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How to Use Internet Phone and Save Money on Your Home Phone

How to Use Internet Phone and Save Money on Your Home Phone

Are you looking for a new home or office phone? If the answer is yes, then you have come to the right place. Using Google Voice to get a free home phone is better than the likes of MagicJack, NetTalk, Skype, and many other services that offer you an internet-based phone service.
Google Voice is an exemplary service to make free phone calls to anyone in the USA and Canada. This service has already made a lot of buzz in the free phone and calling market because not only can you make free calls with Google Voice, it also lets you send free text messages to these two countries. Google recently announced that Voice will be free until the end of 2013. Although I was off by a week to guess this on Free Calls Hub, I had a good sense why Google would let it say free. Having said that, we are taking this service a step further today, as we’ve discovered a method to use Google Voice to replace your home phone without any kind of monthly payment.

Dedicated Resources Are History

While you might have felt the need for a computer or laptop all the time when you were using services like Gchat or Skype, here is an alternative solution that we are going to talk about:  there is no need to have a computer running all the time, acting as your ATA server. You can have a FREE home phone system without a computer using Google Voice.

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How to Get This Right Away

To begin with, make sure you have a high-speed internet connection. To make a call right from your phone, you will need a telephone system, so you can either use an existing system or buy a new one from DECT phone via Amazon (or another favorite store). Then, go online and create a Google Voice account. We would strongly suggest that you create one dedicated account for this system that is separate from your personal Gmail account.

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google voice
    google voice screenshot

      Need help setting up a Google Voice account? Visit google.com/voice and register for a new account. You will be able to select the phone number of your choice and verify it using your phone. Next, you need to go to Voice settings. First, turn call screening and do not disturb settings OFF. Secondly, the incoming number should be set to caller’s number. The final step is to make a call to a home phone from the Gmail account using the Call Phone option for this account. This is one of the recommended steps by ObiHai to get this device working.

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      OBiTalk Network
        OBiHai

          You will also need an OBiHai Adapter to put the whole system in working condition. The Obi202 is the latest adapter on the block. Once your Google Voice account has been created, connect your Obi202 device to your adapter and home phone. Press *** on the Obi202, read the IP address, and go to this page by ObiHai to complete Google Voice set up.

          That’s it! Here you have enabled yourself to get out of the circle of monthly payments with a free home phone line.

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          How did you like the article? Please give me feedback and leave the comments if you have any specific questions.

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          Mukesh Agarwal

          Professional Blogger

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          Published on July 4, 2018

          Top 10 Recommendations on Money Management Apps

          Top 10 Recommendations on Money Management Apps

          Don’t want to overspend your budget, swipe your credit card too many times, and feel like a financial mess? Instead of beating yourself up for the bad financial decisions you’ve ever made, create a new plan!

          The solution is simple, save more and spend less. But, we all know it’s easier said than done.

          One problem is finding quality apps that save you time and money, and aren’t just hype.

          Luckily, there’re many great money management apps available at your fingertips. Here are 10 reliable money management apps that can help you save money, and crush debt.

          1. Personal Capital

            When was the last time you’ve tracked your net worth? Probably months ago or maybe never. Personal Capital allows you to easily track your net worth and plan for retirement.

            Here are some of its main features:

            • Sync many investment accounts, and expenses (mortgage, credit cards, etc.) in one place
            • Discover hidden fees and how much they’re affecting your retirement plan
            • Wealth management for investors requiring a long-term strategy

            With Personal you’re free to track your expenses and net worth.

            Available for: iOS and Android

            2. Mint

              If your smartphone could only install a few apps, Mint would be one of them. Why? Because Mint tracks all your balances and bills in one place.

              Here are some of its main features:

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              • Effortlessly track all your bills and balances in one dashboard
              • Categorized expenses to understand where you spend your money
              • Uncover hidden fees, and determine your investment style with sophisticated retirement tools.

              Feel at ease with managing your money by a reputable company that isn’t going anywhere.

              Available for: iOS and Android

              3. YNAB

                Everyone needs a budget, there’s no way around it. YNAB (You Need A Budget) is an easy to use app that will change the way you think about money. Their motto is to “give every dollar a job”, and you’ll quickly discover why.

