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Comparison Shopping: The Ultimate Resource To Save Time and Money (Pre-Holiday Tip!)

Comparison Shopping: The Ultimate Resource To Save Time and Money (Pre-Holiday Tip!)

Saving money is often the foremost thing on most of our minds (especially when it comes to holiday shopping!) When we get down to the business of indulging in a new toy, household item or other product, saving ourselves time ranks a not-so-distant second.

Besides, with huge range of products available today, finding the balance between the best price versus the best quality may take you hours of research and driving from mall to mall.

But, with the nearly endless responsibilities that life puts on our plates each day, who has time to spare?

If you answered that question with a resounding “not me,” then check out these four fantastic comparison shopping tools that allow you to save both time and money:

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1. ShipGooder

ShipGooder

    Sometimes the biggest expense with an online purchase is shipping, a terrible problem that many market analysts see as the last big hurdle to getting people to switch en masse to online shopping over more traditional brick and mortar stores. Whether you shop via a third-party connection marketplace like Amazon or direct from the official website of your favorite retailer, the deals offered often seem very nice, until you reach the shipping page and find that what little money you hoped to save would be negated when you add in the cost of delivery.

    When you’re dealing with prohibitive shipping costs, the new ShipGooder server is an excellent tool that helps you to flesh out your options. Simply enter two zip codes and the package weight and ShipGooder will instantly return the available options for you to scan, saving you both time and money when it comes to shipping and receiving online purchases.

    2. Nextag

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    Nextag

      General price comparison websites are a dime a dozen, but Nextag stands out for its sheer size as well as its ease-of-use. The website’s simplistic design makes searching for a particular product a breeze, and their wide range of merchant partnerships means that millions of products are available through their service.

      With more than 10 years of experience and 30 million users per month taking advantage of it, there is no doubt that Nextag is a leader where price comparison is concerned, and you’ll definitely find it useful, assuming they partner with the merchants you need to find the product you’re looking for.

      3. PriceGrabber

      PriceGrabber

        One of the most popular price comparison websites in the world, PriceGrabber is well-known for its thorough product listings. The website provides both a search function and handy highlights on popular products, helping you to find the best deal on the hottest items with only a click or two, saving you time even while it promises to save you money.

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        Unlike Nextag, PriceGrabber provides comparisons in price and reviews from retailers across the internet, not requiring them to sign into any type of partnership. This means that you’re getting a full overview of what the web has to offer in the way of products, prices, delivery times and costs, and more.

        4. RedLaser

        RedLaser

          With mobile access now representing the way that many of us use the web, having a price comparison tool that can travel in your pocket is a valuable thing. This is one of a few ways that the RedLaser smartphone app sets itself apart from the competition. This app installs on your Apple iPhone or Google Android smartphone, making itself available to you when you’re shopping in order to give you the scoop on what other retailers, both online and offline, are charging for the same products.

          Products can be searched by UPC code or even via QR data if your phone’s camera is of a high enough quality to take a clear shot of a product’s barcode. This instantly presents you with a wealth of data, including comparative prices, GPS-enabled directions to competitors, and access to prices at online giants like eBay and Amazon, all coming together to ensure that you don’t spend a single dollar more than necessary to get the product that you want.

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          5. Collaborative Saving

          Happier

            This is a bit different in concept from the above tools but one that has some incredible potential: It offers you the ability to let your friends suggest deals to you. It makes perfect sense, people who you trust and who you probably share common interests with can suggest to you most relevant and reliable deals (as well as where to buy things).

            Happier (currently in beta) is so far the best example of this concept being implemented.

            Free Tool Most Useful Feature
            ShipGooder Compare shipping prices
            Nextag Powerful “Compare user reviews” feature
            PriceGrabber Local results (to quickly find best products nearby)
            RedLaser Powerful mobile support
            Happier Collaborative shopping and saving

            Luckily, we have online shopping tools to help us save time and money. Are there any other comparison shopping tips you use? Please share them in the comments!

            Your thoughts: Do you have any comparison shopping resource in your mind?

            Featured photo credit:  A couple selecting paint samples via Shutterstock

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            Last Updated on March 29, 2021

            Life Insurance: A Secure Way To Protect Your Future.

            Life Insurance: A Secure Way To Protect Your Future.

            Life is a journey full of ups and downs. No one can actually predict what might happen the next moment; there are times where the happiest moments do not even take a second to turn into the gravest. Planning for your future can help you face such unwelcomed but irrepressible situations with much ease. We all want to make every memorable event of our life more special and to cherish all those moments happily and worry less, you must financially plan your future. But no one has control over life and death. Who would wish to see his family suffer in his absence? Insurance hands over the financial jeopardy of life’s happenings to an insurance company.

            Importance of getting a life insurance

            No one has control over life and death. Nobody would like to see their family suffering in an absence, and that’s why many people recommend life insurance. A life insurance plan is one of the best ways to secure the future of your family, even against those financial troubles after an untimely demise. These plans are safe and credible, and you could trust them for your family’s better future.

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            On the other hand, a life insurance policy is a contract between a company (insurance provider) and policyholder in which the insurance provider ensures to pay a certain amount of money to the nominated beneficiary in case of the policyholder’s death during the term of the agreement. There are different types of insurance plans, and it is important for you to know the benefits of those plans such as a funeral, medical or some life expenses provided they are mentioned in the agreement.

            Choosing the right insurance plan

            If you’re about to select an insurance plan, you should consider some important factors:

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            • The time at which you start investing in a program and the number of family members you want to get insured. Obviously, a married man with two children has different needs compared to a single one. The number of persons who are dependent on an individual also varies from person to person.
            • The next thing you need to consider is you and your family needs. What are your child’s dream, your retirement plans, for how long would your dependents need financial support, any personal injury, etc. And do not forget those events or situations that will surely demand a huge sum of money.
            • The next thing one must consider is your current income. You should preferably choose a plan which you can afford.

            Now you must be having a pretty clear idea of how to choose the best plan for you. Further, you should also compare various plans offered by different companies and numerous sites available online that help will you to compare them.

            Differences between life insurance plans

            Here’s a short brief of some plan categories you can choose according to your needs:

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            • Term Insurance Plan – You have to pay once, and your nominee gets the paid money under your misfortune demise. It ensures a person for a fixed time. If you survive the policy period, you do not get your premiums back.
            • Whole Life Policy – This plan continues for your lifetime. Under this, the policyholder has to pay regular premiums, until their death.
            • Endowment Policy –  In case the individual dies during the tenure, the beneficiary gets the amount assured. If the person survives the policy tenure, they gets back the premiums paid with other investment returns along with several other benefits.
            • Money Back Policy – In this a portion of the money invested is returned to the investor at regular intervals. If you survive the insurance term you get the entire amount back; else the beneficiary receives the entire sum assured.
            • ULIPs – These are the life insurance plans that offer you future security plus wealth creation options.

            Many people do not opt for whole life policy and endowment policy because of the high amount of money you need to pay, while others may prefer to opt for these if they have a high life expectancy. Surely you will find the best one for you.

            So what are you waiting for? Plan for your future and live a happier and carefree life today.

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            Featured photo credit: aryehsampson.com via aryehsampson.com

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