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How to Use Internet Phone and Save Money on Your Home Phone

How to Use Internet Phone and Save Money on Your Home Phone

Are you looking for a new home or office phone? If the answer is yes, then you have come to the right place. Using Google Voice to get a free home phone is better than the likes of MagicJack, NetTalk, Skype, and many other services that offer you an internet-based phone service.
Google Voice is an exemplary service to make free phone calls to anyone in the USA and Canada. This service has already made a lot of buzz in the free phone and calling market because not only can you make free calls with Google Voice, it also lets you send free text messages to these two countries. Google recently announced that Voice will be free until the end of 2013. Although I was off by a week to guess this on Free Calls Hub, I had a good sense why Google would let it say free. Having said that, we are taking this service a step further today, as we’ve discovered a method to use Google Voice to replace your home phone without any kind of monthly payment.

Dedicated Resources Are History

While you might have felt the need for a computer or laptop all the time when you were using services like Gchat or Skype, here is an alternative solution that we are going to talk about:  there is no need to have a computer running all the time, acting as your ATA server. You can have a FREE home phone system without a computer using Google Voice.

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How to Get This Right Away

To begin with, make sure you have a high-speed internet connection. To make a call right from your phone, you will need a telephone system, so you can either use an existing system or buy a new one from DECT phone via Amazon (or another favorite store). Then, go online and create a Google Voice account. We would strongly suggest that you create one dedicated account for this system that is separate from your personal Gmail account.

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google voice
    google voice screenshot

      Need help setting up a Google Voice account? Visit google.com/voice and register for a new account. You will be able to select the phone number of your choice and verify it using your phone. Next, you need to go to Voice settings. First, turn call screening and do not disturb settings OFF. Secondly, the incoming number should be set to caller’s number. The final step is to make a call to a home phone from the Gmail account using the Call Phone option for this account. This is one of the recommended steps by ObiHai to get this device working.

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      OBiTalk Network
        OBiHai

          You will also need an OBiHai Adapter to put the whole system in working condition. The Obi202 is the latest adapter on the block. Once your Google Voice account has been created, connect your Obi202 device to your adapter and home phone. Press *** on the Obi202, read the IP address, and go to this page by ObiHai to complete Google Voice set up.

          That’s it! Here you have enabled yourself to get out of the circle of monthly payments with a free home phone line.

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          How did you like the article? Please give me feedback and leave the comments if you have any specific questions.

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          Mukesh Agarwal

          Professional Blogger

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          Last Updated on March 4, 2019

          How to Use Credit Cards While Staying Out of Debt

          How to Use Credit Cards While Staying Out of Debt

          Many people will suggest that the best thing to do with your credit cards during these tough economic times is to cut them up with a pair of scissors. Indeed, if you are already in huge debt, you probably should stop using them and begin a payback strategy immediately. However, if you are not currently in trouble with your credit cards, there are wise ways to use them.

          I happen to really love my credit cards so I will share with you my approach to how I use mine without getting into deep financial trouble.

          Ever since about 1983 when I got my first Visa card, I continue to charge as many of my purchases as possible on credit. Everything from gas, groceries and monthly payments for services like my cable and home security monitoring are charged on credit. Despite my heavy usage, I have maintained the joy of never paying any interest fees at all on any of my credit cards.

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          Here are some tips on how best to use your credit cards without falling into the trap of paying those nasty double-digit interest fees.

          Do Not Treat Credit Cards as Your Funding Sources

          Too many people treat their credit cards as funding sources for major purchases. Do not do this if you want to stay out of trouble. I use my credit cards as convenient financial instruments so I do not have to carry around much cash. In fact, I hate carrying cash, especially coins. When you buy things on credit, the purchases are clean and you will not get annoying coins back as change.

          I do not rely on my Visa, MasterCard or American Express to fund any of my purchases, large or small. This brings me to my golden rule when it comes to whether I will pull out any of my credit cards either at a retail or online store.

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          I never purchase anything with my credit cards if I do not have the actual cash on hand in my bank account.

          If I really cannot pay for the item or service with cash that I already have at the bank, then I simply will not make the purchase. Remember, my credit cards are not used as funding sources. They are just convenient alternatives to actual cash in my pocket.

          Make Sure to Always Pay Off Balances in Full Each Month

          The next very important part of my overall strategy is to make absolutely sure that I pay the balances in full each and every month no matter how large they are. This should never be a problem if the cash has been budgeted for my purchases and secured in the bank. I have always paid my full balances each month ever since my very first credit card and this is why I never pay interest charges.

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          Using Credit Cards with Rewards

          Most of my credit cards are of the “no annual fees” type, including one MasterCard on a separate account I keep at home as a spare in case I lose my wallet or incur any fraudulent charges. However, I do use a main Visa card which does have an annual fee because all purchases on that card reward me with airline frequent flyer points. For me, the annual fee is worth it since I do travel and I get enough points to redeem many free flights.

          You have to decide for yourself if you will charge enough purchases on credit each year without paying interest charges to warrant a credit card that rewards you with airline points (or other rewards). In my case, the answer is “yes” but that might not be the case for you.

          I occasionally use a MasterCard or American Express card on small purchases just to keep those accounts active. Also, I have been to the odd retailer that accepted only a certain type of credit card, so I find that having one from each major company is quite handy. Aside from my main Visa card which earns the airline points, the rest of my cards are of the “no annual fees” variety.

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          So this is how I use my credit cards without getting into any financial trouble with them. This strategy is recommended only if you are not in debt, of course. In fact, it is worth keeping in mind once you’re out of debt so that you can keep your credit cards active and treat them responsibly.

          What are your credit card usage strategies? Let me know in the comments — I’d love to hear what methods you use.

          Featured photo credit: Artem Bali via unsplash.com

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