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Real Ways to Make Money Working from Home

Real Ways to Make Money Working from Home

    Most of those “work from home” opportunities that you see on TV, in the newspaper, or online are scams or pay you so little for the time you’ve invested that it’s not worth your while.  In my quest to figure out a way to ditch the 9 to 5 job so that I could work from the comfort of my own home, I have come across many different opportunities.  Whether you want to work from home so that you have more time with your kids or because you’d rather wear your jammies instead of a suit, the following are some great ideas on how to earn your living by working from home.  I can’t promise you’ll get rich overnight or quickly earn enough to replace your salary, or that it will even be easy, but if you stick with it and keep trying you’ll eventually have achieved your goal.

    Start your own website.

    There are two kinds of websites – the ones that sell products and the ones that provide information.

    If you can think of a good idea for a webstore and invest enough time and energy into marketing it, you might do well.  But keep in mind, you will have to constantly keep at it.  There will be orders to fill and plenty of accounting and inventory work to keep you busy,  provided you have a good product, there’s demand, and you’ve marketed yourself well.  The “If you build it they will come” slogan does not apply to websites.  If no one knows you’re out there, the chances of them accidentally stumbling upon it are virtually nil.  It can also be expensive if you don’t know how to create or operate your website, or how to market it.  You may very likely need to enlist the help of paid professionals.

    If the idea of running an online store does not appeal to you, perhaps you’d like to create a website that offers information, rather than products.  It could be that you make brilliant cartoons and think that would get a following, or perhaps you’d like to start up a news blog or maybe even a site for dog owners.  There’s no limit as to what topics you have to choose from, but my advice is to choose something that you love.

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    My experience:

    I started up a news website along with my husband in 2006.  We are both news junkies who love to write.  I always wanted to be a journalist,  but I knew where that career field was heading and I didn’t really want to be an intern or do time as the obituary writer.  So we took our passion for news and for writing and our love for our hometown of Cleveland, Ohio, and we started up a news site.

    I can’t say that we’ve gotten rich off of it,  but it helps pay the bills.  It’s daily traffic rivals and surpasses that of established news media outlets in our market, and we’ve brought on board some award-winning journalists in recent years.  It’s also gotten us other opportunities over the years, such as press passes to concerts and sporting events, chances to test out new products or listen to unreleased CDs, and so on.

    We’ve stuck with it for so long because it is something that we enjoy.  I can’t stress this enough – if you start a website about something that you are not passionate about, chances are you will burn out pretty quickly.  It takes a lot of work to build up a successful website, and you have to be willing to put in the time yourself until it is big enough that you need to bring in some extra help.

    We’ve saved a lot of costs because I know how to build websites and have a background in graphic design and a bit of SEO know-how. If you don’t have these skills, or a friend who might be willing to lend some of their talent, it will end up costing you more.

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    Answer questions, do surveys, and conduct searches.

    This tactic to making money online will most definitely not make you rich, but can help you earn enough to pay for the little things you’d be buying anyways, or give you some extra spending money to treat yourself every once in awhile.

    There are plenty of opportunities to take surveys for money.  This has never appealed to me, so I can’t honestly direct you to a legit one.  They’re out there, but do your research first.  Otherwise you might just find yourself added to another spam distribution list.

    If you’re good at searching for information online and have an interest in a wide variety of topics, becoming a ChaCha.com guide might be up your alley.  People ask questions, you find them the answers, and then you get paid.  The more time you spend working, the more you will make.

    If you use the internet, you probably use a search engine regularly.  Well what if all those searches you conducted could earn you money?  With SwagBucks.com, you can earn money for your searches.  It pays you to do what you’d already be doing on Google, Yahoo, Bing or whatever your favorite search engine is. You again won’t get rich by doing this, but you can build up enough points to score gift cards to Amazon.com and other places.

    My experience:

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    I did a few surveys for AOL way back in the day that they paid me for, but these kind of things haven’t interested me all that much because they don’t pay out all that well and I’m more interested in making a living online than earning some extra spending money.  But I know people who have done these and are pleased with it.

    Find a work from home job.

    They are out there, but they’re hard to find and pretty darn competitive.  These jobs can range from a medical transcriptionist to a search engine optimization specialist.  Or, perhaps, you could find a position as a social media consultant.

