London, however, I noticed that the exchange rates on offer outside of the cushy airport were much lower, with some being almost half the price. Like domestic travel, don’t just look for the quickest deals on services – get your money’s worth by looking for the best deal possible

            Just because you’re travelling, it doesn’t mean you should care less about prices. Give every financial decision the same weight you would as if you were making it at home.

             

            Traveling offers you no plenty of surprises, but they’re not all going to be free hotel room upgrades. Next time you travel be smart about your finances and savvy with your cash to avoid waking up in a scene from The Hangover.

            Featured photo credit: picjumbo.com via media.lifehack.org

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            Last Updated on April 19, 2021

            40 Healthy And Really Delicious Meals You Can Make Under $5

            40 Healthy And Really Delicious Meals You Can Make Under $5

            Ever had those moments where you really wanted to eat something delicious and healthy but didn’t have the financials means to do so? Whether you’re a student or parent, this compilation of 40 great, healthy, and inexpensive recipes will make every night special and help you get fit! No more meals where you have to force the food down! It’s time to make that budget your best friend and turn it into great recipes. Enjoy!

            1. Fish Tacos in Crunchy Shells ($3.56 per serving)

            Is there a better way to end the day than a Fish Taco dinner filled with protein and nutrients and is easy on the wallet? This recipe calls for a boys’ or girls’ night in front of a good movie or game.

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              2. Mini-Meatball Noodle Soup ($3.43 per serving)

              We’ve heard of the delicious spaghetti and meatballs recipes, but imagine having that same meatball goodness in a soup? It’s like Christmas in a bowl. Healthy, warm, and only $3.43 per serving.

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                3. Spaghetti and (Vegan) Meatballs ($2.13 per serving)

                Now it’s time to look at the traditional spaghetti and meatballs recipe, but with a little twist: vegan meatballs. This way, you can enjoy the Italian tradition without adding on the extra calories. I’m sold!

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                  4. Kabocha Squash and Lentils ($3.12 per serving)

                  Absolutely delicious way to end the day with a Kabocha Squash and lentils dinner. The beauty of this recipe is that you can actually make many other things from the mixture, from dips to full-on meals. All under $5 per serving.

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                    5. Baked Coconut Lentils ($0.91 per serving)

                    Coconuts are always a good idea, but it doesn’t have to be eaten only for dessert or breakfast. With this great recipe, you can now eat a lunch or dinner filled proteins and a coconut twist. Yum!

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                      6. Easy Marinated Roasted Chicken ($3.40 per serving)

                      We love chicken and at less than $5 per serving, we are in heaven with this recipe. Add some vegetables and rice on the side and you’ve got yourself a full meal!

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                        7. Organic Greens and Goat Cheese Gratin ($2.36 per serving)

                        This is absolutely divine. You get in your healthy greens and your fat macros with this great recipe. Takes only a few minutes to make and it’s easy on the wallet. Bon Appetite!

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                          8. Beef Pot Roast ($3.22 per serving)

                          One word: perfect. This meal will warm your insides and fill you up with the high protein content.

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                            9. Fajita-Style Quesadillas ($0.43 per serving)

                            If you want to eat Mexican tonight but want to stay in your budget, this Quesadilla recipe is your best friend. It’s tasty and filled with healthy ingredients for less than a dollar per serving.

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                              10. Fish Tostadas with Chili Lime Cream ($2.82 per serving)

                              Another great lunch idea for the busy days ahead. Prep this in the morning or the night before and you’ve got yourself a healthy and cheap lunch meal!

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                                11. Beef and Black Bean Chili ($1.36 per serving)

                                Might not look like much, but this amazing chili is actually extremely healthy for you. The protein from the beef and the carbs from the black beans will fill you up in no time, and keep you full for a long period of time. Delicious and warm, just right for the winter!

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                                  12. Crispy Fish and Peppers ($2.18 per serving)

                                  Amazing recipe for anyone looking to change up their meals while keeping their macros in check and not going overboard on spending. Satisfies your crunch tooth (see what I did there?) and gives you all the protein you need to stay full and lean.

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                                    13. Vegetarian Gumbo ($1.50 per serving)

                                    You have the perfect macro mix here with the carbs, fats, and proteins. At less than $5 per serving, you’ve got yourself a meal that will last for the whole week!

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                                      14. Mexican White Bean Soup ($0.99 per serving)

                                      With the cold weather creeping in, it’s not a surprise that soups are coming back in style. This great Mexican White Bean Soup dish will keep you warm for winter without making a hole in your pocket.

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                                        15. Black Beans with Mango & Cilantro ($0.38 per serving)

                                        Mangoes make every dish a little bit sweeter, which is why we absolutely love this recipe. A normal rice and bean dish might be a little meh, but add the sugary taste of mangoes and you’ve got yourself a party!

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                                        Black-Bean-Cilantro-Mango

                                          16. Bean Burritos ($0.71 per serving)

                                          If you’re having people over tonight and don’t want to spend too much time or money on food, this dish is a great option! You can even cut up the burritos into pieces and make finger foods while everyone’s watching the game or gossiping.

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                                            17. Five-Spice Beef Kabobs ($2.43 per serving)

                                            The spices in this recipes add a delicious twist to the beef kabobs, which is definitely worth trying!

