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Shop Women’s Fall Fashions from Your Closet to Save Money

Shop Women’s Fall Fashions from Your Closet to Save Money
Fall Fashion
    CC Image courtesy of Samuraijohnny on Flickr

    I don’t think too much about the clothes I wear (and don’t wear) until I have to move. And then it’s just embarrassing to see the number of boxes that my stuffed closet and dresser translates into.

    If you have a similar affliction, the good news is you’ll probably be able to put together a fresh fall wardrobe with very little expenditure. If you don’t have an extensive clothing collection, there are also a few things you can do to stay up-to-date without succumbing to designer prices.

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    Shop Your Closet

    If you fall into the first category and your closet houses more items than you care to count, you’ll likely be able to put together new looks from what you already have. A great way to get fashion inspiration is to look at runway trends and fashion blogs and pick out pieces that are similar to items you already own. You may have a sweater or blouse stashed in a dresser but never thought about pairing it with a certain pair of pants.

    Checking out the latest trends with an eye for what you already own can help you save big bucks! For example, floral skirts paired with boots, skinny belts and crisp blouses are a very hip look right now. You may have a flowered skirt from seasons past, but paired with a white blouse (tucked in!) and cinched with a skinny belt, you’ll have a look that you might not have otherwise put together. When you find yourself needing a certain item to complete a look, see if you can get it second-hand, or do a clothing swap with a few friends to get items that are new, fresh – and free!

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    Thrift vs. Second-hand

    Buying used items is a great way to augment your wardrobe or pick up a few new pieces if your closet doesn’t look like a small department store! I don’t know if there’s a technical distinction between thrift stores and higher-end designer second-hand stores but I use the two for different purposes.

    Shopping thrift stores (think Goodwill and ARC) will offer you an extremely affordable way to put together some of the latest trends. True, you probably won’t find off-the-rack seasonal items in thrift stores (although you may luck out!) but if you have an idea of a look you’d like to create, you can usually find the means by which to assemble it. I use thrifting as a way to dress in some of the trendier, more-likely-to-go-out-of-fashion looks. Then, I spend less money on something I might not wear in another year, and it’s a much more eco-friendly option for “disposable” fashion.

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    Higher-end second-hand stores are perfect for name brand and designer clothes that will have more staying power. I recently purchased a black Banana Republic sheath dress and a white blouse from one such store. I paid more than I would at a thrift store, but not near as much as I would’ve paid for new items. These are pieces that have stood the test of time so I feel comfortable investing a bit more into them knowing that I won’t be taking them back to the thrift store next season.

    Looking at what you already have (or what your friends have) and perusing thrift or second-hand stores are perfect ways to update your wardrobe for fall and still have enough money to actually go somewhere in your fabulous new clothes.

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    Last Updated on March 29, 2021

    Life Insurance: A Secure Way To Protect Your Future.

    Life Insurance: A Secure Way To Protect Your Future.

    Life is a journey full of ups and downs. No one can actually predict what might happen the next moment; there are times where the happiest moments do not even take a second to turn into the gravest. Planning for your future can help you face such unwelcomed but irrepressible situations with much ease. We all want to make every memorable event of our life more special and to cherish all those moments happily and worry less, you must financially plan your future. But no one has control over life and death. Who would wish to see his family suffer in his absence? Insurance hands over the financial jeopardy of life’s happenings to an insurance company.

    Importance of getting a life insurance

    No one has control over life and death. Nobody would like to see their family suffering in an absence, and that’s why many people recommend life insurance. A life insurance plan is one of the best ways to secure the future of your family, even against those financial troubles after an untimely demise. These plans are safe and credible, and you could trust them for your family’s better future.

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    On the other hand, a life insurance policy is a contract between a company (insurance provider) and policyholder in which the insurance provider ensures to pay a certain amount of money to the nominated beneficiary in case of the policyholder’s death during the term of the agreement. There are different types of insurance plans, and it is important for you to know the benefits of those plans such as a funeral, medical or some life expenses provided they are mentioned in the agreement.

    Choosing the right insurance plan

    If you’re about to select an insurance plan, you should consider some important factors:

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    • The time at which you start investing in a program and the number of family members you want to get insured. Obviously, a married man with two children has different needs compared to a single one. The number of persons who are dependent on an individual also varies from person to person.
    • The next thing you need to consider is you and your family needs. What are your child’s dream, your retirement plans, for how long would your dependents need financial support, any personal injury, etc. And do not forget those events or situations that will surely demand a huge sum of money.
    • The next thing one must consider is your current income. You should preferably choose a plan which you can afford.

    Now you must be having a pretty clear idea of how to choose the best plan for you. Further, you should also compare various plans offered by different companies and numerous sites available online that help will you to compare them.

    Differences between life insurance plans

    Here’s a short brief of some plan categories you can choose according to your needs:

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    • Term Insurance Plan – You have to pay once, and your nominee gets the paid money under your misfortune demise. It ensures a person for a fixed time. If you survive the policy period, you do not get your premiums back.
    • Whole Life Policy – This plan continues for your lifetime. Under this, the policyholder has to pay regular premiums, until their death.
    • Endowment Policy –  In case the individual dies during the tenure, the beneficiary gets the amount assured. If the person survives the policy tenure, they gets back the premiums paid with other investment returns along with several other benefits.
    • Money Back Policy – In this a portion of the money invested is returned to the investor at regular intervals. If you survive the insurance term you get the entire amount back; else the beneficiary receives the entire sum assured.
    • ULIPs – These are the life insurance plans that offer you future security plus wealth creation options.

    Many people do not opt for whole life policy and endowment policy because of the high amount of money you need to pay, while others may prefer to opt for these if they have a high life expectancy. Surely you will find the best one for you.

    So what are you waiting for? Plan for your future and live a happier and carefree life today.

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    Featured photo credit: aryehsampson.com via aryehsampson.com

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