    My experience:

    I’ve seen these from time to time posted on Craigslist, but I’ve never actually gotten one yet.  My advice to finding them is to scour the job postings on not only your local city, but some big cities like New York as well.  Often times there will be work from home jobs posted on only the NYC Craigslist because that’s where the company is based out of, that’s their local Craigslist, and they don’t want to go to the bother of posting it on all of the cities.   You’d apply for these jobs the same way you’d do any other job, and your interview will likely be over the phone, unless you happen to be near where the company is based.

    Write about what you know.

    Do you have a degree in nutrition?  I know Livestrong.com is hiring writers for their site through Demand Media Studios.  DMS also hiring writers and editors for every other topic under the sun to be published on eHow.com and their numerous other web properties.  You can make about $15 or more per article, and a few dollars for each article that you edit.  You can work as much or as little as you want.  Once you “claim” an assignment, of which there are tens of thousands, you have 7 days to complete it.

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    Yahoo bought up Associated Content and have amassed their own army of writers to create articles on numerous topics.  They also utilize their writers to do local feature stories for Yahoo Local cities.  They work similarly to Demand Media Studios, in that you can “claim” assignments.  I signed up to see how it worked, and it seems as though most of the payment for them is “performance based”.  In other words, you get paid based on the number of hits your article gets.

    Scour the blogger job postings on ProBlogger.net.  There are lots of people hiring everyday for people to write blogs for them on numerous topics.

    My experience:

    I signed up with Demand Media Studios and was accepted, but I haven’t done much since. The number of assignments available and is somewhat overwhelming, but I could easily earn the equivalent of a 9 to 5 salary by writing articles every day.  I’ve written for many, many blogs and websites over the years about everything from lawncare to nursing school and mobile phones.  There are topics, such as new technology, that I consider myself to be well-versed in and there are others that I am not that familiar with, so I do a lot of research to write well about them.

    Turn your talent into cash.

    Most people have at least one talent.  Figure out what yours is, and come up with a plan to capitalize on it. This is what finding a work from home job is all about.  If you love to knit, why not sell your goods on Etsy?  Are you an awesome coder?  There’s more work out there than you’ll know what to do with.  Are you an expert gardener?  Start a blog and share your tips, or maybe even make some expert how-to videos for eHow.com.

    You don’t have to quit your job and start working from home overnight.  It will likely take you some time to progress to a full work from home job, so start out small and work your way up.  If what you do is something that you love you’ll be more successful.  You need to be dedicated and motivated, and not easily distracted by the freedoms that working from home offers.  Successfully earning a living by working at home CAN be done, but it will most certainly take a lot of hard work.

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    Published on November 20, 2018

    The Best Ways to Save Money Even Impulsive Spenders Can Get Behind

    The Best Ways to Save Money Even Impulsive Spenders Can Get Behind

    The truth is, there are many “money saving guides” online, but most don’t cover the root issue for not saving.

    Once I’d discovered a few key factors that allowed me to save 10k in one year, I realized why most articles couldn’t help me. The problem is that even with the right strategies you can still fail to save money. You need to have the right systems in place and the right mindset.

    In this guide, I’ll cover the best ways to save money — practical yet powerful steps you can take to start saving more. It won’t be easy but with hard work, I’m confident you’ll be able to save more money–even if you’re an impulsive spender.

    Why Your Past Prevents You from Saving Money

    Are you constantly thinking about your financial mistakes?

    If so, these thoughts are holding you back from saving.

    I get it, you wish you could go back in time to avoid your financial downfalls. But dwelling over your past will only rob you from your future. Instead, reflect on your mistakes and ask yourself what lessons you can learn from them.

    It wasn’t easy for me to accept that I had accumulated thousands of dollars in credit card debt. Once I did, I started heading in the right direction. Embrace your past failures and use them as an opportunity to set new financial goals.

    For example, after accepting that you’re thousands of dollars in debt create a plan to be debt free in a year or two. This way when you’ll be at peace even when you get negative thoughts about your finances. Now you can focus more time on saving and less on your past financial mistakes.

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    How to Effortlessly Track Your Spending

    Stop manually tracking your spending.

    Leverage powerful analytic tools such as Personal Capital and these money management apps to do the work for you. This tool has worked for me and has kept me motivated to why I’m saving in the first place. Once you login to your Personal Capital dashboard, you’re able to view your net worth.

    When I’d first signed up with Personal Capital, I had a negative net worth, but this motivated me to save more. With this tool, you can also view your spending patterns, expenses, and how much money you’re saving.

    Use your net worth as your north star to saving more. Whenever you experience financial setbacks, view how far you’ve come along. Saving money is only half the battle, being consistent is the other half.

