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How to Find Your Freakin’ Footing and Start Making Money on Your Own Terms

How to Find Your Freakin’ Footing and Start Making Money on Your Own Terms

    “Riches come, if they come at all, in response to definite demands, based upon the application of definite principles, and not by chance or luck.” – Napoleon Hill

    Making millions of dollars would be great – but right now, you’re more concerned about paying your cable bill so that you don’t have to steal Wi-Fi from Starbucks in order to write your new blog post.

    Landing on the New York Times Bestsellers list would be stupendous—but right now you’re just trying to find an hour to write amidst working to support yourself and doing the damn dishes and all of those other responsibilities that get in your way.

    Yes, having it all – “the babe, the boat, the bucks” as Danielle LaPorte (http://www.daniellelaporte.com) so bluntly puts it—is ideal. But right now, you’re just trying to make ends meet. If only you could make enough money to live off of, you could quit your job and focus. But right now, that seems totally unrealistic. A pipedream.

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    One: Exactly How Much Money Do You Need?

    “Fix in your mind the exact amount of money you desire. It is not sufficient merely to say ‘I want plenty of money.’ Be definite as to the amount.” – Napoleon Hill

    Want to make enough money to support yourself? Tell me, how much do you need?

    You don’t need to think about how much money you need for the rest of your days on planet Earth. That’s ridiculous. How could you possibly predict what you’ll want in 15 years?

    Instead, reel in your ambitions and make a plan for one year from now. To get crystal clear, ask yourself the following questions:

    1. In one year, what does your life look like? (Write as much detail as possible the place you live, how often you go out to eat, what you do on the weekends).
    2. How much money will it cost for you to live reasonably?

    That’s it.

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    In order to figure out your monthly expenses, try Tim Ferriss’ Monthly Expense Calculator.

    Then, once you have an exact figure…

    Two: Decide what you’ll exchange for the cash.

      If you want the money, you’ll have to exchange something for it.

      To figure out what to exchange for money, ask yourself the following questions:

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      1. What are my strengths + skills?
      2. What types of products + services can I provide?
      3. What will people actually pay for?

      Not sure what you’re good at? Here is a Skills + Strengths worksheet that I created.

      Don’t get bogged down trying to find your one-true-love. Once you’ve come up with 10 ideas, start testing them immediately. You’ll find your passion eventually, but doing so requires action.

      Do your research. Ask people what they’d pay you to do. Test your new service on them for free first.

      Don’t think you have what it takes? Hmm… I think this article titled “How to Really Start a Business” will make you think twice.

      Three: Plan and take Action!

      Once you’ve stumbled on a workable idea? Set some concrete goals, kid. I’ve personally just created my own concrete plan called “Project Moolah”.

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      Break it up into chunks. If your plan is to start earning $1,000 a month by this time next year, you’ll want to figure out how much money you’ll need to rake-in every few months until then.

      When you have a plan, you’ll have motivation on the not-so-inspired days. When you have a plan, you’ll know what steps to take every day. When you have a plan, you reach your goals.

      Making money is hard work, and I guarantee that you’ll have to make some uncomfortable phone calls. But if you want a great life, you have to do great things.

      You can see my Project Moolah breakdown here.

      Does the thought of starting your own business have you feeling totally overwhelmed? You don’t have to use the word business just yet! Think of it this way: you are on a journey to create financial freedom. You’re breaking through the barriers of mediocrity. You’re starting the life that you’re supposed to be living.

      Bombs away!

      (Photo credit: Fresh Leaf Growing on Gold Hill via Shutterstock)

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      Last Updated on August 15, 2018

      30 Fun Things You Can Do This Summer Without Spending Much

      30 Fun Things You Can Do This Summer Without Spending Much

      Summertime can be a real strain on your wallet. The sun is out, there are people to see, places to be; it’s no wonder you might be short of funds during these sunny months. Not everything has to cost you an arm and a leg.

      Take some time to go through this list of 20 cheap summer activities and make some realistic goals to complete as many as you can.

      Video Summary

      1. Visit a strawberry festival

      Summer is prime time for tasting strawberries. More often than not, an area that grows strawberries will have a strawberry festival. Indulge yourself in strawberry pies, jams, cakes and more!

      2. Have a picnic

      Take your partner or your family to the local park and enjoy a relaxing picnic. Designate each person to bring one food item of their choice to add to the fun.

      3. Camp in your back yard

        The summer heat can sometimes make it hard to sleep. Why not enjoy the heat outside in the yard? Pitch a tent or gaze into the night sky.

