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Makeup Addicts Should Never Miss These 30 Money-Saving Tips

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Makeup Addicts Should Never Miss These 30 Money-Saving Tips

We have all heard the popular saying regarding diamonds being a girl’s best friend, but maybe people were misinformed. Makeup is a girl’s true best friend, and for good reason. No diamond can hide flaws, zits and lines and accentuate facial features, but cosmetics can! Just like diamonds, however, make up can be expensive. It doesn’t have to be, though, so makeup addicts, rejoice! Check out the money-saving tips below, so that you can enhance those already beautiful features you have, without breaking the bank!

1. Trust Google

If you want to shop online for makeup, always go to Google and type in the name of the place you are shopping at, plus the word ‘coupon’. You should never have to pay full price shopping online.

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    2.  eBay is your best friend

    Have a nice perfume that costs an arm and a leg to purchase? Go to eBay. You can even get unused testers for your favorite perfumes at discount prices, saving you some serious cash! eBay is also great for makeup because you can get bundles and kits for significant price discounts.

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      3. Remember that the average mascara has a shelf life of three months

      Once your mascara has expired, you don’t have to throw it away. Wash the tube and wand and use the wand as a eyebrow sculptor or fly away tamer.

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        4. Lipstick can be recycled

        A lot of lipstick often remains unused because it is stuck in the tube. You can recycle unused lipstick by remove the remaining contents and repackaging them. That way, you can choose to mix and match different colors of lipstick for a new shade, or make the most of what you have left. You can even turn them into lipgloss, by mixing the colors with petroleum jelly.

        5. Use lemon juice for cheap highlights

        If your

        highlights are looking dull, combine 1/2 of a spray bottle with lemon juice and the other half with water. Spray liberally before you go out in the sun. The lemon juice helps enhance the appearance of highlights, so no professional salon appointment necessary.Blond_woman_in_with_sunset_on_the_background

          6. Baby oil is also a makeup remover

          Baby oil helps remove leftover eye makeup. It works just as well as any make-up remover. Click here for more suggestions.

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            7. Get your free samples

            Go to Google and type in ‘free makeup samples’, or ‘free makeup’. Many companies and Web sites often advertise free samples. This is a great way to try a product before buying it in order to test the quality.

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              8.  Always compare and contrast the prices of your favorite products

              Sometimes the full size product is a better value than the travel size item, so always pay close attention to the sizes and prices.

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                9.  Don’t be afraid to dig through the bargain bin at your favorite pharmacies and grocery stores

                They tend to carry some great brand name and lesser known make up brands. Just because something is cheaper, doesn’t mean it’s lower in quality.

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                  10. Make your own lip scrub

                  Instead of buying your own sugar scrub for your lips at a much higher cost,  make your own! Just do a general search engine request for sugar lip exfoliating scrub recipe. You’ll find several!

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                    11. Check out the discount stores too

                    Discount stores carry all sorts of perfumes, lotions, cosmetics, and hair products from name brand to unknowns at very low cost. Don’t be afraid to stop by your local TJ Maxx, Marshalls, Big Lots and Ross stores to see what they have to offer.

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                      12. Get a loyalty card

                      Plenty of beauty stores now offer free shopping cards, where you can get points for your purchases. Those points you earn can be used toward buying more products at no additional costs. Definitely take advantage of them.Take a look at Sephora’s Beauty Insider Program!

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                        13. Baby powder can double as dry shampoo

                        Had a lot of fun last night but don’t have time to wash your hair? Grab some dry shampoo, spray it your hair, comb through, and go. It’s a great secret weapon for when you’re in an emergency! Time is money! Don’t have dry shampoo? Baby powder will do the trick!

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                          14. Clean up your nails without needing to go to a professional

                          Combine a few tablespoons of hydrogen peroxide with a few tablespoons on baking soda, and soak your fingers in the solution for a few minutes! Those nails will be looking pretty! Here are even more ideas!

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                            15. Say ‘yes’ to local cosmetology schools

                            Need a haircut? Cosmetology students are always looking for new models to practice their skills on, and that can mean a free makeover for you too!

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                              16. Eyeshadow palettes are fantastic to experiment with new looks

                              They are also great for some double duty work! Palettes can double as brow filler, eyeliner, and even a highlighter.

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                                17. Invest in quality brushes

                                Make the investment once. Quality brushes should last you close to a lifetime.

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                                  18. Purchase products that can multitask

                                  Buy eyeshadow that can double as a liner or a brow filler. Buy lipstick that can double as a nice blush. Always keep in mind all of the various uses one product can give you.

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                                    19. A great make-up remover at the end of the day is Vaseline

                                    It works on the whole face and also moisturizes. Not to mention the ease it will have on your purse strings.

