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Make More Money: 5 Amazing Ideas That Will Help You Prosper In 2015

Make More Money: 5 Amazing Ideas That Will Help You Prosper In 2015

I’m a huge advocate of making extra income and dabbling in entrepreneurship. In some cases, this side income can make enough to quit a bad 9-5 job and open up some new possibilities. From there the fun begins as we take a hold of our own lives and experience financial freedom!

So here are 5 ways you can make more money in 2015.

1. Rent out your car, bike, boat, outdoor equipment & extra land

If you’re not using it then why not make money off that asset? You could be making $250 a week from that nice bike you bought last Christmas or rent your extra car out and make an extra $2,000 a month!

For your bike, snowboard & surfboard:

spinlister

    For your car:

    relayrides

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      getaround

        For your boat:

        boatbound

          For your outdoor equipment:

          outdoor

            For your extra land:

            gamping

              2. Renting out your space

              People always need storage. You can charge people to store stuff at your house – a spare bedroom or basement would work perfectly.

              You probably have a friend or family member that needs your help with this right now. A few boxes in an area of the house you’re not using are a perfect idea when you need some fast cash. Think about those self-storage places; they make an absolute fortune! You would be solving a huge problem for people and creating an easy flow of income. Cha-ching!

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              Try posting an ad for this on Craigslist and start interviewing or try this:

              • Roost (Predominantly in San Franciso, California but expanding nationwide. Make $3,000 a year)

              roost
                • Sparechair (Launching soon. The twist here is people can use your space to work at home without being at home. The company is looking to help people network by making coworking fun and profitable. You can charge $10-$20 a day)

                sparechair
                  • Peerspace (If your space is creatively designed and can allow for groups of people to work then consider this)

                  peerspace

                    You can even rent out areas of your home to filmmakers and producers:

                    • Setscouter (If a director selects your home you can make up to $4,500 per day)

                    setscout

                      3. Drive people around

                      The days of investing money to purchase a taxi business have changed. Today you can freely partner up with a driving company and make $200-500 a day driving people with your own car. If you’re worried about insurance these companies take care of it all. The cool thing about this is you can be a driver whenever you want or treat it like a regular job and make approximately $65,000 or more a year.

                      Wondering where you’ll find paying customers? It’s all in the mobile app which you can download and check out now. For more information visit:

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                      • Uber (Available in most major cities)

                      uber
                        • Lyft (Just like Uber but with a cute pink mustache)

                        lyft

                          sidecar

                            shuddle

                              4. Voiceover

                              There’s a chance your voice is the type someone is looking for in their online or radio commercial. You’ll never know until you try. So find a quiet room away from distraction, stand up to project your voice, and record some samples. You don’t need the most professional equipment right now. Just use your mobile phone or computer microphone. Try these website’s for voice over work:

                              voicebunny

                                voices

                                  5. Writing blog posts

                                  There are more than a few blogs that you might follow. How much have you learned from reading, liking, commenting, and sharing this information? Quite a bit, I bet! If you enjoy it consider offering to write articles for them.

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                                  You don’t have to be a literary giant. Your thoughts are your thoughts and they’re valuable – treat them as such. You should get about 25 bucks per article which can take roughly 30 minutes to research and 30 minutes to write. If you write 40, you’ve got $1,000 – just like that! This is like working a 40 hour work week while staying in the comforts of home.

                                  Here’s one source writers can make $30 a short blog post and $65 a long blog post:

                                  scripted

                                    You can find more options here:

                                    odesk

                                      If you liked these ideas on making money then you’ll enjoy this: 8 Great Ways To Earn Extra Cash

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                                      Make More Money: 5 Amazing Ideas That Will Help You Prosper In 2015

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                                      Last Updated on April 3, 2019

                                      How to Nix Your Credit Card Debt in Less Than 3 Years

                                      How to Nix Your Credit Card Debt in Less Than 3 Years

                                      Debt is never a fun thing to be in. But, there are many actions that you can take that will help you rid yourself of the burden of debt once and for all.

                                      By coming up with a set plan, eliminating your debt can feel much easier than constantly thinking about it.

                                      This post will provide some tips on how you can do this to help you nix your credit card debt in less than 3 years.

                                      Hint: there are ways that are easier than you think.

                                      1. Consider Consolidating Multiple Credit Cards If Possible

                                      This may not be applicable to you, but if you have multiple cards – it is something to consider. Keeping up with multiple bills is time consuming.

                                      It will depend on the balance you have on each. Consolidate ones you can but do not do it to the point that you get too close to the maximum limit. Also, it is ideal to pick the card with the lower interest rate.

