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Comparison Shopping: The Ultimate Resource To Save Time and Money (Pre-Holiday Tip!)

Comparison Shopping: The Ultimate Resource To Save Time and Money (Pre-Holiday Tip!)

Saving money is often the foremost thing on most of our minds (especially when it comes to holiday shopping!) When we get down to the business of indulging in a new toy, household item or other product, saving ourselves time ranks a not-so-distant second.

Besides, with huge range of products available today, finding the balance between the best price versus the best quality may take you hours of research and driving from mall to mall.

But, with the nearly endless responsibilities that life puts on our plates each day, who has time to spare?

If you answered that question with a resounding “not me,” then check out these four fantastic comparison shopping tools that allow you to save both time and money:

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1. ShipGooder

ShipGooder

    Sometimes the biggest expense with an online purchase is shipping, a terrible problem that many market analysts see as the last big hurdle to getting people to switch en masse to online shopping over more traditional brick and mortar stores. Whether you shop via a third-party connection marketplace like Amazon or direct from the official website of your favorite retailer, the deals offered often seem very nice, until you reach the shipping page and find that what little money you hoped to save would be negated when you add in the cost of delivery.

    When you’re dealing with prohibitive shipping costs, the new ShipGooder server is an excellent tool that helps you to flesh out your options. Simply enter two zip codes and the package weight and ShipGooder will instantly return the available options for you to scan, saving you both time and money when it comes to shipping and receiving online purchases.

    2. Nextag

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    Nextag

      General price comparison websites are a dime a dozen, but Nextag stands out for its sheer size as well as its ease-of-use. The website’s simplistic design makes searching for a particular product a breeze, and their wide range of merchant partnerships means that millions of products are available through their service.

      With more than 10 years of experience and 30 million users per month taking advantage of it, there is no doubt that Nextag is a leader where price comparison is concerned, and you’ll definitely find it useful, assuming they partner with the merchants you need to find the product you’re looking for.

      3. PriceGrabber

      PriceGrabber

        One of the most popular price comparison websites in the world, PriceGrabber is well-known for its thorough product listings. The website provides both a search function and handy highlights on popular products, helping you to find the best deal on the hottest items with only a click or two, saving you time even while it promises to save you money.

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        Unlike Nextag, PriceGrabber provides comparisons in price and reviews from retailers across the internet, not requiring them to sign into any type of partnership. This means that you’re getting a full overview of what the web has to offer in the way of products, prices, delivery times and costs, and more.

        4. RedLaser

        RedLaser

          With mobile access now representing the way that many of us use the web, having a price comparison tool that can travel in your pocket is a valuable thing. This is one of a few ways that the RedLaser smartphone app sets itself apart from the competition. This app installs on your Apple iPhone or Google Android smartphone, making itself available to you when you’re shopping in order to give you the scoop on what other retailers, both online and offline, are charging for the same products.

          Products can be searched by UPC code or even via QR data if your phone’s camera is of a high enough quality to take a clear shot of a product’s barcode. This instantly presents you with a wealth of data, including comparative prices, GPS-enabled directions to competitors, and access to prices at online giants like eBay and Amazon, all coming together to ensure that you don’t spend a single dollar more than necessary to get the product that you want.

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          5. Collaborative Saving

          Happier

            This is a bit different in concept from the above tools but one that has some incredible potential: It offers you the ability to let your friends suggest deals to you. It makes perfect sense, people who you trust and who you probably share common interests with can suggest to you most relevant and reliable deals (as well as where to buy things).

            Happier (currently in beta) is so far the best example of this concept being implemented.

            Free ToolMost Useful Feature
            ShipGooderCompare shipping prices
            NextagPowerful “Compare user reviews” feature
            PriceGrabberLocal results (to quickly find best products nearby)
            RedLaserPowerful mobile support
            HappierCollaborative shopping and saving

            Luckily, we have online shopping tools to help us save time and money. Are there any other comparison shopping tips you use? Please share them in the comments!

            Your thoughts: Do you have any comparison shopping resource in your mind?

            Featured photo credit:  A couple selecting paint samples via Shutterstock

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            Published on November 20, 2018

            The Best Ways to Save Money Even Impulsive Spenders Can Get Behind

            The Best Ways to Save Money Even Impulsive Spenders Can Get Behind

            The truth is, there are many “money saving guides” online, but most don’t cover the root issue for not saving.

            Once I’d discovered a few key factors that allowed me to save 10k in one year, I realized why most articles couldn’t help me. The problem is that even with the right strategies you can still fail to save money. You need to have the right systems in place and the right mindset.

            In this guide, I’ll cover the best ways to save money — practical yet powerful steps you can take to start saving more. It won’t be easy but with hard work, I’m confident you’ll be able to save more money–even if you’re an impulsive spender.

            Why Your Past Prevents You from Saving Money

            Are you constantly thinking about your financial mistakes?

            If so, these thoughts are holding you back from saving.

            I get it, you wish you could go back in time to avoid your financial downfalls. But dwelling over your past will only rob you from your future. Instead, reflect on your mistakes and ask yourself what lessons you can learn from them.

            It wasn’t easy for me to accept that I had accumulated thousands of dollars in credit card debt. Once I did, I started heading in the right direction. Embrace your past failures and use them as an opportunity to set new financial goals.

