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How to Take the Pain out of Moving and Vacationing

How to Take the Pain out of Moving and Vacationing

Moving into a new apartment is my most dreaded yearly ritual. It follows the weeks of packing and planning, costs hundreds of dollars and leaves me sore and exhausted. There has to be a better way that I can afford.

After working as a contractor for years, I never had vacation time, but now that I do, I plan to make use of it.

No one likes to move

I’ve helped friends move and they’ve helped me in return. However, this past year the number of friends available to help was small and I was tired of killing myself for a weekend then trying to recover the following week. There had to be a better way.

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Our move was going to be far enough it would be cumbersome to make multiple trips. I have a small one bedroom apartment so a professional moving company was overkill and too expensive.

So I consulted the Great Sage Google and found MapDispatch. The site allowed us to list what I wanted to move and about how much I wanted to pay and it offered a reasonable suggestion.

Make them come to you

Then once our move was listed, various movers around the area sent us bids and I found one from a reputable looking person who had a very competitive bid. I contacted him and finalized the details hours later.

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It was the best decision I could have made. When the mover arrived he brought a truck I was convinced was far too small. However, he was quick and professional and made short work of my worldly possessions, expertly packing them into the truck.

Not just for big moves

The site covers all sorts of moves from entire houses to single items like furniture and appliances. At the end of the weekend, we spent less than the cost of a truck rental and we didn’t have to lift a thing.

I was unpacked and ready to start life in my new place and I could still feel my legs and my arms didn’t ache.

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Now that you’ve saved money moving, use it on a nice vacation.

    Vacations are vital to sanity

    Everyone needs a vacation and summer is the perfect time to take one as work slows down and the beaches beckon me. While the cold winds were blowing the hunt for the summer vacation began.

    I didn’t want to spend a lot of money for a hotel room and renting a house for a week was not in the budget.

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    After some searching, I found HomeAway which lists rental condos and houses from all over the United States. The benefit of this is the rentals are all done by the owners of the properties and not a real estate company so prices are lower and perks are higher.

    Spend less and get more

    I was able to locate a condo in beautiful Hilton Head, SC that came equipped with linens for beds, towels, beach chairs, a fully stocked kitchen and so much more.

    The condo was perfect and my wife and I were able to afford a weeklong getaway for the price of a long weekend in a hotel room. HomeAway keeps tabs on the people renting and there’s an extensive rating system that gives you an idea of what you’re getting.

    Craigslist is the king of buying and selling but MapDispatch and HomeAway are the champions of moving and vacation planning.

    Featured photo credit: Moving via Shutterstock and inline photo by Jocelyn via Flickr (CC BY 2.0)

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    Last Updated on March 29, 2021

    Life Insurance: A Secure Way To Protect Your Future.

    Life Insurance: A Secure Way To Protect Your Future.

    Life is a journey full of ups and downs. No one can actually predict what might happen the next moment; there are times where the happiest moments do not even take a second to turn into the gravest. Planning for your future can help you face such unwelcomed but irrepressible situations with much ease. We all want to make every memorable event of our life more special and to cherish all those moments happily and worry less, you must financially plan your future. But no one has control over life and death. Who would wish to see his family suffer in his absence? Insurance hands over the financial jeopardy of life’s happenings to an insurance company.

    Importance of getting a life insurance

    No one has control over life and death. Nobody would like to see their family suffering in an absence, and that’s why many people recommend life insurance. A life insurance plan is one of the best ways to secure the future of your family, even against those financial troubles after an untimely demise. These plans are safe and credible, and you could trust them for your family’s better future.

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    On the other hand, a life insurance policy is a contract between a company (insurance provider) and policyholder in which the insurance provider ensures to pay a certain amount of money to the nominated beneficiary in case of the policyholder’s death during the term of the agreement. There are different types of insurance plans, and it is important for you to know the benefits of those plans such as a funeral, medical or some life expenses provided they are mentioned in the agreement.

    Choosing the right insurance plan

    If you’re about to select an insurance plan, you should consider some important factors:

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    • The time at which you start investing in a program and the number of family members you want to get insured. Obviously, a married man with two children has different needs compared to a single one. The number of persons who are dependent on an individual also varies from person to person.
    • The next thing you need to consider is you and your family needs. What are your child’s dream, your retirement plans, for how long would your dependents need financial support, any personal injury, etc. And do not forget those events or situations that will surely demand a huge sum of money.
    • The next thing one must consider is your current income. You should preferably choose a plan which you can afford.

    Now you must be having a pretty clear idea of how to choose the best plan for you. Further, you should also compare various plans offered by different companies and numerous sites available online that help will you to compare them.

    Differences between life insurance plans

    Here’s a short brief of some plan categories you can choose according to your needs:

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    • Term Insurance Plan – You have to pay once, and your nominee gets the paid money under your misfortune demise. It ensures a person for a fixed time. If you survive the policy period, you do not get your premiums back.
    • Whole Life Policy – This plan continues for your lifetime. Under this, the policyholder has to pay regular premiums, until their death.
    • Endowment Policy –  In case the individual dies during the tenure, the beneficiary gets the amount assured. If the person survives the policy tenure, they gets back the premiums paid with other investment returns along with several other benefits.
    • Money Back Policy – In this a portion of the money invested is returned to the investor at regular intervals. If you survive the insurance term you get the entire amount back; else the beneficiary receives the entire sum assured.
    • ULIPs – These are the life insurance plans that offer you future security plus wealth creation options.

    Many people do not opt for whole life policy and endowment policy because of the high amount of money you need to pay, while others may prefer to opt for these if they have a high life expectancy. Surely you will find the best one for you.

    So what are you waiting for? Plan for your future and live a happier and carefree life today.

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    Featured photo credit: aryehsampson.com via aryehsampson.com

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