                                      Consider if there are any fees or alternatively, rewards, with transferring a balance to another card. Watch out for fees. Note that some cards offer rewards for transferring a balance to them. This is extra cash that can help go towards paying off your debt.

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                                      Having one or two cards can make nixing your debt much simpler than keeping up with the balance of a bunch of cards. Keeping track of paying the minimum towards a bunch of cards is time consuming. Spend the time to consolidate instead to make the overall process simpler going forward.

                                      My tip: Have one main credit card. Have a second one that you use for necessities – such as groceries or gas – that offers rewards for those purchases (a lot of cards do) and set the second one on auto-pay. You should be able to pay off a smaller amount on auto-pay if it is a necessity. If you think you cannot, then you may need to cut down a lot on expenses.

                                      Why do I suggest doing this? Having one thing set to auto-pay is one less thing to think about. One less thing to waste time on. Same idea with consolidating to one main card. Tracking down too many is a hassle.

                                      2. Try to Pay the Full Balance You Spent Each Month at the Very Least

                                      You need to pay off the amount you are spending each month when that bill comes in. This is the amount you spent THAT month.

                                      Do not let the debt keep accruing while you work on paying any unpaid debt that has accrued. It will become a never-ending battle. Try as best as you can to be current on paying for each month’s expenses when that month’s bill comes out.

                                      If this is a strain, consider why. You may need to cut expenses. Or you may need to consider other cards. Or look at where this money is going.

                                      3. Pay Extra When You Can – Every Small Amount Counts

                                      This cannot be emphasized enough. If you are looking at a lot of credit card debt, it can look daunting, but each extra amount that you can put towards the debt will really add up – no matter how small it is.

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                                      It does not just reduce the principal amount that you have left to pay off, but it reduces the amount that is collecting interest. You will always save money with that reduced interest.

                                      4. Create a Plan on How to Pay Extra

                                      Back to the main point, having this plan is giving you one less thing to think about.

                                      This plan should be a plan that works for you. If it does not work for you, your spending habits, and your views on debt, then it will not be an effective plan.

                                      For instance, if a set plan of an extra $50 (or another amount that you know you can afford) works for you, then do that. Set that aside every month and pay that extra amount. Treat it like a bill. Choose an amount that works for you and pay it like clockwork as though it was a bill you had to pay each month.

                                      Little amounts will not nix it entirely, but they will help tackle it and having a set plan can make it less of a chore. Creating a new plan of how much to put towards it each month is an unnecessary added stress.

                                      5. Cut out Costs for Services You Do Not Use

                                      If you are signed up for subscriptions that you do not use because of some free trial or for some other reason, cut it out. Your overall financial position will look better.

                                      In turn, that will make cutting your credit card debt easier. Look at your statements to find these expenses. If you do not use them, you may forget you are paying some unnecessary amount each month. Cutting it out can really add up in savings that you can put towards other needed expenses.

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                                      6. Get Aggressive About It

                                      Consider these points:

                                      Depending on the interest and the level of debt, you may need to give up a few indulgences. For example, instead of ordering delivery or going out to eat, cook at home. Everything adds up.

                                      Other things may be more of a sacrifice. It may be a trip you wanted to go on, or a daily latte habit you’ve picked up. In these instances, consider how important it is to you and if it’s worth the sacrifice. And if it is a costly expense, think whether you can wait to indulge.

                                      Cutting an extravagant expense can really help make a dent in your overall debt. Try not to add to debt when you are trying to pay it off. It will be a never-ending battle. Make it less of a battle with these tips and it will feel easier.

                                      Bottom line: Do what you can to make this process easier for you. Implement steps that do this. It takes time now, but will help overall. Also, keep track of your spending and paying down of your debts. Which is the next point.

                                      7. Reevaluate Your Progress at Set Intervals

                                      Doing a regular check-in can help you see your efforts pay off or maybe indicate that you need to give this a bit more effort. If you check every 3-6 months, it will not feel so much like a chore or feel so daunting.

                                      By doing this, you will be able to better understand your progress and perhaps readjust your plan. Bonus: if you see it pay off, it will feel great to do this check-in. You will get there.

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                                      Finally (and most importantly)…

                                      8. Keep Trying

                                      Do not get discouraged. Pushing it off will make it worse. Just keep trying.

                                      Once your debt becomes lower, each monthly payment will reduce the balance more. Why? You are paying less towards interest. It will be a snowball effect eventually and it will become much easier to manage. Just get to that point. And know once you do, it will feel easier and motivating.

                                      Start Knocking out Your Debt Today

                                      The best way to eliminate debt is to get started right away. Begin by implementing the above steps and watch your debt just melt away. Try out some of the above strategies and see what works best for you. Soon you’ll be on your way to a debt free life.

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                                      Featured photo credit: Pexels via pexels.com

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