        4. Take long walks

        Discover something new where you live. Take the afternoon off from your chores and go for a long walk. You may be surprised by what you discover.

        5. Break a world record

        Breaking a world record doesn’t have to be time-consuming. You could even break one on your lunch hour. Give it a go!

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        6. Go on a bike ride

        The number of bike paths on roads in big cities has increased dramatically over the years. Take advantage, and enjoy the summer breeze.

        7. Join a gym class

          The gym is not everyone’s idea of a good time, but why not go with a friend a join a class? Spinning, yoga and step classes are always more fun with friends, and a lot of gyms allow you to pay-as-you-go.

          8. Find a new hobby

          The summer is the perfect time to find a new hobby. Serotonin (our body’s natural “happy” hormone) is produced by the sunshine and will be at a yearly high, which is great for when we want to tackle something new.

          9. Join a sports team

          Not all sports teams are competitive and require huge amounts of your time. Join in the fun with like-minded people, get fit, stay healthy and make some friends along the way.

          10. Make a slip ‘n slide

            Gather your friends, some plastic sheeting, a hose, washing up liquid if desired, and make a huge slip ‘n slide just like these guys. Granted, yours won’t be as big, but you get the idea… it’s fun!

            11. Make a treasure hunt for your kids

            Today’s digital world sees our children more often than not playing inside than outside. Why not create a sense of adventure by making a treasure hunt? Only rule? It has to be outside.

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            12. Visit a free festival

            Towns and cities are awash with free festivals, with themes from film to science. Scout your local area and discover something new.

            13. Visit the zoo

              Let’s face it: we love animals. While browsing news websites and social media networks you’re bound to come across a few pictures of cats. Take a trip to your local zoo for a better experience.

              14. Take a road trip

              Enjoy the open road with a few friends and take a road trip somewhere–anywhere. Just go out and enjoy the sunshine!

              15. Play ultimate frisbee in the park

                Frisbee is always great fun down the park, but why not turn it into more of a competitive sport by playing ultimate frisbee?

                16. Make your own ice cream

                Ice cream is a very versatile dessert. Make a sandwich, enjoy a cone, or simply just enjoy a bowl full. Better yet, making your own ice cream allows you to create any flavor you want.

                17. Invite your neighbors over for a BBQ

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                  When was the last time you invited your neighbors over? Do you even know them? Now’s your chance. Just ask each person to bring a food item so costs don’t mount up for you.

                  18. Get a summer job

                  For many students, summer is the time for relaxation and fun. But who said earning money and being productive isn’t fun? You only get out what you put into a situation.

                  19. Attend a charity event

                  Attending a charity event is a great way to raise funds and awareness for a cause, meet new people, and generally have a good time. Search for your local charity event today.

                  20. Visit a national park

                  National parks are a great way to explore nature and learn something new. You could even volunteer and make a difference in helping restore natural habitats.

                  21. Visit your local comedy club

                    Local comedy clubs are extremely underrated. They are cheap to attend and no doubt you’ll have a barrel of laughs.

                    22. Make your own hammock

                      Hammocks are very relaxing, are perfect for summer afternoons and are surprisingly easy to make.

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                      23. Read in your new hammock

                      Now you have your very own hammock, the only thing left to do is enjoy it. Grab your favorite book and read to your heart’s content.

                      24. Watch a movie outside

                      Movies are great. Relaxing outside in the evening is great. Put them together and you’ve got a perfect combination. In D.C, Maryland and Virginia this summer, for example, you can enjoy a huge number of movies outside.

                      25. Take a hike

                        Hikes are a great way to keep fit and see more of Mother Nature. There are countless trails available for you to explore. Why not try some this summer?

                        26. Learn how to fly a kite

                        As a child, you probably had a kite and haven’t touched it since. Why not dust it off and attempt to fly it? It’s tricky, but well worth the challenge.

                        27. Work out at the park

                        American cities are full of parks with ample space for a work out session. No doubt you’ll be happier to work out in the sun rather than a crowded gym.

                        28. Take your dog to the beach

                          One of the many joys of owning a dog is taking him or her for long walks during the summertime. This joy is enhanced when visiting the beach, for both you and your dog.

                          29. Make a summer smoothie

                          Healthy, delicious and perfect for the summer. Not only that, there are countless recipes ready for you to try.

                          30. Attend a free yoga session at the beach

                          No experience needed and all skill levels are welcome. Take yourself and a buddy down to the beach and try some yoga. You’ve got nothing to lose!

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