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                                              18. Cornmeal Crusted Pork ($1.92 per serving)

                                              If you like the fried crunch but want to opt for a healthier alternative, cornmeal is your man. This healthy recipe will satisfy all your fried desires without making you pop open your pant’s button.

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                                                19. Chicken, Tomato & Cucumber Dinner Salad ($2.57 per serving)

                                                Easy to do, extremely healthy, and super delicious. A must-try!

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                                                  20. Lentil Soup with Beef and Red Pepper ($1.90 per serving)

                                                  I can’t believe how cheap this meal is, especially for all the nutrients it contains. You can make a big pot on Sunday night and divide it into small portions to last you a whole week.

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                                                    21. Smoky Mushroom Stroganoff ($1.90 per serving)

                                                    Craving pasta but not sure what to top it off with? How about smoky mushrooms with a twist?

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                                                      22. White Bean Tuna Salad ($1.36 per serving)

                                                      You can add this White Bean Tuna Salad in your sandwich or just eat it as-is for a quick lunch on a busy day.

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                                                        23. Sausage Eggwiches ($0.80 per serving)

                                                        Who says you have to eat fast food to get an eggwich? This delicious recipe will give you an amazingly healthy eggwich for less than a dollar per portion. Can you say Breakfast?

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                                                        Sausage-Eggwiches

                                                          24. Baja-Cali Black Bean Salad ($1.17 per serving)

                                                          Great snack to add to a movie-night with friends. You don’t have to use chemically-processed salsas anymore, you can now use this homemade salad for your chip dips.

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                                                            25. Gnocchi, Sweet Corn & Arugula in Cream Sauce ($2.24 per serving)

                                                            Italians always knew how to make carbs look good! This delicious Gnocchi recipe will give your lunch a whole new meaning. Easy to make and only $2.24 per serving.

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                                                              26. Vegetable Lasagna ($1.73 per serving)

                                                              If you were looking for a healthy lasagna, you’ve just found it. At under $5 per serving, you can fill yourself up right away without putting on the extra calories.

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                                                                27. Fajita-Ranch Chicken Wraps ($2.05 per serving)

                                                                Don’t know what to make for lunch this week? How about delicious chicken wraps with a healthy ranch? This recipe will make all your lunches, even the quick ones, healthy and colorful.

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                                                                  28. Quinoa with Pan Roasted Brussels Sprouts ($1.24 per serving)

                                                                  A dish that has quinoa and brussel sprouts can’t be unhealthy, it just can’t, which is why this dish is one to keep in the books. Easy to make, healthy, and will keep you full for a long period of time.

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                                                                    29. Butternut Squash Chili ($1.04 per serving)

                                                                    You don’t need meat to make chili now that you have this recipe! It’s 100% healthy, filling, and smells absolutely delicious.

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                                                                      30. Fast Shrimp Bisque ($2.03 per serving)

                                                                      Seafood doesn’t have to be expensive if you know how to do it right, and this fast shrimp bisque is a great recipe to try if you’re in the mood for some seafood!

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                                                                        31. Chicken-Noodle Casserole ($0.98 per serving)

                                                                        Looks divine doesn’t it? This super easy to make dish will satisfy all your taste buds without burning a hole in your wallet or adding a few extra numbers on the scale.

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                                                                          32. Burrito Cups ($1.18 per serving)

                                                                          Entertaining someone tonight and don’t know what to make as appetizers? These burrito cups are a great alternative to chips or other greasy finger foods. All you need to enjoy it is a spoon and a cup.

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                                                                            33. Lemon-Dill Shrimp & Pasta ($2.45 per serving)

                                                                            Another impressive shrimp recipe under $5 per serving. The lemon-dill twist adds a great taste to the dish.

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                                                                              34. Potato Frittata ($0.87 per serving)

                                                                              If you want to eat potatoes for breakfast but still want it to be healthy, this is the recipe for you. At under a dollar per serving, this potato frittata will make you see potatoes in a whole new light.

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                                                                                35. Grilled Pork and Pineapple ($2.67 per serving)

                                                                                Meat and fruits? Oh, yes. The juiciness of the pork mixed with the liquid sugar in the pineapple will make you wish you knew about it sooner.

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                                                                                  36. Greek Honey-Lemon Pork Chops ($2.15 per serving)

                                                                                  Another splendid recipe mixing sweet and salty for a healthy meal. Easy to make and absolutely mouthwatering.

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                                                                                    37. Jamaican Pork Stir-Fry ($2 per serving)

                                                                                    You can add this healthy stir-fry to any dish as a side or amply enjoy it as-is for lunch or dinner. You can even make a wrap sandwich out of it if you’re in a rush to eat.

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                                                                                      38. Herbed Salmon ($2.49 per serving)

                                                                                      Salmon contains a healthy dose of fats that will boost your metabolism, lower inflammation, and make you happier. At under $5 per serving, need I say more?

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                                                                                        39. Five-Spice Pork Kabobs ($1.96 per serving)

                                                                                        Exquisite recipe under $5 per serving that will most definitely awe everyone at your dinner party.

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                                                                                          40. Stuffed Sweet Potatoes with Mango-Black Bean Salsa ($1.24 per serving)

                                                                                          You don’t have to eat sweet potatoes alone anymore with this flavorful recipe.

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                                                                                            Featured photo credit: Featured Photo Credit: 5 Dollar Dinners via 5dollardinners.com

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