            For example, after accepting that you’re thousands of dollars in debt create a plan to be debt free in a year or two. This way when you’ll be at peace even when you get negative thoughts about your finances. Now you can focus more time on saving and less on your past financial mistakes.

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            How to Effortlessly Track Your Spending

            Stop manually tracking your spending.

            Leverage powerful analytic tools such as Personal Capital and these money management apps to do the work for you. This tool has worked for me and has kept me motivated to why I’m saving in the first place. Once you login to your Personal Capital dashboard, you’re able to view your net worth.

            When I’d first signed up with Personal Capital, I had a negative net worth, but this motivated me to save more. With this tool, you can also view your spending patterns, expenses, and how much money you’re saving.

            Use your net worth as your north star to saving more. Whenever you experience financial setbacks, view how far you’ve come along. Saving money is only half the battle, being consistent is the other half.

            The Truth on Why You Keep Failing

            Saving money isn’t sexy. If it was, wouldn’t everyone be doing it?

            Some people are natural savers, but most are impulsive spenders. Instead of denying that you’re an impulsive spender, embrace it.

            Don’t try to save 60 to 70% of your income if this means you’ll live a miserable life. Saving money isn’t a race but a marathon. You’re saving for retirement and for large purchases.

            If you’re currently having a hard time saving, start spending more money on nice things. This may sound counterintuitive but hear me out. Wouldn’t it be better to save $200 each month for 12 months instead of $500 for 3 months?

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            Most people run into trouble because they create budgets that set them up for failure. This system won’t work for those who are frugal, but chances are they don’t need help saving. This system is for those who can’t save money and need to be rewarded for their hard work.

            Only because you’re buying nice things doesn’t mean that you’ll save less. Here are some rules you should have in place:

            1. Save more than 50% of your available money (after expenses)
            2. Only buy nice things after saving
            3. Automate your savings with automatic bank transfers

            These are the same rules that helped me save thousands each year while buying the latest iPhone. Focus only on items that are important to you. Remember, you can afford anything but not everything.

            How to Foolproof Yourself out of Debt

            Personal finance is a game. On one end, you’re earning money; and on the to other, you’re saving. But what ends up counting in the end isn’t how much you earn but how much you save. Research shows that about 60% of Americans spend more than they save.[1]

            So how can you separate yourself from the 60%?

            By not accumulating more debt. This way you’ll have more money to save and avoid having more financial obligations. A great way to stop accumulating debt is using cash to pay for all your transactions.

            This will be challenging, depending on how reliant you are with your credit card, but it’s worth the effort. Not only will you stop accruing debt, but you’ll also be more conscious with what you buy.

            For example, you’ll think twice about purchasing a new $200 headphone despite having the cash to buy them. According to a poll conducted by The CreditCards.com, 5 out of 6 Americans are impulsive spenders.[2]

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            Telling yourself that you’ll have the discipline to not buy things won’t cut it. This is equal to having junk food in your fridge while trying to eat healthy–it’s only a matter of time before you slip. By using cash to make your purchases, you’ll spend less and save more.

            A Proven Formula to Skyrocket Your Savings

            Having proven systems in place to help you save more is important, but they’re not the best way to save money.

            You can search for dozens of ways to save money, but there’ll always be a limit. Instead of spending the majority of your effort saving, look for ways to increase your income. The truth is that once you have the right systems in place, saving is easy.

            What’s challenging is earning more money. There are many routes you can take to achieve this. For example, you can work long and hard at your current job to earn a raise. But there’s one problem–you’re depending on someone else to give you a raise.

            Your company will have to have the budget, and you’ll have to know how to toot your own horn to get this raise. This isn’t to say that earning a raise is impossible, but things are better when you’re in control right? That’s why building a side-hustle is the best way to increase your income.

            Think of your side-hustle as a part-time job doing something you enjoy. You can sell items on eBay for a profit, or design websites for small businesses. Building a side-hustle will be on the hardest things you’ll do, be too stubborn to quit.

            During the early stages, you won’t be making money and that’s okay. Since you already have a source of income, you won’t be dependent on your side-hustle to pay for your expenses. Depending on how much time you invest in your side-hustle, it can one day replace your current income.

            Whatever route you take, focus more on earning and save as much as possible. You have more control than you give yourself credit for.

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            Transform Yourself into a Saving Money Machine

            Saving money isn’t complicated but it’s one of the hardest things you’ll do.

            By learning from your mistakes and rewarding yourself after saving you’ll save more. What would you do with an extra $200 or $500 each month? To some, this is life-changing money that can improve the quality of their lives.

            The truth is saving money is an art. Save too much and you’ll quit, but save too little and you’ll pay for the consequences in the future. Saving money takes effort and having the right systems in place.

            Imagine if you’d started saving an extra $100 this next month? Or, saved $20K in one year? Although it’s hard to imagine, this can be your reality if you follow the principles covered in this guide.

            Take a moment to brainstorm which goals you’d be able to reach if you had extra money each month. Use these goals as motivation to help you stay on track on your journey to saving more. If I was able to save thousands of dollars with little guidance, imagine what you’ll be able to do.

            What are you waiting for? Go and start saving money, the sky is your limit.

            Featured photo credit: rawpixel via unsplash.com

            Reference

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