                Here are some of its main features:

                • Easily sync all bank accounts in one place
                • Visually see your debt paying progress with eye-catching charts and notifications
                • Customized categories setting saving goals

                The best part about YNAB is the community that comes along with it. You can hop on the YNAB forum to receive support, listen to the YNAB Podcast or stay tuned for their weekly videos.

                Available for: iOS and Android

                4. Wealthfront

                  Albert Einstein once said “compound interest is the eight wonder in the world”, and for a very good reason. The problem is, most people are scared or unwilling to learn the basics of investing. This is why Wealthfront is the perfect solution for the hands-off investors.

                  Here are some of its main features:

                  • Variety of investment account options including IRA, Roth IRA, and more
                  • Your portfolio composed of 7 different asset classes
                  • Automatically rebalanced portfolio
                  • Daily tax loss harvesting

                  Wealthfront is perfect for people requiring investment guidance, or prefer a hands-off solution.

                  Available for: iOS and Android

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                  5. Clarity Money

                    If you’re staying on top of your budget but want to take your finances to the next level, Clarity Money can help you. Clarity Money helps you stay under budget and build a personalized savings plan.

                    Here are some of its main features:

                    • Easily cancel subscriptions with one click
                    • Synchronize bank accounts fast
                    • Transfer money effortlessly between different accounts

                    Clarity Money isn’t an app that does it all. But, it does make transferring money and canceling subscriptions fast and efficient.

                    Available for: iOS and Android

                    6. Acorns

                      What if there was a way to quickly gain confidence in investing your money, without too much risk? There is, and Acorns is your solution. With Acorns’s technology, you’re able to make investments as small as $5.

                      Here are some of its main features:

                      • Automatic contribution option
                      • Customized portfolio tailored to your needs
                      • Low management fees ranging from $1-$2 per month

                      Stop wasting dollars on expensive coffee. Instead, invest them towards a brighter financial future.

                      Available for: iOS and Android

                      7. Albert

                        Do you budget by only subtracting your expenses from your income? If so, how would you discover any overpayments or extra money you could save? This is where Albert shines, and it does it all free.

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                        Here are some of its main features:

                        • Receive notifications for overpayments, hidden fees, and low balances
                        • An Automatic budget that’s built around your spending and income
                        • Easily track debt and set new financial goals

                        While Albert does offer a paid option, most of its core features are FREE. So, what better option to save?

                        Available for: iOS

                        8. Prism

                          Have you recently forgot to pay a bill because life got in the way? Prism automatically tracks your bills and syncs your bank accounts in one place.

                          Here are some of its main features:

                          • View all your account balances in one glance
                          • Bill due dates are automatically pulled and tracked
                          • Receive early reminders for upcoming bills

                          If your budget is on “fleek” but can’t seem to stay on top of your bills, Prism is your go-to app.

                          Available for: iOS, Android, Windows, Amazon

                          9. Mvelopes

                            Remember hearing about people using envelopes to budget their money? Well, Mvelopes is the new envelope system for this generation. Easily create monthly budgets and track your saving goals.

                            Here are some of its main features:

                            • Connect unlimited bank accounts
                            • Real-time budgeting with auto transaction syncing
                            • Low monthly $4 fee or $40 annual

                            Mvelopes can help you crush debt, save more, and help you stop overspending. With its low monthly fee, it’s worth a try.

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                            Available for: iOS and Android

                            10. Wallaby

                              Most people don’t have time to track their credit card’s changing rewards and interest rates. Because of this, you need help reaping the most of your credit card’s rewards. Wallaby is the app that will help you do just that.

                              Here are some of its main features:

                              • Automatic recommendations for the best credit card to use for each transaction
                              • A friendly user interface, displaying credit cards with their corresponding images
                              • Free to use

                              If you’re using the same credit card to make your purchases, you may be leaving money on the table. Give Wallaby a try if you’re ready to maximize your credit card’s rewards.

                              Available for: iOS and Android

                              Take control of your finances and experience financial freedom

                              Picture yourself staying on budget and saving more money than you’d ever imagined.

                              It took hard work and dedication but you’d finally learned how to manage your money. You have to start taking control of your spending and saving habits.

                              You now have a list of reliable apps that can help you build better money habits, what are you waiting for?

                              Featured photo credit: Pexels via pexels.com

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