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How to Use Internet Phone and Save Money on Your Home Phone

How to Use Internet Phone and Save Money on Your Home Phone

Are you looking for a new home or office phone? If the answer is yes, then you have come to the right place. Using Google Voice to get a free home phone is better than the likes of MagicJack, NetTalk, Skype, and many other services that offer you an internet-based phone service.
Google Voice is an exemplary service to make free phone calls to anyone in the USA and Canada. This service has already made a lot of buzz in the free phone and calling market because not only can you make free calls with Google Voice, it also lets you send free text messages to these two countries. Google recently announced that Voice will be free until the end of 2013. Although I was off by a week to guess this on Free Calls Hub, I had a good sense why Google would let it say free. Having said that, we are taking this service a step further today, as we’ve discovered a method to use Google Voice to replace your home phone without any kind of monthly payment.

Dedicated Resources Are History

While you might have felt the need for a computer or laptop all the time when you were using services like Gchat or Skype, here is an alternative solution that we are going to talk about:  there is no need to have a computer running all the time, acting as your ATA server. You can have a FREE home phone system without a computer using Google Voice.

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How to Get This Right Away

To begin with, make sure you have a high-speed internet connection. To make a call right from your phone, you will need a telephone system, so you can either use an existing system or buy a new one from DECT phone via Amazon (or another favorite store). Then, go online and create a Google Voice account. We would strongly suggest that you create one dedicated account for this system that is separate from your personal Gmail account.

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google voice
    google voice screenshot

      Need help setting up a Google Voice account? Visit google.com/voice and register for a new account. You will be able to select the phone number of your choice and verify it using your phone. Next, you need to go to Voice settings. First, turn call screening and do not disturb settings OFF. Secondly, the incoming number should be set to caller’s number. The final step is to make a call to a home phone from the Gmail account using the Call Phone option for this account. This is one of the recommended steps by ObiHai to get this device working.

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      OBiTalk Network
        OBiHai

          You will also need an OBiHai Adapter to put the whole system in working condition. The Obi202 is the latest adapter on the block. Once your Google Voice account has been created, connect your Obi202 device to your adapter and home phone. Press *** on the Obi202, read the IP address, and go to this page by ObiHai to complete Google Voice set up.

          That’s it! Here you have enabled yourself to get out of the circle of monthly payments with a free home phone line.

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          How did you like the article? Please give me feedback and leave the comments if you have any specific questions.

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          Mukesh Agarwal

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          Published on September 17, 2018

          How Being Smart With Your Money Leads to Financial Success

          How Being Smart With Your Money Leads to Financial Success

          Achieving financial success is not something that just happens. Maybe if you win the lottery or something, but for the average person like you or me, it comes from a series of small steps you take over a long period of time.

          With each step, you form a new smart money habit. And with each smart money habit, you build towards financial independence.

          So what sort of habits can you form to get on that path? Let’s take a look at smart money habits you can start today to get you closer to a financially independent future.

          1. Avoid being “penny wise but pound foolish”

          It’s tempting to try saving a couple cents here and there when buying small items. However, that’s not where the real money is saved. You’re putting in extra effort for something that doesn’t move the needle.

          You get the most bang when you’re able to cut down on your bigger bills. For example, finding a lower interest rate for your mortgage could save you $50+ per month. And cutting your transportation bill by purchasing a cheaper car or taking public transportation can provide large gains as well.

          So, look at your recurring expenses such as housing, transportation, and insurance, and see where there’s wiggle room. It’s a much better use of your time than trying to pinch pennies here and there on smaller purchases.

          2. When you want something big, wait

          Impulsivity can get you in trouble in most aspects of life. Finances are no different.

          It’s human nature to see something and want it right then and there. It starts as a kid in the checkout line at the grocery store, and it continues on through adulthood.

          We get an idea in our head of something we want, and it’s hard not to go out and get it right then.

          A good example is wanting a new car. Perhaps you’ve had your car for several years. It’s crossed the 100k mile mark. Maybe maintenance is due, and you’re annoyed that you need to replace the timing belt or purchase new tires.

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          So, you get the itch.

          You start digging around online, and you realize you could trade in your current car for something newer and more exciting… all for a few hundred bucks a month. Then you get obsessed.

          Here’s where you have to take a step back.