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                                      20. Avoid impulse makeup purchases

                                      Have the mindset of ‘what do I really need’ and ‘what do I regularly use to help factor in what to purchase’. This will help you avoid impulse purchases. You can also bring along a friend with you when you go shopping to have them help keep you in check with your purchases.

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                                        21. Have a make up budget, and stick to it

                                        As stated before, impulse makeup purchases can add up.

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                                          22. Figure out if less can be more

                                          See if potentially using less of a product will still give you the same results. If so, try to continuously use less in order to save more.

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                                            23. Look into making more of your own products

                                            Facial masks, hair treatments, and much more can all be treated with at-home DIY substitutions. The great thing is many of these things can be created with routine things found around the house. Here are some ideas!

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                                              24. There is more than one use for your conditioner

                                              Your hair conditioner can double as a shaving cream. It will leave your legs feeling silky and smooth.

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                                                25. Use the most of any product you buy

                                                Be sure to squeeze all you can out of the bottles you do purchase, so that you’re not throwing out product you could have used.

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                                                  26.  Color your hair at home

                                                  Save yourself a lot of money by dyeing your hair at home. Boxed hair color kits are great, especially for root touch-ups.

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                                                    27. DIY your exfoliator

                                                    Mix brown sugar and honey to create a nice face or body exfoliator. Check out how here!

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                                                      28. Recycle your old lipstick and eye shadow containers

                                                      Companies like MAC will mail you a new lipstick, just for recycling. Pucker up!

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                                                        29. Buy in bulk, if you can

                                                        Try to buy a full year’s worth of shampoo, mascara, lipstick, etc. when possible, so that you won’t have to waste money on gas, time, or more money buying as you go.

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                                                          30.  Attempt to combine coupons with sales wherever you go

                                                          It will save you a lot of money and time to look for the sales to go along with your coupons. If you try a product but don’t like it, take it back for a refund.

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                                                            Featured photo credit: By O Boticário SPFW [CC BY 2.0 (http://creativecommons.org/licenses/by/2.0)], via Wikimedia Commons via commons.wikimedia.org

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                                                            Last Updated on July 20, 2021

                                                            Financial Freedom is Not a Fantasy: 9 Secrets to Get You There

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                                                            Financial Freedom is Not a Fantasy: 9 Secrets to Get You There

                                                            Have you ever considered your life now, and how it would be if you had more time to spend with your family and less worries about money?

                                                            Nowadays, financial stress is one of the most troublesome weights in life. If you’ve ever encountered financial stress, you know the difficulty of not having enough income to pay your obligations or bills.

                                                            Many people say that money is not the ultimate goal of life. While that’s true, money certainly plays a very significant role. The meaning of financial freedom changes with the different phases of our life, but ultimately, it is something that many people strive for.

                                                            In this article, we’ll explain how to capture that financial freedom you’ve been looking for. Read on to learn the secrets to financial freedom.

                                                            Break Free of Your Finances

                                                            Financial freedom is about having a constant flow of cash from your assets to cover all your regular needs.

                                                            When you are not worried about your income, or living paycheck to paycheck, you gain a great sense of freedom. It’s the freedom to be obtain and do what you truly need to make your way through everyday life.

                                                            Gaining financial freedom, though, is a process of growth, making small improvements and gaining emotional strength.

                                                            Though it seems hard to believe, it is really very simple to get financial freedom.

                                                            To do so, you simply need to make sure that your assets exceed your liabilities. In other words, you’ll need to find the sweet-spot where your residuals meet or surpass your expenses. This is something that you can achieve with the proper plan.

                                                            While not every person will accomplish financial freedom, the potential for anyone to do so is certainly there. Anyone can achieve this success, regardless of their income level.

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                                                            Outlined below are 9 secrets that will help you in your goals of achieving financial freedom.

                                                            1. Stop Unnecessary Spending

                                                            We often spend money inwardly, instead of objectively.

                                                            For example, you may spend when you’re anxious, depressed, restless, exhausted, from fear of missing out, or to please others. This is a very unhealthy way to handle your finances.

                                                            To stop this habitual spending, log down all your spending over the course of a month.

                                                            Just as some people keep a food diary, keep an expense diary. Remember not to just write down how much and what you spent the money on, also include the circumstances of why you spent the money. Was it an impulse buy at the checkout line or was it something you planned to purchase?

                                                            This increased self-awareness could enable you to avoid triggering situations in the future when you are considering an impulse buy.

                                                            2. Plan a Monthly Budget

                                                            This is a great opportunity to get serious.

                                                            Take a seat with your spouse or partner and make a monthly budget based on your income, not your expenses. You are never again going to spend more cash then you have on hand.

                                                            Overspending is the thing that led you to more financial obligations. Make sure you decide every month what is coming in and what will be going out and stick to that budget… no matter what.