    The Truth on Why You Keep Failing

    Saving money isn’t sexy. If it was, wouldn’t everyone be doing it?

    Some people are natural savers, but most are impulsive spenders. Instead of denying that you’re an impulsive spender, embrace it.

    Don’t try to save 60 to 70% of your income if this means you’ll live a miserable life. Saving money isn’t a race but a marathon. You’re saving for retirement and for large purchases.

    If you’re currently having a hard time saving, start spending more money on nice things. This may sound counterintuitive but hear me out. Wouldn’t it be better to save $200 each month for 12 months instead of $500 for 3 months?

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    Most people run into trouble because they create budgets that set them up for failure. This system won’t work for those who are frugal, but chances are they don’t need help saving. This system is for those who can’t save money and need to be rewarded for their hard work.

    Only because you’re buying nice things doesn’t mean that you’ll save less. Here are some rules you should have in place:

    1. Save more than 50% of your available money (after expenses)
    2. Only buy nice things after saving
    3. Automate your savings with automatic bank transfers

    These are the same rules that helped me save thousands each year while buying the latest iPhone. Focus only on items that are important to you. Remember, you can afford anything but not everything.

    How to Foolproof Yourself out of Debt

    Personal finance is a game. On one end, you’re earning money; and on the to other, you’re saving. But what ends up counting in the end isn’t how much you earn but how much you save. Research shows that about 60% of Americans spend more than they save.[1]

    So how can you separate yourself from the 60%?

    By not accumulating more debt. This way you’ll have more money to save and avoid having more financial obligations. A great way to stop accumulating debt is using cash to pay for all your transactions.

    This will be challenging, depending on how reliant you are with your credit card, but it’s worth the effort. Not only will you stop accruing debt, but you’ll also be more conscious with what you buy.

    For example, you’ll think twice about purchasing a new $200 headphone despite having the cash to buy them. According to a poll conducted by The CreditCards.com, 5 out of 6 Americans are impulsive spenders.[2]

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    Telling yourself that you’ll have the discipline to not buy things won’t cut it. This is equal to having junk food in your fridge while trying to eat healthy–it’s only a matter of time before you slip. By using cash to make your purchases, you’ll spend less and save more.

    A Proven Formula to Skyrocket Your Savings

    Having proven systems in place to help you save more is important, but they’re not the best way to save money.

    You can search for dozens of ways to save money, but there’ll always be a limit. Instead of spending the majority of your effort saving, look for ways to increase your income. The truth is that once you have the right systems in place, saving is easy.

    What’s challenging is earning more money. There are many routes you can take to achieve this. For example, you can work long and hard at your current job to earn a raise. But there’s one problem–you’re depending on someone else to give you a raise.

    Your company will have to have the budget, and you’ll have to know how to toot your own horn to get this raise. This isn’t to say that earning a raise is impossible, but things are better when you’re in control right? That’s why building a side-hustle is the best way to increase your income.

    Think of your side-hustle as a part-time job doing something you enjoy. You can sell items on eBay for a profit, or design websites for small businesses. Building a side-hustle will be on the hardest things you’ll do, be too stubborn to quit.

    During the early stages, you won’t be making money and that’s okay. Since you already have a source of income, you won’t be dependent on your side-hustle to pay for your expenses. Depending on how much time you invest in your side-hustle, it can one day replace your current income.

    Whatever route you take, focus more on earning and save as much as possible. You have more control than you give yourself credit for.

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    Transform Yourself into a Saving Money Machine

    Saving money isn’t complicated but it’s one of the hardest things you’ll do.

    By learning from your mistakes and rewarding yourself after saving you’ll save more. What would you do with an extra $200 or $500 each month? To some, this is life-changing money that can improve the quality of their lives.

    The truth is saving money is an art. Save too much and you’ll quit, but save too little and you’ll pay for the consequences in the future. Saving money takes effort and having the right systems in place.

    Imagine if you’d started saving an extra $100 this next month? Or, saved $20K in one year? Although it’s hard to imagine, this can be your reality if you follow the principles covered in this guide.

    Take a moment to brainstorm which goals you’d be able to reach if you had extra money each month. Use these goals as motivation to help you stay on track on your journey to saving more. If I was able to save thousands of dollars with little guidance, imagine what you’ll be able to do.

    What are you waiting for? Go and start saving money, the sky is your limit.

    Featured photo credit: rawpixel via unsplash.com

    Reference

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