          Your newfound obsession is clouding your judgement. Rather than giving into the impulse, wait it out.

          Set a timeframe for yourself. Maybe you come back to the decision three months down the road. See if the obsession lasts.

          It might, but often, a funny thing happens. Often, you forget about it. And often, you find that the new car wasn’t a need at all.

          The impulse faded. And you just saved yourself a ton of money.

          3. Live smaller than you can afford

          You finally get that big raise. And you want to celebrate – and why not?

          You’ve been looking forward to this forever. And after all, it was all due to your hard work.

          That’s fine, splurge a little. However, make it a one-time deal and be done.

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          Don’t get caught in the trap that just because you’re now making more money, you should spend more.

          Too often, people get more money and feel like they that gives them the means to buy a bigger house, a bigger car… you know the drill. Resist.

          The fact is that living smaller than what you can afford is one of the fastest ways to build savings.

          But if you constantly upgrade as you begin to make more, then you’ll never get ahead. You’ll just build up more debt along the way and have just as little wiggle room as before.

          4. Practice smart grocery shopping

          Food… it’s one of the biggest portions of any budget. And if you’re not careful, it can be one of the biggest drains on your wallet.

          But luckily, there are a few things you can do to ensure that you stay smart with your money when buying groceries.

          Create a grocery budget

          Set a strict weekly grocery budget. When you know how much you can spend on groceries, you can then plan your weekly menu around it.

          Once you know what all you need, you can go shopping and keep a running tally as you shop to ensure you’re on track.

          I tend to do this in my head, rounding for each item. However, writing it down as you go would probably work best for most people.

          Make a list… and never deviate

          Never go to the grocery store without a list. If you go to the store with a ballpark idea in mind, you don’t have a true ide of what you need.

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          You’re not well-researched. You don’t know what the sales are. As a result, you’re going to make decisions on the fly.

          These impulse decisions will lead to overspending, which will derail your grocery budget.

          Eat before going grocery shopping

          It’s also important to eat prior to going to the grocery store. Hunger is a powerful force.

          If you’re shopping on an empty stomach, everything is going to look good. In particular, you may find a lot of ready-made, processed snacks will look enticing.

          After all, you’re hungry now and that food is easily available. So subconsciously, you may lean towards those items.

          Unfortunately, not only are those items typically less healthy, but they’re likely more expensive. You pay for convenience.

          However, when you eat prior to shopping, then you’ll shop with a clear mind. Your hunger won’t cloud your judgement, influencing you to make poor decisions like a cartoon devil resting on your shoulder whispering in your ear.

          This makes it much easier to stick to your grocery plan.

          5. Cancel your gym membership

          Now that you’re all set on your food, it’s time to get smart about managing your budget in terms of physical fitness. And let’s begin by avoiding the gym. The gym bill, that is.

          The average gym membership costs around $60 per month. That’s $720 a year.

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          Yet, two out of three gym memberships go unused. That means two-thirds of people who have a gym membership are literally giving away almost a thousand bucks a year. It’s crazy!

          I recommend seeking an alternative. One good alternative is to look into fitness streaming services.

          Streaming services allow you to stream hundreds of workouts like Insanity and p90x, right in your own home for around $10-20 a month. That’s $40-50 less a month than the average gym membership.

          Of course, then there’s the free option. The internet is full of free workouts that you can do on your own with minimal or no equipment.

          For example, there’s the Couch to 5K program, that I personally used a decade ago to ease myself from couch potato to running my first 5K race. If I could do it, anyone could.

          Then there are free resources like reddit that have limitless information on workouts. The Fitness subreddit has done all the research for you, populating workout tips and detailed workout routines for anyone to use in their wiki.

          There are several routines that require no equipment. And you can join in on the subreddit to become part of the community, making it easier for those seeking comraderie and encouragement in their fitness goals. All for free.

          It’s baby steps… And baby steps can start now!

          I’ve never met anyone that can’t stand to be a bit smarter with their money. And on the flip side, anyone can get smarter with their money. But remember, it doesn’t happen all at once.

          Begin by fighting your impulses. Prepare for the week and be smart at the store. And cut monthly expenses like gym memberships that are overpriced and you probably aren’t getting your money’s worth out of anyway.

          The devil is in the details. And the details can change your lifestyle and prep you for a financially independent future.

          Featured photo credit: Unsplash via unsplash.com

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