                                                            3. Cut-up Credit Cards

                                                            Perhaps you are the type of person who always pays your credit card balance in full before the end of your billing cycle, and enjoys the reward points you gain. If this is the case, then you’re already way ahead of the game.

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                                                            If not, you may want to consider ridding your life of the burden that credit cards bring.

                                                            Many cards have strategies set up so that if you make a certain number of late payments, they will raise your interest rate much higher. This can really add up in the long run and you won’t be doing your financial situation any favors. If you’re prone to late payments or have a large balance due on your cards, cut them up!

                                                            Without proper self control on credit card spending and payments, you are basically throwing your money away. To ensure that you have better control over your spending, use only cash or debit for all future purchases (and don’t forget to pay at least your minimum payment on your cut-up cards each month!).

                                                            4. Increase Savings

                                                            There is no doubt that for a comfortable retirement you must accumulate satisfactory savings throughout your working life.

                                                            It’s good practice to save up to 15% of your income.

                                                            Start with your workplace 401(k), if you have one. If not, a Roth IRA (if you are eligible) or a traditional IRA (if you are not eligible for the Roth) are the next logical steps.

                                                            Increase in longevity means you might be able to look forward to 25 to 30 years in retirement, or possibly even significantly more. Investing now in good retirement plans will ensure that you have a guaranteed a stable monthly income when the time comes to stop working. [1]

                                                            5. Invest Wisely

                                                            Consider investing in funds.

                                                            Specifically, you will gain higher returns if you invest in different types of mutual funds such as Debt funds, Equity funds and Hybrid funds with a proper balance, although it absolutely relies on your personal preferences and sense of risk taking.

                                                            To get the most of these benefits, make sure you are investing in a variety of assets. Another resource of investing in mutual funds is SIP (Systematic Investment Plan) where you invest some money every month in funds. SIP works by averaging the per unit price of the stock.

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                                                            Mutual fund investors are aware of the benefits of an SIP (Systematic Investment Plan). For one, it is the most secure way to invest in equity mutual plans so that wealth is created over a long period of time. This plan also helps you to gain a better sense of financial discipline, which will come in handy in all your financial endeavors.

                                                            6. Invest in Gold

                                                            There isn’t really a better way to invest in gold than to have the physical gold itself in your possession.

                                                            You can purchase gold coins and bars from mints as well as from coin dealers and other private sellers.

                                                            Another way to invest in gold is through ETFs (Exchange Traded Funds).

                                                            These are is similar to mutual funds but they are exclusively investments of gold. ETFs are great because they offer more liquidity; the ETF owns the actual physical gold, stores it, and retains the value of the shares. These shares can then be bought and sold in the stock market, and one big benefit is that the transaction costs of gold ETFs are much lower than the that of physical gold.

                                                            With its consistently-increasing demand, investment in gold can be very wise long-term investment to make.

                                                            7. Stash Emergency Funds

                                                            Whether it’s a cash gift or a work bonus, always try to save any extra money that comes your way rather than making unneeded purchases.

                                                            If you get paid every other week, you’ll get an “extra” paycheck (three rather than the usual two) twice a year. Either save those paychecks towards your emergency funds or utilize the money to pay down other obligations, such as loans, credit cards or other debts.

                                                            Make it hard to get your cash.

                                                            Put your savings in an alternate bank, maybe an online bank that forces you to delay for several business days before transferred money hits your regular bank account.

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                                                            8. Find Fabulous Mentors

                                                            Find a mentor, such as a friend or family member, who has exceptional control over their finances and pay attention to everything they do.

                                                            If you do not have any friends or family that are enjoying financial freedom, then find a mentor online! There are numerous blogs and guru websites featuring the advice of many people who have reached financial freedom, and they exist primarily to let you in on how to achieve it for yourself.

                                                            There are also plentiful forums available that share tips and tricks on how to best achieve financial freedom. Read as much as you can and start changing your habits for the better.

                                                            9. Be Extra Patient

                                                            Patience is the key of financial success.

                                                            Being patient can be quite tough, especially when you’re struggling with your finances, but having faith is worth it. You’ll continuously be on the right track if you are taking the proper steps above.

                                                            So don’t be discouraged, even if you are only saving a few dollars a month; it all adds up. Within just a few years you’ll look back proudly at your accomplishments and be glad that you had the patience to get there.

                                                            Financial Freedom for All

                                                            Anyone can achieve financial freedom, regardless of their financial circumstance.

                                                            Use the tips provided above to get yourself on the track to financial freedom and toss your monetary concerns out the window. If you wish to achieve a life with financial freedom for yourself and your family then you must adopt a disciplined approach towards your finances.

                                                            Following the simple secrets above is a great start to making your money work for you, so you can work less and live more!

                                                            Featured photo credit: rawpixel via unsplash.com

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                                                            Reference

                                                            [1] Hartford Gold Group: IRA Retirement Accounts

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